Hyundai Santa Fe Car Insurance Cost
Getting insurance for a Hyundai Santa Fe typically amounts to about $153 annually through Mercury Insurance. However, the actual cost can vary based on factors such as age, the year of the car model, and other considerations. Utilize the quote tables provided below to determine the specific cost tailored to your circumstances.
If you’re thinking about buying a Hyundai Santa Fe, it’s essential to factor in the cost of insurance. Insurance plays a crucial role in car ownership, and it’s vital to understand its implications before making a purchase.
Selecting the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s important not to end up with insufficient coverage when an accident happens, leading to significant out-of-pocket costs. Additionally, there’s the possibility of facing higher premiums if you’re found at fault.
With over a decade of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as age, driving record, and even location can significantly impact insurance premiums.
How Much Does Hyundai Santa Fe Car Insurance Cost?
Typically, Mercury Insurance provides the most competitive rate, averaging $153 annually for full coverage insurance on a 2023 Hyundai Santa Fe.
While Mercury Insurance’s rate provides a helpful reference point, it’s essential to recognize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you choose. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you select will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.
Insuranceopedia is available to help you compare quotes from different insurance companies, ensuring you find the best deal for your needs.
2023 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $153 |
| Safeco | $204 |
| American National P | $440 |
| Texas Farm Bureau Group | $800 |
| SafeAuto | $813 |
| Titan | $844 |
| Plymouth Rock | $913 |
| NatGen PPA | $943 |
| Nationwide | $951 |
| PEMCO | $977 |
2022 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $368 |
| AssuranceAmerica Mobile Max | $729 |
| NatGen Advantage | $839 |
| Buckeye Insurance Group | $839 |
| Safeco | $887 |
| NatGen PPA | $955 |
| Mercury Insurance | $953 |
| PEMCO | $985 |
| Titan | $1,012 |
| American National P | $1,036 |
2021 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $305 |
| NatGen Value | $436 |
| Kemper Auto | Infinity | $511 |
| American National P | $522 |
| Victoria | $687 |
| Safeco | $706 |
| United Farm Bureau of IN Group | $734 |
| Buckeye Insurance Group | $804 |
| AssuranceAmerica Mobile Max | $889 |
| Concord Group | $897 |
2020 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $67 |
| NatGen Custom 360 | $280 |
| American National P | $669 |
| SAFECO | $667 |
| Concord Group | $906 |
| Mercury Insurance | $931 |
| IMT Insurance Company | $982 |
| Partners Mutual Insurance Co | $1,012 |
| Texas Farm Bureau Group | $988 |
| PEMCO | $1,000 |
2019 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $189 |
| NatGen PPA | $297 |
| NatGen Custom 360 | $342 |
| SAFECO | $349 |
| American National P | $610 |
| Kemper Auto | $710 |
| Kemper Auto | Infinity | $755 |
| Countryway Insurance | $855 |
| AssuranceAmerica Economy | $897 |
| Mercury Insurance | $938 |
2018 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $509 |
| SAFECO | $487 |
| MMG Insurance Company | $609 |
| Mercury Insurance | $674 |
| American National P&C | $674 |
| American National P | $727 |
| Commerce Group Inc | $797 |
| AssuranceAmerica | $834 |
| AssuranceAmerica Economy | $881 |
| Utica National Ins Group | $932 |
2017 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $227 |
| SAFECO | $242 |
| Jupiter Auto Insurance | $272 |
| Mercury Insurance | $483 |
| Dairyland Auto 1 Month | $471 |
| Infinity Special | $476 |
| American National P | $554 |
| National General Value | $717 |
| Rural Mutual Insurance | $771 |
| Bear River | $792 |
2016 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $227 |
| AssuranceAmerica Mobile Max | $375 |
| AssuranceAmerica | $496 |
| American National P&C | $561 |
| Mercury Insurance | $668 |
| Buckeye Insurance Group | $723 |
| American National P | $719 |
| Plymouth Rock | $726 |
| PEMCO | $816 |
| Utica National Ins Group | $824 |
2015 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nodak Mutual | $264 |
| American National P | $635 |
| North Carolina Farm Bureau | $724 |
| Mercury Insurance | $725 |
| National Farmers Union P&C | $826 |
| PEMCO | $835 |
| SAFECO | $923 |
| New Jersey Manufacturers | $942 |
| Kentucky Farm Bureau | $963 |
| Utica National Ins Group | $964 |
2014 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $153 |
| Mercury Insurance | $281 |
| American National P&C | $493 |
| NatGen Custom 360 | $495 |
| NatGen Value | $573 |
