Jeep Cherokee Car Insurance Cost

Getting insurance for a Jeep Cherokee typically comes to about $471 annually through National General. However, the exact expenses can vary based on factors such as your age, the year of the car model, and other relevant considerations. You can refer to our provided quote tables below to get an estimate of what the cost might be for you.

min read
Updated: 04 April 2024
Written by
Bob Phillips
On this page Open

If you’re thinking about buying a Jeep Cherokee, one crucial aspect to factor in is the expense of insurance. Insurance plays a major role in owning a car, so it’s important to understand the costs upfront before making a decision.

Choosing the right car insurance is vital to avoid unexpected and potentially steep expenses later on. It’s essential to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Plus, there’s the possibility of facing premium hikes if you’re deemed responsible for an accident.

With over ten years of experience studying car insurance rates, I’ve observed how much these costs can fluctuate. Elements like your age, driving history, and location can significantly impact the premiums you’ll pay for insurance.

How Much Does Jeep Cherokee Car Insurance Cost?

Typically, National General provides the best deal, with an average annual rate of $471 for full coverage insurance on a 2023 Jeep Cherokee.

Although National General’s rate serves as a good reference point, it’s crucial to recognize that car insurance costs can vary significantly based on several factors. These factors encompass where you live, your driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can lead to lower premiums, whereas a history of accidents or traffic violations can raise your insurance costs.

Moreover, residing in a densely populated urban area with heavy traffic might result in higher rates compared to rural regions with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will typically be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in exploring various insurance providers and comparing quotes to ensure you secure the best possible deal.

2023 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
National General $471
Direct General Insurance $812
SECURA Insurance $908
New York Central Mutual Fire $930
Erie $1,190
Direct Auto $1,235
Dairyland Auto $1,261
Dairyland $1,386
USAA $1,376
Nationwide $1,392

2022 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Safeco $205
Victoria $334
American National P $578
Mercury Insurance $793
Indiana Farmers Mutual Ins $881
Buckeye Insurance Group $1,007
Direct Auto $1,116
NatGen PPA $1,152
United Farm Bureau of IN Group $1,168
Farmers Mutual of Nebraska $1,286

2021 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $325
NatGen PPA $359
Victoria $394
Safeco $371
Concord Group $578
NatGen Advantage $663
American National P $672
Kemper Personal Insurance $765
Countryway Insurance $773
Dairyland Broadform $806

2020 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $158
Kemper Personal Insurance $335
AssuranceAmerica Mobile Max $425
Dairyland Broadform $486
SAFECO $519
NatGen Custom 360 $591
Dairyland FR Bond $587
American National P $614
Bear River $663
NatGen PPA $815

2019 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $283
Kemper Personal Insurance $389
Dairyland Auto 1 Month $401
Dairyland Broadform $416
SAFECO $527
Kemper Auto Premium $591
AssuranceAmerica Mobile Max $604
Dairyland FR Bond $631
American National P&C $742
Concord Group $831

2018 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $34
Kemper Personal Insurance $109
American National P&C $505
SAFECO $520
Dairyland Broadform $523
AssuranceAmerica Mobile Max $612
Jupiter Auto Insurance $638
American National P $731
Mercury Insurance $840
NatGen PPA $819

2017 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $390
SAFECO $443
NatGen Custom 360 $466
AssuranceAmerica Mobile Max $553
Kemper Auto Premium $550
Dairyland Broadform $579
American National P $590
American National P&C $664
Jupiter Auto Insurance $671
Kemper Auto Premier $697

2016 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $249
SAFECO $325
NatGen Custom 360 $379
AssuranceAmerica Mobile Max $385
American National P&C $593
Dairyland Auto 1 Month $598
Kemper Auto Premier $735
Concord Group $721
American National P $767
Bear River $769

2015 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premium $113
NatGen Custom 360 $268
Kemper Auto Premier $287
Jupiter Auto Insurance $302
Dairyland FR Bond $322
Dairyland Broadform $403
Mercury Insurance $449
SAFECO $511
American National P&C $549
Dairyland Auto 1 Month $561

