Maserati Ghibli Car Insurance Cost
Ensuring your Maserati Ghibli will typically set you back approximately $1,275 annually with Nationwide insurance. However, actual costs can vary based on factors like your age and the year of your car model. Refer to our quote tables below to get an estimate tailored to your circumstances.
Choosing the right car insurance is important to avoid unexpected and potentially expensive expenses later on. Insufficient coverage in the event of an accident could leave you facing substantial out-of-pocket costs. Plus, there’s the possibility of premium hikes if you’re deemed at fault.
With over ten years of experience analyzing car insurance rates, I’ve witnessed significant variations in costs. Your age, driving history, and location all play substantial roles in determining insurance premiums
How Much Does Maserati Ghibli Car Insurance Cost?
Typically, Nationwide provides the most competitive rate, averaging $1,275 annually for full coverage insurance on a 2023 Maserati Ghibli.
Although Nationwide’s rate serves as a useful reference point, it’s crucial to recognize that the price of car insurance can vary significantly based on several factors. These factors encompass your location, driving history, the model year of your car, and the specific coverage options you select. A clean driving record can result in lower premiums, whereas a track record of accidents or traffic infractions may raise your costs.
Moreover, residing in an urban area characterized by heavy traffic can lead to higher rates compared to rural regions with lighter traffic volumes. The type of coverage you opt for will also affect your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be pricier than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance providers, ensuring you secure the most favorable deal.
2023 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,275 |
| California Capital | $2,798 |
| Mercury Insurance Company | $3,412 |
| USAA | $3,527 |
| Unitrin | $4,698 |
| 21st Century | $5,477 |
| State Farm | $5,688 |
| Alliance United | $6,250 |
| Farmers | $6,735 |
| National General | $6,850 |
2022 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,773 |
| Erie | $1,934 |
| Hanover | $1,993 |
| Farm Bureau Mutual (IA Group) | $1,988 |
| GMAC Insurance Group | $2,018 |
| Penn National | $2,278 |
| ACCC Insurance Company | $2,361 |
| Travelers | $2,585 |
| Georgia Farm Bureau | $2,694 |
| California Capital | $2,796 |
2021 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,531 |
| Direct Auto | $1,572 |
| Penn National | $2,020 |
| New Jersey Manufacturers | $2,046 |
| California Capital | $2,654 |
| USAA | $2,952 |
| State Farm | $3,245 |
| 21st Century | $3,870 |
| Nationwide | $3,898 |
| Unitrin | $4,339 |
2020 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $1,222 |
| Indiana Farmers Mutual Ins | $1,303 |
| Pekin Insurance | $1,503 |
| Penn National | $1,829 |
| Hastings Mutual Insurance Co | $2,086 |
| United Farm Bureau of IN Group | $2,096 |
| Farm Bureau Mutual (IA Group) | $2,110 |
| Buckeye Insurance Group | $2,083 |
| Southern Farm Bureau | $2,421 |
| Rockford Mutual Insurance | $2,646 |
2019 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $952 |
| Direct Auto | $1,373 |
| Virginia Farm Bureau | $1,445 |
| Unigard | $1,538 |
| Farm Bureau Mutual (IA Group) | $1,648 |
| Texas Farm Bureau Group | $1,877 |
| Penn National | $1,881 |
| Mississippi Farm Bureau | $2,283 |
| Utica National Ins Group | $2,405 |
| California Capital | $2,515 |
2018 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $1,378 |
| Texas Farm Bureau Group | $1,390 |
| Mercury Insurance | $1,374 |
| Capital Insurance Group | $1,398 |
| Safeco | $1,447 |
| Titan | $1,460 |
| Direct Auto | $1,514 |
| Tennessee Farmers | $1,577 |
| Utica National Ins Group | $1,970 |
| Penn National | $1,991 |
2017 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $988 |
| Indiana Farmers Mutual Ins | $1,142 |
| Plymouth Rock | $1,147 |
| SAFECO | $1,429 |
| Capital Insurance Group | $1,503 |
| Titan | $1,521 |
| Texas Farm Bureau Group | $1,602 |
| American National P | $1,607 |
| United Farm Bureau of IN Group | $1,700 |
| ACCC Insurance Company | $1,941 |
