Toyota 86 Car Insurance Cost 2025
Getting insurance for a Toyota 86 costs $550 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use the available quote tables to get an estimate of your specific costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
When considering buying a Toyota 86, it’s important to think about the cost of insurance. On average, insurance for a Toyota 86 costs $550 per year. Insurance is a significant part of car ownership, and knowing the financial commitment ahead of time is crucial.
Selecting the right car insurance is essential to avoid unexpected and potentially high costs in the future. Adequate coverage is necessary to prevent large out-of-pocket expenses in case of an accident. Additionally, being at fault in an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location play a big role in determining your insurance premiums.
How Much Does Toyota 86 Car Insurance Cost?
Typically, Toyota 86 drivers can find car insurance at an average rate of $550 per year. However, this can vary depending on factors like your location, driving history, and the specific model year of your car.e insurance on a 2024 Toyota 86, costing about $550 per year.
It’s important to understand that car insurance costs can vary widely due to several factors. These factors include your location, driving history, car model year, and the coverage options you choose. For instance, a clean driving record typically results in lower premiums, whereas a history of accidents or violations can lead to higher rates.
Living in an urban area with more traffic may increase your insurance costs, compared to rural areas with fewer cars on the road. Additionally, the type of insurance coverage you select plays a role in your premium. Comprehensive coverage, which covers both comprehensive and collision damages, tends to be more expensive than just liability coverage.
For the Toyota 86, the insurance cost is higher compared to the average cost for all Toyota models. However, it’s still more affordable than the average cost for all vehicles.
| Vehicle | Average Monthly Premium |
| Toyota 86 | $230 |
| All Toyotas | $165 |
| All Cars | $175 |
Average Insurance Cost Of Toyota 86 By Model Year
| Model Year | Average Premium |
| 2024 Toyota 86 | $1,431 |
| 2020 Toyota 86 | $1,363 |
| 2019 Toyota 86 | $1,680 |
| 2018 Toyota 86 | $1,659 |
| 2017 Toyota 86 | $1,243 |
2024 Toyota 86 Insurance Rates
The average annual insurance cost for a 2024 Toyota 86 is $1,431. However, Safeco offers the cheapest rates, averaging $550 per year.
| Insurance Provider | Average Annual Cost |
|---|---|
| Safeco | $550 |
| Texas Farm Bureau Group | $1,035 |
| Buckeye Insurance Group | $1,100 |
| Hastings Mutual Insurance Co | $1,165 |
| Virginia Farm Bureau | $1,272 |
| Capital Insurance Group | $1,575 |
| Western Reserve | $1,680 |
| USAA | $1,850 |
| PEMCO | $2,035 |
| Celina Insurance Group | $2,045 |
2020 Toyota 86 Insurance Rates
The average annual insurance cost for a 2020 Toyota 86 is $1,363. However, Safeco offers the cheapest rates, averaging $538 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $1,006 |
| Celina Insurance Group | $1,925 |
| Western Reserve | $1,593 |
| Virginia Farm Bureau | $1,229 |
| Safeco | $538 |
| Hastings Mutual Insurance Co | $1,133 |
| Texas Farm Bureau Group | $990 |
| USAA | $1,749 |
| PEMCO | $1,961 |
| Capital Insurance Group | $1,510 |
2019 Toyota 86 Insurance Rates
The average annual insurance cost for a 2019 Toyota 86 is $1,363. However, SafeAuto offers the cheapest rates, averaging $1,280 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,318 |
| California Capital | $2,281 |
| Kemper Auto | $1,763 |
| Direct Auto | $1,436 |
| SafeAuto | $1,280 |
| Texas Farm Bureau Group | $1,472 |
| SECURA Insurance | $1,352 |
| Georgia Farm Bureau | $2,079 |
| USAA | $2,068 |
| Dairyland | $1,752 |
2018 Toyota 86 Insurance Rates
The average annual insurance cost for a 2018 Toyota 86 is $1,659. However, American National P offers the cheapest rates, averaging $766 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,448 |
| New York Central Mutual Fire | $2,093 |
| PEMCO | $1,916 |
| Auto-Owners Insurance Co | $1,569 |
| American National P | $766 |
| Texas Farm Bureau Group | $1,513 |
| Southern Farm Bureau | $1,454 |
| National Grange Mutual | $1,940 |
| Unigard | $2,010 |
| SECURA Insurance | $1,884 |
2017 Toyota 86 Insurance Rates
The average annual insurance cost for a 2017 Toyota 86 is $1,243. However, Safeco offers the cheapest rates, averaging $430 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $800 |
| Norfolk and Dedham Group | $1,747 |
| Safety Group | $1,504 |
| North Carolina Farm Bureau | $1,281 |
| Safeco | $430 |
| SafeAuto | $1,298 |
| Mercury Insurance | $782 |
| Texas Farm Bureau Group | $1,488 |
| Penn National | $1,698 |
| Utica National Ins Group | $1,405 |
Find Affordable Toyota 86 Insurance Rates
Is A Toyota 86 Expensive To Insure?
