Mazda CX-30 Car Insurance Cost 2025
The average cost to insure a Mazda CX-30 is $1,945 per year. However, the actual cost may vary depending on factors such as your age, the model year of the car, and other personal considerations. You can use our quote tables below to get a more accurate estimate based on your specific profile.
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Insuring a Mazda CX-30 typically costs drivers around $1,945 per year, or roughly $162 per month. This makes it one of the more affordable compact SUVs to insure, especially when compared to the national average for similar vehicles.
The CX-30’s strong safety ratings, advanced driver-assistance features, and low repair costs contribute to its relatively low insurance premiums.
Of course, your actual rate will vary depending on factors like your location, age, driving history, and the insurance provider you choose. Still, the Mazda CX-30 remains a budget-friendly option for those looking to balance performance, comfort, and low ownership costs.
How Much Does Mazda CX-30 Car Insurance Cost?
Typically, Mazda CX-30 drivers can find car insurance at an average rate of $1,945 per year.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see, the cost of insurance for a Mazda CX-30 is cheaper compared to the average cost for all Mazdas. However, it is also cheaper than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Mazda CX-30 | $182 |
| All Mazdas | $168 |
| All Cars | $175 |
Average Insurance Cost Of Mazda CX-30 Model Year
| Model Year | Average Premium |
| 2025 Mazda CX-30 | $1,271 |
| 2024 Mazda CX-30 | $1,133 |
| 2023 Mazda CX-30 | $757 |
| 2022 Mazda CX-30 | $815 |
| 2021 Mazda CX-30 | $792 |
| 2020 Mazda CX-30 | $826 |
2025 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2025 Mazda CX-30 Car Insurance is $1,271. However, SECURA Insurance offers the cheapest rates, averaging $930 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,278 |
| Capital Insurance Group | $1,420 |
| PEMCO | $1,313 |
| Mercury Insurance | $1,170 |
| Unigard | $1,340 |
| Kemper Auto Premier | $1,485 |
| New York Central Mutual | $1,030 |
| Safeco | $1,250 |
| SECURA Insurance | $930 |
| Texas Farm Bureau Group | $1,490 |
2024 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2024 Mazda CX-30 Car Insurance is $1,133. However, Safeco offers the cheapest rates, averaging $244 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $981 |
| Kemper Auto Premier | $1,414 |
| Capital Insurance Group | $1,396 |
| PEMCO | $1,250 |
| Safeco | $244 |
| Mercury Insurance Company | $1,115 |
| SECURA Insurance | $886 |
| USAA | $1,351 |
| Texas Farm Bureau Group | $1,417 |
| Unigard | $1,276 |
2023 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2023 Mazda CX-30 Car Insurance is $757. However, Safeco offers the cheapest rates, averaging $307 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $722 |
| SECURA Insurance | $974 |
| Direct Auto | $888 |
| Buckeye Insurance Group | $816 |
| Safeco | $307 |
| Texas Farm Bureau Group | $736 |
| Mercury Insurance | $358 |
| Norfolk and Dedham Group | $931 |
| New York Central Mutual Fire | $1,003 |
| Plymouth Rock Assurance | $837 |
2022 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2022 Mazda CX-30 Car Insurance is $815. However, Safeco offers the cheapest rates, averaging $472 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $531 |
| PEMCO | $1,156 |
| NatGen Value | $911 |
| American National P | $776 |
| Victoria | $504 |
| Kemper Auto | Infinity | $771 |
| Safeco | $472 |
| National General RAD | $1,025 |
| Utica National Ins Group | $1,145 |
| Kemper Auto Premier | $861 |
2021 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2021 Mazda CX-30 Car Insurance is $792. However, Mercury Insurance offers the cheapest rates, averaging $313 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $410 |
| Capital Insurance Group | $1,184 |
| North Carolina Farm Bureau | $1,065 |
| ACCC Insurance Company | $924 |
| Mercury Insurance | $313 |
| American National P | $542 |
| Victoria | $411 |
| Virginia Farm Bureau | $1,056 |
| NatGen Value | $1,046 |
| Tennessee Farmers | $968 |
2020 Mazda CX-30 Insurance Rates
The average annual insurance cost for a 2020 Mazda CX-30 Car Insurance is $826. However, Mercury Insurance offers the cheapest rates, averaging $255 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $588 |
| Ohio Mutual Ins Group | $1,190 |
| Texas Farm Bureau Group | $1,063 |
| Dairyland Broadform | $848 |
| Mercury Insurance | $255 |
| Buckeye Insurance Group | $682 |
| Victoria | $439 |
| Capital Insurance Group | $1,128 |
| North Carolina Farm Bureau | $1,176 |
| Safeco | $888 |
Find Affordable Mazda CX-30 Car Insurance Rates
Are Mazda CX-30s Car Insurance Expensive To Insure?
