Normal Retirement Age

Updated: 29 February 2024

What Does Normal Retirement Age Mean?

The normal retirement age is the age at which a person can retire from their job and receive complete and full benefits from social security.

The normal retirement age depends on the year a person is born. For people born after the year 1960, the normal retirement age is 67.

Insuranceopedia Explains Normal Retirement Age

People who retire before they reach the normal retirement age cannot collect full benefits from social security. So, for example, someone who retires at age 62 would generally not get as many benefits as someone who retired at age 67.

For some lines of work, the normal retirement age is based on years of service instead of what age you are. For example, it is common for police offers to reach normal retirement after being members of the force for a certain number of years.

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