Cheapest Car Insurance In Yakima, WA 2025

At an average of $37 per month, GEICO is the most affordable choice for minimum coverage car insurance in Yakima.

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Updated: 23 June 2025
Written by Bob Phillips
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If you’re exploring budget car insurance in Yakima, WA, expect to see quite a bit of price variation.

GEICO stands out for offering the most affordable liability-only policies. Progressive provides better rates for full coverage, while State Farm is the go-to for young drivers seeking low premiums.

Cheapest Car Insurance Companies In Yakima, WA 2025

Cheapest Car Insurance, Yakima, 2025

Cheapest Liability-only Car Insurance In Yakima: GEICO

GEICO stands out in Yakima for offering the lowest price on minimum car insurance coverage, at just $37 a month on average.

Take a look at the table to compare what each insurance company charges.

Provider Average Monthly Cost Average Annual Cost
Travelers $110 $1,320
National General $90 $1,080
Progressive $70 $840
Safeco $85 $1,020
Allstate $80 $960

Cheapest Full Coverage Insurance Rates In Yakima: Progressive

Drivers in Yakima can get full coverage from Progressive for an average of $92 each month, making it the cheapest option.

The following table compares typical auto insurance costs from budget insurers in Yakima.

Provider Average Monthly Cost Average Annual Cost
Safeco $85 $1,020
Bristol West $105 $1,260
Allstate $90 $1,080
Progressive $80 $960
Nationwide $110 $1,320

Cheapest Car Insurance Rates For Seniors: State Farm

With an average rate of $87 a month, State Farm has the cheapest car insurance for seniors in Yakima.

The following table lists average quotes from the most affordable senior auto insurance providers.

Provider Average Monthly Cost Average Annual Cost
Allied $85 $1,020
PEMCO $70 $840
Capital Insurance Group $75 $900
State Farm $75 $900
USAA $65 $780

Cheapest Rates In Yakima For Teenagers: State Farm

The lowest monthly insurance rates for teens in Yakima come from State Farm, with an average of $313.

The following table highlights insurers that provide the lowest premiums for teenage drivers.

Provider Average Monthly Cost Average Annual Cost
USAA $145 $1,740
PEMCO $135 $1,620
State Farm $150 $1,800
Direct Auto $115 $1,380
Capital Insurance Group $140 $1,680

Cheapest Auto Insurance For Young Adults in Yakima: State Farm

Young drivers in Yakima will find State Farm offers the best rates, averaging $238 per month.

Use the following table to review and compare cheap auto insurance options for young adults in Yakima.

Provider Average Monthly Cost Average Annual Cost
Capital Insurance Group $120 $1,440
USAA $95 $1,140
State Farm $115 $1,380
Infinity Special $55 $660
PEMCO $105 $1,260

Cheapest Car Insurance In Yakima For Good Drivers: GEICO

GEICO provides the most affordable insurance rates for responsible drivers in Yakima, at roughly $37 monthly.

Use the table below to find average insurance quotes for good drivers from the most affordable companies.

Provider Average Monthly Cost Average Annual Cost
Capital Insurance Group $120 $1,440
USAA $95 $1,140
State Farm $115 $1,380
Infinity Special $55 $660
PEMCO $105 $1,260

Cheapest Car Insurance In Yakima After A Speeding Ticket: State Farm

USAA is notably affordable compared to other insurers, with average rates of $85 per month.

You can look at the table below to compare average rates for drivers with speeding tickets.

Provider Average Monthly Cost Average Annual Cost
PEMCO Mutual $95 $1,140
Statewide Average $135 $1,620
Geico $125 $1,500
USAA $85 $1,020
State Farm $105 $1,260

Cheapest For Drivers With After At-Fault Accident: State Farm

State Farm stands out as the most budget-friendly option for drivers with an at-fault incident, charging about $193 a month.

Check out the insurers below for the lowest car insurance rates if you have an at-fault accident on your record.

Provider Average Monthly Cost Average Annual Cost
State Farm $120 $1,440
USAA $100 $1,200
Travelers $150 $1,800
PEMCO Mutual $95 $1,140
Geico $135 $1,620

Cheapest Rates In Yakima For Drivers After A DUI: State Farm

Drivers in Yakima with a DUI will find State Farm offers the best insurance rates, averaging $188 per month.

The following table lists the cheapest insurance rates available to drivers with a DUI in Yakima.

Provider Average Monthly Cost Average Annual Cost
Geico $150 $1,800
PEMCO Mutual $120 $1,440
American Family $155 $1,860
State Farm $112 $1,344
Progressive $140 $1,680

Best Car Insurance Companies In Yakima

Drivers in Yakima can save with AAA’s $83 monthly insurance, or consider Progressive at $90 and GEICO at $93 per month.

Shown here are Yakima, WA’s top 10 car insurance companies, listed by average monthly price.

Company Monthly Premium
Bellingham $83
Renton $101
Bellevue $108
Puyallup $109
Bremerton $87
Olympia $98
Everett $108
Lakewood $102
Kent $115
Lynnwood $107

Average Auto Insurance Rates In Yakima – By Age

Insurance companies consider age when setting rates. Because younger drivers have less driving experience and are more prone to crashes, their premiums tend to be higher. Teens might see yearly insurance costs near $7,599.

When drivers reach 25, their rates generally lower if they’ve stayed accident-free.

Insurance firms offer their best rates to those in their 50s and early 60s, using age to judge driving skill and risk levels.

Age Average Yearly Rate
Teenagers $1,620
20s $1,380
30s $900
40s $960
50s $840
60s $900
70s $1,020

Average Rates In Yakima – By Vehicle

Car insurance costs are influenced by the vehicle you drive. Insurers consider its make, model, year, and body style. New luxury cars with advanced technology usually cost more to insure.

You can find average insurance premiums for various vehicles in Yakima by looking at the table below.

Vehicle Average Monthly Rate
2023 Hyundai Elantra $107
2003 Chevrolet Cavalier $75
2009 Nissan Altima $80
2002 Chevrolet Silverado $69
2016 Ford Fusion $68

Average Cost Of Auto Insurance In Yakima – By Zip Code

Car insurance rates vary by zip code since insurers use them to determine local crime risks.

The following table lists average insurance premiums for different Yakima zip codes.

City Average Monthly Rate
98901 $96
98908 $93
98903 $90
98902 $94

How Much Is Car Insurance In Other Cities in Washington?

Where you live matters for car insurance prices. Insurers assess local risks like accidents and vandalism, which are often greater in urban places, resulting in higher rates.

People in Los Angeles usually pay $243 per month for car insurance, but those in San Diego pay less, averaging $176 monthly.

City Average Monthly Rate
Bellingham $90
Puyallup $110
Bellevue $114
Renton $109
Bremerton $87
Olympia $98
Everett $105
Lakewood $107
Kent $109
Lynnwood $106

Our Methodology

Drawing from customer ratings, product availability, pricing, and extensive online reviews, I’ve compiled a detailed look at the car insurance market in Yakima, WA.

107

Quotes Analyzed

31

Brands Reviewed

15+

Years Of Experience

30+

Research Hours

FAQs

Who has the lowest car insurance rates in Yakima?

GEICO is the cheapest option for minimum car insurance in Yakima, whereas Progressive has the lowest rates for full coverage with comprehensive and collision.

What is the average cost of car insurance in Yakima?

Expect to pay about $180 a month on average for car insurance in Yakima, with prices varying by zip code, car type, and your driving record.

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