Hyundai Sonata Car Insurance Cost

To insure a Hyundai Sonata, it typically costs about $741 annually with Mercury Insurance Company. However, the actual cost can vary based on factors like age, the year of the car model, and other individual considerations. You can check our quote tables below to get a more accurate estimate of your insurance expenses.

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Updated: 03 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a Hyundai Sonata, one crucial aspect to consider is the insurance cost. Insurance plays a vital role in car ownership, and it’s essential to understand its implications before making a purchase.

Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. Insufficient coverage during accidents can result in significant out-of-pocket costs. Additionally, if you’re at fault, there’s a possibility of premium increases.

Having analyzed car insurance rates for over a decade, I’ve observed how these costs can vary significantly. Factors such as age, driving record, and location play significant roles in determining insurance premiums.

How Much Does Hyundai Sonata Car Insurance Cost?

Typically, Mercury Insurance Company provides the most competitive annual rate, averaging $741, for full coverage insurance on a 2024 Hyundai Sonata.

While Mercury Insurance Company’s pricing serves as a useful reference point, it’s crucial to recognize that the cost of car insurance can fluctuate significantly based on various factors. These factors include your geographical location, driving record, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving history may result in lower premiums, whereas past accidents or traffic violations could lead to higher costs.

Moreover, residing in urban areas with heavy traffic often translates to higher insurance rates compared to rural areas with lighter traffic. Additionally, the level of coverage you opt for plays a significant role – comprehensive coverage, which encompasses both comprehensive and collision protection, generally commands a higher premium than basic liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most favorable deal.

2024 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $741
Infinity Special $958
New York Central Mutual Fire $1,054
Kemper Auto Premier $1,342
Unitrin $1,455
National General $1,508
USAA $1,697
Erie $1,696
Nationwide $1,764
Travelers $2,053

2023 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Safeco $134
Kemper Auto | Infinity $225
Victoria $704
Pekin Insurance $764
Infinity Special $808
Kemper Auto $999
SECURA Insurance $1,027
Mercury Insurance $1,122
Kemper Auto Premier $1,128
New York Central Mutual Fire $1,171

2022 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $377
Safeco $404
Concord Group $515
AssuranceAmerica Mobile Max $573
Kemper Auto Premium $599
Victoria $748
Kemper Premium $908
NatGen PPA $1,029
Countryway Insurance $1,024
Partners Mutual Insurance Co $1,023

2021 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $88
Kemper Personal Insurance $199
Kemper Auto Premier $301
Safeco $357
Dairyland FR Bond $691
NatGen PPA $799
American National P $780
Victoria $973
Mercury Insurance $984
Titan $1,072

2020 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $278
SAFECO $279
Jupiter Auto Insurance $320
Kemper Personal Insurance $462
Concord Group $1,161
American National P&C $1,181
Countryway Insurance $1,209
Indiana Farmers Mutual Ins $1,241
Texas Farm Bureau Group $1,232
EMC Insurance $1,239

2019 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $126
Kemper Personal Insurance $300
Dairyland FR Bond $331
SAFECO $372
Dairyland Auto 1 Month $430
American National P&C $724
Mercury Insurance $737
AssuranceAmerica $773
American National P $993
Concord Group $1,005

2018 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $308
Kemper Personal Insurance $313
SAFECO $438
Kemper Auto Premium $524
Dairyland Broadform $627
Kemper Auto Premier $648
American National P&C $648
Mercury Insurance $729
Nationwide ThreeSixZero $859
American National P $945

2017 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $133
Kemper Auto Premier $212
Kemper Personal Insurance $195
AssuranceAmerica Mobile Max $346
Jupiter Auto Insurance $379
SAFECO $439
Dairyland FR Bond $490
Dairyland Broadform $711
American National P&C $797
Mercury Insurance $832

2016 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $86
Kemper Auto Premier $250
Dairyland Auto 1 Month $296
SAFECO $367
Jupiter Auto Insurance $367
Dairyland FR Bond $598
NatGen PPA $837
American National P&C $848
AssuranceAmerica Mobile Max $899
Concord Group $932

2015 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $145
Jupiter Auto Insurance $409
SAFECO $438
NatGen PPA $514
Kemper Personal Insurance $518
Kemper Auto Premier $544
American National P&C $665
Direct General $774
Dairyland FR Bond $788
Dairyland Auto 1 Month $875

2014 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $112
AssuranceAmerica Mobile Max $166
NatGen Custom 360 $344
SAFECO $430
Kemper Auto Premium $509
Dairyland FR Bond $693
Mercury Insurance $669
Dairyland Broadform $769
American National P $849
Co-Operative Ins Companies $844

