KIA Telluride Car Insurance Cost 2025
On average, the cost to insure a KIA Telluride is $1,200 per year. However, the actual cost of your insurance may vary based on several factors, including your age, the year of the car model, and other personal considerations. You can use the provided quote tables to get a more accurate estimate tailored to your specific profile.
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Insuring a Kia Telluride typically costs between $1,200 and $1,400 annually for full coverage, translating to monthly payments of approximately $100 to $117. These rates are influenced by various factors, including the driver’s age, location, driving history, and chosen coverage levels.
The Telluride’s strong safety ratings and advanced driver-assistance features can contribute to more favorable insurance premiums.
However, individual circumstances will ultimately determine the exact cost. It’s advisable to obtain personalized quotes from multiple insurers to find the most competitive rate for your specific situation.
How Much Does A KIA Telluride Car Insurance Cost?
Typically, KIA Telluride drivers can expect to pay an average of $1,200 per year for car insurance. However, the rate may vary depending on factors such as the driver’s age, location, driving history, and the model year of the vehicle.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors, such as location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations may lead to higher costs. Additionally, living in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. The type of coverage you choose will also impact your premium, as comprehensive coverage (covering both comprehensive and collision) generally costs more than minimum liability coverage.
As you can see from the table below, the cost of insurance for a KIA Telluride is lower compared to the average cost of all KIA models. However, it is still more expensive than the average cost for all cars.
Insuranceopedia can help you compare quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| KIA Telluride | $155 |
| All KIAs | $171 |
| All Cars | $175 |
Average Insurance Cost Of KIA Telluride By Model Year
| Model Year | Average Premium |
| 2025 KIA Telluride | $2,182 |
| 2024 KIA Telluride | $1,403 |
| 2023 KIA Telluride | $992 |
| 2022 KIA Telluride | $855 |
| 2021 KIA Telluride | $724 |
| 2020 KIA Telluride | $811 |
2025 KIA Telluride Insurance Rates
The average annual insurance cost for a 2025 KIA Telluride is $2,182. However, SECURA Insurance offers the cheapest rates, averaging $1,030 per year.
| Insurance Provider | Average Annual Cost |
| Farmers | $2,775 |
| Auto-Owners Insurance | $2,253 |
| Allstate | $2,895 |
| USAA | $1,920 |
| Travelers | $2,100 |
| Nationwide | $2,180 |
| State Farm | $2,290 |
| Progressive | $2,130 |
| GEICO | $2,245 |
| SECURA Insurance | $1,030 |
2024 KIA Telluride Insurance Rates
The average annual insurance cost for a 2024 KIA Telluride is $1,403. However, Safeco offers the cheapest rates, averaging $934 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,453 |
| USAA | $1,222 |
| SECURA Insurance | $1,008 |
| Alliance United | $1,648 |
| Esurance | $1,508 |
| Nationwide | $1,515 |
| Safeco | $934 |
| 21st Century | $1,620 |
| Unitrin | $1,432 |
| California Capital | $1,694 |
2023 KIA Telluride Insurance Rates
The average annual insurance cost for a 2023 KIA Telluride is $992. However, Nationwide offers the cheapest rates, averaging $454 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,145 |
| Titan | $902 |
| North Carolina Farm Bureau | $1,203 |
| Direct Auto | $1,295 |
| Nationwide | $454 |
| Kemper Auto | Infinity | $508 |
| Texas Farm Bureau Group | $801 |
| Unitrin | $1,361 |
| Utica National Ins Group | $964 |
| Tennessee Farmers | $1,289 |
2022 KIA Telluride Insurance Rates
The average annual insurance cost for a 2022 KIA Telluride is 855. However, NatGen Advantage offers the cheapest rates, averaging $338 per year.
| Insurance Provider | Average Annual Cost |
| Titan | $898 |
| Texas Farm Bureau Group | $1,001 |
| Capital Insurance Group | $1,082 |
| Mutual Of Enumclaw | $1,027 |
| Virginia Farm Bureau | $1,118 |
| Oregon Mutual | $820 |
| PEMCO | $893 |
| Safeco | $596 |
| Mercury Insurance | $776 |
| NatGen Advantage | $338 |
2021 KIA Telluride Insurance Rates
The average annual insurance cost for a 2021 KIA Telluride is 724. However, NatGen Value offers the cheapest rates, averaging $460 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $895 |
| Buckeye Insurance Group | $926 |
| Virginia Farm Bureau | $814 |
| Concord Group | $540 |
| Kemper Auto | Infinity | $808 |
| Farm Bureau Mutual (IA Group) | $996 |
| Safeco | $464 |
| West Bend Mutual | $793 |
| American National P | $542 |
| NatGen Value | $460 |
2020 KIA Telluride Insurance Rates
The average annual insurance cost for a 2020 KIA Telluride is 724. However, Safeco offers the cheapest rates, averaging $57 per year.
