Farmowners and Ranchowners Insurance

Definition - What does Farmowners and Ranchowners Insurance mean?

Farmowners and ranchowners insurance is insurance that protects the owners of farms and ranches against losses to their barns, stables, fences, and any other structures on their property. This type of insurance also provides liability protection as well.

Insuranceopedia explains Farmowners and Ranchowners Insurance

Even though farms and ranches typically consist of large tracts of land, damage can still occur to these types of properties. For example, a storm could cause a section of a barn to collapse, or a fire could burn down a stable. Furthermore, a farmhand or a visitor to the farm could get an injury on the property. Farmowners and ranchowners insurance protects against all of these types of losses. This insurance can help farmers feel confident enough to invest in structures for their farms.

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