Toyota 4Runner Car Insurance Cost
To insure a Toyota 4Runner, it typically costs about $1,111 annually through Virginia Farm Bureau. However, the actual amount can vary based on factors such as age, the model year of the car, and other individual considerations. You can explore our quote tables below to determine the specific cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Toyota 4Runner, you’ll need to factor in the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s important to understand the implications before making a purchase.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s critical to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, if you’re deemed at fault in an accident, your insurance premiums could increase.
Having analyzed car insurance rates for over a decade, I’ve observed the considerable variation in costs. Factors like age, driving history, and location can significantly impact insurance premiums. It’s essential to consider these factors carefully when selecting a car insurance policy.
How Much Does Toyota 4Runner Car Insurance Cost?
On average, the Virginia Farm Bureau provides the most competitive rate of $1,111 per year for full coverage insurance on a 2024 Toyota 4Runner.
While the rate offered by Virginia Farm Bureau serves as a useful reference point, it’s vital to recognize that the cost of car insurance can vary significantly based on several factors. These factors include your geographical location, driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a record of accidents or traffic violations can lead to higher costs.
Furthermore, residing in an urban area with heavy traffic may lead to increased insurance rates compared to rural areas with less traffic. The choice of coverage also plays a role – comprehensive coverage, which includes protection against a wide range of incidents and collisions, typically commands higher premiums compared to basic liability coverage.
Insuranceopedia offers assistance in comparing quotes from different insurance providers, ensuring that you secure the most favorable deal tailored to your needs.
2024 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,111 |
| Penn National | $1,204 |
| Allied | $1,299 |
| ALFA | $1,313 |
| Mercury | $1,369 |
| USAA | $1,441 |
| California Capital | $1,528 |
| Utica National Ins Group | $1,654 |
| 21st Century | $1,662 |
| Auto-Owners Insurance Co | $1,683 |
2023 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $27 |
| Safeco | $331 |
| Victoria | $420 |
| Kemper Auto | Infinity | $561 |
| Texas Farm Bureau Group | $849 |
| PEMCO | $877 |
| Capital Insurance Group | $857 |
| North Carolina Farm Bureau | $926 |
| Utica National Ins Group | $949 |
| Titan | $1,031 |
2022 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $313 |
| Victoria | $379 |
| American National P | $697 |
| Union Mutual Fire Group | $705 |
| Direct Auto | $733 |
| Nodak Mutual | $801 |
| NatGen PPA | $963 |
| Concord Group | $1,050 |
| Titan | $1,177 |
| North Carolina Farm Bureau | $1,192 |
2021 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $413 |
| Jupiter Auto Insurance | $451 |
| Victoria | $541 |
| NatGen Value | $613 |
| American National P | $603 |
| Concord Group | $774 |
| Mercury Insurance | $827 |
| Pekin Insurance | $866 |
| PEMCO | $965 |
| Partners Mutual Insurance Co | $992 |
2020 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $428 |
| American National P | $522 |
| American National P&C | $616 |
| Concord Group | $648 |
| SAFECO | $719 |
| Kemper Auto | Infinity | $701 |
| Jupiter Auto Insurance | $769 |
| Commerce Group Inc | $793 |
| MMG Insurance Company | $820 |
| AssuranceAmerica Mobile Max | $849 |
2019 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $384 |
| Dairyland Auto 1 Month | $408 |
| Jupiter Auto Insurance | $550 |
| American National P | $544 |
| National General Value | $634 |
| Pekin Insurance | $831 |
| Concord Group | $873 |
| Countryway Insurance | $884 |
| NatGen Value | $918 |
| Virginia Farm Bureau | $988 |
2018 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $350 |
| Dairyland FR Bond | $398 |
| Jupiter Auto Insurance | $428 |
| American National P&C | $505 |
| American National P | $560 |
| AssuranceAmerica Mobile Max | $587 |
| NatGen PPA | $716 |
| Concord Group | $726 |
| SAFECO | $804 |
| Mercury Insurance | $824 |
2017 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $18 |
| National General RAD | $249 |
| American National P&C | $376 |
| AssuranceAmerica Economy | $483 |
| American National P | $521 |
| SAFECO | $740 |
| AssuranceAmerica Elite | $823 |
| NatGen Value | $808 |
| Mercury Insurance | $878 |
| Wolverine Mutual | $875 |
2016 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $450 |
| American National P | $476 |
| Bear River | $615 |
| SAFECO | $648 |
| Buckeye Insurance Group | $701 |
| Ameriprise Group | $798 |
| Loya Insurance | $811 |
| American National P&C | $787 |
| Kemper Auto | $842 |
| Countryway Insurance | $829 |
2015 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $323 |
| SAFECO | $308 |
