Jeep Wrangler Unlimited Car Insurance Cost 2025
On average, insuring a Jeep Wrangler Unlimited costs around $1,250 annually. However, the actual cost can differ based on factors like your age, the model year of your car, and other variables. You can use the quote tables below to get an estimate tailored to your specific situation.
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The average annual cost to insure a 2025 Jeep Wrangler Unlimited typically falls between $1,050 and $1,250, depending on various factors like your driving record, ZIP code, age, and chosen coverage levels.
As a larger version of the iconic Wrangler, the Unlimited model offers more interior space and off-road potential—features that can influence insurance premiums slightly. Despite its rugged reputation, the Wrangler Unlimited remains relatively affordable to insure, thanks to its durability and lower-than-average repair costs.
To get the most competitive rate, it’s wise to compare quotes from multiple insurers and take advantage of discounts for safe driving or bundled policies.
How Much Does Jeep Wrangler Unlimited Car Insurance Cost?
On average, Jeep Wrangler Unlimited owners can expect to pay around $1,250 per year for car insurance.
While Safeco’s rate provides a helpful starting point, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can lead to higher rates.
Additionally, living in a bustling urban area usually results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you find the most favorable deal for your needs.
Average Insurance Cost Of Jeep Wrangler Unlimited Model Year
| Model Year | Average Premium |
| 2025 Jeep Wrangler Unlimited | $1,191 |
| 2022 Jeep Wrangler Unlimited | $734 |
| 2021 Jeep Wrangler Unlimited | $550 |
| 2020 Jeep Wrangler Unlimited | $608 |
| 2019 Jeep Wrangler Unlimited | $724 |
| 2018 Jeep Wrangler Unlimited | $754 |
| 2017 Jeep Wrangler Unlimited | $585 |
| 2016 Jeep Wrangler Unlimited | $727 |
| 2015 Jeep Wrangler Unlimited | $492 |
| 2014 Jeep Wrangler Unlimited | $537 |
| 2013 Jeep Wrangler Unlimited | $523 |
| 2012 Jeep Wrangler Unlimited | $600 |
| 2011 Jeep Wrangler Unlimited | $570 |
| 2010 Jeep Wrangler Unlimited | $811 |
2025 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2025 Jeep Wrangler Unlimited is $1,191. However, State Farm offers the cheapest rates, averaging $1,085 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,041 |
| GEICO | $1,109 |
| State Farm | $1,085 |
| Travelers | $1,151 |
| Nationwide | $1,235 |
| Allstate | $1,260 |
| Progressive | $1,300 |
| Farmers Insurance | $1,350 |
| Erie Insurance | $1,175 |
| Mercury Insurance | $1,200 |
2022 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2022 Jeep Wrangler Unlimited is $734. However, Safeco offers the cheapest rates, averaging $230 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $642 |
| Direct Auto | $672 |
| Utica National Ins Group | $661 |
| AssuranceAmerica Elite | $966 |
| AssuranceAmerica Economy | $664 |
| NatGen PPA | $767 |
| Kemper Auto | Infinity | $967 |
| Safeco | $230 |
| Pekin Insurance | $925 |
| Nationwide ThreeSixZero | $844 |
2021 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2021 Jeep Wrangler Unlimited is $550. However, Safeco offers the cheapest rates, averaging $330 per year.
