Jeep Renegade Car Insurance Cost 2025

On average, insuring a Jeep Renegade costs $1,200 per year. However, your exact insurance cost may vary depending on factors such as your age, the specific model year of your vehicle, and other personal considerations. You can use the quote tables below to get an estimate tailored to your situation.

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Updated: 04 May 2025
Written by Bob Phillips
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The average annual cost to insure a 2025 Jeep Renegade typically ranges between $1,200 and $1,500, depending on factors such as the driver’s age, location, driving history, and chosen coverage levels.

As a subcompact SUV with solid safety ratings and moderate repair costs, the Renegade is generally considered affordable to insure. However, higher trims or models with additional features may lead to slightly higher premiums.

To ensure the best rate, it’s advisable to compare quotes from multiple insurers and explore available discounts for bundling policies or maintaining a clean driving record.

How Much Does Jeep Renegade Car Insurance Cost?

Typically, Jeep Renegade drivers pay an average of $1,200 per year for car insurance. However, your premium may vary depending on factors like your driving history, location, and the specific model year of your Jeep Renegade.

It’s important to keep in mind that the cost of car insurance can differ widely based on several factors. These include your location, driving history, the model year of your Jeep Renegade, and the specific coverage options you choose. Drivers with clean records typically enjoy lower premiums, while those with past accidents or violations may face higher rates.

Additionally, urban areas with heavy traffic often lead to higher insurance rates compared to rural locations with less congestion. The type of coverage you select also plays a role in determining your premium—comprehensive coverage, which includes both comprehensive and collision insurance, typically costs more than basic liability coverage.

As seen in the comparison table, Jeep Renegade insurance is more expensive than the average cost for other Jeep models, but still less than the typical cost for all vehicles.

Insuranceopedia can help you compare quotes from various auto insurers, ensuring you find the best rates for your specific needs.

Vehicle Average Monthly Premium
Jeep Renegade $163
All Jeeps $154
All Cars $175

Average Insurance Cost Of Jeep Renegade By Model Year

Model Year Average Premium
2025 Jeep Renegade $1,184
2023 Jeep Renegade $1,144
2022 Jeep Renegade $709
2021 Jeep Renegade $812
2020 Jeep Renegade $812
2019 Jeep Renegade $651
2018 Jeep Renegade $461
2017 Jeep Renegade $402
2016 Jeep Renegade $626
2015 Jeep Renegade $581

2025 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2025 Jeep Renegade is $1,184. However, National General Value offers the cheapest rates, averaging $698 per year.

Insurance Provider Average Annual Cost
National General Value $698
Direct Auto $839
USAA $1,189
State Farm $1,292
Dairyland Auto $1,084
Auto-Owners Insurance Co $1,386
Capital Insurance Group $1,237
Texas Farm Bureau Group $873
MercuryErie $1,432
Mercury $1,323

2023 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2023 Jeep Renegade is $1,144. However, National General Value offers the cheapest rates, averaging $690 per year.

Insurance Provider Average Annual Cost
USAA $1,189
Direct Auto $868
Country $1,388
State Farm $1,292
National General Value $690
Dairyland Auto $1,084
Auto-Owners Insurance Co $1,386
Capital Insurance Group $1,237
Texas Farm Bureau Group $873
Mercury $1,432

2022 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2022 Jeep Renegade is $709. However, Mercury Insurance offers the cheapest rates, averaging $117 per year.

Insurance Provider Average Annual Cost
Pekin Insurance $746
Safety Group $932
Kemper Auto | Infinity $1,078
North Carolina Farm Bureau $878
SafeAuto $565
Mercury Insurance Company $1,078
American National P $720
Mercury Insurance $117
NatGen Value $905
Safeco $69

2021 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2021 Jeep Renegade is $812. However, Safeco offers the cheapest rates, averaging $59 per year.

Insurance Provider Average Annual Cost
Plymouth Rock Assurance $983
Capital Insurance Group $1,121
Virginia Farm Bureau $973
West Bend Mutual $953
NatGen Custom 360 $359
Plymouth Rock $794
Ohio Mutual Ins Group $1,169
Mercury Insurance $709
Rockford Mutual Insurance $1,002
Safeco $59

2020 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2020 Jeep Renegade is $812. However, Safeco offers the cheapest rates, averaging $59 per year.

Insurance Provider Average Annual Cost
Plymouth Rock Assurance $983
Capital Insurance Group $1,121
Virginia Farm Bureau $973
West Bend Mutual $953
NatGen Custom 360 $359
Plymouth Rock $794
Ohio Mutual Ins Group $1,169
Mercury Insurance $709
Rockford Mutual Insurance $1,002
Safeco $59

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2019 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2019 Jeep Renegade is $812. However, Kemper Auto | Infinity offers the cheapest rates, averaging $123 per year.

