Cheapest Car Insurance In Dothan, AL 2025
At an average of $35 per month, Auto-Owners is the most economical choice for minimum coverage in Dothan.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you want the lowest-cost car insurance in Dothan, AL, be prepared for a variety of price points.
If you’re looking for low-cost liability insurance, Auto-Owners is the winner. State Farm provides the best full coverage rates, and young drivers get the cheapest premiums from Direct Auto.
Cheapest Car Insurance In Dothan, AL2025
Cheapest Liability-only Car Insurance In Dothan: Auto-Owners
Auto-Owners provides the cheapest minimum car insurance in Dothan, with a monthly average of $35.
Take a look at the table below to see how different insurance providers stack up on price.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $35 | $420 |
| Allstate | $38 | $456 |
| Travelers | $50 | $600 |
| GEICO | $53 | $636 |
| Nationwide | $61 | $732 |
Cheapest Full Coverage Insurance Rates In Dothan: State Farm
The lowest full coverage insurance rates in Dothan come from State Farm, with quotes averaging $68 per month.
The table below presents a comparison of average auto insurance rates from Dothan’s most affordable providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $68 | $816 |
| Travelers | $90 | $1,080 |
| Auto-Owners | $67 | $804 |
| Nationwide | $111 | $1,332 |
| Country Financial | $73 | $876 |
Cheapest Car Insurance Rates For Seniors: Clearcover
Clearcover stands out as the most cost-effective choice for seniors in Dothan, with car insurance averaging $50 per month.
Use the table below to see which insurers offer the most affordable auto insurance quotes for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $50 | $600 |
| USAA | $83 | $996 |
| Safeco | $85 | $1,020 |
| Country Financial | $110 | $1,320 |
| Cinncinati Insurance | $102 | $1,224 |
Cheapest Rates In Dothan For Teenagers: USAA
Dothan teens looking for the lowest insurance rates will find USAA to be the most affordable, at $146 per month.
Here’s a table listing the insurance companies with the best rates for teen drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $146 | $1,752 |
| State Farm | $207 | $2,484 |
| Travelers | $191 | $2,292 |
| Nationwide | $253 | $3,036 |
| Safeway | $251 | $3,012 |
Cheapest Auto Insurance For Young Adults in Dothan: Direct Auto
Direct Auto stands out as the most cost-effective insurer for young adults in Dothan, with an average monthly rate of $83.
The table below breaks down the cheapest car insurance options for young adults in Dothan.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $83 | $996 |
| State Farm | $175 | $2,100 |
| USAA | $158 | $1,896 |
| Allstate | $175 | $2,100 |
| Country Financial | $166 | $1,992 |
Cheapest Car Insurance In Dothan For Good Drivers: Auto-Owners
Auto-Owners provides the best-priced car insurance for responsible drivers in Dothan, averaging $35 monthly.
The table below highlights the cheapest insurance options available for safe drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $35 | $420 |
| Allstate | $38 | $456 |
| Travelers | $50 | $600 |
| GEICO | $53 | $636 |
| Nationwide | $61 | $732 |
Find affordable Dothan rates
Cheapest Car Insurance In Dothan After A Speeding Ticket: Auto-Owners
Dothan drivers with a speeding ticket can get one of the lowest insurance rates from Auto-Owners, averaging $48 per month.
The table below outlines the average rates insurance companies charge for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $48 | $576 |
| State Farm | $49 | $588 |
| Travelers | $67 | $804 |
| National General | $72 | $864 |
| Country Financial | $55 | $660 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
For those with an at-fault incident, Auto-Owners offers the best-priced car insurance, costing an average of $50 a month.
These are the car insurance companies that offer the cheapest policies for drivers with an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $50 | $600 |
| Allstate | $54 | $648 |
| Travelers | $71 | $852 |
| State Farm | $52 | $624 |
| GEICO | $75 | $900 |
Free Policy Review: Spot Gaps. Cut Costs.
Cheapest Rates In Dothan For Drivers After A DUI: Auto-Owners
Dothan drivers who have a DUI on their record can get the cheapest insurance from Auto-Owners at $60 per month.
Dothan drivers with a DUI can review the table below to find the best low-cost insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $60 | $720 |
| State Farm | $62 | $744 |
| Travelers | $84 | $1,008 |
| Nationwide | $103 | $1,236 |
| GEICO | $90 | $1,080 |
Best Car Insurance Companies In Dothan
Dothan drivers can find the lowest insurance cost with Auto-Owners at $35 per month, while Allstate and State Farm follow at $38 and $36, respectively.
Here’s a ranking of the leading car insurance providers in Dothan, AL, based on their average monthly rates.
| Company | Monthly Premium |
| Auto-Owners | $35 |
| Allstate | $38 |
| Travelers | $50 |
| GEICO | $53 |
| Nationwide | $61 |
| Country Financial | $40 |
| State Farm | $36 |
| Direct Auto | $52 |
| Clearcover | $70 |
| National General | $53 |
Average Auto Insurance Rates In Dothan – By Age
Insurance companies use age to determine risk levels, and younger drivers tend to pay higher car insurance rates. Teenagers, who have the highest risk, face an average annual premium of $2,496.
Around age 25, insurance companies often reduce rates for drivers with a history of safe driving.
Insurance providers often reward drivers in their 50s and early 60s with lower premiums, as age is a major factor in risk assessment.
| Age | Average Yearly Rate |
| Teenagers | $2,496 |
| 20s | $2,349 |
| 30s | $1,402 |
| 40s | $1,474 |
| 50s | $1,188 |
| 60s | $1,243 |
| 70s | $1,304 |
Average Rates In Dothan – By Vehicle
Your insurance premiums depend on the car you drive. Factors like make, model, and body type matter, with high-end luxury cars generally having higher costs due to expensive repairs and technology.
Below is a table that outlines the average insurance rates in Dothan based on vehicle type.
| Vehicle | Average Monthly Rate |
| Mercedes Benz E | $262 |
| Nissan Titan | $152 |
| Dodge Durango | $62 |
| GMC Sierra | $134 |
| Volkswagen TAO | $96 |
Average Cost Of Auto Insurance In Dothan – By Zip Code
Insurance providers use zip codes to gauge crime risk, leading to different car insurance rates in each area.
The table below displays the average insurance rates for different zip codes in Dothan.
| City | Average Monthly Rate |
| 36301 | $122 |
| 36305 | $105 |
| 36303 | $124 |
How Much Is Car Insurance In Other Cities in Alabama?
Insurance companies use your city’s risk factors—such as accident and crime rates—to determine your premium, which is often higher in urban areas.
The typical car insurance rate in Birmingham is $160 per month, whereas in FLorence, it averages $115 per month.
| City | Average Monthly Rate |
| Florence | $115 |
| Jasper | $131 |
| Birmingham | $160 |
| Mobile | $159 |
| Huntsville | $132 |
| Montgomery | $150 |
| Dothan | $126 |
| Cullman | $121 |
| Athens | $123 |
| Decatur | $125 |
Find affordable Dothan rates
Our Methodoloy
Through an extensive review of customer feedback, pricing, product variety, and online sources, I’ve developed a well-rounded analysis of car insurance in Dothan, AL.
Quotes Analyzed
Brands Reviewed
Years of Industry Experience
Hours of Research
FAQs
Who has the lowest car insurance rates in Dothan?
The lowest car insurance rates in Dothan come from Auto-owners for minimum coverage and State Farm for full coverage, which includes both comprehensive and collision protection.
What is the average cost of car insurance in Dothan?
Car insurance in Dothan averages about $180 a month, with costs varying based on your location, car make and model, and driving record.
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