Maserati Quattroporte Car Insurance Cost 2025
On average, insurance for a Maserati Quattroporte costs $4,000 per year. However, the exact cost can vary based on factors such as your age, the year of the car model, and other personal considerations. Use our quote tables below to get an estimate of your specific costs.
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Insuring a 2025 Maserati Quattroporte can be costly, with average annual premiums typically falling between $4,000 and $6,000. This luxury sedan comes with powerful performance specs, high repair costs, and a premium price tag—all of which contribute to elevated insurance rates.
While the national average for car insurance is much lower, owning a Quattroporte means preparing for significantly higher coverage costs.
Insurers calculate rates based on factors like location, driving record, and credit score, so individual quotes may vary. However, anyone considering this upscale Italian vehicle should budget for above-average insurance expenses alongside its already premium ownership costs.
How Much Does Maserati Quattroporte Car Insurance Cost?
On average, Maserati Quattroporte drivers can expect to pay $4,000 per year for car insurance.
While Penn National’s rate is a good reference point, car insurance costs can vary significantly due to several factors. These factors include your location, driving history, the age of your car, and the coverage options you choose. A clean driving record usually leads to lower premiums, while a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area typically results in higher insurance rates compared to quieter rural areas. The type of coverage you select also affects your premium. Comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal.
Average Insurance Cost Of Maserati Quattroporte By Model Year
| Model Year | Average Premium |
| 2025 Maserati Quattroporte | $2,939 |
| 2021 Maserati Quattroporte | $3,243 |
| 2018 Maserati Quattroporte | $2,823 |
| 2017 Maserati Quattroporte | $2,956 |
| 2016 Maserati Quattroporte | $2,562 |
| 2015 Maserati Quattroporte | $2,137 |
| 2014 Maserati Quattroporte | $1,297 |
| 2013 Maserati Quattroporte | $1,692 |
| 2012 Maserati Quattroporte | $1,404 |
| 2011 Maserati Quattroporte | $2,696 |
| 2010 Maserati Quattroporte | $5,290 |
2025 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2025 Maserati Quattroporte is $2,939. However, Nationwide offers the cheapest rates, averaging $2,280 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,280 |
| State Farm | $2,509 |
| USAA | $5,094 |
| Travelers | $6,115 |
| Allstate | $10,187 |
2021 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2021 Maserati Quattroporte is $3,243. However, Penn National offers the cheapest rates, averaging $1,474 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,474 |
| Mercury | $1,656 |
| Virginia Farm Bureau | $1,808 |
| Nationwide | $2,011 |
| USAA | $2,552 |
| State Farm | $3,391 |
| Allied | $3,360 |
| Erie | $3,608 |
| Cincinnati Insurance | $6,178 |
| Encompass | $6,388 |
2018 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2018 Maserati Quattroporte is $2,823. However, Texas Farm Bureau Group offers the cheapest rates, averaging $851 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $851 |
| Capital Insurance Group | $1,641 |
| California Capital | $1,928 |
| PEMCO | $3,166 |
| Oregon Mutual | $3,168 |
| Safeco | $3,309 |
| Travelers | $3,528 |
| Erie | $3,513 |
| Hartford | $3,532 |
| National General | $3,593 |
2017 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2017 Maserati Quattroporte is $2,956. However, Erie offers the cheapest rates, averaging $2,087 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $2,087 |
| California Capital | $2,267 |
| Auto-Owners Insurance Co | $2,444 |
| State Farm | $2,647 |
| Nationwide | $2,741 |
| 21st Century | $3,059 |
| Unitrin | $3,213 |
| American Independent Ins Co | $3,609 |
| Atlantic States Insurance | $3,683 |
| Hartford | $3,805 |
2016 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2016 Maserati Quattroporte is $2,562. However, Penn National offers the cheapest rates, averaging $1,729 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,729 |
| Mercury | $1,799 |
| Country | $2,216 |
| USAA | $2,313 |
| Mississippi Farm Bureau | $2,560 |
| New Jersey Manufacturers | $2,574 |
| Nationwide | $3,001 |
| Safeway | $3,056 |
| State Farm | $3,143 |
| Direct General Insurance | $3,233 |
2015 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2015 Maserati Quattroporte is $2,562. However, Safeco offers the cheapest rates, averaging $1,008 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $1,008 |
| Grange Mutual | $1,995 |
| Erie | $2,058 |
| Pekin Insurance | $2,138 |
| Country | $2,210 |
| Mercury | $2,221 |
| SECURA Insurance | $2,345 |
| Auto Club Group | $2,451 |
| Indiana Farmers Mutual Ins | $2,446 |
| Capital Insurance Group | $2,494 |
2014 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2014 Maserati Quattroporte is $1,297. However, Virginia Farm Bureau offers the cheapest rates, averaging $860 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $860 |
| North Carolina Farm Bureau | $1,028 |
| Pekin Insurance | $1,086 |
| Hastings Mutual Insurance Co | $1,092 |
| Country | $1,212 |
| Grange Mutual | $1,212 |
| GMAC Insurance Group | $1,416 |
| Erie | $1,617 |
| Penn National | $1,703 |
| New Jersey Manufacturers | $1,739 |
2013 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2013 Maserati Quattroporte is $1,692. However, Grange Mutual offers the cheapest rates, averaging $1,072 per year.
