Mazda CX-30 Car Insurance Cost 2025
The average cost to insure a Mazda CX-30 is $1,905 per year. However, the actual cost may vary depending on factors such as your age, the model year of the car, and other personal considerations. You can use our quote tables below to get a more accurate estimate based on your specific profile.
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When considering purchasing a Mazda CX-30, it’s vital to include insurance costs in your decision-making process. Insurance is a crucial aspect of owning a car, and it’s important to grasp its implications beforehand. On average, insurance for a Mazda CX-30 cost $1,905 per year.
Selecting the appropriate car insurance policy is crucial to avoid unexpected and potentially expensive expenses later. Inadequate coverage may result in significant out-of-pocket costs in case of an accident, along with the chance of increased premiums if you’re found at fault.
With over a decade of experience analyzing car insurance rates, I’ve seen firsthand the substantial variations in costs. Factors such as age, driving history, and location can all significantly impact the premiums you’ll be charged.
How Much Does Mazda CX-30 Car Insurance Cost?
Typically, Mazda CX-30 drivers can find car insurance at an average rate of $1,905 per year.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see, the cost of insurance for a Mazda CX-30 is cheaper compared to the average cost for all Mazdas. However, it is also cheaper than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Mazda CX-30 | $182 |
| All Mazdas | $168 |
| All Cars | $175 |
Average Insurance Cost Of Mazda CX-30 Model Year
| Model Year | Average Premium |
| 2024 Mazda CX-30 | $1,133 |
| 2023 Mazda CX-30 | $757 |
| 2022 Mazda CX-30 | $815 |
| 2021 Mazda CX-30 | $792 |
| 2020 Mazda CX-30 | $826 |
2024 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2024 Mazda CX-30 Car Insurance is $1,133. However, Safeco offers the cheapest rates, averaging $244 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $981 |
| Kemper Auto Premier | $1,414 |
| Capital Insurance Group | $1,396 |
| PEMCO | $1,250 |
| Safeco | $244 |
| Mercury Insurance Company | $1,115 |
| SECURA Insurance | $886 |
| USAA | $1,351 |
| Texas Farm Bureau Group | $1,417 |
| Unigard | $1,276 |
2023 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2023 Mazda CX-30 Car Insurance is $757. However, Safeco offers the cheapest rates, averaging $307 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $722 |
| SECURA Insurance | $974 |
| Direct Auto | $888 |
| Buckeye Insurance Group | $816 |
| Safeco | $307 |
| Texas Farm Bureau Group | $736 |
| Mercury Insurance | $358 |
| Norfolk and Dedham Group | $931 |
| New York Central Mutual Fire | $1,003 |
| Plymouth Rock Assurance | $837 |
2022 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2022 Mazda CX-30 Car Insurance is $815. However, Safeco offers the cheapest rates, averaging $472 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $531 |
| PEMCO | $1,156 |
| NatGen Value | $911 |
| American National P | $776 |
| Victoria | $504 |
| Kemper Auto | Infinity | $771 |
| Safeco | $472 |
| National General RAD | $1,025 |
| Utica National Ins Group | $1,145 |
| Kemper Auto Premier | $861 |
2021 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2021 Mazda CX-30 Car Insurance is $792. However, Mercury Insurance offers the cheapest rates, averaging $313 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $410 |
| Capital Insurance Group | $1,184 |
| North Carolina Farm Bureau | $1,065 |
| ACCC Insurance Company | $924 |
| Mercury Insurance | $313 |
| American National P | $542 |
| Victoria | $411 |
| Virginia Farm Bureau | $1,056 |
| NatGen Value | $1,046 |
| Tennessee Farmers | $968 |
2020 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2020 Mazda CX-30 Car Insurance is $826. However, Mercury Insurance offers the cheapest rates, averaging $255 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $588 |
| Ohio Mutual Ins Group | $1,190 |
| Texas Farm Bureau Group | $1,063 |
| Dairyland Broadform | $848 |
| Mercury Insurance | $255 |
| Buckeye Insurance Group | $682 |
| Victoria | $439 |
| Capital Insurance Group | $1,128 |
| North Carolina Farm Bureau | $1,176 |
| Safeco | $888 |
Find Affordable Mazda CX-30 Car Insurance Rates
Is A Mazda CX-30 Car Insurance Expensive To Insure?
