Cheapest Car Insurance In Yakima, WA 2025
At an average of $37 per month, GEICO is the most affordable choice for minimum coverage car insurance in Yakima.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re exploring budget car insurance in Yakima, WA, expect to see quite a bit of price variation.
GEICO stands out for offering the most affordable liability-only policies. Progressive provides better rates for full coverage, while State Farm is the go-to for young drivers seeking low premiums.
Cheapest Car Insurance Companies In Yakima, WA 2025






Cheapest Liability-only Car Insurance In Yakima: GEICO
GEICO stands out in Yakima for offering the lowest price on minimum car insurance coverage, at just $37 a month on average.
Take a look at the table to compare what each insurance company charges.
Provider | Average Monthly Cost | Average Annual Cost |
Travelers | $110 | $1,320 |
National General | $90 | $1,080 |
Progressive | $70 | $840 |
Safeco | $85 | $1,020 |
Allstate | $80 | $960 |
Cheapest Full Coverage Insurance Rates In Yakima: Progressive
Drivers in Yakima can get full coverage from Progressive for an average of $92 each month, making it the cheapest option.
The following table compares typical auto insurance costs from budget insurers in Yakima.
Provider | Average Monthly Cost | Average Annual Cost |
Safeco | $85 | $1,020 |
Bristol West | $105 | $1,260 |
Allstate | $90 | $1,080 |
Progressive | $80 | $960 |
Nationwide | $110 | $1,320 |
Cheapest Car Insurance Rates For Seniors: State Farm
With an average rate of $87 a month, State Farm has the cheapest car insurance for seniors in Yakima.
The following table lists average quotes from the most affordable senior auto insurance providers.
Provider | Average Monthly Cost | Average Annual Cost |
Allied | $85 | $1,020 |
PEMCO | $70 | $840 |
Capital Insurance Group | $75 | $900 |
State Farm | $75 | $900 |
USAA | $65 | $780 |
Cheapest Rates In Yakima For Teenagers: State Farm
The lowest monthly insurance rates for teens in Yakima come from State Farm, with an average of $313.
The following table highlights insurers that provide the lowest premiums for teenage drivers.
Provider | Average Monthly Cost | Average Annual Cost |
USAA | $145 | $1,740 |
PEMCO | $135 | $1,620 |
State Farm | $150 | $1,800 |
Direct Auto | $115 | $1,380 |
Capital Insurance Group | $140 | $1,680 |
Cheapest Auto Insurance For Young Adults in Yakima: State Farm
Young drivers in Yakima will find State Farm offers the best rates, averaging $238 per month.
Use the following table to review and compare cheap auto insurance options for young adults in Yakima.
Provider | Average Monthly Cost | Average Annual Cost |
Capital Insurance Group | $120 | $1,440 |
USAA | $95 | $1,140 |
State Farm | $115 | $1,380 |
Infinity Special | $55 | $660 |
PEMCO | $105 | $1,260 |
Cheapest Car Insurance In Yakima For Good Drivers: GEICO
GEICO provides the most affordable insurance rates for responsible drivers in Yakima, at roughly $37 monthly.
Use the table below to find average insurance quotes for good drivers from the most affordable companies.
Provider | Average Monthly Cost | Average Annual Cost |
Capital Insurance Group | $120 | $1,440 |
USAA | $95 | $1,140 |
State Farm | $115 | $1,380 |
Infinity Special | $55 | $660 |
PEMCO | $105 | $1,260 |
Cheapest Car Insurance In Yakima After A Speeding Ticket: State Farm
USAA is notably affordable compared to other insurers, with average rates of $85 per month.
You can look at the table below to compare average rates for drivers with speeding tickets.
Provider | Average Monthly Cost | Average Annual Cost |
PEMCO Mutual | $95 | $1,140 |
Statewide Average | $135 | $1,620 |
Geico | $125 | $1,500 |
USAA | $85 | $1,020 |
State Farm | $105 | $1,260 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm stands out as the most budget-friendly option for drivers with an at-fault incident, charging about $193 a month.
