Toyota Tacoma Car Insurance Cost

Securing insurance for a Toyota Tacoma typically comes with an annual cost of about $879 through Esurance. However, the actual expenses can vary based on factors such as your age, the year of your car model, and other relevant factors. Refer to the quote tables provided below to estimate the potential cost tailored to your situation.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Toyota Tacoma, you’ll need to consider the cost of insurance among other factors. Insurance is a crucial aspect of owning a car, so it’s important to understand it before making a decision.

Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s crucial to have adequate coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, if you’re found at fault in an accident, your insurance premiums could increase.

With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors like your age, driving record, and where you live can significantly affect your insurance premiums.

How Much Does Toyota Tacoma Car Insurance Cost?

Typically, Esurance provides the most competitive price, charging around $879 annually for full coverage insurance on a 2024 Toyota Tacoma.

While Esurance’s price is a good reference point, it’s essential to understand that car insurance costs can vary significantly based on several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record generally leads to lower premiums, while a record of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic often results in higher insurance rates compared to rural areas with less traffic. Your choice of coverage also affects your premium – comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies, ensuring you find the best deal possible.

2024 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Esurance $879
Grange $913
Mercury $1,041
21st Century $1,116
Allstate $1,094
Auto Club $1,136
Unitrin $1,116
Metropolitan $1,149
Alliance United $1,152
USAA $1,184

2023 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $264
Victoria $291
American National P $398
Safeco $473
Pekin Insurance $732
Texas Farm Bureau Group $915
Wolverine Mutual $912
Hastings Mutual Insurance Co $976
Norfolk and Dedham Group $1,017
New Jersey Manufacturers $996

2022 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto $119
Safeco $325
AssuranceAmerica Mobile Max $372
Victoria $488
Kemper Auto Premium $681
Concord Group $727
American National P $725
Countryway Insurance $930
Plymouth Rock Assurance $1,010
MMG Insurance Company $1,027

2021 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $178
Jupiter Auto Insurance $256
Dairyland Broadform $291
Victoria $503
NatGen Custom 360 $613
American National P $611
Safeco $598
Concord Group $664
Kemper Auto $820
Countryway Insurance $867

2020 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
NatGen Advantage $284
SAFECO $382
Mercury Insurance $504
Jupiter Auto Insurance $515
American National P $566
Rural Mutual Insurance $920
Pekin Insurance $942
Concord Group $996
Countryway Insurance $1,080
Partners Mutual Insurance Co $1,108

2019 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $375
Concord Group $693
Bear River $736
Buckeye Insurance Group $703
AssuranceAmerica Mobile Max $742
Ameriprise Group $807
American National P $939
Mercury Insurance $958
SafeAuto $1,019
Pekin Insurance $1,008

2018 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $208
SAFECO $387
NatGen Advantage $447
AssuranceAmerica Mobile Max $493
American National P $677
Concord Group $711
General Casualty $874
MMG Insurance Company $939
Pekin Insurance $928
Countryway Insurance $992

2017 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $242
Kemper Auto $445
Jupiter Auto Insurance $512
NatGen Custom 360 $502
SAFECO $573
Kemper Personal Insurance $618
American National P&C $626
American National P $761
Concord Group $941
Dairyland Realtime $992

2016 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $194
Jupiter Auto Insurance $183
Rural Mutual Insurance $568
Dairyland FR Bond $651
Concord Group $755
SAFECO $763
American National P $811
Ameriprise Group $819
Wolverine Mutual $833
Infinity Special $846

2015 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $186
Kemper Auto Premier $340
SAFECO $330
Mercury Insurance $393
Kemper Personal Insurance $377
American National P&C $478
American National P $552
Buckeye Insurance Group $614
Concord Group $657
New York Central Mutual Fire $715

2014 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $294
American National P&C $378
Mercury Insurance $424
American National P $490
Union Mutual Fire Group $553
SAFECO $554
Jupiter Auto Insurance $560
SECURA Insurance $633
North Carolina Farm Bureau $777
Kentucky Farm Bureau $806

2013 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $183
Kemper Auto Premier $200
SAFECO $428
NatGen Custom 360 $521
Bear River $548
Union Mutual Fire Group $534
Concord Group $574
Partners Mutual Insurance Co $597
Pekin Insurance $612
Grinnell Mutual $625