The cost to insure a Mazda CX-30 is cheaper than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, your car’s age, location, and more. Insurance premiums can fluctuate based on these factors, so it’s important to consider all of them when estimating your potential costs.
Cost of Mazda CX-30 Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums because they are statistically more likely to be involved in car accidents compared to other age groups. As you get older and gain more driving experience, your premiums tend to decrease, as you’re considered a lower risk to insurers.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,454 | $9,447 | $11,058 |
| 18 | $5,998 | $8,797 | $10,347 |
| 19 | $5,290 | $7,784 | $9,097 |
| 20 | $4,652 | $6,771 | $7,959 |
| 21 | $3,858 | $5,715 | $6,645 |
| 22 | $3,809 | $5,520 | $6,503 |
| 23 | $3,304 | $4,837 | $5,666 |
| 24 | $3,112 | $4,640 | $5,419 |
| 25 | $2,715 | $3,992 | $4,653 |
| 30 | $2,074 | $3,090 | $3,631 |
| 35 | $1,983 | $2,929 | $3,404 |
| 40 | $1,898 | $2,775 | $3,269 |
| 45 | $1,820 | $2,712 | $3,157 |
| 55 | $1,670 | $2,486 | $2,957 |
| 65 | $1,766 | $2,632 | $3,004 |
| 75 | $2,226 | $3,285 | $3,801 |
Mazda CX-30 Car Insurance Rates By State
Where you live significantly impacts how insurance companies calculate your rates. Each state has its own set of regulations and coverage requirements, with some states, like Michigan, having higher premiums due to mandatory higher coverage levels. Additionally, geographic location affects insurance rates because of climate conditions—states that experience extreme weather, such as hurricanes, storms, or flooding, may face higher premiums.
Moreover, your area’s crime rate and frequency of auto accidents also play a role. Locations with higher rates of car thefts, crashes, or vehicle fatalities typically have higher insurance premiums, as insurers view those areas as riskier to cover. All of these factors contribute to the calculation of your Mazda CX-30 insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,974 | $2,920 | $3,735 |
| Alaska | $1,678 | $2,340 | $2,245 |
| Arizona | $1,915 | $2,691 | $4,032 |
| Arkansas | $2,068 | $3,279 | $3,568 |
| California | $2,264 | $4,068 | $2,297 |
| Colorado | $2,193 | $3,013 | $3,817 |
| Connecticut | $2,764 | $4,262 | $5,394 |
| Delaware | $2,257 | $2,986 | $3,919 |
| Florida | $2,678 | $3,738 | $4,838 |
| Georgia | $2,205 | $3,294 | $3,319 |
| Hawaii | $854 | $1,205 | $898 |
| Idaho | $1,506 | $2,055 | $2,446 |
| Illinois | $1,586 | $2,415 | $2,748 |
| Indiana | $1,629 | $2,509 | $2,803 |
| Iowa | $1,278 | $1,753 | $2,146 |
| Kansas | $1,733 | $2,491 | $2,973 |
| Kentucky | $2,524 | $3,677 | $4,359 |
| Louisiana | $3,244 | $4,854 | $5,286 |
| Maine | $1,246 | $1,697 | $2,498 |
| Maryland | $2,012 | $2,887 | $3,191 |
| Massachusetts | $1,585 | $2,767 | $1,574 |
| Michigan | $3,803 | $5,831 | $9,135 |
| Minnesota | $1,567 | $2,078 | $2,959 |
| Mississippi | $1,914 | $2,701 | $2,749 |
| Missouri | $1,770 | $2,584 | $3,331 |
| Montana | $1,822 | $2,534 | $2,941 |
| Nebraska | $1,525 | $2,275 | $2,467 |
| Nevada | $2,512 | $3,745 | $3,952 |
| New Hampshire | $1,785 | $2,791 | $3,507 |
| New Jersey | $1,923 | $3,039 | $3,970 |
| New Mexico | $1,999 | $2,945 | $3,070 |
| New York | $1,794 | $2,308 | $3,845 |
| North Carolina | $1,147 | $1,938 | $1,349 |
| North Dakota | $1,538 | $2,384 | $2,781 |
| Ohio | $1,364 | $2,128 | $2,160 |
| Oklahoma | $2,248 | $3,147 | $3,576 |
| Oregon | $2,040 | $2,711 | $3,233 |
| Pennsylvania | $1,716 | $2,459 | $2,933 |
| Rhode Island | $2,794 | $4,151 | $4,676 |
| South Carolina | $1,917 | $2,650 | $3,664 |
| South Dakota | $1,722 | $2,482 | $2,893 |
| Tennessee | $2,057 | $3,012 | $3,960 |
