Mazda 3 Car Insurance Cost
Getting insurance for a Mazda 3 typically runs about $651 annually through Mercury Insurance Company. However, the actual cost varies based on factors like age, the year of the car model, and other considerations. You can check our quote tables below to estimate your specific cost.
If you’re considering purchasing a Mazda 3, it’s essential to factor in the cost of insurance. Insurance plays a significant role in car ownership, so it’s crucial to fully grasp the financial implications before making a purchase.
Selecting the appropriate car insurance is vital to prevent unexpected and potentially costly bills down the road. It’s important to ensure you have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Additionally, remember that if you’re found at fault, your insurance premiums may increase.
Having studied car insurance rates for more than a decade, I’ve observed considerable variation in these costs. Factors such as your age, driving record, and location can all substantially influence your insurance premiums.
How Much Does Mazda 3 Car Insurance Cost?
Typically, Mercury Insurance Company provides the most competitive rate, averaging around $651 per year for full coverage insurance on a 2024 Mazda 3.
While Mercury Insurance Company’s rate serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly based on several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can drive up costs.
Furthermore, residing in urban areas with heavy traffic can lead to higher rates compared to rural areas with lighter traffic. Your choice of coverage also affects your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be pricier than minimum liability coverage.
Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies to ensure you secure the best deal possible.
2024 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $651 |
| Kemper Auto Premier | $1,092 |
| Infinity Special | $1,061 |
| Mercury | $1,367 |
| New York Central Mutual Fire | $1,404 |
| Direct Auto | $1,472 |
| 21st Century | $1,548 |
| USAA | $1,608 |
| California Capital | $1,672 |
| Erie | $1,802 |
2023 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $108 |
| Texas Farm Bureau Group | $728 |
| Mercury Insurance Company | $807 |
| Plymouth Rock Assurance | $936 |
| Utica National Ins Group | $993 |
| North Carolina Farm Bureau | $1,042 |
| Kemper Auto Premier | $1,056 |
| Capital Insurance Group | $1,062 |
| Infinity Special | $1,086 |
| Titan | $1,104 |
2022 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $316 |
| Safeco | $729 |
| Victoria | $829 |
| Kemper Auto Premier | $898 |
| Infinity Special | $892 |
| Buckeye Insurance Group | $904 |
| Kemper Auto | $925 |
| Pekin Insurance | $1,036 |
| Mercury Insurance Company | $1,129 |
| American National P | $1,193 |
2021 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $315 |
| Jupiter Auto Insurance | $635 |
| Victoria | $776 |
| Mercury Insurance | $976 |
| Buckeye Insurance Group | $1,021 |
| American National P | $1,015 |
| Indiana Farmers Mutual Ins | $1,055 |
| SECURA Insurance | $1,044 |
| Pekin Insurance | $1,070 |
| Virginia Farm Bureau | $1,142 |
2020 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $366 |
| Safeco | $567 |
| AssuranceAmerica Economy | $781 |
| AssuranceAmerica Elite | $1,224 |
| Virginia Farm Bureau | $1,249 |
| SECURA Insurance | $1,251 |
| Farm Bureau Mutual (IA Group) | $1,340 |
| Hastings Mutual Insurance Co | $1,380 |
| Texas Farm Bureau Group | $1,435 |
| New Jersey Manufacturers | $1,464 |
2019 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $696 |
| Safeco | $721 |
| Clearcover | $801 |
| Pekin Insurance | $888 |
| Virginia Farm Bureau | $967 |
| PEMCO | $960 |
| Safety Group | $998 |
| Norfolk and Dedham Group | $1,059 |
| North Carolina Farm Bureau | $1,086 |
| General Casualty | $1,200 |
2018 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $327 |
| NatGen Custom 360 | $414 |
| Jupiter Auto Insurance | $427 |
| Kemper Personal Insurance | $490 |
| SAFECO | $559 |
| National General RAD | $734 |
| American National P | $994 |
| Countryway Insurance | $1,103 |
| PEMCO | $1,179 |
| Liberty Mutual | $1,184 |
2017 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $242 |
| Safety Group | $727 |
| American National P&C | $717 |
| Concord Group | $764 |
| Commerce Group Inc | $833 |
| Kemper Auto | $942 |
| Virginia Farm Bureau | $917 |
| MMG Insurance Company | $936 |
| SAFECO | $958 |
| SECURA Insurance | $975 |
2016 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $188 |
| NatGen Custom 360 | $258 |
| SAFECO | $612 |
| American National P | $750 |
| Ameriprise Group | $801 |
| NatGen Advantage | $974 |
| EMC Insurance | $963 |
| Farmers Mutual of Nebraska | $1,052 |
| SECURA Insurance | $1,071 |
| North Carolina Farm Bureau | $1,077 |
