Definition - What does Free Consent mean?
Free consent refers to two parties both agreeing to a contract, including all of its terms and conditions, at their own will. This means that neither party was coerced, cheated, or forced into the contract.
Insuranceopedia explains Free Consent
If a policyholder did not have free consent during the signing of an insurance contract, then the policy could be void. For example, if a person was forced to sign a life insurance contract at gun point, and name a certain party as the beneficiary of the contract, then the policy would not be valid because they did not enter into it at their own will.