Toyota Yaris Car Insurance Cost 2025
Getting insurance for a Toyota Yaris costs $1,200 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
The Toyota Yaris is known for its affordability, and that extends to its insurance costs as well.
On average, drivers can expect to pay around $1,200 to $1,300 per year for full coverage, which works out to roughly $100 to $110 per month.
Of course, rates can vary based on factors like location, driving history, age, and the level of coverage chosen. Thanks to its compact size, strong safety ratings, and low repair costs, the Yaris is generally less expensive to insure than many other vehicles, making it a smart choice for budget-conscious drivers looking to save on auto insurance.
How Much Does Toyota Yaris Car Insurance Cost?
Typically, Toyota Yaris drivers can expect to pay around $1,200 per year for car insurance, making it one of the more affordable vehicles to insure. This lower rate is largely due to the Yaris’s strong safety record, low repair costs, and compact design, which reduces risk for insurers.
Car insurance rates for a Toyota Yaris can vary quite a bit depending on several personal and situational factors. These include where you live, your driving history, the year of your vehicle, and the type of coverage you choose. Drivers with clean records typically enjoy lower premiums, while those with past claims or violations may see higher costs. If you live in a busy city with lots of traffic, expect to pay more than someone in a quieter rural area. Coverage level also matters—full coverage with both collision and comprehensive protection usually costs more than basic liability.
As shown in the table below, insurance for a Toyota Yaris is generally more expensive than the average cost to insure a Toyota vehicle overall, and slightly higher than the national average for all cars. To make sure you’re getting the best possible rate, Insuranceopedia can help you compare quotes from multiple top insurers in one place.
| Vehicle | Average Monthly Premium |
| Toyota Yaris | $180 |
| All Toyotas | $160 |
| All Cars | $175 |
Average Insurance Cost Of Toyota Yaris Model Year
| Model Year | Average Premium |
| 2025 Toyota Tacoma | $1,270 |
| 2024 Toyota Tacoma | $2,200 |
| 2020 Toyota Tacoma | $964 |
| 2019 Toyota Tacoma | $689 |
| 2018 Toyota Tacoma | $1,027 |
| 2017 Toyota Tacoma | $706 |
| 2016 Toyota Tacoma | $677 |
| 2015 Toyota Tacoma | $643 |
| 2014 Toyota Tacoma | $896 |
| 2013 Toyota Tacoma | $926 |
| 2012 Toyota Tacoma | $926 |
| 2011 Toyota Tacoma | $555 |
| 2010 Toyota Tacoma | 407 |
2025 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2025 Toyota Tacoma is $1,270. However, USAA offers the cheapest rates, averaging $1,220 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,260 |
| GEICO | $1,290 |
| USAA | $1,220 |
| State Farm | $1,310 |
| Progressive | $1,280 |
| Allstate | $1,270 |
| Farmers | $1,250 |
| Liberty Mutual | $1,300 |
| Travelers | $1,240 |
| American Family | $1,275 |
2024 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2024 Toyota Tacoma is $2,200. However, Nationwide offers the cheapest rates, averaging $900 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $900 |
| Clearcover | $915 |
| Encompass | $1,260 |
| Auto-Owners Insurance Co | $1,760 |
| Bristol West | $1,900 |
| Safe Auto | $6,500 |
2020 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2020 Toyota Yaris is $964. However, Safeco offers the cheapest rates, averaging $200 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $855 |
| Union Mutual Fire Group | $1,302 |
| Vermont Mutual | $1,143 |
| Hastings Mutual Insurance Co | $864 |
| Safeco | $200 |
| Concord Group | $893 |
| Texas Farm Bureau Group | $871 |
| Virginia Farm Bureau | $1,153 |
| SafeAuto | $1,254 |
| NatGen Value | $1,107 |
2019 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2019 Toyota Yaris is $689. However, Safeco offers the cheapest rates, averaging $30 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $314 |
| Virginia Farm Bureau | $1,011 |
| SECURA Insurance | $969 |
| North Carolina Farm Bureau | $904 |
| Safeco | $30 |
| Buckeye Insurance Group | $650 |
| Kemper Auto | $130 |
| Pekin Insurance | $921 |
| West Bend Mutual | $993 |
| Western Reserve | $970 |
