Maserati Quattroporte Car Insurance Cost 2025

On average, insurance for a Maserati Quattroporte costs $4,000 per year. However, the exact cost can vary based on factors such as your age, the year of the car model, and other personal considerations. Use our quote tables below to get an estimate of your specific costs.

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Updated: 18 May 2025
Written by Bob Phillips
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Insuring a 2025 Maserati Quattroporte can be costly, with average annual premiums typically falling between $4,000 and $6,000. This luxury sedan comes with powerful performance specs, high repair costs, and a premium price tag—all of which contribute to elevated insurance rates.

While the national average for car insurance is much lower, owning a Quattroporte means preparing for significantly higher coverage costs.

Insurers calculate rates based on factors like location, driving record, and credit score, so individual quotes may vary. However, anyone considering this upscale Italian vehicle should budget for above-average insurance expenses alongside its already premium ownership costs.

How Much Does Maserati Quattroporte Car Insurance Cost?

On average, Maserati Quattroporte drivers can expect to pay $4,000 per year for car insurance.

While Penn National’s rate is a good reference point, car insurance costs can vary significantly due to several factors. These factors include your location, driving history, the age of your car, and the coverage options you choose. A clean driving record usually leads to lower premiums, while a history of accidents or traffic violations can increase your rates.

Additionally, living in a busy urban area typically results in higher insurance rates compared to quieter rural areas. The type of coverage you select also affects your premium. Comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal.

Average Insurance Cost Of Maserati Quattroporte By Model Year

Model Year Average Premium
2025 Maserati Quattroporte $2,939
2021 Maserati Quattroporte $3,243
2018 Maserati Quattroporte $2,823
2017 Maserati Quattroporte $2,956
2016 Maserati Quattroporte $2,562
2015 Maserati Quattroporte $2,137
2014 Maserati Quattroporte $1,297
2013 Maserati Quattroporte $1,692
2012 Maserati Quattroporte $1,404
2011 Maserati Quattroporte $2,696
2010 Maserati Quattroporte $5,290

2025 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2025 Maserati Quattroporte is $2,939. However, Nationwide offers the cheapest rates, averaging $2,280 per year.

Insurance Provider Average Annual Cost
Nationwide $2,280
State Farm $2,509
USAA $5,094
Travelers $6,115
Allstate $10,187

2021 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2021 Maserati Quattroporte is $3,243. However, Penn National offers the cheapest rates, averaging $1,474 per year.

Insurance Provider Average Annual Cost
Penn National $1,474
Mercury $1,656
Virginia Farm Bureau $1,808
Nationwide $2,011
USAA $2,552
State Farm $3,391
Allied $3,360
Erie $3,608
Cincinnati Insurance $6,178
Encompass $6,388

2018 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2018 Maserati Quattroporte is $2,823. However, Texas Farm Bureau Group offers the cheapest rates, averaging $851 per year.

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $851
Capital Insurance Group $1,641
California Capital $1,928
PEMCO $3,166
Oregon Mutual $3,168
Safeco $3,309
Travelers $3,528
Erie $3,513
Hartford $3,532
National General $3,593

2017 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2017 Maserati Quattroporte is $2,956. However, Erie offers the cheapest rates, averaging $2,087 per year.

Insurance Provider Average Annual Cost
Erie $2,087
California Capital $2,267
Auto-Owners Insurance Co $2,444
State Farm $2,647
Nationwide $2,741
21st Century $3,059
Unitrin $3,213
American Independent Ins Co $3,609
Atlantic States Insurance $3,683
Hartford $3,805

2016 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2016 Maserati Quattroporte is $2,562. However, Penn National offers the cheapest rates, averaging $1,729 per year.

Insurance Provider Average Annual Cost
Penn National $1,729
Mercury $1,799
Country $2,216
USAA $2,313
Mississippi Farm Bureau $2,560
New Jersey Manufacturers $2,574
Nationwide $3,001
Safeway $3,056
State Farm $3,143
Direct General Insurance $3,233

2015 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2015 Maserati Quattroporte is $2,562. However, Safeco offers the cheapest rates, averaging $1,008 per year.

Insurance Provider Average Annual Cost
Safeco $1,008
Grange Mutual $1,995
Erie $2,058
Pekin Insurance $2,138
Country $2,210
Mercury $2,221
SECURA Insurance $2,345
Auto Club Group $2,451
Indiana Farmers Mutual Ins $2,446
Capital Insurance Group $2,494

2014 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2014 Maserati Quattroporte is $1,297. However, Virginia Farm Bureau offers the cheapest rates, averaging $860 per year.

