Policy Form Number

What Does Policy Form Number Mean?

A policy form number is a code assigned by an insurance company to a policyholder, providing a means of individual identification.

When the policyholder files a claim, the insurer will verify the policy form number before compensating the insured.

Insuranceopedia Explains Policy Form Number

The policy form number is an important identifier for the insurance company, helping them match policyholders with the policies they have purchased. Reviewing this number is a basic part of understanding your homeowners insurance policy, since the same code appears on the declarations page, on renewal notices, and on any claim paperwork you file later.

Though referred to as a “policy form number,” it is actually a combination of numbers and letters. The arrangement of these characters can indicate the type of insurance purchased and key dates, such as the renewal date. Anyone who plans to compare car insurance quotes from more than one company will see a different policy form number on each quote, because the code is unique to the insurer that issued it.

When policyholders interact with their insurer, the office or an authorized representative uses the policy form number to verify that the policyholder is indeed insured.