| American National P | $405 |
| Jupiter Auto Insurance | $470 |
| Mercury Insurance | $638 |
| Concord Group | $686 |
| Partners Mutual Insurance Co | $731 |
| AssuranceAmerica Economy | $750 |
| Buckeye Insurance Group | $800 |
| Kemper Auto | Infinity | $810 |
2014 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $220 |
| American National P | $410 |
| Buckeye Insurance Group | $680 |
| Bear River | $691 |
| Clearcover | $782 |
| Mercury Insurance | $785 |
| SECURA Insurance | $838 |
| North Carolina Farm Bureau | $842 |
| IMT Insurance Company | $872 |
| Pekin Insurance | $885 |
2013 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $296 |
| Concord Group | $488 |
| American National P | $496 |
| National General Value | $522 |
| American National P&C | $547 |
| Pekin Insurance | $720 |
| MMG Insurance Company | $709 |
| Partners Mutual Insurance Co | $724 |
| Patriot Group | $740 |
| North Carolina Farm Bureau | $752 |
2012 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $286 |
| SAFECO | $570 |
| American National P | $578 |
| Concord Group | $609 |
| Buckeye Insurance Group | $636 |
| Bear River | $657 |
| Pekin Insurance | $724 |
| Umialik Insurance | $738 |
| North Carolina Farm Bureau | $782 |
| SECURA Insurance | $771 |
2011 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $282 |
| American National P | $425 |
| SAFECO | $464 |
| AssuranceAmerica | $589 |
| Loya Insurance | $593 |
| AssuranceAmerica Economy | $697 |
| Bear River | $681 |
| Indiana Farmers Mutual Ins | $711 |
| SECURA Insurance | $718 |
| Partners Mutual Insurance Co | $714 |
2010 Toyota 4Runner Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $81 |
| Jupiter Auto Insurance | $218 |
| American National P | $355 |
| MMG Insurance Company | $494 |
| Concord Group | $555 |
| Commerce Group Inc | $541 |
| Patriot Group | $600 |
| Buckeye Insurance Group | $643 |
| Loya Insurance | $650 |
| North Carolina Farm Bureau | $677 |
Cost of Toyota 4Runner Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,991 | $7,345 | $8,586 |
| 18 | $4,644 | $6,853 | $8,016 |
| 19 | $4,127 | $6,054 | $7,061 |
| 20 | $3,579 | $5,294 | $6,187 |
| 21 | $3,025 | $4,428 | $5,187 |
| 22 | $2,947 | $4,295 | $5,027 |
| 23 | $2,578 | $3,754 | $4,400 |
| 24 | $2,441 | $3,587 | $4,181 |
| 25 | $2,116 | $3,088 | $3,625 |
| 30 | $1,659 | $2,427 | $2,817 |
| 35 | $1,516 | $2,238 | $2,642 |
| 40 | $1,494 | $2,179 | $2,545 |
| 45 | $1,443 | $2,125 | $2,474 |
| 55 | $1,330 | $1,932 | $2,266 |
| 65 | $1,376 | $2,000 | $2,350 |
| 75 | $1,731 | $2,558 | $2,965 |
Toyota 4Runner Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,574 | $2,290 | $2,908 |
| Alaska | $1,297 | $1,775 | $1,760 |
| Arizona | $1,462 | $2,127 | $3,100 |
| Arkansas | $1,595 | $2,535 | $2,786 |
| California | $1,771 | $3,167 | $1,773 |
| Colorado | $1,679 | $2,344 | $2,948 |
| Connecticut | $2,136 | $3,310 | $4,183 |
| Delaware | $1,757 | $2,365 | $3,039 |
| Florida | $2,087 | $2,889 | $3,783 |
| Hawaii | $704 | $915 | $696 |
| Idaho | $1,180 | $1,556 | $1,920 |
| Illinois | $1,258 | $1,879 | $2,138 |
| Indiana | $1,263 | $1,964 | $2,197 |
| Iowa | $992 | $1,402 | $1,643 |
| Kansas | $1,338 | $1,940 | $2,288 |
| Kentucky | $1,933 | $2,878 | $3,393 |
| Louisiana | $2,518 | $3,775 | $4,095 |
| Maine | $951 | $1,301 | $1,947 |
| Maryland | $1,530 | $2,236 | $2,478 |
| Massachusetts | $1,226 | $2,144 | $1,237 |
| Michigan | $2,963 | $4,526 | $7,115 |
| Minnesota | $1,198 | $1,631 | $2,268 |
| Mississippi | $1,478 | $2,098 | $2,092 |
| Missouri | $1,396 | $1,968 | $2,607 |
| Montana | $1,426 | $1,973 | $2,292 |
| Nebraska | $1,195 | $1,773 | $1,897 |
| Nevada | $1,981 | $2,921 | $3,063 |
| New Hampshire | $1,385 | $2,162 | $2,739 |
| New Jersey | $1,487 | $2,352 | $3,079 |
| New Mexico | $1,534 | $2,297 | $2,374 |
| New York | $1,417 | $1,784 | $3,006 |
| North Carolina | $873 | $1,505 | $1,103 |
| North Dakota | $1,212 | $1,837 | $2,181 |
| Ohio | $1,064 | $1,646 | $1,721 |
| Oklahoma | $1,736 | $2,465 | $2,757 |
| Oregon | $1,573 | $2,088 | $2,490 |
| Pennsylvania | $1,315 | $1,933 | $2,276 |
| Rhode Island | $2,182 | $3,237 | $3,644 |
| South Carolina | $1,510 | $2,058 | $2,851 |
| South Dakota | $1,345 | $1,948 | $2,212 |
| Tennessee | $1,563 | $2,315 | $3,078 |
| Texas | $1,582 | $2,305 | $2,864 |
| Utah | $1,362 | $1,895 | $2,590 |
| Vermont | $1,053 | $1,594 | $1,678 |
| Virginia | $969 | $1,513 | $1,468 |
| Washington | $1,280 | $1,761 | $2,087 |
| West Virginia | $1,312 | $1,864 | $2,361 |
| Wisconsin | $1,297 | $2,011 | $2,323 |
| Wyoming | $1,210 | $1,680 | $1,826 |
| Georgia | $1,731 | $2,579 | $2,566 |
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FAQs
Who has the cheapest car insurance for a Toyota 4Runner?
Virginia Farm Bureau offers the most affordable car insurance for the 2024 Toyota 4Runner.
Which company offers the best car insurance for a Toyota 4Runner?
Considering its competitive rates, comprehensive coverage, and excellent customer service, we consider Virginia Farm Bureau to provide the best car insurance option for a Toyota 4Runner.
