Hyundai IONIQ Car Insurance Cost
Ensuring a Hyundai IONIQ costs approximately $2,320 annually through NatGen PPA. However, expenses can vary depending on factors such as age, the model year of the car, and other individual considerations. You can utilize our quote tables below to determine the potential costs tailored to your specific circumstances.
If you’re thinking about buying a Hyundai IONIQ, you should consider the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s essential to understand the financial implications before making a purchase.
Choosing the right car insurance policy is important to avoid unexpected and potentially expensive expenses in the future. It’s vital to have adequate coverage to avoid being burdened with significant out-of-pocket costs if you’re involved in an accident. Additionally, having a history of accidents or traffic violations can result in higher premiums over time.
With more than ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact the insurance premiums you’ll pay.
How Much Does Hyundai IONIQ Car Insurance Cost?
Typically, NatGen PPA provides the most competitive average rate, amounting to $2,320 annually, for comprehensive insurance coverage on a 2023 Hyundai IONIQ.
While the rate provided by NatGen PPA serves as a solid reference point, it’s essential to recognize that car insurance expenses can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may result in reduced premiums, whereas past accidents or traffic violations could lead to higher costs.
Moreover, residing in an urban setting with heavy traffic might lead to increased insurance rates compared to rural areas with lighter traffic volumes. Additionally, the type of coverage you opt for will influence your premium; comprehensive insurance, which includes both comprehensive and collision coverage, typically commands a higher cost than minimum liability coverage.
Insuranceopedia aims to assist you in exploring different insurance options and comparing quotes from various providers to ensure you secure the most suitable and cost-effective coverage.
2023 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $2,320 |
| Dairyland | $7,679 |
2022 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $476 |
| Pekin Insurance | $784 |
| Hastings Mutual Insurance Co | $926 |
| Plymouth Rock Assurance | $1,058 |
| Indiana Farmers Mutual Ins | $1,103 |
| Grange Mutual | $1,129 |
| Titan | $1,259 |
| Utica National Ins Group | $1,291 |
| Norfolk and Dedham Group | $1,310 |
| Buckeye Insurance Group | $1,336 |
2021 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $996 |
| Virginia Farm Bureau | $1,151 |
| SECURA Insurance | $1,225 |
| Safeco | $1,212 |
| Hastings Mutual Insurance Co | $1,225 |
| Pioneer State Mutual Ins Co | $1,270 |
| Wolverine Mutual | $1,253 |
| Texas Farm Bureau Group | $1,315 |
| Southern Farm Bureau | $1,351 |
| Dairyland | $1,427 |
2020 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $501 |
| Kemper Auto Premier | $723 |
| Concord Group | $800 |
| Kemper Auto | Infinity | $840 |
| Countryway Insurance | $941 |
| Buckeye Insurance Group | $941 |
| Virginia Farm Bureau | $958 |
| Clearcover | $989 |
| MMG Insurance Company | $1,198 |
| SECURA Insurance | $1,172 |
2019 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Economy | $620 |
| American National P&C | $662 |
| Mercury Insurance | $749 |
| Dairyland FR Bond | $838 |
| American National P | $838 |
| SAFECO | $928 |
| Tennessee Farmers | $969 |
| AssuranceAmerica Elite | $960 |
| Partners Mutual Insurance Co | $984 |
| Pekin Insurance | $984 |
2018 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $485 |
| American National P&C | $583 |
