Hyundai Sonata Car Insurance Cost
To insure a Hyundai Sonata, it typically costs about $741 annually with Mercury Insurance Company. However, the actual cost can vary based on factors like age, the year of the car model, and other individual considerations. You can check our quote tables below to get a more accurate estimate of your insurance expenses.
If you’re thinking about buying a Hyundai Sonata, one crucial aspect to consider is the insurance cost. Insurance plays a vital role in car ownership, and it’s essential to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. Insufficient coverage during accidents can result in significant out-of-pocket costs. Additionally, if you’re at fault, there’s a possibility of premium increases.
Having analyzed car insurance rates for over a decade, I’ve observed how these costs can vary significantly. Factors such as age, driving record, and location play significant roles in determining insurance premiums.
How Much Does Hyundai Sonata Car Insurance Cost?
Typically, Mercury Insurance Company provides the most competitive annual rate, averaging $741, for full coverage insurance on a 2024 Hyundai Sonata.
While Mercury Insurance Company’s pricing serves as a useful reference point, it’s crucial to recognize that the cost of car insurance can fluctuate significantly based on various factors. These factors include your geographical location, driving record, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving history may result in lower premiums, whereas past accidents or traffic violations could lead to higher costs.
Moreover, residing in urban areas with heavy traffic often translates to higher insurance rates compared to rural areas with lighter traffic. Additionally, the level of coverage you opt for plays a significant role – comprehensive coverage, which encompasses both comprehensive and collision protection, generally commands a higher premium than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most favorable deal.
2024 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $741 |
| Infinity Special | $958 |
| New York Central Mutual Fire | $1,054 |
| Kemper Auto Premier | $1,342 |
| Unitrin | $1,455 |
| National General | $1,508 |
| USAA | $1,697 |
| Erie | $1,696 |
| Nationwide | $1,764 |
| Travelers | $2,053 |
2023 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $134 |
| Kemper Auto | Infinity | $225 |
| Victoria | $704 |
| Pekin Insurance | $764 |
| Infinity Special | $808 |
| Kemper Auto | $999 |
| SECURA Insurance | $1,027 |
| Mercury Insurance | $1,122 |
| Kemper Auto Premier | $1,128 |
| New York Central Mutual Fire | $1,171 |
2022 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $377 |
| Safeco | $404 |
| Concord Group | $515 |
| AssuranceAmerica Mobile Max | $573 |
| Kemper Auto Premium | $599 |
| Victoria | $748 |
| Kemper Premium | $908 |
| NatGen PPA | $1,029 |
| Countryway Insurance | $1,024 |
| Partners Mutual Insurance Co | $1,023 |
2021 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $88 |
| Kemper Personal Insurance | $199 |
| Kemper Auto Premier | $301 |
| Safeco | $357 |
| Dairyland FR Bond | $691 |
| NatGen PPA | $799 |
| American National P | $780 |
| Victoria | $973 |
| Mercury Insurance | $984 |
| Titan | $1,072 |
2020 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $278 |
| SAFECO | $279 |
| Jupiter Auto Insurance | $320 |