The cost to insure a Toyota 86 is indeed higher than the overall average for all cars, but the exact amount you’ll pay can depend on several factors. These include your age, the age of your car, where you live, your driving history, and the level of coverage you choose. Younger drivers, for example, typically pay higher premiums due to higher risk factors, while the location can influence costs based on factors like traffic density, accident rates, and weather conditions. Always shop around for quotes to ensure you’re getting the best rate based on your unique circumstances.
Cost of Toyota Tundra Car Insurance By Age
You’re absolutely right. Age is a key factor in determining car insurance rates. Teenagers and young drivers typically face the highest premiums due to their higher likelihood of being involved in accidents, as well as their lack of driving experience. As drivers get older, they tend to gain more experience and become statistically less risky to insure, which often results in lower premiums. However, rates can still vary based on other factors such as driving history, the type of car, and the level of coverage.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,840 | $8,550 | $9,990 |
| 18 | $5,460 | $7,980 | $9,360 |
| 19 | $4,790 | $7,060 | $8,240 |
| 20 | $4,180 | $6,140 | $7,190 |
| 21 | $3,500 | $5,170 | $6,080 |
| 22 | $3,410 | $5,020 | $5,930 |
| 23 | $2,990 | $4,420 | $5,190 |
| 24 | $2,860 | $4,190 | $4,940 |
| 25 | $2,450 | $3,600 | $4,290 |
| 30 | $1,910 | $2,770 | $3,240 |
| 35 | $1,790 | $2,610 | $3,050 |
| 40 | $1,710 | $2,530 | $2,920 |
| 45 | $1,670 | $2,460 | $2,850 |
| 55 | $1,530 | $2,230 | $2,620 |
| 65 | $1,600 | $2,340 | $2,750 |
| 75 | $2,020 | $2,960 | $3,460 |
Toyota Tundra Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. States have different regulations that affect premiums, such as Michigan, which requires higher levels of coverage, leading to higher costs. Additionally, areas with extreme weather, like hurricanes, storms, or flooding, often have higher premiums due to the increased risk of property damage. Locations with higher crime rates or more car accidents can also lead to higher insurance costs, as these areas are deemed riskier. Insurance companies use these factors, along with your driving record and other considerations, to determine your insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,760 | $2,610 | $3,310 |
| Alaska | $1,470 | $2,050 | $2,020 |
| Arizona | $1,660 | $2,420 | $3,540 |
| Arkansas | $1,810 | $2,880 | $3,190 |
| California | $2,070 | $3,590 | $2,050 |
| Colorado | $1,910 | $2,680 | $3,370 |
| Connecticut | $2,440 | $3,770 | $4,800 |
| Delaware | $2,020 | $2,690 | $3,460 |
| Florida | $2,410 | $3,300 | $4,300 |
| Hawaii | $780 | $1,070 | $800 |
| Idaho | $1,340 | $1,790 | $2,170 |
| Illinois | $1,430 | $2,130 | $2,440 |
| Indiana | $1,460 | $2,230 | $2,490 |
| Iowa | $1,140 | $1,570 | $1,850 |
| Kansas | $1,530 | $2,250 | $2,630 |
| Kentucky | $2,230 | $3,240 | $3,830 |
| Louisiana | $2,860 | $4,300 | $4,620 |
| Maine | $1,070 | $1,500 | $2,210 |
| Maryland | $1,730 | $2,520 | $2,800 |
| Massachusetts | $1,420 | $2,430 | $1,420 |
| Michigan | $3,350 | $5,090 | $8,050 |
| Minnesota | $1,400 | $1,830 | $2,570 |
| Mississippi | $1,710 | $2,380 | $2,420 |
| Missouri | $1,610 | $2,310 | $3,020 |
| Montana | $1,610 | $2,260 | $2,630 |
| Nebraska | $1,390 | $2,000 | $2,190 |
| Nevada | $2,260 | $3,300 | $3,510 |
| New Hampshire | $1,550 | $2,460 | $3,150 |
| New Jersey | $1,730 | $2,710 | $3,530 |
| New Mexico | $1,750 | $2,600 | $2,720 |
| New York | $1,640 | $2,050 | $3,390 |
| North Carolina | $990 | $1,710 | $1,240 |
| North Dakota | $1,390 | $2,090 | $2,510 |
| Ohio | $1,240 | $1,910 | $1,950 |
| Oklahoma | $1,980 | $2,860 | $3,180 |
| Oregon | $1,810 | $2,390 | $2,850 |
| Pennsylvania | $1,510 | $2,190 | $2,610 |