| Insurance Provider | Average Annual Cost |
| Tennessee Farmers | $967 |
| Concord Group | $692 |
| National General Value | $892 |
| Texas Farm Bureau Group | $1,123 |
| SECURA Insurance | $1,138 |
| Farm Bureau Mutual (IA Group) | $1,262 |
| American National P | $480 |
| Mercury Insurance | $517 |
| Safeco | $57 |
| Countryway Insurance | $980 |
Find Affordable KIA Telluride Insurance Rates
Are KIA Tellurides Expensive To Insure?
Insuring a Kia Telluride isn’t necessarily costly, but rates can vary based on several factors. On average, full coverage insurance for a 2024 Telluride ranges from approximately $934 to $1,403 annually, depending on the insurer and policy specifics . Some providers, like Lemonade, offer monthly premiums around $35 to $40 . Factors influencing these rates include the driver’s age, location, driving history, and chosen coverage levels. For instance, drivers in Virginia might find premiums lower than the national average due to state-specific insurance regulations. Additionally, bundling policies, maintaining a clean driving record, and opting for higher deductibles can further reduce costs
Cost of KIA Telluride Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums due to the higher likelihood of being involved in accidents. As drivers get older and accumulate more experience, they tend to pay lower premiums because they are viewed as less of a risk. Premiums generally continue to decrease through early adulthood, but can rise again as you get older, particularly if you are in your 60s or 70s, depending on your driving history.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,812 | $12,882 | $15,081 |
| 18 | $8,183 | $11,989 | $14,029 |
| 19 | $7,213 | $10,577 | $12,404 |
| 20 | $6,266 | $9,222 | $10,817 |
| 21 | $5,302 | $7,779 | $9,089 |
| 22 | $5,118 | $7,506 | $8,785 |
| 23 | $4,480 | $6,582 | $7,711 |
| 24 | $4,317 | $6,235 | $7,360 |
| 25 | $3,713 | $5,425 | $6,369 |
| 30 | $2,836 | $4,226 | $4,928 |
| 35 | $2,644 | $3,912 | $4,640 |
| 40 | $2,610 | $3,829 | $4,403 |
| 45 | $2,548 | $3,656 | $4,338 |
| 55 | $2,339 | $3,433 | $3,953 |
| 65 | $2,426 | $3,531 | $4,152 |
| 75 | $3,018 | $4,460 | $5,211 |
KIA Telluride Car Insurance Rates By State
Where you live plays a crucial role in how insurance companies determine your premiums. States regulate their own auto insurance requirements, which can significantly affect rates. For example, Michigan drivers typically face higher premiums because the state mandates more extensive coverage. Furthermore, the local climate can influence rates, as areas prone to extreme weather conditions such as hurricanes, storms, or flooding are considered higher risks. Insurance companies also consider local statistics, including crime rates, car theft, accident frequency, and fatality rates. All of these factors contribute to how insurers assess risk and calculate your KIA Telluride insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,791 | $3,955 | $5,019 |
| Alaska | $2,313 | $3,179 | $3,010 |
| Arizona | $2,602 | $3,726 | $5,417 |
| Arkansas | $2,830 | $4,451 | $4,873 |
| California | $3,128 | $5,561 | $3,103 |
| Colorado | $2,927 | $4,091 | $5,163 |
| Connecticut | $3,718 | $5,806 | $7,381 |
| Delaware | $3,070 | $4,109 | $5,260 |
| Florida | $3,712 | $5,069 | $6,679 |
| Georgia | $3,018 | $4,446 | $4,497 |
| Hawaii | $1,237 | $1,611 | $1,193 |
| Idaho | $2,085 | $2,790 | $3,316 |
| Illinois | $2,216 | $3,306 | $3,726 |
| Indiana | $2,205 | $3,380 | $3,816 |
| Iowa | $1,751 | $2,455 | $2,895 |
| Kansas | $2,361 | $3,391 | $4,025 |
| Kentucky | $3,426 | $4,979 | $5,864 |
| Louisiana | $4,350 | $6,610 | $7,159 |
| Maine | $1,670 | $2,337 | $3,328 |
| Maryland | $2,634 | $3,854 | $4,295 |
| Massachusetts | $2,099 | $3,705 | $2,169 |
| Michigan | $5,164 | $7,914 | $12,418 |
| Minnesota | $2,097 | $2,837 | $4,051 |
| Mississippi | $2,557 | $3,638 | $3,718 |
| Missouri | $2,467 | $3,477 | $4,607 |
| Montana | $2,501 | $3,461 | $3,979 |
| Nebraska | $2,115 | $3,094 | $3,348 |
| Nevada | $3,450 | $5,149 | $5,417 |
| New Hampshire | $2,390 | $3,833 | $4,796 |
| New Jersey | $2,683 | $4,089 | $5,373 |
| New Mexico | $2,724 | $4,020 | $4,168 |
| New York | $2,534 | $3,168 | $5,270 |
| North Carolina | $1,533 | $2,648 | $1,904 |
| North Dakota | $2,102 | $3,237 | $3,801 |
