Toyota 4Runner Car Insurance Cost

To insure a Toyota 4Runner, it typically costs about $1,111 annually through Virginia Farm Bureau. However, the actual amount can vary based on factors such as age, the model year of the car, and other individual considerations. You can explore our quote tables below to determine the specific cost tailored to your circumstances.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Toyota 4Runner, you’ll need to factor in the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s important to understand the implications before making a purchase.

Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s critical to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, if you’re deemed at fault in an accident, your insurance premiums could increase.

Having analyzed car insurance rates for over a decade, I’ve observed the considerable variation in costs. Factors like age, driving history, and location can significantly impact insurance premiums. It’s essential to consider these factors carefully when selecting a car insurance policy.

How Much Does Toyota 4Runner Car Insurance Cost?

On average, the Virginia Farm Bureau provides the most competitive rate of $1,111 per year for full coverage insurance on a 2024 Toyota 4Runner.

While the rate offered by Virginia Farm Bureau serves as a useful reference point, it’s vital to recognize that the cost of car insurance can vary significantly based on several factors. These factors include your geographical location, driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a record of accidents or traffic violations can lead to higher costs.

Furthermore, residing in an urban area with heavy traffic may lead to increased insurance rates compared to rural areas with less traffic. The choice of coverage also plays a role – comprehensive coverage, which includes protection against a wide range of incidents and collisions, typically commands higher premiums compared to basic liability coverage.

Insuranceopedia offers assistance in comparing quotes from different insurance providers, ensuring that you secure the most favorable deal tailored to your needs.

2024 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
Virginia Farm Bureau $1,111
Penn National $1,204
Allied $1,299
ALFA $1,313
Mercury $1,369
USAA $1,441
California Capital $1,528
Utica National Ins Group $1,654
21st Century $1,662
Auto-Owners Insurance Co $1,683

2023 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $27
Safeco $331
Victoria $420
Kemper Auto | Infinity $561
Texas Farm Bureau Group $849
PEMCO $877
Capital Insurance Group $857
North Carolina Farm Bureau $926
Utica National Ins Group $949
Titan $1,031

2022 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
Safeco $313
Victoria $379
American National P $697
Union Mutual Fire Group $705
Direct Auto $733
Nodak Mutual $801
NatGen PPA $963
Concord Group $1,050
Titan $1,177
North Carolina Farm Bureau $1,192

2021 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
Safeco $413
Jupiter Auto Insurance $451
Victoria $541
NatGen Value $613
American National P $603
Concord Group $774
Mercury Insurance $827
Pekin Insurance $866
PEMCO $965
Partners Mutual Insurance Co $992

2020 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto $428
American National P $522
American National P&C $616
Concord Group $648
SAFECO $719
Kemper Auto | Infinity $701
Jupiter Auto Insurance $769
Commerce Group Inc $793
MMG Insurance Company $820
AssuranceAmerica Mobile Max $849

2019 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $384
Dairyland Auto 1 Month $408
Jupiter Auto Insurance $550
American National P $544
National General Value $634
Pekin Insurance $831
Concord Group $873
Countryway Insurance $884
NatGen Value $918
Virginia Farm Bureau $988

2018 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
NatGen Advantage $350
Dairyland FR Bond $398
Jupiter Auto Insurance $428
American National P&C $505
American National P $560
AssuranceAmerica Mobile Max $587
NatGen PPA $716
Concord Group $726
SAFECO $804
Mercury Insurance $824

2017 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $18
National General RAD $249
American National P&C $376
AssuranceAmerica Economy $483
American National P $521
SAFECO $740
AssuranceAmerica Elite $823
NatGen Value $808
Mercury Insurance $878
Wolverine Mutual $875

2016 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
NatGen Advantage $450
American National P $476
Bear River $615
SAFECO $648
Buckeye Insurance Group $701
Ameriprise Group $798
Loya Insurance $811
American National P&C $787
Kemper Auto $842
Countryway Insurance $829

2015 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $323
SAFECO $308
American National P $405
Jupiter Auto Insurance $470
Mercury Insurance $638
Concord Group $686
Partners Mutual Insurance Co $731
AssuranceAmerica Economy $750
Buckeye Insurance Group $800
Kemper Auto | Infinity $810

2014 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $220
American National P $410
Buckeye Insurance Group $680
Bear River $691
Clearcover $782
Mercury Insurance $785
SECURA Insurance $838
North Carolina Farm Bureau $842
IMT Insurance Company $872
Pekin Insurance $885

