Home Insurance Discounts In New Orleans
Taking advantage of discounts when you buy home insurance can save you a lot over time. Insurers offer discounts that save you and them time and money. Here are some common discounts you should ask your agent for or look for when you get an online quote:
Bundle home and auto: You can save an average of 5% – 20%, depending on the insurer when you bundle home and auto insurance.
Safety and alarm discounts: You may earn a discount on homeowners insurance for alarm systems, including burglar and fire alarms. Discounts may also be available for safety features like automatic sprinklers, security systems, and cameras in your home.
Quote in advance: Earn a potential homeowners insurance discount when you shop ahead. Get a quote at least ten days before your policy starts and lower your rate.
New purchase: You may be able to earn a discount on homeowner insurance, if you’re purchasing a new home or switching from a current renters insurance policy. Your home does not have to be newly built to qualify.
New home construction: The newer your home, the bigger homeowners insurance discount you could earn.
Pay in full: Paying for your 12-month policy upfront can also earn you a home insurance discount.
Receive documents by email: This is another easy way to score a homeowners discount, if it’s available to you. Just receive your policy documents through email and you may get this home insurance discount.