Registered Mail Insurance

What Does Registered Mail Insurance Mean?

Registered mail insurance provides coverage for losses that may occur when sending mail through a postal service. These losses can arise if the mail is destroyed, lost, or stolen.

Insuranceopedia Explains Registered Mail Insurance

Not everyone who ships mail chooses to purchase registered mail insurance. However, for more valuable items, individuals may opt for this additional protection. For valuables that move in and out of the house frequently, a personal property floater on a homeowners policy can cover items like jewelry, coins, or fine art beyond what a standard policy includes.

For instance, if someone is shipping a gold bar worth $10,000 from California to Delaware, it would be wise to purchase registered mail insurance. This would cover the item in the event it is damaged, stolen, or lost, provided there are no applicable exclusions in the policy. Businesses that mail expensive products to customers often pair this kind of postal coverage with broader e-commerce business insurance, since each one handles a different part of the shipping risk.