2015 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $309 |
| American National P&C | $422 |
| SAFECO | $478 |
| New York Central Mutual Fire | $670 |
| Cameron Mutual Group | $875 |
| Kemper Premium | $881 |
| Atlantic States Insurance | $994 |
| Tennessee Farmers | $998 |
| Southern Farm Bureau | $1,022 |
| New Jersey Manufacturers | $1,043 |
2014 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $144 |
| Kemper Personal Insurance | $232 |
| Dairyland Broadform | $529 |
| SAFECO | $734 |
| North Carolina Farm Bureau | $755 |
| Cameron Mutual Group | $778 |
| Mercury Insurance | $767 |
| PEMCO | $803 |
| Tennessee Farmers | $782 |
| NatGen PPA | $830 |
2013 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $80 |
| SAFECO | $246 |
| Kemper Personal Insurance | $341 |
| American National P&C | $530 |
| North Carolina Farm Bureau | $739 |
| Utica National Ins Group | $892 |
| SECURA Insurance | $905 |
| Tennessee Farmers | $907 |
| Wolverine Mutual | $965 |
| Countryway Insurance | $1,002 |
2012 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $110 |
| Jupiter Auto Insurance | $199 |
| Kemper Auto Premier | $207 |
| NatGen Custom 360 | $239 |
| Kemper Auto Premium | $544 |
| Dairyland FR Bond | $633 |
| Concord Group | $641 |
| SAFECO | $650 |
| American National P | $679 |
| MMG Insurance Company | $672 |
2011 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $153 |
| Kemper Auto Premium | $220 |
| Kemper Auto Premier | $268 |
| SAFECO | $318 |
| Mercury Insurance | $327 |
| Union Mutual Fire Group | $429 |
| NatGen Custom 360 | $427 |
| American National P&C | $514 |
| AssuranceAmerica Mobile Max | $565 |
| American National P | $563 |
2010 Mazda 3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $166 |
| Jupiter Auto Insurance | $189 |
| Kemper Personal Insurance | $191 |
| SAFECO | $273 |
| Mercury Insurance | $304 |
| Kemper Auto Premier | $367 |
| Kemper Auto Premium | $586 |
| American National P | $637 |
| Dairyland Auto 6 Month | $713 |
| AssuranceAmerica Mobile Max | $732 |
Cost of Mazda 3 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,949 | $7,254 | $8,470 |
| 18 | $4,613 | $6,751 | $7,917 |
| 19 | $4,060 | $5,968 | $6,976 |
| 20 | $3,560 | $5,209 | $6,103 |
| 21 | $2,994 | $4,372 | $5,124 |
| 22 | $2,881 | $4,238 | $4,986 |
| 23 | $2,556 | $3,719 | $4,345 |
| 24 | $2,399 | $3,550 | $4,133 |
| 25 | $2,086 | $3,045 | $3,583 |
| 30 | $1,630 | $2,384 | $2,796 |
| 35 | $1,525 | $2,240 | $2,610 |
| 40 | $1,448 | $2,158 | $2,527 |
| 45 | $1,441 | $2,077 | $2,449 |
| 55 | $1,318 | $1,909 | $2,235 |
| 65 | $1,379 | $2,014 | $2,353 |
| 75 | $1,704 | $2,538 | $2,963 |
Mazda 3 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Delaware | $1,725 | $2,308 | $2,988 |
| Florida | $2,062 | $2,858 | $3,750 |
| Hawaii | $683 | $905 | $676 |
| Idaho | $1,165 | $1,545 | $1,899 |
| Illinois | $1,211 | $1,838 | $2,122 |
| Indiana | $1,244 | $1,921 | $2,167 |
| Iowa | $987 | $1,390 | $1,616 |
| Kansas | $1,349 | $1,937 | $2,267 |
| Kentucky | $1,919 | $2,836 | $3,344 |
| Louisiana | $2,450 | $3,716 | $4,054 |
| Maine | $947 | $1,270 | $1,892 |
| Maryland | $1,492 | $2,213 | $2,427 |
| Massachusetts | $1,193 | $2,095 | $1,232 |
| Michigan | $2,935 | $4,468 | $7,018 |
| Minnesota | $1,213 | $1,604 | $2,238 |
| Mississippi | $1,454 | $2,088 | $2,067 |
| Missouri | $1,358 | $1,956 | $2,564 |
| Montana | $1,380 | $1,942 | $2,251 |
| Nebraska | $1,175 | $1,757 | $1,873 |
| Nevada | $1,941 | $2,861 | $3,022 |
| New Hampshire | $1,369 | $2,149 | $2,714 |
| New Jersey | $1,494 | $2,332 | $3,053 |
| New Mexico | $1,537 | $2,277 | $2,330 |
| New York | $1,394 | $1,755 | $2,962 |
| North Carolina | $865 | $1,477 | $1,054 |
| North Dakota | $1,172 | $1,817 | $2,143 |
| Ohio | $1,070 | $1,640 | $1,670 |
| Oklahoma | $1,711 | $2,426 | $2,737 |
| Oregon | $1,540 | $2,079 | $2,482 |
| Pennsylvania | $1,283 | $1,898 | $2,228 |
| Rhode Island | $2,170 | $3,191 | $3,595 |
| South Carolina | $1,464 | $2,030 | $2,828 |
| South Dakota | $1,322 | $1,905 | $2,220 |
| Tennessee | $1,547 | $2,275 | $3,052 |
| Texas | $1,569 | $2,274 | $2,806 |
| Utah | $1,348 | $1,851 | $2,567 |
| Vermont | $1,022 | $1,595 | $1,654 |
| Virginia | $967 | $1,493 | $1,440 |
| Washington | $1,267 | $1,759 | $2,077 |
| West Virginia | $1,306 | $1,829 | $2,325 |
| Wisconsin | $1,289 | $1,991 | $2,292 |
| Wyoming | $1,191 | $1,687 | $1,807 |
| Georgia | $1,694 | $2,530 | $2,540 |
Compare Mazda 3 To Other Mazda Models
FAQs
Who has the cheapest car insurance for a Mazda 3?
Mercury Insurance Company has the cheapest car insurance for the Mazda 3 for model year 2024.
Which company offers the best car insurance for a Mazda 3?
Based on a combination of having the lowest rates, comprehensive coverage, and top-rated customer service, we believe Mercury Insurance Company offers the best car insurance for a Mazda 3.
