Claimant

What Does Claimant Mean?

In the context of insurance, a claimant is a policyholder who files a claim or formal request for payment from their insurer to cover a specific loss.

Insuranceopedia Explains Claimant

In many cases, a third party may file claims on behalf of the insured, such as with health insurance for routine exams or other covered treatments. However, the insured typically needs to file a claim themselves in order to receive policy benefits for a covered loss or damage. Drivers, for example, usually become claimants after a wreck, and knowing what to do after a car accident can make the filing process smoother.