2014 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $133
American National P&C $457
SAFECO $566
Kemper Personal Insurance $626
Jupiter Auto Insurance $652
Bear River $770
NatGen Custom 360 $778
Mercury Insurance $782
American National P $803
Concord Group $841

2010 Jeep Cherokee Insurance Rates

Insurance Provider Average Annual Cost
State Farm $549
Virginia Farm Bureau $847
Metropolitan $892
Mercury $945
Permanent General $1,502
Home State Ins Group $2,057
Nationwide $2,377
Safe Auto $3,875
Allied $4,756

Cost of Jeep Cherokee Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $5,348 $7,841 $9,157
18 $4,956 $7,315 $8,558
19 $4,404 $6,433 $7,543
20 $3,820 $5,617 $6,588
21 $3,204 $4,699 $5,511
22 $3,134 $4,593 $5,382
23 $2,744 $4,028 $4,687
24 $2,615 $3,804 $4,457
25 $2,251 $3,294 $3,855
30 $1,748 $2,553 $3,012
35 $1,630 $2,390 $2,802
40 $1,589 $2,307 $2,691
45 $1,532 $2,239 $2,614
55 $1,423 $2,076 $2,423
65 $1,482 $2,161 $2,517
75 $1,844 $2,714 $3,197

Jeep Cherokee Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,675 $2,443 $3,089
Alaska $1,397 $1,916 $1,860
Arizona $1,543 $2,241 $3,319
Arkansas $1,696 $2,691 $2,960
California $1,905 $3,376 $1,909
Colorado $1,775 $2,490 $3,163
Connecticut $2,268 $3,539 $4,492
Delaware $1,895 $2,502 $3,202
Florida $2,234 $3,107 $4,028
Hawaii $713 $983 $711
Idaho $1,271 $1,682 $2,053
Illinois $1,307 $1,993 $2,298
Indiana $1,374 $2,089 $2,335
Iowa $1,063 $1,477 $1,731
Kansas $1,453 $2,078 $2,441
Kentucky $2,062 $3,046 $3,595
Louisiana $2,662 $4,043 $4,368
Maine $1,008 $1,400 $2,066
Maryland $1,648 $2,389 $2,617
Massachusetts $1,322 $2,268 $1,306
Michigan $3,142 $4,823 $7,585
Minnesota $1,309 $1,736 $2,456
Mississippi $1,585 $2,223 $2,261
Missouri $1,471 $2,116 $2,757
Montana $1,506 $2,087 $2,451
Nebraska $1,276 $1,896 $2,047
Nevada $2,114 $3,120 $3,299
New Hampshire $1,459 $2,317 $2,913
New Jersey $1,586 $2,528 $3,290
New Mexico $1,637 $2,453 $2,536
New York $1,526 $1,919 $3,212
North Carolina $941 $1,610 $1,170
North Dakota $1,268 $1,948 $2,309
Ohio $1,141 $1,789 $1,823
Oklahoma $1,826 $2,619 $2,973
Oregon $1,652 $2,221 $2,673
Pennsylvania $1,416 $2,073 $2,401
Rhode Island $2,340 $3,447 $3,889
South Carolina $1,613 $2,222 $3,050
South Dakota $1,424 $2,055 $2,358
Tennessee $1,680 $2,489 $3,313
Texas $1,676 $2,456 $3,032
Utah $1,451 $2,025 $2,767
Vermont $1,111 $1,699 $1,805
Virginia $1,063 $1,613 $1,593
Washington $1,388 $1,895 $2,237
West Virginia $1,402 $2,002 $2,490
Wisconsin $1,406 $2,159 $2,489
Wyoming $1,289 $1,803 $1,927
Georgia $1,818 $2,725 $2,747

FAQs

Who has the cheapest car insurance for a Jeep Cherokee?

For the 2023 model year, National General offers the most affordable car insurance for the Jeep Cherokee.

Which company offers the best car insurance for a Jeep Cherokee?

Considering their combination of competitive rates, comprehensive coverage, and excellent customer service ratings, we believe that National General provides the best car insurance option for a Jeep Cherokee.

Go back to top