2013 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $296
Concord Group $488
American National P $496
National General Value $522
American National P&C $547
Pekin Insurance $720
MMG Insurance Company $709
Partners Mutual Insurance Co $724
Patriot Group $740
North Carolina Farm Bureau $752

2012 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $286
SAFECO $570
American National P $578
Concord Group $609
Buckeye Insurance Group $636
Bear River $657
Pekin Insurance $724
Umialik Insurance $738
North Carolina Farm Bureau $782
SECURA Insurance $771

2011 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $282
American National P $425
SAFECO $464
AssuranceAmerica $589
Loya Insurance $593
AssuranceAmerica Economy $697
Bear River $681
Indiana Farmers Mutual Ins $711
SECURA Insurance $718
Partners Mutual Insurance Co $714

2010 Toyota 4Runner Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $81
Jupiter Auto Insurance $218
American National P $355
MMG Insurance Company $494
Concord Group $555
Commerce Group Inc $541
Patriot Group $600
Buckeye Insurance Group $643
Loya Insurance $650
North Carolina Farm Bureau $677

Cost of Toyota 4Runner Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $4,991 $7,345 $8,586
18 $4,644 $6,853 $8,016
19 $4,127 $6,054 $7,061
20 $3,579 $5,294 $6,187
21 $3,025 $4,428 $5,187
22 $2,947 $4,295 $5,027
23 $2,578 $3,754 $4,400
24 $2,441 $3,587 $4,181
25 $2,116 $3,088 $3,625
30 $1,659 $2,427 $2,817
35 $1,516 $2,238 $2,642
40 $1,494 $2,179 $2,545
45 $1,443 $2,125 $2,474
55 $1,330 $1,932 $2,266
65 $1,376 $2,000 $2,350
75 $1,731 $2,558 $2,965

Toyota 4Runner Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,574 $2,290 $2,908
Alaska $1,297 $1,775 $1,760
Arizona $1,462 $2,127 $3,100
Arkansas $1,595 $2,535 $2,786
California $1,771 $3,167 $1,773
Colorado $1,679 $2,344 $2,948
Connecticut $2,136 $3,310 $4,183
Delaware $1,757 $2,365 $3,039
Florida $2,087 $2,889 $3,783
Hawaii $704 $915 $696
Idaho $1,180 $1,556 $1,920
Illinois $1,258 $1,879 $2,138
Indiana $1,263 $1,964 $2,197
Iowa $992 $1,402 $1,643
Kansas $1,338 $1,940 $2,288
Kentucky $1,933 $2,878 $3,393
Louisiana $2,518 $3,775 $4,095
Maine $951 $1,301 $1,947
Maryland $1,530 $2,236 $2,478
Massachusetts $1,226 $2,144 $1,237
Michigan $2,963 $4,526 $7,115
Minnesota $1,198 $1,631 $2,268
Mississippi $1,478 $2,098 $2,092
Missouri $1,396 $1,968 $2,607
Montana $1,426 $1,973 $2,292
Nebraska $1,195 $1,773 $1,897
Nevada $1,981 $2,921 $3,063
New Hampshire $1,385 $2,162 $2,739
New Jersey $1,487 $2,352 $3,079
New Mexico $1,534 $2,297 $2,374
New York $1,417 $1,784 $3,006
North Carolina $873 $1,505 $1,103
North Dakota $1,212 $1,837 $2,181
Ohio $1,064 $1,646 $1,721
Oklahoma $1,736 $2,465 $2,757
Oregon $1,573 $2,088 $2,490
Pennsylvania $1,315 $1,933 $2,276
Rhode Island $2,182 $3,237 $3,644
South Carolina $1,510 $2,058 $2,851
South Dakota $1,345 $1,948 $2,212
Tennessee $1,563 $2,315 $3,078
Texas $1,582 $2,305 $2,864
Utah $1,362 $1,895 $2,590
Vermont $1,053 $1,594 $1,678
Virginia $969 $1,513 $1,468
Washington $1,280 $1,761 $2,087
West Virginia $1,312 $1,864 $2,361
Wisconsin $1,297 $2,011 $2,323
Wyoming $1,210 $1,680 $1,826
Georgia $1,731 $2,579 $2,566

FAQs

Who has the cheapest car insurance for a Toyota 4Runner?

Virginia Farm Bureau offers the most affordable car insurance for the 2024 Toyota 4Runner.

Which company offers the best car insurance for a Toyota 4Runner?

Considering its competitive rates, comprehensive coverage, and excellent customer service, we consider Virginia Farm Bureau to provide the best car insurance option for a Toyota 4Runner.

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