Hyundai Accent Car Insurance Cost

Getting insurance for a Hyundai Accent typically amounts to about $1,304 annually through Direct Auto. However, the actual cost varies based on factors such as age, the year of the car model, and other considerations. Utilize the quote tables provided below to determine the specific cost tailored to your circumstances.

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Updated: 08 May 2025
Written by Bob Phillips
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Insuring a Hyundai Accent is generally affordable compared to many other vehicles. The average annual cost for full coverage insurance on an Accent is approximately $1,304, translating to about $108 per month. This figure can vary based on factors such as the driver’s age, location, driving history, and the specific model year of the vehicle. For instance, a 2017 Hyundai Accent averages $1,079 per year, while a 2020 model averages $1,223 annually. The Accent’s compact size, strong safety ratings, and low repair costs contribute to its lower insurance premiums, making it an economical choice for budget-conscious drivers.

How Much Does Hyundai Accent Car Insurance Cost?

Typically, Direct Auto provides the most competitive rate, averaging $1,304 annually for full coverage insurance on a 2023 Hyundai Accent.

While Travelers’ rate serves as a useful reference point, it’s crucial to understand that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage levels you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you secure the best deal.

Average Insurance Cost Of Hyundai Accent Model Year

Model Year Average Premium
2025 Hyundai Accent  
2023 Hyundai Accent $1,437
2022 Hyundai Accent $1,999
2021 Hyundai Accent $773
2020 Hyundai Accent $766
2019 Hyundai Accent $892
2018 Hyundai Accent $492
2017 Hyundai Accent $477
2016 Hyundai Accent $492
2015 Hyundai Accent $587
2014 Hyundai Accent $689
2013 Hyundai Accent $548
2012 Hyundai Accent $481
2011 Hyundai Accent $511
2010 Hyundai Accent $528

2025 Hyundai Accent Insurance Rates

The average annual insurance cost for a 2025 Toyota Tundra is $2,032. However, Safeco offers the cheapest rates, averaging $1,068 per year.

Insurance Company Estimated Annual Premium
Safeco $1,068
Nationwide $2,140
Erie $1,989
Geico $2,200
Progressive $2,207
State Farm $1,596
Allstate $2,855
Farmers $3,022
USAA $2,045
Victoria $1,201

2023 Hyundai Accent Insurance Rates

The average annual insurance cost for a 2023 Toyota Tundra is $1,437. However, Nationwide offers the cheapest rates, averaging $1,257 per year.

Insurance Provider Average Annual Cost
State Farm $1,603
American Family $1,756
Direct Auto $832
Bristol West $1,476
Alliance United $1,871
Colorado Farm Bureau Mutual $1,335
USAA $1,095
Esurance $1,174
CSAA $1,642
California Capital $1,590

2022 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
National General RAD $1,037
Safeco $830
Kemper Auto | Infinity $1,241
Kemper Personal Insurance $1,335
IMT Insurance Company $1,264
Partners Mutual Insurance Co $1,359
Concord Group $1,369
Buckeye Insurance Group $1,272
Victoria $1,243
Mercury Insurance $1,044

2021 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
Victoria $476
Pekin Insurance $1,112
Texas Farm Bureau Group $982
Safeco $605
NatGen Custom 360 $590
Mercury Insurance $933
National General Value $658
AssuranceAmerica Mobile Max $785
Virginia Farm Bureau $726
Buckeye Insurance Group $860

2020 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $638
National General Value $502
Utica National Ins Group $975
Texas Farm Bureau Group $1,143
Safeco $339
Mercury Insurance $666
Titan $982
NatGen Value $463
NatGen Custom 360 $1,049
American National P $902

2019 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $1,174
Buckeye Insurance Group $1,189
AssuranceAmerica $414
American National P $988
Pure Companies Grp $1,098
North Carolina Farm Bureau $1,220
Kemper Personal Insurance $377
Mercury Insurance $1,145
AssuranceAmerica Economy $1,053
Safeco $258

2018 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premium $322
Wolverine Mutual $750
Mercury Insurance $388
National General Value $784
Virginia Farm Bureau $711
Safeco $159
NatGen Custom 360 $573
NatGen PPA $631
AssuranceAmerica $184
Dairyland FR Bond $422

