Jeep Cherokee Car Insurance Cost
Getting insurance for a Jeep Cherokee typically comes to about $471 annually through National General. However, the exact expenses can vary based on factors such as your age, the year of the car model, and other relevant considerations. You can refer to our provided quote tables below to get an estimate of what the cost might be for you.
If you’re thinking about buying a Jeep Cherokee, one crucial aspect to factor in is the expense of insurance. Insurance plays a major role in owning a car, so it’s important to understand the costs upfront before making a decision.
Choosing the right car insurance is vital to avoid unexpected and potentially steep expenses later on. It’s essential to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Plus, there’s the possibility of facing premium hikes if you’re deemed responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can fluctuate. Elements like your age, driving history, and location can significantly impact the premiums you’ll pay for insurance.
How Much Does Jeep Cherokee Car Insurance Cost?
Typically, National General provides the best deal, with an average annual rate of $471 for full coverage insurance on a 2023 Jeep Cherokee.
Although National General’s rate serves as a good reference point, it’s crucial to recognize that car insurance costs can vary significantly based on several factors. These factors encompass where you live, your driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can lead to lower premiums, whereas a history of accidents or traffic violations can raise your insurance costs.
Moreover, residing in a densely populated urban area with heavy traffic might result in higher rates compared to rural regions with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will typically be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in exploring various insurance providers and comparing quotes to ensure you secure the best possible deal.
2023 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $471 |
| Direct General Insurance | $812 |
| SECURA Insurance | $908 |
| New York Central Mutual Fire | $930 |
| Erie | $1,190 |
| Direct Auto | $1,235 |
| Dairyland Auto | $1,261 |
| Dairyland | $1,386 |
| USAA | $1,376 |
| Nationwide | $1,392 |
2022 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $205 |
| Victoria | $334 |
| American National P | $578 |
| Mercury Insurance | $793 |
| Indiana Farmers Mutual Ins | $881 |
| Buckeye Insurance Group | $1,007 |
| Direct Auto | $1,116 |
| NatGen PPA | $1,152 |
| United Farm Bureau of IN Group | $1,168 |
| Farmers Mutual of Nebraska | $1,286 |
2021 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $325 |
| NatGen PPA | $359 |
| Victoria | $394 |
| Safeco | $371 |
| Concord Group | $578 |
| NatGen Advantage | $663 |
| American National P | $672 |
| Kemper Personal Insurance | $765 |
| Countryway Insurance | $773 |
| Dairyland Broadform | $806 |
2020 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $158 |
| Kemper Personal Insurance | $335 |
| AssuranceAmerica Mobile Max | $425 |
| Dairyland Broadform | $486 |
| SAFECO | $519 |
| NatGen Custom 360 | $591 |
| Dairyland FR Bond | $587 |
| American National P | $614 |
| Bear River | $663 |
| NatGen PPA | $815 |
2019 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $283 |
| Kemper Personal Insurance | $389 |
| Dairyland Auto 1 Month | $401 |
| Dairyland Broadform | $416 |
| SAFECO | $527 |
| Kemper Auto Premium | $591 |
| AssuranceAmerica Mobile Max | $604 |
| Dairyland FR Bond | $631 |
| American National P&C | $742 |
| Concord Group | $831 |
2018 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $34 |
| Kemper Personal Insurance | $109 |
| American National P&C | $505 |
| SAFECO | $520 |
| Dairyland Broadform | $523 |
| AssuranceAmerica Mobile Max | $612 |
| Jupiter Auto Insurance | $638 |
| American National P | $731 |
| Mercury Insurance | $840 |
| NatGen PPA | $819 |
2017 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $390 |
| SAFECO | $443 |
| NatGen Custom 360 | $466 |
| AssuranceAmerica Mobile Max | $553 |
| Kemper Auto Premium | $550 |
| Dairyland Broadform | $579 |
| American National P | $590 |
| American National P&C | $664 |
| Jupiter Auto Insurance | $671 |
| Kemper Auto Premier | $697 |
2016 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $249 |
