Hyundai Santa Fe Car Insurance Cost

Getting insurance for a Hyundai Santa Fe typically amounts to about $153 annually through Mercury Insurance. However, the actual cost can vary based on factors such as age, the year of the car model, and other considerations. Utilize the quote tables provided below to determine the specific cost tailored to your circumstances.

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Updated: 03 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a Hyundai Santa Fe, it’s essential to factor in the cost of insurance. Insurance plays a crucial role in car ownership, and it’s vital to understand its implications before making a purchase.

Selecting the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s important not to end up with insufficient coverage when an accident happens, leading to significant out-of-pocket costs. Additionally, there’s the possibility of facing higher premiums if you’re found at fault.

With over a decade of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as age, driving record, and even location can significantly impact insurance premiums.

How Much Does Hyundai Santa Fe Car Insurance Cost?

Typically, Mercury Insurance provides the most competitive rate, averaging $153 annually for full coverage insurance on a 2023 Hyundai Santa Fe.

While Mercury Insurance’s rate provides a helpful reference point, it’s essential to recognize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you choose. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you select will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.

Insuranceopedia is available to help you compare quotes from different insurance companies, ensuring you find the best deal for your needs.

2023 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $153
Safeco $204
American National P $440
Texas Farm Bureau Group $800
SafeAuto $813
Titan $844
Plymouth Rock $913
NatGen PPA $943
Nationwide $951
PEMCO $977

2022 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Victoria $368
AssuranceAmerica Mobile Max $729
NatGen Advantage $839
Buckeye Insurance Group $839
Safeco $887
NatGen PPA $955
Mercury Insurance $953
PEMCO $985
Titan $1,012
American National P $1,036

2021 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto $305
NatGen Value $436
Kemper Auto | Infinity $511
American National P $522
Victoria $687
Safeco $706
United Farm Bureau of IN Group $734
Buckeye Insurance Group $804
AssuranceAmerica Mobile Max $889
Concord Group $897

2020 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto $67
NatGen Custom 360 $280
American National P $669
SAFECO $667
Concord Group $906
Mercury Insurance $931
IMT Insurance Company $982
Partners Mutual Insurance Co $1,012
Texas Farm Bureau Group $988
PEMCO $1,000

2019 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica $189
NatGen PPA $297
NatGen Custom 360 $342
SAFECO $349
American National P $610
Kemper Auto $710
Kemper Auto | Infinity $755
Countryway Insurance $855
AssuranceAmerica Economy $897
Mercury Insurance $938

2018 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Concord Group $509
SAFECO $487
MMG Insurance Company $609
Mercury Insurance $674
American National P&C $674
American National P $727
Commerce Group Inc $797
AssuranceAmerica $834
AssuranceAmerica Economy $881
Utica National Ins Group $932

2017 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $227
SAFECO $242
Jupiter Auto Insurance $272
Mercury Insurance $483
Dairyland Auto 1 Month $471
Infinity Special $476
American National P $554
National General Value $717
Rural Mutual Insurance $771
Bear River $792

2016 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $227
AssuranceAmerica Mobile Max $375
AssuranceAmerica $496
American National P&C $561
Mercury Insurance $668
Buckeye Insurance Group $723
American National P $719
Plymouth Rock $726
PEMCO $816
Utica National Ins Group $824

2015 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Nodak Mutual $264
American National P $635
North Carolina Farm Bureau $724
Mercury Insurance $725
National Farmers Union P&C $826
PEMCO $835
SAFECO $923
New Jersey Manufacturers $942
Kentucky Farm Bureau $963
Utica National Ins Group $964

2014 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Safeco $153
Mercury Insurance $281
American National P&C $493
NatGen Custom 360 $495
NatGen Value $573
Buckeye Insurance Group $626
Concord Group $695
PEMCO $775
Patriot Group $812
Dairyland Broadform $929

2013 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $161
Mercury Insurance $233
American National P&C $442
Dairyland Broadform $473
SAFECO $481
Dairyland FR Bond $504
Concord Group $620
American National P $652
MMG Insurance Company $675
National General Value $753

2012 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $219
Kemper Auto Premier $413
Mercury Insurance $446
American National P&C $584
Bear River $658
American National P $668
North Carolina Farm Bureau $705
AssuranceAmerica Mobile Max $752
Utica National Ins Group $783
Mercury Insurance Company $820

