Livestock Insurance

Updated: 09 June 2023

What Does Livestock Insurance Mean?

Livestock insurance covers against losses to animals. While these policies are usually meant for standard farm animals like horses, poultry, and cattle, they can also cover against losses to exotic and aquatic animals. These policies pay to replace livestock that dies, has to be put down, or is stolen. This can apply to losses that happen while the livestock is on-site or in transport.

Insuranceopedia Explains Livestock Insurance

Livestock policies typically have a limit to how much they'll cover per animal and for all the livestock. For example, a policy might cover up to $100,000 per animal and up to $1 million in losses for an entire farm. It's important to get enough coverage to protect the entire value of the livestock.

Also, some livestock insurance policies exclude deaths from disease and old age. If this is a concern, some livestock insurance policies cover these risks as well.

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