2012 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $341
Jupiter Auto Insurance $422
American National P $459
Buckeye Insurance Group $534
Concord Group $543
NatGen PPA $600
Bear River $623
MMG Insurance Company $670
Atlantic States Insurance $697
Patriot Group $721

2011 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
American National P $363
American National P&C $387
Safeco $385
West Bend Mutual $389
Kemper Auto | Infinity $443
Pekin Insurance $464
Rural Mutual Insurance $444
First Chicago Insurance $470
Buckeye Insurance Group $483
Rockford Mutual Insurance $488

2010 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $32
Pekin Insurance $550
Buckeye Insurance Group $559
SAFECO $541
Rural Mutual Insurance $574
SECURA Insurance $613
Concord Group $629
New York Central Mutual Fire $693
Rockford Mutual Insurance $697
Indiana Farmers Mutual Ins $729

Cost of Toyota Tacoma Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $4,995 $7,324 $8,584
18 $4,671 $6,841 $8,016
19 $4,107 $6,050 $7,067
20 $3,574 $5,249 $6,155
21 $3,018 $4,434 $5,157
22 $2,910 $4,293 $5,031
23 $2,543 $3,766 $4,390
24 $2,437 $3,559 $4,196
25 $2,123 $3,100 $3,613
30 $1,617 $2,421 $2,818
35 $1,545 $2,232 $2,619
40 $1,480 $2,147 $2,532
45 $1,424 $2,105 $2,475
55 $1,329 $1,915 $2,281
65 $1,364 $2,017 $2,345
75 $1,714 $2,537 $2,988

Toyota Tacoma Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,576 $2,290 $2,872
Alaska $1,282 $1,786 $1,752
Arizona $1,464 $2,117 $3,130
Arkansas $1,584 $2,502 $2,760
California $1,777 $3,161 $1,803
Colorado $1,684 $2,336 $2,964
Connecticut $2,110 $3,284 $4,193
Delaware $1,752 $2,334 $3,014
Florida $2,081 $2,918 $3,770
Hawaii $681 $915 $686
Idaho $1,203 $1,559 $1,903
Illinois $1,248 $1,883 $2,139
Indiana $1,281 $1,933 $2,176
Iowa $1,026 $1,387 $1,631
Kansas $1,328 $1,938 $2,273
Kentucky $1,936 $2,869 $3,365
Louisiana $2,475 $3,784 $4,092
Maine $941 $1,298 $1,927
Maryland $1,510 $2,219 $2,464
Massachusetts $1,227 $2,141 $1,224
Michigan $2,952 $4,504 $7,117
Minnesota $1,196 $1,624 $2,266
Mississippi $1,475 $2,090 $2,096
Missouri $1,371 $1,979 $2,590
Montana $1,403 $1,951 $2,303
Nebraska $1,202 $1,771 $1,890
Nevada $1,952 $2,899 $3,060
New Hampshire $1,364 $2,144 $2,707
New Jersey $1,505 $2,354 $3,102
New Mexico $1,515 $2,302 $2,384
New York $1,425 $1,774 $3,001
North Carolina $879 $1,507 $1,061
North Dakota $1,224 $1,833 $2,179
Ohio $1,096 $1,650 $1,700
Oklahoma $1,737 $2,444 $2,767
Oregon $1,544 $2,114 $2,520
Pennsylvania $1,322 $1,953 $2,245
Rhode Island $2,181 $3,232 $3,641
South Carolina $1,480 $2,055 $2,869
South Dakota $1,319 $1,914 $2,226
Tennessee $1,591 $2,337 $3,103
Texas $1,605 $2,296 $2,850
Utah $1,365 $1,907 $2,599
Vermont $1,024 $1,618 $1,701
Virginia $964 $1,495 $1,476
Washington $1,292 $1,749 $2,108
West Virginia $1,324 $1,851 $2,345
Wisconsin $1,285 $2,042 $2,310
Wyoming $1,192 $1,693 $1,795
Georgia $1,713 $2,574 $2,579

FAQs

Who has the cheapest car insurance for a Toyota Tacoma?

Esurance offers the most affordable car insurance for Toyota Tacoma vehicles from model years 2010 to 2024.

Which company offers the best car insurance for a Toyota Tacoma?

Considering their combination of the lowest prices, comprehensive coverage, and top-notch customer service, we believe that Esurance provides the best car insurance option for Toyota Tacoma vehicles.

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