Check out the insurers below for the lowest car insurance rates if you have an at-fault accident on your record.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $120 | $1,440 |
USAA | $100 | $1,200 |
Travelers | $150 | $1,800 |
PEMCO Mutual | $95 | $1,140 |
Geico | $135 | $1,620 |
Cheapest Rates In Yakima For Drivers After A DUI: State Farm
Drivers in Yakima with a DUI will find State Farm offers the best insurance rates, averaging $188 per month.
The following table lists the cheapest insurance rates available to drivers with a DUI in Yakima.
Provider | Average Monthly Cost | Average Annual Cost |
Geico | $150 | $1,800 |
PEMCO Mutual | $120 | $1,440 |
American Family | $155 | $1,860 |
State Farm | $112 | $1,344 |
Progressive | $140 | $1,680 |
Best Car Insurance Companies In Yakima
Drivers in Yakima can save with AAA’s $83 monthly insurance, or consider Progressive at $90 and GEICO at $93 per month.
Shown here are Yakima, WA’s top 10 car insurance companies, listed by average monthly price.
Company | Monthly Premium |
Bellingham | $83 |
Renton | $101 |
Bellevue | $108 |
Puyallup | $109 |
Bremerton | $87 |
Olympia | $98 |
Everett | $108 |
Lakewood | $102 |
Kent | $115 |
Lynnwood | $107 |
Average Auto Insurance Rates In Yakima – By Age
Insurance companies consider age when setting rates. Because younger drivers have less driving experience and are more prone to crashes, their premiums tend to be higher. Teens might see yearly insurance costs near $7,599.
When drivers reach 25, their rates generally lower if they’ve stayed accident-free.
Insurance firms offer their best rates to those in their 50s and early 60s, using age to judge driving skill and risk levels.
Age | Average Yearly Rate |
Teenagers | $1,620 |
20s | $1,380 |
30s | $900 |
40s | $960 |
50s | $840 |
60s | $900 |
70s | $1,020 |
Average Rates In Yakima – By Vehicle
Car insurance costs are influenced by the vehicle you drive. Insurers consider its make, model, year, and body style. New luxury cars with advanced technology usually cost more to insure.
You can find average insurance premiums for various vehicles in Yakima by looking at the table below.
Vehicle | Average Monthly Rate |
2023 Hyundai Elantra | $107 |
2003 Chevrolet Cavalier | $75 |
2009 Nissan Altima | $80 |
2002 Chevrolet Silverado | $69 |
2016 Ford Fusion | $68 |
Average Cost Of Auto Insurance In Yakima – By Zip Code
Car insurance rates vary by zip code since insurers use them to determine local crime risks.
The following table lists average insurance premiums for different Yakima zip codes.
City | Average Monthly Rate |
98901 | $96 |
98908 | $93 |
98903 | $90 |
98902 | $94 |
How Much Is Car Insurance In Other Cities in Washington?
Where you live matters for car insurance prices. Insurers assess local risks like accidents and vandalism, which are often greater in urban places, resulting in higher rates.
People in Los Angeles usually pay $243 per month for car insurance, but those in San Diego pay less, averaging $176 monthly.
City | Average Monthly Rate |
Bellingham | $90 |
Puyallup | $110 |
Bellevue | $114 |
Renton | $109 |
Bremerton | $87 |
Olympia | $98 |
Everett | $105 |
Lakewood | $107 |
Kent | $109 |
Lynnwood | $106 |
Our Methodology
Drawing from customer ratings, product availability, pricing, and extensive online reviews, I’ve compiled a detailed look at the car insurance market in Yakima, WA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Yakima?
GEICO is the cheapest option for minimum car insurance in Yakima, whereas Progressive has the lowest rates for full coverage with comprehensive and collision.
What is the average cost of car insurance in Yakima?
Expect to pay about $180 a month on average for car insurance in Yakima, with prices varying by zip code, car type, and your driving record.