Mazda CX-3 Car Insurance Cost

Getting insurance for a Mazda CX-3 typically runs about $760 annually through Metropolitan. However, the actual cost varies based on factors such as age, the year of the car model, and other considerations. You can check our quote tables below to estimate your specific cost.

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Updated: 03 May 2024
Written by
Bob Phillips
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If you’re considering purchasing a Mazda CX-3, it’s essential to consider the cost of insurance. Insurance plays a significant role in car ownership, so it’s vital to comprehend the financial obligations before making a decision.

Selecting the appropriate car insurance is crucial to prevent unexpected and potentially costly expenses in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid substantial out-of-pocket payments. Additionally, there’s the possibility of facing higher premiums if you’re deemed responsible for an accident.

Drawing from over a decade of experience analyzing car insurance rates, I’ve observed the considerable variability in these expenses. Factors such as age, driving history, and location can all significantly influence your insurance premiums.

How Much Does Mazda CX-3 Car Insurance Cost?

Typically, Metropolitan provides the most competitive price, averaging around $760 annually for full coverage insurance on a 2023 Mazda CX-3.

While Metropolitan’s rate serves as a useful point of comparison, it’s vital to recognize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. Your choice of coverage will also impact your premium—comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you find the most favorable deal for your needs.

2023 Mazda CX-3 Insurance Rates

Insurance Provider Average Annual Cost
Metropolitan $760
Allstate $915
National Farmers Union P $1,137
Farmers $2,759

2022 Mazda CX-3 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $265
Victoria $406
Buckeye Insurance Group $805
Erie $836
Motorists Mutual $936
Colorado Farm Bureau Mutual $935
Ohio Mutual Ins Group $995
Direct Auto $992
Hastings Mutual Insurance Co $1,005
Central Mutual Insurance Co $1,019

2021 Mazda CX-3 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $149
Mercury Insurance $537
Kemper Auto | Infinity $693
ALFA $801
Westfield $850
Utica National Ins Group $860
Pekin Insurance $986
Countryway Insurance $1,012
PEMCO $1,010
Plymouth Rock Assurance $1,091

2020 Mazda CX-3 Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $411
Direct Auto $709
Buckeye Insurance Group $758
Ohio Mutual Ins Group $882
North Carolina Farm Bureau $970
MO Farm Bureau Services $968
Kemper Auto | Infinity $987
Wolverine Mutual $1,009
SECURA Insurance $1,048
Titan $1,061

2019 Mazda CX-3 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $157
Mercury Insurance $208
American National P $381
Kemper Auto $499
AssuranceAmerica Mobile Max $640
Buckeye Insurance Group $698
West Bend Mutual $712
Rural Mutual Insurance $801
United Farm Bureau of IN Group $850
Ohio Mutual Ins Group $885

2018 Mazda CX-3 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $642
NatGen PPA $771
Concord Group $842
Co-Operative Ins Companies $892
Arbella Insurance Group $925
MMG Insurance Company $923
Clearcover $958
Safety Group $976
Indiana Farmers Mutual Ins $1,024
National Grange Mutual $1,046

2017 Mazda CX-3 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $244
Safeco $305
American National P $408
NatGen Custom 360 $682
AssuranceAmerica Mobile Max $680
PEMCO $709
Kemper Auto $746
Buckeye Insurance Group $751
ALFA $797
Ohio Mutual Ins Group $788

2016 Mazda CX-3 Insurance Rates

Insurance Provider Average Annual Cost
National General Value $343
Dairyland FR Bond $480
Buckeye Insurance Group $624
Jupiter Auto Insurance $676
SAFECO $719
North Carolina Farm Bureau $765
Ohio Mutual Ins Group $799
Clearcover $809
Western Reserve $834
NatGen PPA $857

Cost of Mazda CX-3 Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $4,867 $7,140 $8,333
18 $4,502 $6,650 $7,768
19 $3,993 $5,855 $6,854
20 $3,480 $5,122 $5,998
21 $2,941 $4,296 $5,023
22 $2,838 $4,171 $4,905
23 $2,510 $3,640 $4,285
24 $2,384 $3,462 $4,045
25 $2,025 $2,980 $3,489
30 $1,611 $2,332 $2,746
35 $1,483 $2,188 $2,568
40 $1,423 $2,124 $2,441
45 $1,376 $2,049 $2,393
55 $1,291 $1,876 $2,201
65 $1,324 $1,971 $2,277
75 $1,663 $2,481 $2,908

Mazda CX-3 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,506 $2,184 $2,820
Alaska $1,240 $1,741 $1,679
Arizona $1,438 $2,071 $3,002
Arkansas $1,571 $2,459 $2,706
California $1,718 $3,053 $1,743
Colorado $1,606 $2,259 $2,880
Connecticut $2,072 $3,186 $4,076
Delaware $1,715 $2,290 $2,914
Florida $2,040 $2,836 $3,678
Hawaii $651 $883 $667
Idaho $1,133 $1,547 $1,860
Illinois $1,217 $1,805 $2,087
Indiana $1,226 $1,907 $2,126
Iowa $992 $1,355 $1,565
Kansas $1,285 $1,890 $2,236
Kentucky $1,890 $2,779 $3,287
Louisiana $2,421 $3,680 $3,980
Maine $909 $1,279 $1,862
Maryland $1,470 $2,142 $2,406
Massachusetts $1,209 $2,062 $1,203
Michigan $2,884 $4,388 $6,904
Minnesota $1,183 $1,572 $2,207
Mississippi $1,421 $2,050 $2,042
Missouri $1,355 $1,932 $2,515
Montana $1,349 $1,923 $2,229
Nebraska $1,158 $1,696 $1,869
Nevada $1,905 $2,817 $2,978
New Hampshire $1,312 $2,099 $2,641
New Jersey $1,451 $2,310 $2,976
New Mexico $1,498 $2,219 $2,294
New York $1,398 $1,724 $2,887
North Carolina $867 $1,461 $1,053
North Dakota $1,151 $1,764 $2,114
Ohio $1,055 $1,602 $1,640
Oklahoma $1,661 $2,370 $2,680
Oregon $1,523 $2,032 $2,443
Pennsylvania $1,259 $1,880 $2,180
Rhode Island $2,130 $3,115 $3,505
South Carolina $1,438 $2,011 $2,753
South Dakota $1,286 $1,891 $2,149
Tennessee $1,517 $2,231 $2,978
Texas $1,536 $2,206 $2,776
Utah $1,304 $1,835 $2,522
Vermont $1,007 $1,552 $1,626
Virginia $956 $1,463 $1,419
Washington $1,261 $1,702 $2,021
West Virginia $1,275 $1,823 $2,251
Wisconsin $1,278 $1,969 $2,254
Wyoming $1,163 $1,660 $1,768
Georgia $1,663 $2,478 $2,493

FAQs

Who has the cheapest car insurance for a Mazda CX-3?

Metropolitan has the cheapest car insurance for the Mazda CX-3 for model year 2023.

Which company offers the best car insurance for a Mazda CX-3?

Based on a combination of having the lowest rates, comprehensive coverage, and top-rated customer service, we believe Metropolitan offers the best car insurance for a Mazda CX-3.

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