| Buckeye Insurance Group | $626 |
| Concord Group | $695 |
| PEMCO | $775 |
| Patriot Group | $812 |
| Dairyland Broadform | $929 |
2013 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $161 |
| Mercury Insurance | $233 |
| American National P&C | $442 |
| Dairyland Broadform | $473 |
| SAFECO | $481 |
| Dairyland FR Bond | $504 |
| Concord Group | $620 |
| American National P | $652 |
| MMG Insurance Company | $675 |
| National General Value | $753 |
2012 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $219 |
| Kemper Auto Premier | $413 |
| Mercury Insurance | $446 |
| American National P&C | $584 |
| Bear River | $658 |
| American National P | $668 |
| North Carolina Farm Bureau | $705 |
| AssuranceAmerica Mobile Max | $752 |
| Utica National Ins Group | $783 |
| Mercury Insurance Company | $820 |
2011 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $78 |
| Kemper Personal Insurance | $200 |
| American National P | $510 |
| SAFECO | $511 |
| American National P&C | $587 |
| Mercury Insurance | $619 |
| North Carolina Farm Bureau | $596 |
| Kemper Auto Premium FR Bond | $616 |
| Farmers Mutual of Nebraska | $646 |
| North Star | $656 |
2010 Hyundai Santa Fe Insurance Rates
| Insurance Provider | Average Annual Cost |
| InsureMax | $238 |
| Kemper Personal Insurance | $239 |
| SAFECO | $457 |
| Kemper Auto | Infinity | $517 |
| American National P&C | $486 |
| American National P | $629 |
| Countryway Insurance | $673 |
| SECURA Insurance | $664 |
| Concord Group | $708 |
| Mercury Insurance | $710 |
Cost of Hyundai Santa Fe Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,016 | $8,820 | $10,321 |
| 18 | $5,585 | $8,225 | $9,598 |
| 19 | $4,924 | $7,273 | $8,501 |
| 20 | $4,293 | $6,311 | $7,415 |
| 21 | $3,623 | $5,325 | $6,206 |
| 22 | $3,502 | $5,150 | $6,058 |
| 23 | $3,078 | $4,509 | $5,285 |
| 24 | $2,909 | $4,312 | $5,035 |
| 25 | $2,533 | $3,700 | $4,340 |
| 30 | $1,968 | $2,896 | $3,375 |
| 35 | $1,859 | $2,710 | $3,152 |
| 40 | $1,780 | $2,606 | $3,025 |
| 45 | $1,730 | $2,549 | $2,950 |
| 55 | $1,575 | $2,328 | $2,699 |
| 65 | $1,666 | $2,428 | $2,834 |
| 75 | $2,103 | $3,066 | $3,591 |
Hyundai Santa Fe Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,881 | $2,713 | $3,466 |
| Alaska | $1,564 | $2,174 | $2,101 |
| Arizona | $1,751 | $2,554 | $3,728 |
| Arkansas | $1,920 | $3,017 | $3,346 |
| California | $2,164 | $3,773 | $2,127 |
| Colorado | $2,014 | $2,804 | $3,554 |
| Connecticut | $2,549 | $3,980 | $5,028 |
| Delaware | $2,107 | $2,813 | $3,629 |
| Florida | $2,536 | $3,489 | $4,532 |
| Hawaii | $805 | $1,114 | $820 |
| Idaho | $1,411 | $1,906 | $2,302 |
| Illinois | $1,501 | $2,246 | $2,552 |
| Indiana | $1,553 | $2,323 | $2,631 |
| Iowa | $1,217 | $1,685 | $1,969 |
| Kansas | $1,635 | $2,344 | $2,746 |
| Kentucky | $2,345 | $3,427 | $4,032 |
| Louisiana | $2,990 | $4,530 | $4,900 |
| Maine | $1,145 | $1,566 | $2,314 |
| Maryland | $1,826 | $2,654 | $2,970 |
| Massachusetts | $1,466 | $2,553 | $1,453 |
| Michigan | $3,555 | $5,422 | $8,543 |
| Minnesota | $1,460 | $1,944 | $2,750 |
| Mississippi | $1,772 | $2,536 | $2,522 |
| Missouri | $1,683 | $2,358 | $3,117 |
| Montana | $1,674 | $2,377 | $2,748 |
| Nebraska | $1,427 | $2,118 | $2,314 |
| Nevada | $2,372 | $3,480 | $3,702 |
| New Hampshire | $1,650 | $2,608 | $3,276 |
| New Jersey | $1,808 | $2,830 | $3,718 |
| New Mexico | $1,827 | $2,725 | $2,851 |
| New York | $1,714 | $2,143 | $3,573 |
| North Carolina | $1,076 | $1,814 | $1,300 |
| North Dakota | $1,432 | $2,196 | $2,619 |
| Ohio | $1,287 | $1,980 | $2,026 |
| Oklahoma | $2,064 | $2,965 | $3,313 |
| Oregon | $1,888 | $2,530 | $2,997 |
| Pennsylvania | $1,596 | $2,314 | $2,732 |
| Rhode Island | $2,620 | $3,858 | $4,382 |
| South Carolina | $1,783 | $2,485 | $3,441 |
| South Dakota | $1,616 | $2,306 | $2,659 |
| Tennessee | $1,887 | $2,803 | $3,707 |
| Texas | $1,913 | $2,756 | $3,439 |
| Utah | $1,628 | $2,292 | $3,106 |
| Vermont | $1,243 | $1,942 | $2,012 |
| Virginia | $1,188 | $1,787 | $1,750 |
| Washington | $1,537 | $2,126 | $2,520 |
| West Virginia | $1,571 | $2,225 | $2,828 |
| Wisconsin | $1,564 | $2,441 | $2,794 |
| Wyoming | $1,443 | $2,060 | $2,193 |
| Georgia | $2,038 | $3,078 | $3,097 |
Compare Hyundai Santa To Other Hyundai Models
FAQs
Who has the cheapest car insurance for a Hyundai Santa Fe?
For the 2023 model year, Mercury Insurance offers the most affordable car insurance for the Hyundai Santa Fe.
Which company offers the best car insurance for a Hyundai Santa Fe?
Considering their combination of competitive rates, comprehensive coverage, and highly-rated customer service, we believe that Mercury Insurance provides the best car insurance option for a Hyundai Santa Fe.