The Mazda CX-30 is generally considered affordable to insure compared to other vehicles in its class. With average annual premiums ranging from approximately $1,430 to $1,945, it often undercuts the national average for similar SUVs by several hundred dollars. Factors contributing to its lower insurance costs include strong safety ratings, moderate repair expenses, and a reputation for reliability. However, individual premiums can vary based on factors like driver age, location, credit history, and driving record. Overall, the CX-30 offers a balance of performance and economy, making it an attractive option for cost-conscious drivers seeking comprehensive coverage.
Cost of Mazda CX-30 Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums because they are statistically more likely to be involved in car accidents compared to other age groups. As you get older and gain more driving experience, your premiums tend to decrease, as you’re considered a lower risk to insurers.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,454 | $9,447 | $11,058 |
| 18 | $5,998 | $8,797 | $10,347 |
| 19 | $5,290 | $7,784 | $9,097 |
| 20 | $4,652 | $6,771 | $7,959 |
| 21 | $3,858 | $5,715 | $6,645 |
| 22 | $3,809 | $5,520 | $6,503 |
| 23 | $3,304 | $4,837 | $5,666 |
| 24 | $3,112 | $4,640 | $5,419 |
| 25 | $2,715 | $3,992 | $4,653 |
| 30 | $2,074 | $3,090 | $3,631 |
| 35 | $1,983 | $2,929 | $3,404 |
| 40 | $1,898 | $2,775 | $3,269 |
| 45 | $1,820 | $2,712 | $3,157 |
| 55 | $1,670 | $2,486 | $2,957 |
| 65 | $1,766 | $2,632 | $3,004 |
| 75 | $2,226 | $3,285 | $3,801 |
Mazda CX-30 Car Insurance Rates By State
Where you live significantly impacts how insurance companies calculate your rates. Each state has its own set of regulations and coverage requirements, with some states, like Michigan, having higher premiums due to mandatory higher coverage levels. Additionally, geographic location affects insurance rates because of climate conditions—states that experience extreme weather, such as hurricanes, storms, or flooding, may face higher premiums.
Moreover, your area’s crime rate and frequency of auto accidents also play a role. Locations with higher rates of car thefts, crashes, or vehicle fatalities typically have higher insurance premiums, as insurers view those areas as riskier to cover. All of these factors contribute to the calculation of your Mazda CX-30 insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,974 | $2,920 | $3,735 |
| Alaska | $1,678 | $2,340 | $2,245 |
| Arizona | $1,915 | $2,691 | $4,032 |
| Arkansas | $2,068 | $3,279 | $3,568 |
| California | $2,264 | $4,068 | $2,297 |
| Colorado | $2,193 | $3,013 | $3,817 |
| Connecticut | $2,764 | $4,262 | $5,394 |
| Delaware | $2,257 | $2,986 | $3,919 |
| Florida | $2,678 | $3,738 | $4,838 |
| Georgia | $2,205 | $3,294 | $3,319 |
| Hawaii | $854 | $1,205 | $898 |
| Idaho | $1,506 | $2,055 | $2,446 |
| Illinois | $1,586 | $2,415 | $2,748 |
| Indiana | $1,629 | $2,509 | $2,803 |
| Iowa | $1,278 | $1,753 | $2,146 |
| Kansas | $1,733 | $2,491 | $2,973 |
| Kentucky | $2,524 | $3,677 | $4,359 |
| Louisiana | $3,244 | $4,854 | $5,286 |
| Maine | $1,246 | $1,697 | $2,498 |
| Maryland | $2,012 | $2,887 | $3,191 |
| Massachusetts | $1,585 | $2,767 | $1,574 |
| Michigan | $3,803 | $5,831 | $9,135 |
| Minnesota | $1,567 | $2,078 | $2,959 |
| Mississippi | $1,914 | $2,701 | $2,749 |
| Missouri | $1,770 | $2,584 | $3,331 |
| Montana | $1,822 | $2,534 | $2,941 |
| Nebraska | $1,525 | $2,275 | $2,467 |
| Nevada | $2,512 | $3,745 | $3,952 |
| New Hampshire | $1,785 | $2,791 | $3,507 |
| New Jersey | $1,923 | $3,039 | $3,970 |
| New Mexico | $1,999 | $2,945 | $3,070 |
| New York | $1,794 | $2,308 | $3,845 |
| North Carolina | $1,147 | $1,938 | $1,349 |
| North Dakota | $1,538 | $2,384 | $2,781 |
| Ohio | $1,364 | $2,128 | $2,160 |
| Oklahoma | $2,248 | $3,147 | $3,576 |
| Oregon | $2,040 | $2,711 | $3,233 |
| Pennsylvania | $1,716 | $2,459 | $2,933 |
| Rhode Island | $2,794 | $4,151 | $4,676 |
| South Carolina | $1,917 | $2,650 | $3,664 |