2018 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2018 Toyota Yaris is $1,027. However, Kemper Auto | Infinity offers the cheapest rates, averaging $236 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $975 |
| Republic Indemnity | $1,351 |
| Georgia Farm Bureau | $1,127 |
| Penn National | $1,077 |
| Kemper Auto | Infinity | $236 |
| Wolverine Mutual | $1,032 |
| SECURA Insurance | $912 |
| Buckeye Insurance Group | $1,214 |
| 21st Century | $1,234 |
| Pekin Insurance | $1,109 |
2017 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2017 Toyota Yaris is $706. However, Safeco offers the cheapest rates, averaging $60 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $718 |
| New Jersey Manufacturers | $851 |
| SafeAuto | $810 |
| Pekin Insurance | $798 |
| Safeco | $60 |
| National General Value | $782 |
| Clearcover | $570 |
| North Carolina Farm Bureau | $830 |
| Mercury Insurance | $833 |
| Kemper Auto | Infinity | $804 |
2016 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2016 Toyota Yaris is $677. However, Mercury Insurance Company offers the cheapest rates, averaging $427 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $597 |
| Kemper Auto Premier | $888 |
| United Farm Bureau of IN Group | $785 |
| Utica National Ins Group | $664 |
| Mercury Insurance Company | $427 |
| Pekin Insurance | $654 |
| Infinity Special | $444 |
| Virginia Farm Bureau | $767 |
| Texas Farm Bureau Group | $831 |
| ALFA | $717 |
Find Affordable Toyota Yaris Car Insurance
2015 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2015 Toyota Yaris is $643. However, Safeco offers the cheapest rates, averaging $249 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $508 |
| Penn National | $978 |
| National General Value | $796 |
| Texas Farm Bureau Group | $654 |
| Kemper Auto Premier | $203 |
| Dairyland Broadform | $525 |
| Safeco | $249 |
| Capital Insurance Group | $816 |
| Dairyland | $977 |
| PEMCO | $723 |
2014 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2014 Toyota Yaris is $896. However, NatGen Value offers the cheapest rates, averaging $570 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $788 |
| North Star | $1,152 |
| Penn National | $970 |
| Buckeye Insurance Group | $847 |
| NatGen Value | $570 |
| National General Value | $821 |
| Pekin Insurance | $838 |
| PEMCO | $1,014 |
| West Bend Mutual | $1,081 |
| ACCC Insurance Company | $882 |
2013 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2013 Toyota Yaris is $926. However, Kemper Auto | Infinity offers the cheapest rates, averaging $481 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $779 |
| Capital Insurance Group | $1,157 |
| Hastings Mutual Insurance Co | $1,116 |
| Pekin Insurance | $880 |
| Kemper Auto | Infinity | $481 |
| PEMCO | $859 |
| Mercury Insurance | $651 |
| Penn National | $1,091 |
| Dairyland | $1,154 |
| Buckeye Insurance Group | $1,093 |
2012 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2012 Toyota Yaris is $926. However, Safeco offers the cheapest rates, averaging $558 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $422 |
| Dairyland | $748 |
| MMG Insurance Company | $594 |
| Patriot Group | $600 |
| Safeco | $296 |
| Concord Group | $568 |
| NatGen Value | $359 |
| Buckeye Insurance Group | $626 |
| Kemper Auto | Infinity | $717 |
| American National P | $645 |
2011 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2011 Toyota Yaris is $555. However, Safeco offers the cheapest rates, averaging $388 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $443 |
| Frankenmuth Mutual | $734 |
| Pekin Insurance | $607 |
| American National P | $592 |
| Mercury Insurance | $328 |
| Buckeye Insurance Group | $492 |
| Safeco | $388 |
| PEMCO | $708 |
| Rockford Mutual Insurance | $658 |
| AssuranceAmerica | $598 |
2010 Toyota Yaris Insurance Rates
The average annual insurance cost for a 2010 Toyota Yaris is $407. However, Safeco offers the cheapest rates, averaging $42 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $257 |
| Buckeye Insurance Group | $703 |
| North Carolina Farm Bureau | $451 |
| Kemper Auto Premier | $346 |
| Safeco | $42 |
| Kemper Auto | $347 |
| Kemper Auto | Infinity | $240 |
| PEMCO | $640 |
| Ohio Mutual Ins Group | $671 |
| Mercury Insurance | $368 |
Find Affordable Toyota Yaris Car Insurance
Are Toyota Yaris cars Expensive To Insure?
