Latest Underwriting Articles
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The Insurance BusinessCLUE Yourself In: How Your Claims History Informs Your Insurance Future
When you are finally able to buy that dream home where you want to spend the rest of your life, you may have a spotless credit report and enough money to make a down…
By: Claire Boyte-White | Vice President
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The Insurance BusinessA Look at Uninsurable Risk
In the insurance context, we look at risk to mean the chance of “financial loss”. This isn’t restricted solely to the loss of money—it could mean many…
By: Jacques Wong
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Personal LinesThe Top 5 States with the Highest Auto Insurance Rates
Data gleaned from each state's Department of Insurance show that auto insurance costs continue to rise. Rates varied considerably from a low average of about $900 in…
By: Maurice Draine
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The Insurance BusinessHow an Insurance Company Decides to Insure You
Unless you're denied coverage, you might not have considered how your insurance company decides who gets insurance and who doesn't. Even people who take good…
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Personal LinesHow Auto Insurance Companies Value Your Car
If your car is totaled or needs expensive repairs after an accident, your insurance company will pay out a claim to help you replace or fix your vehicle. But it isn't…
By: Bennett O'Brien | Freelance Writer
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FintechInfographic: 6 InsureTech Trends to Know
Have you ever heard of InsureTech? If not, you will. In fact, it's set to become a game-changer in how we buy insurance - and how it's delivered. InsureTech…
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The Insurance BusinessWho Is a Named Insured?
You might have heard the term "named insured" if you've ever had a conversation about insurance with an insurance agent (if you haven't, see Insurance…
By: Maurice Draine
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Personal Lines5 Ways New Technology Will Change the Way You Buy Insurance
Technology is changing the way all business is conducted, and the insurance industry is no different. Many insurers have already taken to the internet to offer quotes,…
By: Maurice Draine
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Personal LinesHow Insurance Companies Calculate Your Home Insurance Premiums
Insurance involves the pooling of funds from many customers to pay for the losses that some customers may incur. The premium that is determined is based on the…
By: Intact Insurance
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Personal LinesHomeowner’s Insurance in the Wildland-Urban Interface
Wildfires are mostly associated with the dry American West (California, Arizona, New Mexico, Colorado, and nearby states). But changing weather patterns and, more…
By: David Hughes | Writer/Researcher
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The Insurance BusinessHow Your Credit Score Affects Your Insurance Rates
You may not realize that your credit score can affect your insurance rates. Not only can a great score help you get a lower premium, but a bad one can factor into higher…
By: Bennett O'Brien | Freelance Writer
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Personal LinesAn Intro to Usage-Based Auto Insurance and Telematics
The insurance industry has recently started offering usage-based automobile insurance (UBI), also known as pay how you drive insurance (PHYD) or pay as you drive…
By: Charlene Royston | Owner
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