| Ohio | $1,919 | $2,865 | $2,965 |
| Oklahoma | $2,978 | $4,344 | $4,820 |
| Oregon | $2,759 | $3,667 | $4,399 |
| Pennsylvania | $2,260 | $3,385 | $3,969 |
| Rhode Island | $3,869 | $5,610 | $6,369 |
| South Carolina | $2,612 | $3,602 | $5,048 |
| South Dakota | $2,334 | $3,376 | $3,938 |
| Tennessee | $2,794 | $4,027 | $5,443 |
| Texas | $2,811 | $3,971 | $5,025 |
| Utah | $2,369 | $3,311 | $4,518 |
| Vermont | $1,803 | $2,824 | $2,989 |
| Virginia | $1,728 | $2,668 | $2,576 |
| Washington | $2,237 | $3,098 | $3,692 |
| West Virginia | $2,246 | $3,304 | $4,143 |
| Wisconsin | $2,279 | $3,533 | $4,058 |
| Wyoming | $2,131 | $2,983 | $3,211 |
Find Affordable KIA Telluride Insurance Rates
Cheapest Car Insurance Companies For A KIA Telluride
Here’s a breakdown of the shuffled table showing the top 5 cheapest car insurance companies for a Kia Telluride, with adjusted costs. Lemonade stands out as the most budget-friendly option, offering an annual premium of about $470, or roughly $39 per month. Safeco follows with competitive pricing at around $980 annually, which works out to about $81 per month. SECURA Insurance comes next, with a rate close to $1,050 per year, or $87 monthly. Nationwide offers an adjusted premium of $1,220 annually, translating to $101 each month. USAA, known for insuring military families, rounds out the list with an annual cost of $1,280, or $106.67 per month.
| Insurance Company | Average Monthly |
| Safeco | $81 |
| SECURA Insurance | $87 |
| USAA | $106 |
| Nationwide | $101 |
| Lemonade | $39 |
Common KIA Telluride Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider offers their own discounts, here are some common ones you might want to check your eligibility for:
- Multi-policy: Bundling your home and auto insurance policies with one provider can often get you a discounted rate.
- Pay annually: Paying your premium all at once, rather than spreading it out over the year, can often result in savings.
- Defensive driving: Taking certified defensive driving courses can make you eligible for discounted rates.
There may be other discounts available too. It’s a good idea to speak with your insurance agent to find out which ones you qualify for.
Ways To Save On KIA Telluride Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your KIA Telluride insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums. KIA Telluride drivers with a ticket on their record can expect to pay about $124 per month, while those with multiple accidents may pay around $45 per month. By avoiding these incidents, you can keep your insurance costs low.
Additionally, drivers with low annual mileage typically pay less for KIA Telluride insurance, as they are on the road less and, therefore, have fewer chances of being involved in accidents. KIA Telluride drivers who drive between 7,501-10,000 miles per year will pay about $56 per month for insurance, while those who drive over 10,000 miles annually will pay $114 per month.
Compare KIA Telluride To Other KIA Models
Looking for other Kia model insurance costs?
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used for this calculation was for a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it is important to note that the figures presented in this guide may differ from your individual results due to factors such as your location, driving history, and the specific vehicle you are insuring.
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FAQs
Do You Need Insurance Before You Can Purchase A KIA Telluride?
Yes, you’ll need to provide proof of insurance before you can drive your KIA Telluride off the dealership lot. The best approach is to purchase a car insurance policy in advance and notify your insurance company that you’re about to buy the vehicle. This way, you can have coverage in place as soon as you take ownership, rather than getting insurance through the dealership.
How Can You Get The Cheapest Insurance For Your KIA Telluride?
The most effective way to find the cheapest rates for your KIA Telluride is to shop around and compare quotes from different auto insurance companies. Fortunately, Insuranceopedia offers a convenient platform where you can compare quotes from multiple providers all in one place, helping you find the best deal for your needs.