| Kemper Personal Insurance | $462 |
| Concord Group | $1,161 |
| American National P&C | $1,181 |
| Countryway Insurance | $1,209 |
| Indiana Farmers Mutual Ins | $1,241 |
| Texas Farm Bureau Group | $1,232 |
| EMC Insurance | $1,239 |
2019 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $126 |
| Kemper Personal Insurance | $300 |
| Dairyland FR Bond | $331 |
| SAFECO | $372 |
| Dairyland Auto 1 Month | $430 |
| American National P&C | $724 |
| Mercury Insurance | $737 |
| AssuranceAmerica | $773 |
| American National P | $993 |
| Concord Group | $1,005 |
2018 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $308 |
| Kemper Personal Insurance | $313 |
| SAFECO | $438 |
| Kemper Auto Premium | $524 |
| Dairyland Broadform | $627 |
| Kemper Auto Premier | $648 |
| American National P&C | $648 |
| Mercury Insurance | $729 |
| Nationwide ThreeSixZero | $859 |
| American National P | $945 |
2017 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $133 |
| Kemper Auto Premier | $212 |
| Kemper Personal Insurance | $195 |
| AssuranceAmerica Mobile Max | $346 |
| Jupiter Auto Insurance | $379 |
| SAFECO | $439 |
| Dairyland FR Bond | $490 |
| Dairyland Broadform | $711 |
| American National P&C | $797 |
| Mercury Insurance | $832 |
2016 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $86 |
| Kemper Auto Premier | $250 |
| Dairyland Auto 1 Month | $296 |
| SAFECO | $367 |
| Jupiter Auto Insurance | $367 |
| Dairyland FR Bond | $598 |
| NatGen PPA | $837 |
| American National P&C | $848 |
| AssuranceAmerica Mobile Max | $899 |
| Concord Group | $932 |
2015 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $145 |
| Jupiter Auto Insurance | $409 |
| SAFECO | $438 |
| NatGen PPA | $514 |
| Kemper Personal Insurance | $518 |
| Kemper Auto Premier | $544 |
| American National P&C | $665 |
| Direct General | $774 |
| Dairyland FR Bond | $788 |
| Dairyland Auto 1 Month | $875 |
2014 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $112 |
| AssuranceAmerica Mobile Max | $166 |
| NatGen Custom 360 | $344 |
| SAFECO | $430 |
| Kemper Auto Premium | $509 |
| Dairyland FR Bond | $693 |
| Mercury Insurance | $669 |
| Dairyland Broadform | $769 |
| American National P | $849 |
| Co-Operative Ins Companies | $844 |
2013 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $60 |
| AssuranceAmerica Mobile Max | $308 |
| NatGen Custom 360 | $329 |
| Kemper Personal Insurance | $367 |
| Dairyland Broadform | $407 |
| Dairyland Auto 1 Month | $387 |
| SAFECO | $461 |
| Kemper Auto Premier | $505 |
| American National P&C | $743 |
| Bear River | $756 |
2012 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $70 |
| Jupiter Auto Insurance | $68 |
| Dairyland Auto 1 Month | $299 |
| AssuranceAmerica Mobile Max | $402 |
| Dairyland Broadform | $441 |
| SAFECO | $549 |
| Mercury Insurance | $629 |
| Dairyland FR Bond | $656 |
| Kemper Personal Insurance | $680 |
| Union Mutual Fire Group | $692 |
2011 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $62 |
| AssuranceAmerica Mobile Max | $111 |
| NatGen Custom 360 | $132 |
| Kemper Personal Insurance | $139 |
| Dairyland Auto 1 Month | $269 |
| SAFECO | $339 |
| Dairyland Broadform | $421 |
| Mercury Insurance | $561 |
| American National P&C | $541 |
| Co-Operative Ins Companies | $575 |
2010 Hyundai Sonata Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $22 |
| Dairyland Broadform | $186 |