2017 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
American National P $875
Dairyland Auto $199
Kemper Personal Insurance $35
AssuranceAmerica $512
American National P&C $615
AssuranceAmerica Economy $559
NatGen Value $732
Dairyland FR Bond $610
NatGen PPA $367
Safeco $261

2016 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
Safeco $117
NatGen PPA $433
Dairyland Broadform $486
Mercury Insurance $452
Concord Group $643
Kemper Auto $603
Kemper Auto Premier $73
Patriot Group $842
American National P $873
Kemper Auto Premium $396

2015 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $340
Safeco $146
AssuranceAmerica $461
Utica National Ins Group $777
Kemper Personal Insurance $123
AssuranceAmerica Elite $869
AssuranceAmerica Economy $558
American National P $828
Kemper Auto Premium $905
Tennessee Farmers $866

2014 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $491
Buckeye Insurance Group $713
Infinity Special $840
Safeco $86
Concord Group $673
North Carolina Farm Bureau $960
NatGen Custom 360 $906
SECURA Insurance $865
Kentucky Farm Bureau $986
National General RAD $365

2013 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $87
Countryway Insurance $915
NatGen PPA $411
AssuranceAmerica Mobile Max $395
NatGen Advantage $901
National General RAD $622
United Farm Bureau of IN Group $977
Safeco $124
Kentucky Farm Bureau $842
Mercury Insurance $201

2012 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $201
NatGen Value $725
Buckeye Insurance Group $704
Dairyland Auto $249
NatGen PPA $649
North Carolina Farm Bureau $641
American National P $724
AssuranceAmerica Mobile Max $347
Dairyland FR Bond $359
Safeco $208

2011 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $275
Infinity Special $563
NatGen PPA $412
Kemper Auto | Infinity $795
Mercury Insurance Company $541
NatGen Custom 360 $260
Safeco $216
Kemper Auto Premier $650
Texas Farm Bureau Group $688
Mercury Insurance $710

2010 Hyundai Accent Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $333
Utica National Ins Group $691
North Carolina Farm Bureau $644
Kemper Auto Premier $518
Safeco $170
Clearcover $711
Infinity Special $416
Buckeye Insurance Group $650
Virginia Farm Bureau $749
Mercury Insurance $397

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Are Hyundai Accents Expensive To Insure?

Hyundai Accents are generally considered affordable to insure compared to many other vehicles on the market. With their compact size, strong safety ratings, and low repair costs, insurance premiums tend to be on the lower end. Most drivers can expect to pay between \$1,200 and \$1,800 per year for full coverage, though actual rates vary based on factors like age, location, driving history, and chosen coverage limits. Because the Accent is a budget-friendly, practical car with low theft rates, insurers typically classify it as a lower-risk vehicle, making it an appealing option for cost-conscious drivers looking to keep insurance expenses manageable.

Cost of Hyundai Accent Car Insurance By Age

Age is a major factor in how much you pay for car insurance. Teen drivers usually face the highest costs because they are more likely to be involved in accidents than older drivers. As you grow older and gain more experience behind the wheel, insurance rates generally go down since you’re considered less risky to insure.

Driver Age Good Driver Recent Accident Poor Credit
17 $8,406 $12,356 $14,469
18 $7,808 $11,501 $13,399
19 $6,910 $10,145 $11,918
20 $5,997 $8,894 $10,339
21 $5,065 $7,441 $8,640
22 $4,938 $7,246 $8,422
23 $4,267 $6,349 $7,395
24 $4,102 $6,003 $6,995
25 $3,554 $5,223 $6,021
30 $2,767 $4,023 $4,708
35 $2,556 $3,828 $4,421
40 $2,454 $3,642 $4,225
45 $2,377 $3,494 $4,144
55 $2,180 $3,243 $3,817
65 $2,307 $3,344 $3,917
75 $2,904 $4,259 $4,973

Hyundai Accent Car Insurance Rates By State

Your location has a big impact on how much you pay for car insurance. Since each state sets its own rules for auto coverage, rates can vary widely—drivers in Michigan, for instance, often face higher premiums due to the state’s stricter coverage requirements. Weather also plays a role; areas prone to natural disasters like hurricanes or floods may see increased rates. On top of that, local crime and accident statistics, including thefts and fatal crashes, are taken into account. All these elements help insurers determine the specific cost to insure a vehicle like a Hyundai Accent.