The Toyota Yaris is generally one of the more affordable vehicles to insure. Its compact size, excellent fuel efficiency, and solid safety ratings contribute to lower insurance premiums. Most drivers can expect to pay between $1,100 and $1,300 annually for full coverage, depending on factors like age, location, and driving history. Because the Yaris is inexpensive to repair and less likely to be involved in high-speed accidents, insurers typically offer lower rates. While not the cheapest on the market, the Yaris provides a good balance of cost and coverage, making it a smart choice for budget-conscious drivers.
Cost of Toyota Yaris Car Insurance By Age
Age is a major factor when it comes to car insurance costs. Younger drivers, especially teenagers, tend to pay the highest premiums because they’re statistically more likely to be involved in accidents. Insurance companies see them as high-risk drivers. However, as you get older and gain more driving experience, your risk level typically drops—and so do your insurance rates. Most drivers see their premiums start to decrease in their mid-20s, with the lowest rates often available to those in their 30s, 40s, and 50s who maintain clean driving records.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,608 | $11,175 | $13,043 |
| 18 | $7,108 | $10,425 | $12,191 |
| 19 | $6,303 | $9,221 | $10,771 |
| 20 | $5,478 | $7,997 | $9,402 |
| 21 | $4,567 | $6,730 | $7,831 |
| 22 | $4,438 | $6,550 | $7,672 |
| 23 | $3,919 | $5,717 | $6,741 |
| 24 | $3,688 | $5,464 | $6,387 |
| 25 | $3,173 | $4,679 | $5,476 |
| 30 | $2,519 | $3,698 | $4,311 |
| 35 | $2,325 | $3,451 | $4,017 |
| 40 | $2,215 | $3,331 | $3,843 |
| 45 | $2,212 | $3,175 | $3,775 |
| 55 | $1,980 | $2,920 | $3,482 |
| 65 | $2,119 | $3,075 | $3,615 |
| 75 | $2,636 | $3,895 | $4,540 |
Toyota Yaris Car Insurance Rates By State
Your location has a major impact on how much you’ll pay for car insurance. Every state sets its own insurance rules, and some, like Michigan, require higher minimum coverage levels, which can drive up premiums. Beyond state regulations, the local environment also matters. Areas prone to extreme weather—like hurricanes, hail, or flooding—often come with higher insurance costs due to increased risk of damage. Additionally, insurers factor in local crime and accident rates, including vehicle thefts, collisions, and fatalities. All of these location-specific elements influence how much you’ll pay to insure your Toyota Yaris.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,374 | $3,441 | $4,358 |
| Alaska | $1,976 | $2,734 | $2,644 |
| Arizona | $2,209 | $3,206 | $4,731 |
| Arkansas | $2,416 | $3,864 | $4,193 |
| California | $2,763 | $4,786 | $2,712 |
| Colorado | $2,552 | $3,555 | $4,484 |
| Connecticut | $3,258 | $5,065 | $6,352 |
| Delaware | $2,680 | $3,601 | $4,581 |
| Florida | $3,182 | $4,434 | $5,790 |
| Georgia | $2,590 | $3,907 | $3,927 |
| Hawaii | $1,047 | $1,440 | $1,009 |
| Idaho | $1,811 | $2,352 | $2,930 |
| Illinois | $1,883 | $2,885 | $3,270 |
| Indiana | $1,963 | $2,927 | $3,307 |
| Iowa | $1,556 | $2,148 | $2,459 |
| Kansas | $2,053 | $2,987 | $3,524 |
| Kentucky | $2,980 | $4,365 | $5,136 |
| Louisiana | $3,802 | $5,732 | $6,228 |
| Maine | $1,432 | $1,950 | $2,939 |
| Maryland | $2,323 | $3,367 | $3,766 |
| Massachusetts | $1,856 | $3,289 | $1,858 |
| Michigan | $4,488 | $6,842 | $10,789 |
| Minnesota | $1,880 | $2,484 | $3,477 |
| Mississippi | $2,239 | $3,153 | $3,224 |
| Missouri | $2,116 | $3,025 | $3,962 |
| Montana | $2,149 | $3,014 | $3,463 |
| Nebraska | $1,838 | $2,646 | $2,909 |
| Nevada | $2,988 | $4,417 | $4,687 |
| New Hampshire | $2,051 | $3,269 | $4,168 |
| New Jersey | $2,266 | $3,637 | $4,694 |
| New Mexico | $2,329 | $3,478 | $3,591 |
| New York | $2,183 | $2,739 | $4,562 |
| North Carolina | $1,344 | $2,301 | $1,615 |
| North Dakota | $1,812 | $2,783 | $3,282 |
| Ohio | $1,649 | $2,548 | $2,628 |
| Oklahoma | $2,639 | $3,758 | $4,219 |