| Buckeye Insurance Group | $935 |
| SAFECO | $945 |
| Bear River | $970 |
| Direct Auto | $1,098 |
| Indiana Farmers Mutual Ins | $1,079 |
| North Carolina Farm Bureau | $1,073 |
| Texas Farm Bureau Group | $1,136 |
| Concord Group | $1,140 |
2017 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $333 |
| Kemper Auto | Infinity | $469 |
| AssuranceAmerica | $703 |
| Buckeye Insurance Group | $772 |
| American National P | $913 |
| Indiana Farmers Mutual Ins | $931 |
| Pekin Insurance | $914 |
| Mercury Insurance Company | $1,043 |
| SECURA Insurance | $1,026 |
| Western Reserve | $1,061 |
Cost of Hyundai IONIQ Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,534 | $9,564 | $11,170 |
| 18 | $6,068 | $8,918 | $10,406 |
| 19 | $5,351 | $7,860 | $9,217 |
| 20 | $4,664 | $6,882 | $8,025 |
| 21 | $3,905 | $5,763 | $6,740 |
| 22 | $3,826 | $5,593 | $6,559 |
| 23 | $3,334 | $4,915 | $5,756 |
| 24 | $3,156 | $4,653 | $5,450 |
| 25 | $2,745 | $4,022 | $4,690 |
| 30 | $2,141 | $3,115 | $3,672 |
| 35 | $1,984 | $2,925 | $3,441 |
| 40 | $1,917 | $2,815 | $3,309 |
| 45 | $1,878 | $2,760 | $3,232 |
| 55 | $1,733 | $2,521 | $2,945 |
| 65 | $1,799 | $2,636 | $3,081 |
| 75 | $2,245 | $3,301 | $3,889 |
Hyundai IONIQ Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,026 | $2,972 | $3,778 |
| Alaska | $1,694 | $2,356 | $2,255 |
| Arizona | $1,897 | $2,744 | $4,039 |
| Arkansas | $2,073 | $3,275 | $3,629 |
| California | $2,319 | $4,109 | $2,331 |
| Colorado | $2,168 | $3,035 | $3,833 |
| Connecticut | $2,777 | $4,320 | $5,447 |
| Delaware | $2,300 | $3,049 | $3,932 |
| Florida | $2,752 | $3,793 | $4,917 |
| Hawaii | $885 | $1,214 | $901 |
| Idaho | $1,534 | $2,046 | $2,482 |
| Illinois | $1,635 | $2,453 | $2,787 |
| Indiana | $1,654 | $2,524 | $2,847 |
| Iowa | $1,331 | $1,800 | $2,145 |
| Kansas | $1,747 | $2,555 | $2,998 |
| Kentucky | $2,552 | $3,702 | $4,372 |
| Louisiana | $3,270 | $4,925 | $5,333 |
| Maine | $1,212 | $1,718 | $2,528 |
| Maryland | $2,009 | $2,890 | $3,210 |
| Massachusetts | $1,608 | $2,783 | $1,586 |
| Michigan | $3,853 | $5,865 | $9,262 |
| Minnesota | $1,578 | $2,134 | $2,984 |
| Mississippi | $1,925 | $2,750 | $2,746 |
| Missouri | $1,786 | $2,560 | $3,396 |
| Montana | $1,832 | $2,554 | $2,982 |
| Nebraska | $1,554 | $2,280 | $2,499 |
| Nevada | $2,567 | $3,800 | $3,991 |
| New Hampshire | $1,793 | $2,831 | $3,535 |
| New Jersey | $1,948 | $3,070 | $4,023 |
| New Mexico | $2,009 | $2,996 | $3,092 |
| New York | $1,857 | $2,327 | $3,908 |
| North Carolina | $1,161 | $1,994 | $1,394 |
| North Dakota | $1,591 | $2,393 | $2,833 |
| Ohio | $1,407 | $2,182 | $2,197 |
| Oklahoma | $2,242 | $3,184 | $3,600 |
| Oregon | $2,035 | $2,746 | $3,263 |
| Pennsylvania | $1,730 | $2,510 | $2,945 |
| Rhode Island | $2,877 | $4,184 | $4,726 |
| South Carolina | $1,946 | $2,692 | $3,720 |
| South Dakota | $1,749 | $2,500 | $2,884 |
| Tennessee | $2,054 | $3,017 | $4,011 |
| Texas | $2,064 | $2,997 | $3,728 |
| Utah | $1,777 | $2,470 | $3,381 |
| Vermont | $1,353 | $2,096 | $2,199 |
| Virginia | $1,267 | $1,977 | $1,906 |
| Washington | $1,708 | $2,287 | $2,733 |
| West Virginia | $1,687 | $2,435 | $3,037 |
| Wisconsin | $1,675 | $2,653 | $3,005 |
| Wyoming | $1,596 | $2,206 | $2,352 |
| Georgia | $2,209 | $3,338 | $3,365 |
Compare Hyundai IONIQ To Other Hyundai Models
FAQs
Who has the cheapest car insurance for a Hyundai IONIQ?
NatGen PPA offers the most affordable car insurance for the 2023 Hyundai IONIQ.
Which company offers the best car insurance for a Hyundai IONIQ?
We consider NatGen PPA to provide the best car insurance for a Hyundai IONIQ, given their combination of competitive rates, comprehensive coverage, and excellent customer service.