2011 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Dairyland FR Bond $78
Kemper Personal Insurance $200
American National P $510
SAFECO $511
American National P&C $587
Mercury Insurance $619
North Carolina Farm Bureau $596
Kemper Auto Premium FR Bond $616
Farmers Mutual of Nebraska $646
North Star $656

2010 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
InsureMax $238
Kemper Personal Insurance $239
SAFECO $457
Kemper Auto | Infinity $517
American National P&C $486
American National P $629
Countryway Insurance $673
SECURA Insurance $664
Concord Group $708
Mercury Insurance $710

Cost of Hyundai Santa Fe Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,016 $8,820 $10,321
18 $5,585 $8,225 $9,598
19 $4,924 $7,273 $8,501
20 $4,293 $6,311 $7,415
21 $3,623 $5,325 $6,206
22 $3,502 $5,150 $6,058
23 $3,078 $4,509 $5,285
24 $2,909 $4,312 $5,035
25 $2,533 $3,700 $4,340
30 $1,968 $2,896 $3,375
35 $1,859 $2,710 $3,152
40 $1,780 $2,606 $3,025
45 $1,730 $2,549 $2,950
55 $1,575 $2,328 $2,699
65 $1,666 $2,428 $2,834
75 $2,103 $3,066 $3,591

Hyundai Santa Fe Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,881 $2,713 $3,466
Alaska $1,564 $2,174 $2,101
Arizona $1,751 $2,554 $3,728
Arkansas $1,920 $3,017 $3,346
California $2,164 $3,773 $2,127
Colorado $2,014 $2,804 $3,554
Connecticut $2,549 $3,980 $5,028
Delaware $2,107 $2,813 $3,629
Florida $2,536 $3,489 $4,532
Hawaii $805 $1,114 $820
Idaho $1,411 $1,906 $2,302
Illinois $1,501 $2,246 $2,552
Indiana $1,553 $2,323 $2,631
Iowa $1,217 $1,685 $1,969
Kansas $1,635 $2,344 $2,746
Kentucky $2,345 $3,427 $4,032
Louisiana $2,990 $4,530 $4,900
Maine $1,145 $1,566 $2,314
Maryland $1,826 $2,654 $2,970
Massachusetts $1,466 $2,553 $1,453
Michigan $3,555 $5,422 $8,543
Minnesota $1,460 $1,944 $2,750
Mississippi $1,772 $2,536 $2,522
Missouri $1,683 $2,358 $3,117
Montana $1,674 $2,377 $2,748
Nebraska $1,427 $2,118 $2,314
Nevada $2,372 $3,480 $3,702
New Hampshire $1,650 $2,608 $3,276
New Jersey $1,808 $2,830 $3,718
New Mexico $1,827 $2,725 $2,851
New York $1,714 $2,143 $3,573
North Carolina $1,076 $1,814 $1,300
North Dakota $1,432 $2,196 $2,619
Ohio $1,287 $1,980 $2,026
Oklahoma $2,064 $2,965 $3,313
Oregon $1,888 $2,530 $2,997
Pennsylvania $1,596 $2,314 $2,732
Rhode Island $2,620 $3,858 $4,382
South Carolina $1,783 $2,485 $3,441
South Dakota $1,616 $2,306 $2,659
Tennessee $1,887 $2,803 $3,707
Texas $1,913 $2,756 $3,439
Utah $1,628 $2,292 $3,106
Vermont $1,243 $1,942 $2,012
Virginia $1,188 $1,787 $1,750
Washington $1,537 $2,126 $2,520
West Virginia $1,571 $2,225 $2,828
Wisconsin $1,564 $2,441 $2,794
Wyoming $1,443 $2,060 $2,193
Georgia $2,038 $3,078 $3,097

FAQs

Who has the cheapest car insurance for a Hyundai Santa Fe?

For the 2023 model year, Mercury Insurance offers the most affordable car insurance for the Hyundai Santa Fe.

Which company offers the best car insurance for a Hyundai Santa Fe?

Considering their combination of competitive rates, comprehensive coverage, and highly-rated customer service, we believe that Mercury Insurance provides the best car insurance option for a Hyundai Santa Fe.

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