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,072 |
| Hastings Mutual Insurance Co | $1,142 |
| Pekin Insurance | $1,257 |
| SafeAuto | $1,674 |
| Cameron Mutual Group | $1,830 |
| Travelers | $1,847 |
| Mercury | $1,977 |
| Dairyland Auto | $2,007 |
| SECURA Insurance | $2,060 |
| Southern Farm Bureau | $2,055 |
2012 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2012 Maserati Quattroporte is $1,404. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $1,151 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,151 |
| Grange Mutual | $1,196 |
| Pekin Insurance | $1,273 |
| Safeco | $1,344 |
| Mercury | $1,363 |
| Indiana Farmers Mutual Ins | $1,370 |
| Buckeye Insurance Group | $1,422 |
| Travelers | $1,447 |
| Texas Farm Bureau Group | $1,735 |
| Auto-Owners Insurance Co | $1,743 |
2011 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2011 Maserati Quattroporte is $2,696. However, Kentucky Farm Bureau offers the cheapest rates, averaging $1,438 per year.
| Insurance Provider | Average Annual Cost |
| Kentucky Farm Bureau | $1,438 |
| California Capital | $2,026 |
| Grange Mutual | $2,082 |
| Unitrin | $2,571 |
| Westfield | $2,673 |
| State Farm | $2,970 |
| Motorists Mutual | $3,027 |
| Cincinnati Insurance | $3,253 |
| USAA | $3,284 |
| Hartford | $3,632 |
2010 Maserati Quattroporte Insurance Rates
The average annual insurance cost for a 2010 Maserati Quattroporte is $5,290. However, Kentucky Farm Bureau offers the cheapest rates, averaging $5,290 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $5,290 |
Find Affordable Maserati Quattroporte Insurance Rates
Are Maserati Quattroportes Expensive To Insure?
Yes, insuring a Maserati Quattroporte is generally expensive. This luxury sedan’s high market value, performance capabilities, and costly repairs contribute to elevated insurance premiums. For instance, the average annual insurance cost for a Maserati Quattroporte is approximately $7,090, making it one of the most expensive vehicles to insure. However, some insurers offer lower rates; for example, Penn National provides coverage averaging $1,474 per year. Insurance costs can vary significantly based on factors such as the driver’s age, location, driving history, and credit score. Therefore, it’s advisable for prospective owners to compare quotes from multiple providers to find the best rate.
Cheapest Car Insurance Companies For A Maserati Quattroporte
The table above lists five of the most affordable insurance providers for a 2025 Maserati Quattroporte, with estimated annual and monthly premiums. Nationwide and State Farm stand out as the cheapest options, offering annual premiums around $2,280 and $2,509 respectively, which breaks down to roughly $190 to $209 per month. USAA remains competitive for eligible members, while Travelers and Allstate represent the higher end of the “cheapest” group. These estimates are based on a driver with a clean record and good credit, though actual quotes may vary depending on your personal circumstances, such as age, location, and coverage choices. Comparing rates across these providers is key to finding the most cost-effective policy for a high-value luxury vehicle like the Quattroporte.
| Insurance Company | Average Monthly |
| Nationwide | $190 |
| State Farm | $209 |
| USAA | $425 |
| Travelers | $510 |
| Allstate | $849 |
Common Maserati Quattroporte Insurance Discounts
Discounts can significantly reduce your car insurance costs. While each provider offers different discounts, some common ones to check for include:
- Multi-policy discount: Bundling your home and auto insurance with the same provider can lead to savings.
- Pay-in-full discount: Paying your annual premium upfront instead of monthly installments may lower your rate.
- Defensive driving discount: Completing a certified defensive driving course can make you eligible for reduced premiums.
Additional discounts may be available based on your insurer. It’s best to consult your insurance agent to explore all the savings opportunities you qualify for.
Compare Maserati Quattroporte To Other Maserati Models
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance companies. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind, though, that the rates in this guide may vary from what you personally receive.
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FAQs
Do You Need Insurance Before You Can Purchase A Maserati Quattroporte?
Yes, you must provide proof of insurance before driving your Maserati Quattroporte off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming purchase, rather than opting for coverage through the dealership.
How Can You Get The Cheapest Insurance For Your Maserati Quattroporte?
The best way to secure the lowest insurance rates for your Maserati Quattroporte is by comparing quotes from multiple auto insurance providers. Luckily, Insuranceopedia makes this process easy by allowing you to compare quotes from top insurers directly on our website.