Insurance Provider Average Annual Cost
NatGen Custom 360 $390
NatGen PPA $914
PEMCO $948
Capital Insurance Group $918
Safeco $153
Mercury Insurance $418
Kemper Auto | Infinity $123
Buckeye Insurance Group $980
American National P $699
Direct Auto $967

2018 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2018 Jeep Renegade is $461. However, Kemper Personal Insurance offers the cheapest rates, averaging $66 per year.

Insurance Provider Average Annual Cost
NatGen Custom 360 $244
Union Mutual Fire Group $586
Kemper Personal Insurance $66
Dairyland Broadform $350
American National P $507
Mercury Insurance $623
Indiana Farmers Mutual Ins $866
Safeco $234
Dairyland FR Bond $527
American National P&C $609

2017 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2017 Jeep Renegade is $402. However, Kemper Personal Insurance offers the cheapest rates, averaging $29 per year.

Insurance Provider Average Annual Cost
American National P $641
Kemper Personal Insurance $29
Dairyland FR Bond $433
AssuranceAmerica Mobile Max $355
Mercury Insurance $226
Dairyland Broadform $309
NatGen Custom 360 $345
Concord Group $801
Kemper Premium $653
Safeco $230

2016 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2016 Jeep Renegade is $626. However, Safeco offers the cheapest rates, averaging $189 per year.

Insurance Provider Average Annual Cost
Dairyland Broadform $878
Kemper Auto Premier $807
Mercury Insurance $488
Safeco $189
AssuranceAmerica Mobile Max $365
American National P $720
SECURA Insurance $913
Kemper Auto | Infinity $818
Kemper Auto $649
Kemper Auto Premium $432

2015 Jeep Renegade Insurance Rates

The average annual insurance cost for a 2015 Jeep Renegade is $581. However, NatGen Custom 360 offers the cheapest rates, averaging $237 per year.

Insurance Provider Average Annual Cost
NatGen Custom 360 $237
Countryway Insurance $735
AssuranceAmerica Mobile Max $719
Mercury Insurance $607
American National P $687
Kemper Personal Insurance $594
Kemper Auto Premier $562
American National P&C $395
Safeco $354
Buckeye Insurance Group $923

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Are Jeep Renegade Expensive To Insure?

The Jeep Renegade is generally considered affordable to insure compared to other subcompact SUVs. According to data from The Zebra, the average monthly insurance premium for a Jeep Renegade is approximately $123, translating to an annual cost of about $1,476. However, actual premiums can vary based on factors such as the driver’s age, location, driving history, and the specific trim level of the vehicle. For instance, higher trims like the Trailhawk may incur slightly higher insurance costs due to their enhanced features and off-road capabilities. Overall, the Renegade’s solid safety ratings and moderate repair costs contribute to its relatively low insurance expenses.

Cost of Jeep Renegade Car Insurance By Age

Age is a key factor in determining car insurance rates. Teenagers tend to pay the highest premiums since they are statistically more likely to be involved in accidents. As drivers get older and gain more experience, their premiums typically decrease, as they are considered lower risk.

Driver Age Good Driver Recent Accident Poor Credit
17 $6,569 $9,662 $11,315
18 $6,105 $8,976 $10,565
19 $5,379 $8,004 $9,326
20 $4,734 $6,980 $8,144
21 $3,945 $5,863 $6,826
22 $3,817 $5,666 $6,678
23 $3,415 $5,010 $5,779
24 $3,193 $4,735 $5,481
25 $2,792 $4,120 $4,716
30 $2,125 $3,138 $3,745
35 $2,017 $3,018 $3,488
40 $1,954 $2,818 $3,361
45 $1,883 $2,803 $3,238
55 $1,776 $2,586 $2,991
65 $1,801 $2,672 $3,069
75 $2,281 $3,364 $3,915

Jeep Renegade Car Insurance Rates By State

Your location significantly affects your car insurance rates. Each state has its own insurance regulations, and some, like Michigan, require higher coverage levels, leading to higher premiums. Additionally, the climate in your area plays a role; states with extreme weather like hurricanes or flooding may result in higher insurance costs. Crime rates, such as car thefts, and local accident statistics also influence rates, as areas with higher accident or theft risks are deemed higher-risk for insurers. All of these factors are considered when calculating your specific Jeep Renegade insurance rate.