| Rhode Island | $2,520 | $3,690 | $4,150 |
| South Carolina | $1,710 | $2,380 | $3,230 |
| South Dakota | $1,520 | $2,230 | $2,570 |
| Tennessee | $1,810 | $2,630 | $3,490 |
| Texas | $1,790 | $2,600 | $3,240 |
| Utah | $1,530 | $2,170 | $2,980 |
| Vermont | $1,200 | $1,840 | $1,960 |
| Virginia | $1,120 | $1,730 | $1,710 |
| Washington | $1,510 | $2,030 | $2,410 |
| West Virginia | $1,510 | $2,160 | $2,690 |
| Wisconsin | $1,510 | $2,360 | $2,690 |
| Wyoming | $1,390 | $1,970 | $2,070 |
| Georgia | $1,980 | $2,970 | $2,960 |
Find Affordable Toyota 86 Insurance Rates
Cheapest Car Insurance Companies For A Toyota 86
If you’re looking to purchase a new car insurance policy for your Toyota 86, AnswerFinancial offers a competitive rate with a premium of $38 per month, making them the cheapest provider on average. However, keep in mind that rates can vary depending on factors such as your driving history, location, and the specific model year of your Toyota 86. To find the best deal for your profile, it’s always a good idea to shop around and compare quotes from multiple providers.
| Company | Average Monthly Rate |
| Commonwealth Casualty | $47 |
| Hugo | $42 |
| Mapfre | $39 |
| AnswerFinancial | $38 |
| NationalGeneral | $43 |
Ways To Save On Toyota 86 Insurance Costs
Maintaining a clean driving record is essential to keep your Toyota 86 insurance costs down. Drivers with a ticket on their record can expect to pay around $105 per month, while those with multiple accidents may face an average of $211 per month in premiums. To keep your costs low, avoiding accidents and traffic violations is key.
Additionally, drivers who log fewer miles annually often pay less for insurance. For instance, Toyota 86 drivers who drive between 5,001 and 7,500 miles per year will pay an average of $87 per month, while those who drive over 10,000 miles per year will typically pay around $95 per month. Driving less means you’re on the road less frequently, which reduces the likelihood of accidents and makes you a lower-risk driver for insurers.
Compare Toyota 86 To Other Toyota Models
Looking for other Toyota model insurance costs?
- Toyota Mirai Car Insurance
- Toyota Prius C Car Insurance
- Toyota Prius Prime Car Insurance
- Toyota 4Runner Car Insurance
- Toyota Avalon Car Insurance
- Toyota C-HR Car Insurance
- Toyota Camry Car Insurance
- Toyota Corolla Car Insurance
- Toyota Highlander Car Insurance
- Toyota Land Cruiser Car Insurance
- Toyota Prius Car Insurance
- Toyota RAV4 Car Insurance
- Toyota Sequoia Car Insurance
- Toyota Sienna Car Insurance
- Toyota Supra Car Insurance
- Toyota Tacoma Car Insurance
- Toyota Tundra Car Insurance
- Toyota Yaris Car Insurance
Our Methodology
To calculate the average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance, with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures provided in this guide are averages and may differ based on your personal circumstances, such as age, location, driving history, and the specific coverage options you select.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Toyota 86?
Yes, before you can drive your Toyota 86 out of the dealership, you will need to provide proof of insurance. The best approach is to purchase a policy in advance and inform your insurance company about your car purchase. This way, you can avoid getting insurance through the dealership, which may not always offer the best rates. Your insurance provider can quickly update your policy with the details of your new vehicle.
How Can You Get The Cheapest Insurance For Your Toyota 86?
The best way to find the cheapest rates for your Toyota 86 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to easily compare quotes from multiple providers, right here on our website. This way, you can find the most affordable coverage for your specific needs.
