Toyota RAV4 Car Insurance Cost
Ensuring a Toyota RAV4 typically comes with an annual fee of about $144 through Safeco. However, this expense can vary based on factors like your age, the year of your car model, and other considerations. To determine the potential cost for you, refer to the quote tables provided below.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Toyota RAV4, one important thing to think about is the price of insurance. Insurance is a big part of owning a car, so it’s important to understand what you’re signing up for before you make a decision.
Choosing the right car insurance is important because not doing so could result in unexpected and potentially expensive bills later on. It’s crucial to have enough coverage in case of an accident to avoid having to pay a lot of money out of pocket. Also, if you’re found responsible for an accident, your insurance premiums could go up.
With more than ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Things like your age, driving history, and where you live can have a big impact on how much you’ll pay for insurance.
How Much Does Toyota RAV4 Car Insurance Cost?
Typically, Safeco provides the most competitive price, charging around $144 annually for full coverage insurance on a 2024 Toyota RAV4.
While Safeco’s rate serves as a good reference point, it’s essential to realize that the price of car insurance can vary significantly due to several factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can raise your costs.
Moreover, residing in a busy urban area with heavy traffic often leads to higher insurance rates compared to quieter rural areas. The type of coverage you opt for also influences your premium – comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies, ensuring you secure the best deal possible.
2024 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $144 |
| New York Central Mutual Fire | $698 |
| Buckeye Insurance Group | $777 |
| Capital Insurance Group | $782 |
| Hastings Mutual Insurance Co | $925 |
| PEMCO | $968 |
| Texas Farm Bureau Group | $969 |
| USAA | $1,053 |
| Travelers | $1,089 |
| Erie | $1,085 |
2023 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $24 |
| Safeco | $249 |
| NatGen Value | $386 |
| Victoria | $418 |
| Texas Farm Bureau Group | $439 |
| Mercury Insurance | $524 |
| Concord Group | $631 |
| American National P | $733 |
| New York Central Mutual Fire | $863 |
| MMG Insurance Company | $842 |
2022 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $290 |
| Dairyland FR Bond | $374 |
| Victoria | $445 |
| American National P | $524 |
| Safeco | $577 |
| Mercury Insurance | $631 |
| Titan | $1,030 |
| Concord Group | $1,082 |
| Utica National Ins Group | $1,098 |
| Buckeye Insurance Group | $1,099 |
2021 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $86 |
| Kemper Personal Insurance | $90 |
| NatGen Custom 360 | $180 |
| AssuranceAmerica Mobile Max | $307 |
| American National P | $495 |
| Jupiter Auto Insurance | $588 |
| Safeco | $620 |
| Victoria | $709 |
| Dairyland FR Bond | $798 |
| Bear River | $836 |
2020 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $234 |
| American National P&C | $497 |
| American National P | $534 |
| SAFECO | $576 |
| Mercury Insurance | $605 |
| Concord Group | $760 |
| AssuranceAmerica Mobile Max | $761 |
| NatGen Advantage | $791 |
| Countryway Insurance | $826 |
| Buckeye Insurance Group | $823 |
2019 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $265 |
| AssuranceAmerica Mobile Max | $530 |
| Jupiter Auto Insurance | $523 |
| NatGen Custom 360 | $539 |
| American National P | $560 |
| American National P&C | $534 |
| NatGen PPA | $689 |
| Mercury Insurance | $759 |
| Verti Insurance | $823 |
| SAFECO | $848 |
2018 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $123 |
| Kemper Auto Premium | $169 |
| Kemper Personal Insurance | $303 |
| AssuranceAmerica Mobile Max | $327 |
| Jupiter Auto Insurance | $369 |
| SAFECO | $540 |
| American National P&C | $521 |
| Dairyland Broadform | $584 |
| American National P | $621 |
| Kemper Auto Premier | $707 |
2017 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $219 |
| Kemper Auto Premier | $193 |
| Kemper Auto Premium | $240 |
| NatGen Custom 360 | $431 |
| SAFECO | $471 |
| Jupiter Auto Insurance | $490 |
| American National P | $610 |
| NatGen PPA | $578 |
| AssuranceAmerica Mobile Max | $625 |
| American National P&C | $632 |
2016 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $390 |
| NatGen Custom 360 | $396 |
| American National P&C | $544 |
| NatGen PPA | $565 |
| Kemper Auto | Infinity | $592 |
| AssuranceAmerica Mobile Max | $621 |
| Union Mutual Fire Group | $679 |
| National General RAD | $712 |
| Bear River | $754 |
| Buckeye Insurance Group | $762 |
2015 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $69 |
| AssuranceAmerica Mobile Max | $176 |
| Jupiter Auto Insurance | $263 |
| Mercury Insurance | $555 |
| American National P&C | $680 |