2016 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $682 |
| Clearcover | $850 |
| American National P | $835 |
| Virginia Farm Bureau | $902 |
| Titan | $1,202 |
| Texas Farm Bureau Group | $1,386 |
| Mercury Insurance | $1,501 |
| Capital Insurance Group | $1,816 |
| North Carolina Farm Bureau | $1,832 |
| Norfolk and Dedham Group | $2,078 |
2015 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $210 |
| Virginia Farm Bureau | $1,136 |
| Mercury Insurance | $1,280 |
| Clearcover | $1,313 |
| EMC Insurance | $1,346 |
| Indiana Farmers Mutual Ins | $1,684 |
| Texas Farm Bureau Group | $1,715 |
| Mississippi Farm Bureau | $1,725 |
| Ameriprise Group | $1,778 |
| American National P | $1,816 |
2014 Maserati Ghibli Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $310 |
| Liberty Mutual | $709 |
| Safeco | $750 |
| Plymouth Rock Assurance | $1,105 |
| Clearcover | $1,163 |
| American National P | $1,170 |
| PEMCO | $1,532 |
| New Jersey Manufacturers | $1,560 |
| Capital Insurance Group | $1,578 |
| Titan | $1,562 |
Cost of Maserati Ghibli Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $17,298 | $25,392 | $29,707 |
| 18 | $16,138 | $23,688 | $27,704 |
| 19 | $14,235 | $20,930 | $24,477 |
| 20 | $12,437 | $18,236 | $21,347 |
| 21 | $10,415 | $15,310 | $17,901 |
| 22 | $10,136 | $14,886 | $17,439 |
| 23 | $8,886 | $13,057 | $15,230 |
| 24 | $8,418 | $12,396 | $14,481 |
| 25 | $7,267 | $10,691 | $12,493 |
| 30 | $5,675 | $8,307 | $9,734 |
| 35 | $5,305 | $7,794 | $9,120 |
| 40 | $5,109 | $7,484 | $8,753 |
| 45 | $4,986 | $7,292 | $8,540 |
| 55 | $4,544 | $6,713 | $7,814 |
| 65 | $4,744 | $6,986 | $8,160 |
| 75 | $5,983 | $8,824 | $10,324 |
Maserati Ghibli Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,411 | $7,880 | $9,996 |
| Alaska | $4,470 | $6,210 | $6,028 |
| Arizona | $5,043 | $7,297 | $10,797 |
| Arkansas | $5,558 | $8,724 | $9,580 |
| California | $6,193 | $10,906 | $6,169 |
| Colorado | $5,761 | $8,075 | $10,255 |
| Connecticut | $7,347 | $11,433 | $14,510 |
| Delaware | $6,118 | $8,111 | $10,421 |
| Florida | $7,278 | $10,027 | $13,084 |
| Hawaii | $2,354 | $3,196 | $2,366 |
| Idaho | $4,091 | $5,429 | $6,619 |
| Illinois | $4,308 | $6,510 | $7,407 |
| Indiana | $4,437 | $6,748 | $7,580 |
| Iowa | $3,511 | $4,817 | $5,622 |
| Kansas | $4,639 | $6,772 | $7,915 |
| Kentucky | $6,717 | $9,870 | $11,646 |
| Louisiana | $8,639 | $13,050 | $14,163 |
| Maine | $3,258 | $4,515 | $6,652 |
| Maryland | $5,280 | $7,713 | $8,543 |
| Massachusetts | $4,255 | $7,383 | $4,224 |
| Michigan | $10,235 | $15,587 | $24,602 |
| Minnesota | $4,203 | $5,611 | $7,910 |
| Mississippi | $5,092 | $7,261 | $7,299 |
| Missouri | $4,780 | $6,835 | $8,988 |
| Montana | $4,858 | $6,790 | $7,907 |
| Nebraska | $4,117 | $6,085 | $6,615 |
| Nevada | $6,788 | $10,085 | $10,624 |
| New Hampshire | $4,732 | $7,452 | $9,455 |
| New Jersey | $5,224 | $8,150 | $10,695 |
| New Mexico | $5,324 | $7,890 | $8,196 |
| New York | $4,932 | $6,206 | $10,364 |
| North Carolina | $3,048 | $5,252 | $3,757 |
| North Dakota | $4,155 | $6,333 | $7,518 |
| Ohio | $3,729 | $5,743 | $5,889 |
| Oklahoma | $5,948 | $8,499 | $9,567 |
| Oregon | $5,417 | $7,255 | $8,676 |
| Pennsylvania | $4,575 | $6,706 | $7,843 |
| Rhode Island | $7,626 | $11,170 | $12,584 |
| South Carolina | $5,157 | $7,143 | $9,893 |
| South Dakota | $4,647 | $6,683 | $7,692 |
| Tennessee | $5,435 | $8,014 | $10,676 |
| Texas | $5,478 | $7,945 | $9,860 |
| Utah | $4,658 | $6,541 | $9,019 |
| Vermont | $3,592 | $5,540 | $5,835 |
| Virginia | $3,377 | $5,191 | $5,081 |
| Washington | $4,477 | $6,075 | $7,266 |
| West Virginia | $4,530 | $6,478 | $8,080 |
| Wisconsin | $4,515 | $7,025 | $8,021 |
| Wyoming | $4,181 | $5,872 | $6,254 |
| Georgia | $5,931 | $8,840 | $8,932 |
Compare Maserati Ghibli To Other Maserati Models
FAQs
Who has the cheapest car insurance for a Maserati Ghibli?
Nationwide has the cheapest car insurance for the Maserati Ghibli for the model year 2023.
Which company offers the best car insurance for a Maserati Ghibli?
Based on a combination of having the lowest rates, comprehensive coverage, and top-rated customer service, we believe Nationwide offers the best car insurance for a Maserati Ghibli.
