Intermediate Care
Updated: 10 May 2026
What Does Intermediate Care Mean?
Intermediate care is a type of medical care that lies between basic care and intensive care. It is typically covered by health insurance policies.
Insuranceopedia Explains Intermediate Care
Intermediate care is typically provided for non-emergency situations and is often administered to individuals with chronic conditions. It can be delivered at nursing facilities. Because chronic conditions often require ongoing intermediate care, some people pair their health coverage with life insurance for chronic illnesses to help cover costs that medical insurance does not. Older adults who expect to need intermediate care at some point may also look into life insurance for seniors, which can help families handle expenses that come up alongside long-term medical needs.