| Texas | $1,998 | $2,977 | $3,697 |
| Utah | $1,729 | $2,425 | $3,339 |
| Vermont | $1,300 | $2,060 | $2,195 |
| Virginia | $1,248 | $1,950 | $1,876 |
| Washington | $1,678 | $2,266 | $2,700 |
| West Virginia | $1,699 | $2,428 | $2,980 |
| Wisconsin | $1,651 | $2,579 | $2,985 |
| Wyoming | $1,566 | $2,182 | $2,346 |
Find Affordable Mazda CX-30 Car Insurance Rates
Cheapest Car Insurance Companies For A Mazda CX-30
If you’re looking to purchase a new car insurance policy for your Mazda CX-30, Aspire offers one of the most affordable options with a $27 per month premium, making them the cheapest provider for this vehicle. However, keep in mind that insurance rates can fluctuate depending on your individual driver profile, such as your driving history, location, and other factors. This rate is just an average, so it’s important to shop around and compare quotes from different insurance companies to find the best and most affordable rates for your specific situation.
| Company | Average Monthly Rate |
| Aspire | $27 |
| Sun Coast | $64 |
| Hugo | $48 |
| Apparent | $63 |
| Clearcover | $56 |
Common Mazda CX-30 Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each provider offers different discounts, here are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance with the same provider, you can often receive a discounted rate.
- Pay annually: If you pay your premium in one lump sum instead of monthly installments, some companies will offer a discount.
- Defensive driving: Completing a defensive driving course from a certified institution may qualify you for a discount.
There may be other discounts available depending on the insurance provider. It’s a good idea to speak with your insurance agent to find out which discounts you qualify for and take advantage of them.
Ways To Save On Mazda CX-30 Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Mazda CX-30 insurance costs low. A speeding ticket or an accident can significantly raise your premiums. For instance, Mazda CX-30 drivers with a ticket on their record can expect to pay about $102 per month, while those with multiple accidents may face an average monthly premium of $199. Avoiding these incidents can help you keep your insurance costs manageable.
Additionally, drivers who log fewer miles annually tend to pay lower insurance premiums. Drivers who drive between 5,000 and 7,500 miles per year can expect to pay around $56 per month for insurance. On the other hand, those who drive over 10,000 miles annually may see their premiums rise to $93 per month. Keeping your mileage low is another good way to reduce your overall insurance costs.
Compare Mazda CX-30 To Other Mazda Models
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance, with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, it’s important to note that these figures are averages and your individual costs may vary based on factors like your age, driving history, location, and the specific coverage options you select.
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FAQs
Do You Need Insurance Before You Can Purchase A Mazda CX-30?
Yes, you will need to provide proof of insurance before driving your Mazda CX-30 out of the dealership. The most efficient way to handle this is to purchase an insurance policy ahead of time and inform your insurance company about your upcoming vehicle purchase. This way, you’ll have your coverage ready, and you won’t need to rely on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Mazda CX-30?
The best way to find the cheapest rates for your Mazda CX-30 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers right here on our website, helping you find the best deal for your needs.