| SAFECO | $325 |
| NatGen Custom 360 | $379 |
| AssuranceAmerica Mobile Max | $385 |
| American National P&C | $593 |
| Dairyland Auto 1 Month | $598 |
| Kemper Auto Premier | $735 |
| Concord Group | $721 |
| American National P | $767 |
| Bear River | $769 |
2015 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premium | $113 |
| NatGen Custom 360 | $268 |
| Kemper Auto Premier | $287 |
| Jupiter Auto Insurance | $302 |
| Dairyland FR Bond | $322 |
| Dairyland Broadform | $403 |
| Mercury Insurance | $449 |
| SAFECO | $511 |
| American National P&C | $549 |
| Dairyland Auto 1 Month | $561 |
2014 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $133 |
| American National P&C | $457 |
| SAFECO | $566 |
| Kemper Personal Insurance | $626 |
| Jupiter Auto Insurance | $652 |
| Bear River | $770 |
| NatGen Custom 360 | $778 |
| Mercury Insurance | $782 |
| American National P | $803 |
| Concord Group | $841 |
2010 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $549 |
| Virginia Farm Bureau | $847 |
| Metropolitan | $892 |
| Mercury | $945 |
| Permanent General | $1,502 |
| Home State Ins Group | $2,057 |
| Nationwide | $2,377 |
| Safe Auto | $3,875 |
| Allied | $4,756 |
Cost of Jeep Cherokee Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,348 | $7,841 | $9,157 |
| 18 | $4,956 | $7,315 | $8,558 |
| 19 | $4,404 | $6,433 | $7,543 |
| 20 | $3,820 | $5,617 | $6,588 |
| 21 | $3,204 | $4,699 | $5,511 |
| 22 | $3,134 | $4,593 | $5,382 |
| 23 | $2,744 | $4,028 | $4,687 |
| 24 | $2,615 | $3,804 | $4,457 |
| 25 | $2,251 | $3,294 | $3,855 |
| 30 | $1,748 | $2,553 | $3,012 |
| 35 | $1,630 | $2,390 | $2,802 |
| 40 | $1,589 | $2,307 | $2,691 |
| 45 | $1,532 | $2,239 | $2,614 |
| 55 | $1,423 | $2,076 | $2,423 |
| 65 | $1,482 | $2,161 | $2,517 |
| 75 | $1,844 | $2,714 | $3,197 |
Jeep Cherokee Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,675 | $2,443 | $3,089 |
| Alaska | $1,397 | $1,916 | $1,860 |
| Arizona | $1,543 | $2,241 | $3,319 |
| Arkansas | $1,696 | $2,691 | $2,960 |
| California | $1,905 | $3,376 | $1,909 |
| Colorado | $1,775 | $2,490 | $3,163 |
| Connecticut | $2,268 | $3,539 | $4,492 |
| Delaware | $1,895 | $2,502 | $3,202 |
| Florida | $2,234 | $3,107 | $4,028 |
| Hawaii | $713 | $983 | $711 |
| Idaho | $1,271 | $1,682 | $2,053 |
| Illinois | $1,307 | $1,993 | $2,298 |
| Indiana | $1,374 | $2,089 | $2,335 |
| Iowa | $1,063 | $1,477 | $1,731 |
| Kansas | $1,453 | $2,078 | $2,441 |
| Kentucky | $2,062 | $3,046 | $3,595 |
| Louisiana | $2,662 | $4,043 | $4,368 |
| Maine | $1,008 | $1,400 | $2,066 |
| Maryland | $1,648 | $2,389 | $2,617 |
| Massachusetts | $1,322 | $2,268 | $1,306 |
| Michigan | $3,142 | $4,823 | $7,585 |
| Minnesota | $1,309 | $1,736 | $2,456 |
| Mississippi | $1,585 | $2,223 | $2,261 |
| Missouri | $1,471 | $2,116 | $2,757 |
| Montana | $1,506 | $2,087 | $2,451 |
| Nebraska | $1,276 | $1,896 | $2,047 |
| Nevada | $2,114 | $3,120 | $3,299 |
| New Hampshire | $1,459 | $2,317 | $2,913 |
| New Jersey | $1,586 | $2,528 | $3,290 |
| New Mexico | $1,637 | $2,453 | $2,536 |
| New York | $1,526 | $1,919 | $3,212 |
| North Carolina | $941 | $1,610 | $1,170 |
| North Dakota | $1,268 | $1,948 | $2,309 |
| Ohio | $1,141 | $1,789 | $1,823 |
| Oklahoma | $1,826 | $2,619 | $2,973 |
| Oregon | $1,652 | $2,221 | $2,673 |
| Pennsylvania | $1,416 | $2,073 | $2,401 |
| Rhode Island | $2,340 | $3,447 | $3,889 |
| South Carolina | $1,613 | $2,222 | $3,050 |
| South Dakota | $1,424 | $2,055 | $2,358 |
| Tennessee | $1,680 | $2,489 | $3,313 |
| Texas | $1,676 | $2,456 | $3,032 |
| Utah | $1,451 | $2,025 | $2,767 |
| Vermont | $1,111 | $1,699 | $1,805 |
| Virginia | $1,063 | $1,613 | $1,593 |
| Washington | $1,388 | $1,895 | $2,237 |
| West Virginia | $1,402 | $2,002 | $2,490 |
| Wisconsin | $1,406 | $2,159 | $2,489 |
| Wyoming | $1,289 | $1,803 | $1,927 |
| Georgia | $1,818 | $2,725 | $2,747 |
Compare Jeep Cherokee To Other Jeep Models
FAQs
Who has the cheapest car insurance for a Jeep Cherokee?
For the 2023 model year, National General offers the most affordable car insurance for the Jeep Cherokee.
Which company offers the best car insurance for a Jeep Cherokee?
Considering their combination of competitive rates, comprehensive coverage, and excellent customer service ratings, we believe that National General provides the best car insurance option for a Jeep Cherokee.
