Hyundai IONIQ Car Insurance Cost

Ensuring a Hyundai IONIQ costs approximately $2,320 annually through NatGen PPA. However, expenses can vary depending on factors such as age, the model year of the car, and other individual considerations. You can utilize our quote tables below to determine the potential costs tailored to your specific circumstances.

min read
Updated: 03 April 2024
Written by
Bob Phillips
On this page Open

If you’re thinking about buying a Hyundai IONIQ, you should consider the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s essential to understand the financial implications before making a purchase.

Choosing the right car insurance policy is important to avoid unexpected and potentially expensive expenses in the future. It’s vital to have adequate coverage to avoid being burdened with significant out-of-pocket costs if you’re involved in an accident. Additionally, having a history of accidents or traffic violations can result in higher premiums over time.

With more than ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact the insurance premiums you’ll pay.

How Much Does Hyundai IONIQ Car Insurance Cost?

Typically, NatGen PPA provides the most competitive average rate, amounting to $2,320 annually, for comprehensive insurance coverage on a 2023 Hyundai IONIQ.

While the rate provided by NatGen PPA serves as a solid reference point, it’s essential to recognize that car insurance expenses can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may result in reduced premiums, whereas past accidents or traffic violations could lead to higher costs.

Moreover, residing in an urban setting with heavy traffic might lead to increased insurance rates compared to rural areas with lighter traffic volumes. Additionally, the type of coverage you opt for will influence your premium; comprehensive insurance, which includes both comprehensive and collision coverage, typically commands a higher cost than minimum liability coverage.

Insuranceopedia aims to assist you in exploring different insurance options and comparing quotes from various providers to ensure you secure the most suitable and cost-effective coverage.

2023 Hyundai IONIQ Insurance Rates

Insurance Provider Average Annual Cost
NatGen PPA $2,320
Dairyland $7,679

2022 Hyundai IONIQ Insurance Rates

Insurance Provider Average Annual Cost
Victoria $476
Pekin Insurance $784
Hastings Mutual Insurance Co $926
Plymouth Rock Assurance $1,058
Indiana Farmers Mutual Ins $1,103
Grange Mutual $1,129
Titan $1,259
Utica National Ins Group $1,291
Norfolk and Dedham Group $1,310
Buckeye Insurance Group $1,336

2021 Hyundai IONIQ Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $996
Virginia Farm Bureau $1,151
SECURA Insurance $1,225
Safeco $1,212
Hastings Mutual Insurance Co $1,225
Pioneer State Mutual Ins Co $1,270
Wolverine Mutual $1,253
Texas Farm Bureau Group $1,315
Southern Farm Bureau $1,351
Dairyland $1,427

2020 Hyundai IONIQ Insurance Rates

Insurance Provider Average Annual Cost
Safeco $501
Kemper Auto Premier $723
Concord Group $800
Kemper Auto | Infinity $840
Countryway Insurance $941
Buckeye Insurance Group $941
Virginia Farm Bureau $958
Clearcover $989
MMG Insurance Company $1,198
SECURA Insurance $1,172

2019 Hyundai IONIQ Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Economy $620
American National P&C $662
Mercury Insurance $749
Dairyland FR Bond $838
American National P $838
SAFECO $928
Tennessee Farmers $969
AssuranceAmerica Elite $960
Partners Mutual Insurance Co $984
Pekin Insurance $984

2018 Hyundai IONIQ Insurance Rates

Insurance Provider Average Annual Cost
American National P $485
American National P&C $583
Buckeye Insurance Group $935
SAFECO $945
Bear River $970
Direct Auto $1,098
Indiana Farmers Mutual Ins $1,079
North Carolina Farm Bureau $1,073
Texas Farm Bureau Group $1,136
Concord Group $1,140

2017 Hyundai IONIQ Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $333
Kemper Auto | Infinity $469
AssuranceAmerica $703
Buckeye Insurance Group $772
American National P $913
Indiana Farmers Mutual Ins $931
Pekin Insurance $914
Mercury Insurance Company $1,043
SECURA Insurance $1,026
Western Reserve $1,061

Cost of Hyundai IONIQ Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,534 $9,564 $11,170
18 $6,068 $8,918 $10,406
19 $5,351 $7,860 $9,217
20 $4,664 $6,882 $8,025
21 $3,905 $5,763 $6,740
22 $3,826 $5,593 $6,559
23 $3,334 $4,915 $5,756
24 $3,156 $4,653 $5,450
25 $2,745 $4,022 $4,690
30 $2,141 $3,115 $3,672
35 $1,984 $2,925 $3,441
40 $1,917 $2,815 $3,309
45 $1,878 $2,760 $3,232
55 $1,733 $2,521 $2,945
65 $1,799 $2,636 $3,081
75 $2,245 $3,301 $3,889

Hyundai IONIQ Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,026 $2,972 $3,778
Alaska $1,694 $2,356 $2,255
Arizona $1,897 $2,744 $4,039
Arkansas $2,073 $3,275 $3,629
California $2,319 $4,109 $2,331
Colorado $2,168 $3,035 $3,833
Connecticut $2,777 $4,320 $5,447
Delaware $2,300 $3,049 $3,932
Florida $2,752 $3,793 $4,917
Hawaii $885 $1,214 $901
Idaho $1,534 $2,046 $2,482
Illinois $1,635 $2,453 $2,787
Indiana $1,654 $2,524 $2,847
Iowa $1,331 $1,800 $2,145
Kansas $1,747 $2,555 $2,998
Kentucky $2,552 $3,702 $4,372
Louisiana $3,270 $4,925 $5,333
Maine $1,212 $1,718 $2,528
Maryland $2,009 $2,890 $3,210
Massachusetts $1,608 $2,783 $1,586
Michigan $3,853 $5,865 $9,262
Minnesota $1,578 $2,134 $2,984
Mississippi $1,925 $2,750 $2,746
Missouri $1,786 $2,560 $3,396
Montana $1,832 $2,554 $2,982
Nebraska $1,554 $2,280 $2,499
Nevada $2,567 $3,800 $3,991
New Hampshire $1,793 $2,831 $3,535
New Jersey $1,948 $3,070 $4,023
New Mexico $2,009 $2,996 $3,092
New York $1,857 $2,327 $3,908
North Carolina $1,161 $1,994 $1,394
North Dakota $1,591 $2,393 $2,833
Ohio $1,407 $2,182 $2,197
Oklahoma $2,242 $3,184 $3,600
Oregon $2,035 $2,746 $3,263
Pennsylvania $1,730 $2,510 $2,945
Rhode Island $2,877 $4,184 $4,726
South Carolina $1,946 $2,692 $3,720
South Dakota $1,749 $2,500 $2,884
Tennessee $2,054 $3,017 $4,011
Texas $2,064 $2,997 $3,728
Utah $1,777 $2,470 $3,381
Vermont $1,353 $2,096 $2,199
Virginia $1,267 $1,977 $1,906
Washington $1,708 $2,287 $2,733
West Virginia $1,687 $2,435 $3,037
Wisconsin $1,675 $2,653 $3,005
Wyoming $1,596 $2,206 $2,352
Georgia $2,209 $3,338 $3,365

FAQs

Who has the cheapest car insurance for a Hyundai IONIQ?

NatGen PPA offers the most affordable car insurance for the 2023 Hyundai IONIQ.

Which company offers the best car insurance for a Hyundai IONIQ?

We consider NatGen PPA to provide the best car insurance for a Hyundai IONIQ, given their combination of competitive rates, comprehensive coverage, and excellent customer service.

Go back to top