| Mercury Insurance | $278 |
| SAFECO | $405 |
| Mercury Insurance Company | $425 |
| Kemper Personal Insurance | $485 |
| PEMCO | $609 |
| EMC Insurance | $666 |
| Utica National Ins Group | $708 |
| Farmers Mutual of Nebraska | $752 |
Cost of Hyundai Sonata Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,378 | $9,366 | $10,934 |
| 18 | $5,933 | $8,735 | $10,191 |
| 19 | $5,271 | $7,720 | $9,025 |
| 20 | $4,562 | $6,705 | $7,857 |
| 21 | $3,852 | $5,647 | $6,586 |
| 22 | $3,722 | $5,484 | $6,411 |
| 23 | $3,263 | $4,801 | $5,617 |
| 24 | $3,099 | $4,578 | $5,351 |
| 25 | $2,668 | $3,942 | $4,627 |
| 30 | $2,096 | $3,060 | $3,597 |
| 35 | $1,961 | $2,868 | $3,357 |
| 40 | $1,889 | $2,754 | $3,229 |
| 45 | $1,836 | $2,706 | $3,134 |
| 55 | $1,675 | $2,452 | $2,901 |
| 65 | $1,764 | $2,593 | $3,021 |
| 75 | $2,217 | $3,257 | $3,799 |
Hyundai Sonata Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,003 | $2,885 | $3,688 |
| Alaska | $1,637 | $2,301 | $2,216 |
| Arizona | $1,868 | $2,717 | $3,977 |
| Arkansas | $2,050 | $3,195 | $3,556 |
| California | $2,272 | $4,026 | $2,282 |
| Colorado | $2,118 | $2,974 | $3,790 |
| Connecticut | $2,697 | $4,218 | $5,336 |
| Delaware | $2,256 | $2,987 | $3,860 |
| Florida | $2,692 | $3,715 | $4,828 |
| Hawaii | $867 | $1,196 | $857 |
| Idaho | $1,512 | $2,020 | $2,444 |
| Illinois | $1,605 | $2,398 | $2,750 |
| Indiana | $1,636 | $2,506 | $2,777 |
| Iowa | $1,276 | $1,750 | $2,095 |
| Kansas | $1,713 | $2,511 | $2,918 |
| Kentucky | $2,485 | $3,648 | $4,305 |
| Louisiana | $3,167 | $4,803 | $5,229 |
| Maine | $1,210 | $1,674 | $2,465 |
| Maryland | $1,931 | $2,846 | $3,153 |
| Massachusetts | $1,564 | $2,730 | $1,544 |
| Michigan | $3,782 | $5,752 | $9,069 |
| Minnesota | $1,563 | $2,088 | $2,923 |
| Mississippi | $1,886 | $2,652 | $2,696 |
| Missouri | $1,775 | $2,521 | $3,335 |
| Montana | $1,790 | $2,494 | $2,924 |
| Nebraska | $1,533 | $2,252 | $2,440 |
| Nevada | $2,500 | $3,720 | $3,920 |
| New Hampshire | $1,729 | $2,754 | $3,469 |
| New Jersey | $1,900 | $3,000 | $3,938 |
| New Mexico | $1,953 | $2,933 | $3,028 |
| New York | $1,818 | $2,279 | $3,830 |
| North Carolina | $1,144 | $1,935 | $1,380 |
| North Dakota | $1,542 | $2,332 | $2,764 |
| Ohio | $1,383 | $2,119 | $2,164 |
| Oklahoma | $2,212 | $3,143 | $3,534 |
| Oregon | $1,984 | $2,658 | $3,209 |
| Pennsylvania | $1,659 | $2,450 | $2,888 |
| Rhode Island | $2,810 | $4,107 | $4,623 |
| South Carolina | $1,899 | $2,657 | $3,630 |
| South Dakota | $1,702 | $2,465 | $2,829 |
| Tennessee | $2,013 | $2,938 | $3,932 |
| Texas | $2,019 | $2,903 | $3,640 |
| Utah | $1,732 | $2,396 | $3,314 |
| Vermont | $1,308 | $2,039 | $2,141 |
| Virginia | $1,246 | $1,907 | $1,858 |
| Washington | $1,658 | $2,235 | $2,684 |
| West Virginia | $1,671 | $2,363 | $2,998 |
| Wisconsin | $1,673 | $2,590 | $2,954 |
| Wyoming | $1,564 | $2,176 | $2,289 |
| Georgia | $2,169 | $3,245 | $3,269 |
Compare Hyundai Sonata To Other Hyundai Models
FAQs
Who has the cheapest car insurance for a Hyundai Sonata?
Mercury Insurance Company offers the most affordable car insurance rates for the 2024 Hyundai Sonata.
Which company offers the best car insurance for a Hyundai Sonata?
In our assessment, Mercury Insurance Company stands out as the top choice for car insurance for a Hyundai Sonata due to its competitive rates, comprehensive coverage options, and high-quality customer service.
