What Does Vandalism Endorsement Mean?
A vandalism endorsement refers to optional coverage that you can add to a property insurance policy. It covers deliberate damage to property by criminal acts, including graffiti and damage due to forced entry. Buildings, such as buildings and schools, that remain unused for long periods more likely need this type of coverage.
Insuranceopedia Explains Vandalism Endorsement
Insurance policies differ greatly in the amount coverage and their costs. Because of the differing needs of each individual, business, or other entity, it is common for endorsements or riders to be added onto a policy to increase and individualize coverage. Adding a vandalism endorsement, like any other, requires payment of an additional premium.