Advertisement

Fire Load

Last updated: May 5, 2018

What Does Fire Load Mean?

A building's fire load is the items contained in it that could contribute to a fire. It is calculated according to a unit based on a floor area. Insurance policies that cover fire damage will have a premium that is partly determined by the fire load of the insured building.

Advertisement

Insuranceopedia Explains Fire Load

Fire loading depends on the materials present in the building. When a room is empty and constructed with pure cement from floor to ceiling, then it can be said to have a fire loading of zero.

Zero fire loading is next to impossible where industrial or commercial properties are concerned. Wood (for furniture or finishing) and electric equipment (computers, gadgets) are ubiquitous in working spaces. These increase the fire load because they are combustible or could emit sparks.

Advertisement

Share this Term

  • Facebook
  • LinkedIn
  • Twitter

Related Reading

Tags

InsuranceHome InsuranceUnderwritingThe Insurance Business

Trending Articles

Go back to top