Personal Articles Insurance
What Does Personal Articles Insurance Mean?
Personal articles insurance provides coverage for personal belongings owned by the policyholder that are not included under other insurance policies, such as homeowner’s or renter’s insurance. This type of coverage typically applies to valuable items like expensive furs, artwork, jewelry, sports equipment, and musical instruments.
Insuranceopedia Explains Personal Articles Insurance
Personal articles policies can be added to standard homeowner’s policies for additional coverage. This type of insurance is especially beneficial for individuals with numerous expensive items in their homes. Homeowner’s insurance typically offers limited coverage for personal property. Therefore, personal articles policies help protect homeowners from significant financial loss if they experience major losses that exceed the personal property coverage limits of a standard homeowner’s policy.
