Smoke Damage
Updated: 09 June 2023
What Does Smoke Damage Mean?
Smoke damage is physcial damage that is caused from the smoke created by a fire but not the fire itself. This is a type of damage that is typically insured under a homeowners' insurance policy or other policy that covers damage from fire.
Insuranceopedia Explains Smoke Damage
Smoke damage is caused from the remnants of the fuel that was feeding a fire. Unlike the flames of the fire, smoke does not destroy objects but does cover them in soot and a foul odor. The restoration of buildings in terms of removing the smell and soot is extremely taxing task due to the composition of smoke, which tends to have an almost greasy quality.
Synonyms
Secondary Damage
Related Definitions
Related Terms
Related Articles
Fireplaces and Wood-Burning Stoves: How to Use Them Safely and Keep Your Home Insurance Costs Manageable
How to Insure Your Summer Home (and Other Seasonal Dwellings)
Snow Damaged Your Roof: What Should You Do Now?
Mold Damage and Home Insurance
How to Protect Your Home from Wildfires
Insurance Self-Service Portal: The Future of Customer Experience
Related Reading
What Students Need to Know About Insurance Coverage During Internships
A Roadmap for Students Interested in the Insurance Industry
Strong Identity Verification in the Insurance Sector
How to Avoid Online Insurance Scams
How to Get Into the Insurance Industry With a Finance Degree
The Role of Insurance in Protecting Educational Investments