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $330 |
| West Bend Mutual | $588 |
| Concord Group | $624 |
| Buckeye Insurance Group | $720 |
| NatGen Value | $672 |
| Safeco | $330 |
| North Carolina Farm Bureau | $553 |
| American National P | $511 |
| Clearcover | $523 |
| Rural Mutual Insurance | $644 |
2020 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2020 Jeep Wrangler Unlimited is $608. However, Jupiter Auto Insurance offers the cheapest rates, averaging $125 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $737 |
| Safeco | $223 |
| NatGen Value | $812 |
| North Star | $929 |
| Jupiter Auto Insurance | $125 |
| NatGen PPA | $909 |
| NatGen Custom 360 | $429 |
| Mercury Insurance | $628 |
| North Carolina Farm Bureau | $940 |
| Kemper Auto | $486 |
2019 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2019 Jeep Wrangler Unlimited is $724. However, Safeco offers the cheapest rates, averaging $286 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $711 |
| Norfolk and Dedham Group | $892 |
| Pekin Insurance | $565 |
| Plymouth Rock Assurance | $868 |
| Ohio Mutual Ins Group | $803 |
| Western Reserve | $906 |
| Safeco | $286 |
| Rockford Mutual Insurance | $880 |
| Safety Group | $841 |
| Buckeye Insurance Group | $488 |
2018 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2018 Jeep Wrangler Unlimited is $754. However, Safeco offers the cheapest rates, averaging $230 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $230 |
| American National P | $888 |
| Buckeye Insurance Group | $646 |
| Pekin Insurance | $892 |
| AssuranceAmerica Elite | $909 |
| NatGen Advantage | $1,013 |
| PEMCO | $947 |
| AssuranceAmerica Economy | $723 |
| Mercury Insurance | $283 |
| Safety Group | $1,013 |
2017 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2017 Jeep Wrangler Unlimited is $585. However, Safeco offers the cheapest rates, averaging $85 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $641 |
| Safeco | $85 |
| Rural Mutual Insurance | $745 |
| North Carolina Farm Bureau | $852 |
| American National P | $505 |
| West Bend Mutual | $673 |
| Buckeye Insurance Group | $707 |
| Mercury Insurance | $232 |
| Utica National Ins Group | $709 |
| Oklahoma Farmers Union | $704 |
2016 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2016 Jeep Wrangler Unlimited is $727. However, Safeco offers the cheapest rates, averaging $134 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $870 |
| Concord Group | $643 |
| Mississippi Farm Bureau | $861 |
| Kemper Auto | Infinity | $825 |
| Patriot Group | $793 |
| National General Value | $777 |
| MMG Insurance Company | $795 |
| Safeco | $134 |
| Ohio Mutual Ins Group | $643 |
| North Carolina Farm Bureau | $930 |
2015 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2015 Jeep Wrangler Unlimited is $492. However, Safeco offers the cheapest rates, averaging $182 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $434 |
| American National P&C | $601 |
| IMT Insurance Company | $608 |
| Mercury Insurance | $219 |
| Grinnell Mutual | $655 |
| Safeco | $182 |
| Partners Mutual Insurance Co | $667 |
| NatGen Custom 360 | $481 |
| Pekin Insurance | $594 |
| Buckeye Insurance Group | $479 |
2014 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2014 Jeep Wrangler Unlimited is $537. However, Safeco offers the cheapest rates, averaging $350 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $592 |
| American National P | $673 |
| AssuranceAmerica Mobile Max | $383 |
| Clearcover | $672 |
| Safeco | $350 |
| SafeAuto | $492 |
| Mercury Insurance | $631 |
| Pekin Insurance | $627 |
| IMT Insurance Company | $650 |
| Partners Mutual Insurance Co | $610 |
2013 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2013 Jeep Wrangler Unlimited is $523. However, Safeco offers the cheapest rates, averaging $353 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $569 |
| Safeco | $353 |
| North Carolina Farm Bureau | $646 |
| West Bend Mutual | $532 |
| Kemper Auto | Infinity | $363 |
| Mercury Insurance | $457 |
| AssuranceAmerica Mobile Max | $355 |
| MMG Insurance Company | $677 |
| Concord Group | $591 |
| Patriot Group | $686 |
2012 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2012 Jeep Wrangler Unlimited is $600. However, Safeco offers the cheapest rates, averaging $101 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $101 |
