Cheapest Car Insurance In Orlando, FL

When scouring for the cheapest car insurance in Orlando, FL, the options can vary greatly.

For those seeking the cheapest liability-only coverage, GEICO emerges as the most affordable option. Meanwhile, drivers looking for more comprehensive protection find that GEICO offers the best rates for full coverage policies. While GEICO offers the cheapest car insurance rates for young drivers.

Cheapest Liability-Only Car Insurance In Orlando – GEICO

GEICO is the cheapest car insurance company for minimum coverage car insurance in Orlando, with an average monthly cost of $119.

Use the table below to compare rates across different insurance providers.

Cheapest Full Coverage Insurance In Orlando – GEICO

GEICO has the cheapest car insurance rates for full coverage. Their quotes average $181 a month in Orlando.

The table below compares average auto insurance quotes from affordable insurers in Orlando.

Cheapest Car Insurance For Senior Drivers – GEICO

GEICO offers the cheapest car insurance policy for seniors in Orlando, at an average rate of $136 a month.

The below table shows average quotes from the cheapest auto insurers for seniors.

Cheapest Car Insurance In Orlando For Teenagers – GEICO

Teenage drivers in Orlando can find the cheapest quotes from GEICO, with average monthly premiums of $312.

The table below shows the companies with the cheapest insurance rates for teenagers.

Cheapest Car Insurance In Orlando After A Speeding Ticket – State Farm

State Farm offers the cheapest car insurance in Orlando, with average rates of $221 a month for drivers who have a speeding ticket on their record.

You can use the table below to find average rates for drivers with a speeding ticket.

Cheapest For Drivers With After At-Fault Accident – State Farm

State Farm offers the cheapest car insurance quotes for drivers with an at-fault incident, with an average rate of $217 per month.

Here are the car insurance companies with the cheapest rates for drivers with an at-fault accident on their record.

Cheapest Rates In Orlando For Drivers After A DUI – State Farm

State Farm offers the cheapest rates for drivers after a DUI in Orlando, with average monthly premiums of $196.

Drivers in Orlando with a DUI can find the cheapest rates in the table below.

Best Car Insurance Companies In Orlando

Drivers in Orlando can find the most affordable insurance with USAA for $223 a month. Orlando drivers might want to also consider GEICO at $239 a month, or Travelers at $242 per month.

Shown below are the top 10 car insurance companies in Orlando, FL, ranked by the average monthly rate they offer.

Average Car Insurance Cost In Orlando

Car accident statistics, weather patterns and other area-specific factors all influence car insurance costs, meaning that what you pay for car insurance in one area will be different to what you pay in another area.

According to our latest research, the average cost of car insurance in Orlando is $168 per month, compared to the Florida state average of $220, and the national average of $172 per month.

Average Auto Insurance Rates In Orlando – By Age

Age is a key determinant in car insurance rate calculations. Typically, younger drivers encounter higher insurance premiums due to their lack of experience and statistically higher likelihood of accidents and traffic violations. Teenagers can expect to pay around $7,585 per year for car insurance.

As drivers reach 25 years old, their rates usually begin to decrease, assuming they maintain a clean driving record.

The most competitive insurance rates are often offered to drivers in their 50s and early 60s. Insurance companies utilize age as a metric to assess driving experience and risk, which in turn influences the cost of premiums.

Average Car Insurance Rates In Orlando – By Vehicle

The type of vehicle you own plays a significant role in determining your car insurance costs. Insurance companies take into account factors such as the make, model, year, and body type of the car. Typically, newer vehicles, particularly luxury models with advanced technology and higher replacement costs, tend to have higher insurance rates.

You can use the table below to find average rates in Orlando for different vehicles.

Average Cost Of Auto Insurance In Orlando – By Zip Code

Zip codes help insurers to determine crime rates in your area. Therefore, each zip code has different car insurance rates.

You can use the table below to find average insurance rates for different zip codes in Orlando.

How Much Is Car Insurance In Other Cities In Florida?

The city in which you live greatly influences your car insurance rates. Insurance companies evaluate numerous factors associated with your location, including the probability of accidents, vehicle theft, and vandalism rates, which are generally higher in urban areas. This heightened risk often results in higher premiums.

For example, drivers in West Palm Beach can expect to pay around $280 per month for car insurance, while residents of Jacksonville pay an average rate of $158 per month.