2013 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $60
AssuranceAmerica Mobile Max $308
NatGen Custom 360 $329
Kemper Personal Insurance $367
Dairyland Broadform $407
Dairyland Auto 1 Month $387
SAFECO $461
Kemper Auto Premier $505
American National P&C $743
Bear River $756

2012 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $70
Jupiter Auto Insurance $68
Dairyland Auto 1 Month $299
AssuranceAmerica Mobile Max $402
Dairyland Broadform $441
SAFECO $549
Mercury Insurance $629
Dairyland FR Bond $656
Kemper Personal Insurance $680
Union Mutual Fire Group $692

2011 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $62
AssuranceAmerica Mobile Max $111
NatGen Custom 360 $132
Kemper Personal Insurance $139
Dairyland Auto 1 Month $269
SAFECO $339
Dairyland Broadform $421
Mercury Insurance $561
American National P&C $541
Co-Operative Ins Companies $575

2010 Hyundai Sonata Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $22
Dairyland Broadform $186
Mercury Insurance $278
SAFECO $405
Mercury Insurance Company $425
Kemper Personal Insurance $485
PEMCO $609
EMC Insurance $666
Utica National Ins Group $708
Farmers Mutual of Nebraska $752

Cost of Hyundai Sonata Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,378 $9,366 $10,934
18 $5,933 $8,735 $10,191
19 $5,271 $7,720 $9,025
20 $4,562 $6,705 $7,857
21 $3,852 $5,647 $6,586
22 $3,722 $5,484 $6,411
23 $3,263 $4,801 $5,617
24 $3,099 $4,578 $5,351
25 $2,668 $3,942 $4,627
30 $2,096 $3,060 $3,597
35 $1,961 $2,868 $3,357
40 $1,889 $2,754 $3,229
45 $1,836 $2,706 $3,134
55 $1,675 $2,452 $2,901
65 $1,764 $2,593 $3,021
75 $2,217 $3,257 $3,799

Hyundai Sonata Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,003 $2,885 $3,688
Alaska $1,637 $2,301 $2,216
Arizona $1,868 $2,717 $3,977
Arkansas $2,050 $3,195 $3,556
California $2,272 $4,026 $2,282
Colorado $2,118 $2,974 $3,790
Connecticut $2,697 $4,218 $5,336
Delaware $2,256 $2,987 $3,860
Florida $2,692 $3,715 $4,828
Hawaii $867 $1,196 $857
Idaho $1,512 $2,020 $2,444
Illinois $1,605 $2,398 $2,750
Indiana $1,636 $2,506 $2,777
Iowa $1,276 $1,750 $2,095
Kansas $1,713 $2,511 $2,918
Kentucky $2,485 $3,648 $4,305
Louisiana $3,167 $4,803 $5,229
Maine $1,210 $1,674 $2,465
Maryland $1,931 $2,846 $3,153
Massachusetts $1,564 $2,730 $1,544
Michigan $3,782 $5,752 $9,069
Minnesota $1,563 $2,088 $2,923
Mississippi $1,886 $2,652 $2,696
Missouri $1,775 $2,521 $3,335
Montana $1,790 $2,494 $2,924
Nebraska $1,533 $2,252 $2,440
Nevada $2,500 $3,720 $3,920
New Hampshire $1,729 $2,754 $3,469
New Jersey $1,900 $3,000 $3,938
New Mexico $1,953 $2,933 $3,028
New York $1,818 $2,279 $3,830
North Carolina $1,144 $1,935 $1,380
North Dakota $1,542 $2,332 $2,764
Ohio $1,383 $2,119 $2,164
Oklahoma $2,212 $3,143 $3,534
Oregon $1,984 $2,658 $3,209
Pennsylvania $1,659 $2,450 $2,888
Rhode Island $2,810 $4,107 $4,623
South Carolina $1,899 $2,657 $3,630
South Dakota $1,702 $2,465 $2,829
Tennessee $2,013 $2,938 $3,932
Texas $2,019 $2,903 $3,640
Utah $1,732 $2,396 $3,314
Vermont $1,308 $2,039 $2,141
Virginia $1,246 $1,907 $1,858
Washington $1,658 $2,235 $2,684
West Virginia $1,671 $2,363 $2,998
Wisconsin $1,673 $2,590 $2,954
Wyoming $1,564 $2,176 $2,289
Georgia $2,169 $3,245 $3,269

FAQs

Who has the cheapest car insurance for a Hyundai Sonata?

Mercury Insurance Company offers the most affordable car insurance rates for the 2024 Hyundai Sonata.

Which company offers the best car insurance for a Hyundai Sonata?

In our assessment, Mercury Insurance Company stands out as the top choice for car insurance for a Hyundai Sonata due to its competitive rates, comprehensive coverage options, and high-quality customer service.

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