| Buckeye Insurance Group | $476 |
| IMT Insurance Company | $755 |
| Partners Mutual Insurance Co | $750 |
| Kemper Personal Insurance | $363 |
| Tennessee Farmers | $763 |
| Ohio Mutual Ins Group | $666 |
| Loya Insurance | $766 |
| American National P | $545 |
| North Carolina Farm Bureau | $810 |
2011 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2011 Jeep Wrangler Unlimited is $570. However, Rockford Mutual Insurance offers the cheapest rates, averaging $153 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $471 |
| Mercury Insurance | $742 |
| Colorado Farm Bureau Mutual | $699 |
| West Bend Mutual | $281 |
| Utica National Ins Group | $768 |
| Rural Mutual Insurance | $726 |
| SECURA Insurance | $493 |
| Rockford Mutual Insurance | $153 |
| North Carolina Farm Bureau | $640 |
| Buckeye Insurance Group | $728 |
2010 Jeep Wrangler Unlimited Insurance Rates
The average annual insurance cost for a 2010 Jeep Wrangler Unlimited is $811. However, American National P offers the cheapest rates, averaging $344 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $344 |
| Farm Bureau Mutual (IA Group) | $1,035 |
| Southern Farm Bureau | $624 |
| Georgia Farm Bureau | $932 |
| Indiana Farmers Mutual Ins | $914 |
| Virginia Farm Bureau | $1,056 |
| Direct Auto | $596 |
| Dairyland | $501 |
| Capital Insurance Group | $1,057 |
| Buckeye Insurance Group | $1,054 |
Find Affordable Jeep Wrangler Unlimited Insurance Rates
Are Jeep Wrangler Unlimiteds Expensive To Insure?
The Jeep Wrangler Unlimited is moderately priced to insure compared to other midsize SUVs. Its rugged design, high resale value, and relatively low repair costs help keep insurance premiums reasonable. However, factors like off-road capabilities, higher trim levels, and potential aftermarket modifications can drive up rates slightly. Insurers may also consider how the vehicle is used—those using it for outdoor adventures or in remote areas may see higher costs. On the whole, most drivers find insurance for the Wrangler Unlimited to be affordable, especially when paired with discounts for safe driving or bundling with home or renters insurance.
Cheapest Car Insurance Companies For A Jeep Wrangler Unlimited
The table above highlights five insurance providers offering competitive rates for the Jeep Wrangler Unlimited. GEICO and USAA are noted for their affordability, with annual premiums around $1,041 and $1,057, respectively. State Farm offers rates slightly above $1,085 per year, while Progressive and Travelers present cost-effective options with premiums under $1,200 annually.
| Insurance Company | Average Monthly |
| GEICO | $87 |
| USAA | $88 |
| State Farm | $90 |
| Progressive | $92 |
| Travelers | $96 |
Common Jeep Wrangler Unlimited Insurance Discounts
Discounts are a great way to reduce your car insurance premiums. While each insurer offers different discounts, here are some common ones to check for eligibility:
- Multi-policy discount: Bundling your home and auto insurance with the same provider often results in a discounted rate.
- Pay-in-full discount: If you pay your premium all at once instead of in monthly installments, you may qualify for a discount.
- Defensive driving discount: Completing a defensive driving course from a certified institution can make you eligible for reduced rates.
There may be other discounts available as well. It’s a good idea to speak with your insurance agent, who can help identify any discounts you qualify for.
Compare Jeep Wrangler Unlimited To Other Jeep Models
Looking for other Jeep model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, keep in mind that your individual results may vary based on your personal details and coverage choices.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Jeep Wrangler Unlimited?
Yes, you’ll need to show proof of insurance before driving your Jeep Wrangler Unlimited off the dealership lot. It’s best to purchase a policy ahead of time and notify your insurance company that you’re about to buy the car, rather than opting for insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Jeep Wrangler Unlimited?
The best way to find the lowest rates for insuring your Jeep Wrangler Unlimited is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website.