Insurance Provider Average Annual Cost
Virginia Farm Bureau $860
North Carolina Farm Bureau $1,028
Pekin Insurance $1,086
Hastings Mutual Insurance Co $1,092
Country $1,212
Grange Mutual $1,212
GMAC Insurance Group $1,416
Erie $1,617
Penn National $1,703
New Jersey Manufacturers $1,739

2013 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2013 Maserati Quattroporte is $1,692. However, Grange Mutual offers the cheapest rates, averaging $1,072 per year.

Insurance Provider Average Annual Cost
Grange Mutual $1,072
Hastings Mutual Insurance Co $1,142
Pekin Insurance $1,257
SafeAuto $1,674
Cameron Mutual Group $1,830
Travelers $1,847
Mercury $1,977
Dairyland Auto $2,007
SECURA Insurance $2,060
Southern Farm Bureau $2,055

2012 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2012 Maserati Quattroporte is $1,404. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $1,151 per year.

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $1,151
Grange Mutual $1,196
Pekin Insurance $1,273
Safeco $1,344
Mercury $1,363
Indiana Farmers Mutual Ins $1,370
Buckeye Insurance Group $1,422
Travelers $1,447
Texas Farm Bureau Group $1,735
Auto-Owners Insurance Co $1,743

2011 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2011 Maserati Quattroporte is $2,696. However, Kentucky Farm Bureau offers the cheapest rates, averaging $1,438 per year.

Insurance Provider Average Annual Cost
Kentucky Farm Bureau $1,438
California Capital $2,026
Grange Mutual $2,082
Unitrin $2,571
Westfield $2,673
State Farm $2,970
Motorists Mutual $3,027
Cincinnati Insurance $3,253
USAA $3,284
Hartford $3,632

2010 Maserati Quattroporte Insurance Rates

The average annual insurance cost for a 2010 Maserati Quattroporte is $5,290. However, Kentucky Farm Bureau offers the cheapest rates, averaging $5,290 per year.

Insurance Provider Average Annual Cost
Dairyland Auto $5,290

Find Affordable Maserati Quattroporte Insurance Rates

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Are Maserati Quattroportes Expensive To Insure?

Yes, insuring a Maserati Quattroporte is generally expensive. This luxury sedan’s high market value, performance capabilities, and costly repairs contribute to elevated insurance premiums. For instance, the average annual insurance cost for a Maserati Quattroporte is approximately $7,090, making it one of the most expensive vehicles to insure. However, some insurers offer lower rates; for example, Penn National provides coverage averaging $1,474 per year. Insurance costs can vary significantly based on factors such as the driver’s age, location, driving history, and credit score. Therefore, it’s advisable for prospective owners to compare quotes from multiple providers to find the best rate.

Cheapest Car Insurance Companies For A Maserati Quattroporte

The table above lists five of the most affordable insurance providers for a 2025 Maserati Quattroporte, with estimated annual and monthly premiums. Nationwide and State Farm stand out as the cheapest options, offering annual premiums around $2,280 and $2,509 respectively, which breaks down to roughly $190 to $209 per month. USAA remains competitive for eligible members, while Travelers and Allstate represent the higher end of the “cheapest” group. These estimates are based on a driver with a clean record and good credit, though actual quotes may vary depending on your personal circumstances, such as age, location, and coverage choices. Comparing rates across these providers is key to finding the most cost-effective policy for a high-value luxury vehicle like the Quattroporte.

Insurance Company Average Monthly
Nationwide $190
State Farm $209
USAA $425
Travelers $510
Allstate $849

Common Maserati Quattroporte Insurance Discounts

Discounts can significantly reduce your car insurance costs. While each provider offers different discounts, some common ones to check for include:

  • Multi-policy discount: Bundling your home and auto insurance with the same provider can lead to savings.
  • Pay-in-full discount: Paying your annual premium upfront instead of monthly installments may lower your rate.
  • Defensive driving discount: Completing a certified defensive driving course can make you eligible for reduced premiums.

Additional discounts may be available based on your insurer. It’s best to consult your insurance agent to explore all the savings opportunities you qualify for.

Our Methodology

To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance companies. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind, though, that the rates in this guide may vary from what you personally receive.

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FAQs

Do You Need Insurance Before You Can Purchase A Maserati Quattroporte?

Yes, you must provide proof of insurance before driving your Maserati Quattroporte off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming purchase, rather than opting for coverage through the dealership.

How Can You Get The Cheapest Insurance For Your Maserati Quattroporte?

The best way to secure the lowest insurance rates for your Maserati Quattroporte is by comparing quotes from multiple auto insurance providers. Luckily, Insuranceopedia makes this process easy by allowing you to compare quotes from top insurers directly on our website.

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