| American National P | $711 |
| Concord Group | $745 |
| Ameriprise Group | $821 |
| Buckeye Insurance Group | $859 |
| NatGen PPA | $871 |
2014 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $144 |
| Jupiter Auto Insurance | $208 |
| Dairyland Auto 1 Month | $371 |
| Infinity Special | $409 |
| Mercury Insurance | $560 |
| American National P | $561 |
| SAFECO | $712 |
| Bear River | $759 |
| Kemper Auto Premium | $795 |
| Co-Operative Ins Companies | $785 |
2013 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $201 |
| Kemper Personal Insurance | $548 |
| American National P | $581 |
| Union Mutual Fire Group | $680 |
| Buckeye Insurance Group | $691 |
| Concord Group | $720 |
| SECURA Insurance | $763 |
| SAFECO | $803 |
| NatGen PPA | $798 |
| MMG Insurance Company | $795 |
2012 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $174 |
| Dairyland Auto 1 Month | $250 |
| NatGen Custom 360 | $244 |
| Jupiter Auto Insurance | $366 |
| American National P&C | $424 |
| Mercury Insurance | $433 |
| American National P | $591 |
| SAFECO | $589 |
| Kemper Personal Insurance | $646 |
| Bear River | $706 |
2011 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $55 |
| AssuranceAmerica Mobile Max | $146 |
| SAFECO | $375 |
| American National P&C | $374 |
| American National P | $619 |
| Mercury Insurance | $638 |
| NatGen PPA | $745 |
| Kemper Auto | $734 |
| Countryway Insurance | $749 |
| Infinity Special | $758 |
2010 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $23 |
| NatGen Custom 360 | $99 |
| Mercury Insurance | $221 |
| Kemper Auto Premier | $258 |
| SAFECO | $334 |
| Dairyland Auto 1 Month | $477 |
| American National P&C | $527 |
| Union Mutual Fire Group | $537 |
| Buckeye Insurance Group | $677 |
| Bear River | $701 |
Cost of Toyota RAV4 Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,874 | $7,144 | $8,369 |
| 18 | $4,540 | $6,651 | $7,811 |
| 19 | $3,996 | $5,909 | $6,872 |
| 20 | $3,477 | $5,124 | $6,000 |
| 21 | $2,943 | $4,299 | $5,056 |
| 22 | $2,851 | $4,186 | $4,926 |
| 23 | $2,504 | $3,657 | $4,280 |
| 24 | $2,361 | $3,492 | $4,077 |
| 25 | $2,068 | $3,030 | $3,508 |
| 30 | $1,615 | $2,334 | $2,750 |
| 35 | $1,494 | $2,192 | $2,548 |
| 40 | $1,432 | $2,128 | $2,450 |
| 45 | $1,408 | $2,040 | $2,388 |
| 55 | $1,266 | $1,892 | $2,213 |
| 65 | $1,347 | $1,945 | $2,295 |
| 75 | $1,673 | $2,490 | $2,891 |
Toyota RAV4 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,533 | $2,215 | $2,807 |
| Alaska | $1,268 | $1,743 | $1,700 |
| Arizona | $1,414 | $2,052 | $3,054 |
| Arkansas | $1,556 | $2,457 | $2,690 |
| California | $1,739 | $3,059 | $1,746 |
| Colorado | $1,618 | $2,260 | $2,875 |
| Connecticut | $2,088 | $3,198 | $4,087 |
| Delaware | $1,736 | $2,268 | $2,939 |
| Florida | $2,050 | $2,844 | $3,688 |
| Hawaii | $668 | $920 | $651 |
| Idaho | $1,171 | $1,537 | $1,875 |
| Illinois | $1,190 | $1,814 | $2,068 |
| Indiana | $1,246 | $1,906 | $2,134 |
| Iowa | $985 | $1,335 | $1,568 |
| Kansas | $1,326 | $1,923 | $2,218 |
| Kentucky | $1,915 | $2,769 | $3,290 |
| Louisiana | $2,442 | $3,690 | $3,970 |
| Maine | $935 | $1,289 | $1,879 |
| Maryland | $1,484 | $2,156 | $2,421 |
| Massachusetts | $1,186 | $2,070 | $1,200 |
| Michigan | $2,879 | $4,383 | $6,915 |
| Minnesota | $1,184 | $1,581 | $2,217 |
| Mississippi | $1,435 | $2,059 | $2,036 |
| Missouri | $1,363 | $1,948 | $2,533 |
| Montana | $1,360 | $1,930 | $2,206 |
| Nebraska | $1,176 | $1,712 | $1,882 |
| Nevada | $1,893 | $2,851 | $2,995 |
| New Hampshire | $1,341 | $2,084 | $2,669 |
| New Jersey | $1,481 | $2,308 | $3,019 |
| New Mexico | $1,506 | $2,205 | $2,291 |
| New York | $1,374 | $1,728 | $2,915 |
| North Carolina | $870 | $1,457 | $1,044 |
| North Dakota | $1,180 | $1,777 | $2,134 |
| Ohio | $1,039 | $1,620 | $1,669 |
| Oklahoma | $1,676 | $2,381 | $2,709 |
| Oregon | $1,534 | $2,035 | $2,443 |
| Pennsylvania | $1,278 | $1,896 | $2,197 |
| Rhode Island | $2,138 | $3,142 | $3,532 |
| South Carolina | $1,448 | $2,037 | $2,797 |
| South Dakota | $1,287 | $1,882 | $2,178 |
| Tennessee | $1,556 | $2,269 | $2,996 |
| Texas | $1,563 | $2,254 | $2,773 |
| Utah | $1,330 | $1,843 | $2,528 |
| Vermont | $1,004 | $1,568 | $1,628 |
| Virginia | $933 | $1,469 | $1,420 |
| Washington | $1,265 | $1,732 | $2,046 |
| West Virginia | $1,262 | $1,829 | $2,289 |
| Wisconsin | $1,284 | $1,976 | $2,254 |
| Wyoming | $1,181 | $1,650 | $1,747 |
| Georgia | $1,660 | $2,483 | $2,502 |
Compare Toyota RAV4 To Other Toyota Models
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FAQs
Who has the cheapest car insurance for a Toyota RAV4?
For Toyota RAV4 vehicles ranging from model years 2010 through 2024, Safeco offers the most affordable car insurance rates.
Which company offers the best car insurance for a Toyota RAV4?
Considering their combination of the lowest prices, extensive coverage, and excellent customer service, we think Safeco provides the best car insurance option for Toyota RAV4 vehicles.
