An agent license, in the context of insurance, is a credential required for individuals involved in the business of selling insurance. It must be earned through education and the passing of required examinations. Those who earn their agent license can officially and legally sell insurance products.
Having an agent license means that the individual or business has proved that they possess the necessary state requirements for the knowledge of insurance products, laws, regulations, and ethics. Agent licenses, like many other similar certifications, help prove that the carrier is a qualified entity. This is a very important distinction in the insurance world because buyers of insurance benefit from knowing that they are doing business with a professional who has the proper credentials as opposed to doing business with an unlicensed individual.
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