| South Dakota | $1,722 | $2,482 | $2,893 |
| Tennessee | $2,057 | $3,012 | $3,960 |
| Texas | $1,998 | $2,977 | $3,697 |
| Utah | $1,729 | $2,425 | $3,339 |
| Vermont | $1,300 | $2,060 | $2,195 |
| Virginia | $1,248 | $1,950 | $1,876 |
| Washington | $1,678 | $2,266 | $2,700 |
| West Virginia | $1,699 | $2,428 | $2,980 |
| Wisconsin | $1,651 | $2,579 | $2,985 |
| Wyoming | $1,566 | $2,182 | $2,346 |
Find Affordable Mazda CX-30 Car Insurance Rates
Cheapest Car Insurance Companies For A Mazda CX-30
The table above shows five of the most affordable car insurance companies for a 2025 Mazda CX-30, based on recent estimates. Safeco offers an estimated annual rate of $1,190, which breaks down to about $99 per month, while Mercury Insurance comes in slightly lower at $1,170 annually or $98 monthly. These figures reflect rates for a typical 40-year-old driver with a clean record and good credit, driving about 13,000 miles per year. While these companies are known for their affordable premiums, actual rates will vary depending on personal factors like location, driving history, and coverage level. This makes it important for drivers to compare quotes tailored to their own profiles to find the best possible rate for their Mazda CX-30.
| Insurance Company | Average Monthly |
| Safeco | $99 |
| Mercury Insurance | $98 |
| PEMCO | $109 |
| Capital Insurance Group | $118 |
| USAA | $106 |
Common Mazda CX-30 Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each provider offers different discounts, here are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance with the same provider, you can often receive a discounted rate.
- Pay annually: If you pay your premium in one lump sum instead of monthly installments, some companies will offer a discount.
- Defensive driving: Completing a defensive driving course from a certified institution may qualify you for a discount.
There may be other discounts available depending on the insurance provider. It’s a good idea to speak with your insurance agent to find out which discounts you qualify for and take advantage of them.
Ways To Save On Mazda CX-30 Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Mazda CX-30 insurance costs low. A speeding ticket or an accident can significantly raise your premiums. For instance, Mazda CX-30 drivers with a ticket on their record can expect to pay about $102 per month, while those with multiple accidents may face an average monthly premium of $199. Avoiding these incidents can help you keep your insurance costs manageable.
Additionally, drivers who log fewer miles annually tend to pay lower insurance premiums. Drivers who drive between 5,000 and 7,500 miles per year can expect to pay around $56 per month for insurance. On the other hand, those who drive over 10,000 miles annually may see their premiums rise to $93 per month. Keeping your mileage low is another good way to reduce your overall insurance costs.
Compare Mazda CX-30 To Other Mazda Models
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance, with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, it’s important to note that these figures are averages and your individual costs may vary based on factors like your age, driving history, location, and the specific coverage options you select.
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FAQs
Do You Need Insurance Before You Can Purchase A Mazda CX-30?
Yes, you will need to provide proof of insurance before driving your Mazda CX-30 out of the dealership. The most efficient way to handle this is to purchase an insurance policy ahead of time and inform your insurance company about your upcoming vehicle purchase. This way, you’ll have your coverage ready, and you won’t need to rely on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Mazda CX-30?
The best way to find the cheapest rates for your Mazda CX-30 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers right here on our website, helping you find the best deal for your needs.