State Good Driver Recent Accident Poor Credit
Alabama $2,032 $2,985 $3,788
Alaska $1,739 $2,314 $2,301
Arizona $1,928 $2,765 $4,075
Arkansas $2,115 $3,298 $3,612
California $2,397 $4,127 $2,378
Colorado $2,203 $3,029 $3,852
Connecticut $2,840 $4,360 $5,507
Delaware $2,323 $3,070 $3,946
Florida $2,741 $3,869 $4,937
Georgia $2,254 $3,367 $3,391
Hawaii $919 $1,189 $891
Idaho $1,580 $2,044 $2,506
Illinois $1,672 $2,425 $2,806
Indiana $1,640 $2,590 $2,854
Iowa $1,370 $1,780 $2,181
Kansas $1,738 $2,618 $3,010
Kentucky $2,512 $3,743 $4,469
Louisiana $3,291 $4,982 $5,414
Maine $1,252 $1,682 $2,563
Maryland $1,963 $2,924 $3,217
Massachusetts $1,651 $2,849 $1,568
Michigan $3,941 $5,903 $9,319
Minnesota $1,621 $2,123 $3,058
Mississippi $1,962 $2,772 $2,758
Missouri $1,839 $2,657 $3,438
Montana $1,832 $2,538 $3,002
Nebraska $1,556 $2,336 $2,527
Nevada $2,589 $3,799 $4,041
New Hampshire $1,773 $2,805 $3,611
New Jersey $1,946 $3,129 $4,090
New Mexico $2,040 $3,040 $3,120
New York $1,913 $2,349 $3,938
North Carolina $1,152 $2,002 $1,404
North Dakota $1,560 $2,440 $2,833
Ohio $1,411 $2,139 $2,244
Oklahoma $2,300 $3,244 $3,608
Oregon $2,092 $2,801 $3,287
Pennsylvania $1,724 $2,510 $2,985
Rhode Island $2,930 $4,259 $4,818
South Carolina $1,945 $2,687 $3,724
South Dakota $1,730 $2,507 $2,971
Tennessee $2,116 $3,013 $4,051
Texas $2,092 $2,986 $3,805
Utah $1,751 $2,486 $3,444
Vermont $1,348 $2,073 $2,208
Virginia $1,334 $2,007 $1,946
Washington $1,756 $2,298 $2,724
West Virginia $1,707 $2,418 $3,089
Wisconsin $1,753 $2,651 $3,006
Wyoming $1,558 $2,277 $2,367

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Cheapest Car Insurance Companies For A Jeep Renegade

The table above highlights five insurance providers offering competitive rates for the Jeep Renegade. National General Value and Direct Auto are noted for their affordability, with annual premiums around $698 and $839, respectively. USAA offers rates slightly above $1,189 per year, while State Farm and Dairyland Auto present cost-effective options with premiums under $1,300 annually.

Insurance Company Average Monthly
National General Value $58
Direct Auto $70
USAA $99
State Farm $108
Dairyland Auto $90

Common Jeep Renegade Insurance Discounts

Discounts are a great way to reduce your car insurance costs. While each insurance company may offer different types of discounts, here are some common ones you can explore:

  • Multi-policy discount: Bundling your home and auto insurance with the same provider often results in a lower rate.
  • Paying annually: If you choose to pay your premium in one lump sum rather than in monthly installments, you might qualify for a discount.
  • Defensive driving: Completing a defensive driving course from a certified institution may make you eligible for reduced premiums.

There are other discounts you may qualify for, so it’s worth discussing your options with your insurance agent to find the best deals available to you.

Ways To Save On Jeep Renegade Insurance Costs

Maintaining a clean driving record is one of the best ways to keep your Jeep Renegade insurance costs down. Violations such as speeding tickets or accidents can lead to higher premiums. Jeep Renegade drivers with a speeding ticket on their record can expect to pay about $91 per month, while those with multiple accidents may see an average of $120 per month. By avoiding these incidents, you can keep your premiums lower.

Additionally, your annual mileage also plays a role in your insurance costs. Drivers who use their vehicle less frequently are seen as a lower risk, so they generally pay less. For example, Jeep Renegade drivers who drive between 2,501-5,000 miles annually can expect to pay around $99 per month for insurance. On the other hand, those who drive over 10,000 miles a year will pay about $96 per month.

Our Methodology

To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, your personal insurance costs may vary from these averages based on your unique circumstances.

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FAQs

Do You Need Insurance Before You Can Purchase A Jeep Renegade?

Yes, you will need to show proof of insurance before driving your Jeep Renegade off the dealership lot. It’s recommended to purchase a policy beforehand and inform your insurance company about your upcoming car purchase. This way, you can have your coverage ready when you pick up your new vehicle, rather than relying on the dealership to arrange it for you.

How Can You Get The Cheapest Insurance For Your Jeep Renegade?

The most effective way to find the lowest rates for your Jeep Renegade is by comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website. This helps you find the best deal tailored to your specific needs.

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