Personal Injury Insurance

What Does Personal Injury Insurance Mean?

Personal injury insurance protects against losses resulting from causing personal injury to another person. This can include bodily injuries as well as non-bodily injuries, such as defamation of character or libel.

While personal injury insurance is often included in standard commercial general liability policies, it can also be purchased separately.

Insuranceopedia Explains Personal Injury Insurance

Personal injuries can pose a significant financial risk to businesses, especially those with customers who frequently visit their premises. This risk is so common that there is a specialized group of attorneys—personal injury lawyers—who focus on suing for damages related to personal injuries (find out more about cerebral palsy lawyers). As a result, many businesses are required to have personal injury insurance to protect against potential major losses.