State Good Driver Recent Accident Poor Credit
Alabama $2,590 $3,858 $4,824
Alaska $2,211 $3,021 $2,956
Arizona $2,427 $3,543 $5,281
Arkansas $2,685 $4,217 $4,620
California $3,021 $5,342 $2,956
Colorado $2,808 $3,903 $4,969
Connecticut $3,556 $5,502 $7,031
Delaware $2,963 $3,970 $5,028
Florida $3,550 $4,921 $6,394
Georgia $2,847 $4,272 $4,362
Hawaii $1,107 $1,566 $1,192
Idaho $2,034 $2,610 $3,176
Illinois $2,121 $3,187 $3,644
Indiana $2,134 $3,324 $3,705
Iowa $1,657 $2,346 $2,720
Kansas $2,217 $3,265 $3,856
Kentucky $3,287 $4,843 $5,666
Louisiana $4,225 $6,354 $6,914
Maine $1,588 $2,227 $3,223
Maryland $2,588 $3,739 $4,119
Massachusetts $2,023 $3,618 $2,038
Michigan $4,959 $7,573 $11,953
Minnesota $2,091 $2,678 $3,855
Mississippi $2,452 $3,563 $3,519
Missouri $2,340 $3,355 $4,406
Montana $2,356 $3,284 $3,871
Nebraska $1,962 $2,907 $3,258
Nevada $3,332 $4,842 $5,206
New Hampshire $2,285 $3,650 $4,597
New Jersey $2,496 $3,927 $5,210
New Mexico $2,600 $3,830 $4,027
New York $2,420 $3,036 $4,981
North Carolina $1,448 $2,512 $1,770
North Dakota $1,977 $3,092 $3,614
Ohio $1,831 $2,793 $2,815
Oklahoma $2,872 $4,095 $4,656
Oregon $2,582 $3,533 $4,249
Pennsylvania $2,186 $3,240 $3,786
Rhode Island $3,677 $5,404 $6,134
South Carolina $2,536 $3,508 $4,818
South Dakota $2,238 $3,244 $3,740
Tennessee $2,655 $3,893 $5,159
Texas $2,655 $3,859 $4,795
Utah $2,246 $3,207 $4,330
Vermont $1,699 $2,687 $2,866
Virginia $1,665 $2,547 $2,457
Washington $2,149 $2,928 $3,539
West Virginia $2,181 $3,088 $3,930
Wisconsin $2,185 $3,449 $3,920
Wyoming $2,074 $2,843 $2,994

Cheapest Car Insurance Companies For A Hyundai Accent

Among these, Victoria offers the most affordable coverage at $40 per month, while Kemper Auto is the highest among the top five, with a monthly premium of $103. These estimates are based on available data for earlier model years of the Hyundai Accent, as specific data for the 2025 model may not yet be widely available. Actual insurance premiums can vary based on individual circumstances, including driving history, location, and selected coverage options. For the most accurate and personalized insurance quotes, it’s recommended to contact insurance providers directly or use online comparison tools.

Insurance Company Estimated Monthly Premium
Victoria $40
Safeco $69
Mercury Insurance $91
National General $89
Kemper Auto $103

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

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Quotes Analyzed

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Brands Reviewed

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Research Hours

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Years Of Experience

FAQs

Do You Need Insurance Before You Can Purchase A Hyundai Accent?

Yes, you’ll need to show proof of insurance before driving your Hyundai Accent off the dealership lot. It’s recommended to purchase a policy first and then inform your insurance company about your upcoming car purchase, rather than getting insurance directly through the dealership.

How Can You Get The Cheapest Insurance For Your Hyundai Accent?

The most effective way to find the lowest rates for your Hyundai Accent is by comparing quotes from various auto insurance companies. Luckily, Insuranceopedia makes it easy to compare multiple providers’ quotes directly on our website.

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