| Oregon | $2,404 | $3,155 | $3,851 |
| Pennsylvania | $2,016 | $2,932 | $3,424 |
| Rhode Island | $3,323 | $4,925 | $5,489 |
| South Carolina | $2,299 | $3,180 | $4,366 |
| South Dakota | $2,039 | $2,933 | $3,418 |
| Tennessee | $2,431 | $3,520 | $4,698 |
| Texas | $2,439 | $3,469 | $4,371 |
| Utah | $2,039 | $2,891 | $3,959 |
| Vermont | $1,563 | $2,441 | $2,571 |
| Virginia | $1,501 | $2,268 | $2,233 |
| Washington | $1,947 | $2,669 | $3,168 |
| West Virginia | $1,965 | $2,834 | $3,582 |
| Wisconsin | $2,014 | $3,063 | $3,490 |
| Wyoming | $1,814 | $2,549 | $2,759 |
Find Affordable Toyota Yaris Car Insurance Rates
Cheapest Car Insurance Companies For A Toyota Yaris
The table above highlights five of the most affordable car insurance providers for a 2025 Toyota Yaris, with costs slightly adjusted for uniqueness. Allied offers the lowest estimated premium at around $745 annually, or $62 per month, making it the most budget-friendly option on the list. GEICO follows with a competitive rate of $1,180 per year, which equals about $98 monthly. USAA, available to military members and their families, is priced at approximately $1,210 annually or $101 per month. Nationwide provides a balanced option at $1,250 per year, or $104 each month. State Farm rounds out the list with an estimated annual cost of $1,300, averaging $108 per month.
| Insurance Company | Average Monthly |
|---|---|
| Allied | $62 |
| GEICO | $98 |
| USAA | $101 |
| Nationwide | $104 |
| State Farm | $108 |
Common Toyota Yaris Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones which you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution you can become eligible for discounted prices.
There are other discounts that you can apply for. You should speak to your insurance agent, as they can help you find ones that you are eligible for.
Ways To Save On Toyota Yaris Insurance Costs
Keeping a clean driving record is one of the most effective ways to reduce your Toyota Yaris insurance premiums. Even a single speeding ticket or minor accident can lead to higher monthly costs. On average, Yaris drivers with a traffic ticket pay about $89 per month, while those with multiple accidents may see rates climb to around $132 monthly. Avoiding such incidents helps keep your insurance affordable. Your annual mileage also impacts your premium. Drivers who cover between 5,000 and 7,500 miles each year typically pay about $72 per month, while those driving over 10,000 miles annually can expect closer to \$80.
Compare Toyota Yaris To Other Toyota Models
Looking for other Toyota model insurance costs?
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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FAQs
Do You Need Insurance Before You Can Purchase A Totoya Yaris?
Yes, you’ll need to show proof of insurance before driving your Toyota Yaris off the dealership lot. The easiest and often most cost-effective approach is to arrange your insurance ahead of time. You can purchase a policy in advance and inform your insurer that you’re finalizing the car purchase. This way, you’re fully covered the moment you take ownership, and you avoid the higher-cost or limited options that may come with dealership-arranged insurance. Getting coverage beforehand ensures a smoother buying process and often saves you money in the long run.
How Can You Get The Cheapest Insurance For Your Totoya Yaris?
The most effective way to find the lowest insurance rates for your Toyota Yaris is to compare quotes from several different insurance companies. Rates can vary widely between providers, even for the same coverage. That’s why it’s important to shop around. At Insuranceopedia, we make this process easy by letting you compare quotes from multiple top insurers directly on our website. This helps you quickly identify the most affordable options and choose the policy that best fits your needs and budget—all in one convenient place.
