Fire Extinguisher

Definition - What does Fire Extinguisher mean?

A fire extinguisher is a device designed to control small fires during emergency situations. It usually consists of a handheld or cart-mounted cylindrical vessel that contains a firefighting agent in the form of nitrogen or water and foam. In the context of insurance, fire extinguishers play an essential role in ensuring the safety of one’s home and preventing a complete damage of an insured property.

Insuranceopedia explains Fire Extinguisher

According to the National Fire Protection Association, around $3.1 billion worth of non-residential property in the U.S. are lost every year due to fire. Consequently, many businesses that suffer fire are not able to reopen within three years. This is one of the main reasons why government authorities and insurance highly recommend that every property owner keep a fire extinguisher handy.

Moreover, a home fire insurance may be able to cut the losses incurred after the fire. However, it does not replace the more sentimental items inside the home. To protect these possessions, maintaining fire extinguishers have become a must.

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