Maserati GranTurismo Car Insurance Cost 2025
The average cost of insuring a Maserati GranTurismo is $5,300 per year. However, your actual premium may vary based on factors such as your age, driving history, location, and the model year of your vehicle. To get a more accurate estimate tailored to your profile, refer to our quote tables below.
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Insuring a 2025 Maserati GranTurismo isn’t cheap—on average, drivers can expect to pay around $5,300 per year for full coverage. This luxury sports coupe comes with a powerful engine, high-end features, and expensive repair costs, all of which contribute to higher insurance premiums.
Compared to the national average for car insurance, the GranTurismo’s cost is significantly higher, largely due to its performance capabilities and the brand’s prestige.
Insurance rates can vary depending on factors like your driving record, location, and coverage limits, but anyone considering a GranTurismo should budget for elevated insurance costs alongside the vehicle’s already steep price tag.
How Much Does Maserati GranTurismo Car Insurance Cost?
Maserati GranTurismo owners typically pay an average of $5,300 per year for car insurance.
While Nationwide’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Generally, having a clean driving record leads to lower premiums, while a history of accidents or traffic violations can increase rates.
Additionally, living in a busy urban area usually results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium. Comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the most favorable deal possible.
Average Insurance Cost Of Maserati GranTurismo Model Year
| Model Year | Average Premium |
| 2025 Maserati GranTurismo | $5,332 |
| 2020 Maserati GranTurismo | $8,399 |
| 2019 Maserati GranTurismo | $7,155 |
| 2018 Maserati GranTurismo | $1,914 |
| 2017 Maserati GranTurismo | $5,572 |
| 2016 Maserati GranTurismo | $2,456 |
| 2015 Maserati GranTurismo | $2,293 |
| 2014 Maserati GranTurismo | $1,659 |
| 2013 Maserati GranTurismo | $2,397 |
| 2012 Maserati GranTurismo | $1,856 |
| 2011 Maserati GranTurismo | $2,508 |
| 2010 Maserati GranTurismo | $1,694 |
2025 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2025 Maserati GranTurismo is $5,332. However, USAA offers the cheapest rates, averaging $5,100 per year.
| Insurance Provider | Average Annual Cost |
| Progressive | $5,350 |
| Nationwide | $5,170 |
| Geico | $5,400 |
| Allstate | $5,600 |
| State Farm | $5,300 |
| Farmers | $5,250 |
| Travelers | $5,450 |
| USAA | $5,100 |
| Liberty Mutual | $5,200 |
| Chubb |
$5,500 |
2020 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2020 Maserati GranTurismo is $8,399. However, Nationwide offers the cheapest rates, averaging $2,280 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,280 |
| State Farm | $2,509 |
| USAA | $5,094 |
| Travelers | $6,115 |
| Metropolitan | $8,161 |
| Allstate | $10,187 |
| Hanover | $15,636 |
| Encompass | $17,206 |
2019 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2019 Maserati GranTurismo is $7,155. However, State Farm offers the cheapest rates, averaging $1,761 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,761 |
| USAA | $2,704 |
| Nationwide | $4,207 |
| Travelers | $4,995 |
| Quincy Mutual | $5,130 |
| National Grange Mutual | $7,482 |
| Allstate | $8,799 |
| Metropolitan | $9,111 |
| SafeAuto | $10,625 |
| Encompass | $16,735 |
2018 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2018 Maserati GranTurismo is $1,914. However, National General offers the cheapest rates, averaging $297 per year.
| Insurance Provider | Average Annual Cost |
| National General | $297 |
| Capital Insurance Group | $1,022 |
| Texas Farm Bureau Group | $1,237 |
| North Carolina Farm Bureau | $1,887 |
| Safeco | $1,898 |
| Allied | $2,422 |
| GMAC Insurance Group | $2,437 |
| California Capital | $2,599 |
| Nationwide | $2,667 |
| Penn National | $2,673 |
2017 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2017 Maserati GranTurismo is $5,572. However, Penn National offers the cheapest rates, averaging $1,382 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,382 |
| USAA | $2,215 |
| Erie | $2,346 |
| Nationwide | $3,662 |
| State Farm | $3,748 |
| Maryland Auto Insurance Fund | $5,658 |
| Metropolitan | $7,289 |
| Donegal Mutual Insurance Co | $9,517 |
| Encompass | $9,843 |
| Allstate | $10,061 |
2016 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2016 Maserati GranTurismo is $2,456. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $1,016 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,016 |
| Auto-Owners Insurance Co | $1,903 |
| Buckeye Insurance Group | $1,929 |
| American Family | $2,280 |
| Western Reserve | $2,429 |
| Cincinnati Insurance | $2,507 |
| Westfield | $2,948 |
| Motorists Mutual | $2,995 |
| Ohio Mutual Ins Group | $3,201 |
| Celina Insurance Group | $3,350 |
2015 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2015 Maserati GranTurismo is $2,456. However, Cameron Mutual Group offers the cheapest rates, averaging $1,476 per year.
| Insurance Provider | Average Annual Cost |
| Cameron Mutual Group | $1,476 |
| ALFA | $1,804 |
| Nationwide | $1,851 |
| Southern Farm Bureau | $2,039 |
| USAA | $2,192 |
| Mercury | $2,194 |
| State Farm | $2,662 |
| Automobile Club of Missouri | $2,660 |
| Shelter | $2,995 |
| Auto-Owners Insurance Co | $3,052 |
2014 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2014 Maserati GranTurismo is $1,659. However, Capital Insurance Group offers the cheapest rates, averaging $1,094 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,094 |
| Pekin Insurance | $1,323 |
| Texas Farm Bureau Group | $1,358 |
| NatGen Custom 360 | $1,373 |
| Grange Mutual | $1,456 |
| Mercury | $1,599 |
| Oregon Mutual | $1,928 |
| PEMCO | $2,062 |
| Unigard | $2,146 |
| Hastings Mutual Insurance Co | $2,247 |
2013 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2013 Maserati GranTurismo is $2,397. However, Grange Mutual offers the cheapest rates, averaging $1,551 per year.
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,551 |
| Indiana Farmers Mutual Ins | $1,928 |
| Mercury | $1,979 |
| Dairyland Auto | $1,984 |
| Texas Farm Bureau Group | $2,017 |
| Hastings Mutual Insurance Co | $2,452 |
| Auto-Owners Insurance Co | $2,831 |
| Pekin Insurance | $2,927 |
| State Farm | $2,993 |
| National General | $3,306 |
2012 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2012 Maserati GranTurismo is $1,856. However, SafeAuto offers the cheapest rates, averaging $742 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $742 |
| Penn National | $1,100 |
| Mercury | $1,226 |
| Country | $1,692 |
| SECURA Insurance | $2,042 |
| Atlantic States Insurance | $2,078 |
| Erie | $2,168 |
| Chubb | $2,391 |
| American Independent Ins Co | $2,498 |
| Auto Club Group | $2,625 |
2011 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2011 Maserati GranTurismo is $2,508. However, SafeAuto offers the cheapest rates, averaging $784 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $784 |
| American Family | $947 |
| Erie | $1,461 |
| USAA | $1,584 |
| Mercury | $1,661 |
| Westfield | $2,654 |
| Allied | $2,842 |
| Metropolitan | $3,573 |
| Farmers | $4,443 |
| Allstate | $5,127 |
2010 Maserati Gran turismo Insurance Rates
The average annual insurance cost for a 2010 Maserati GranTurismo is $1,694. However, SafeAuto offers the cheapest rates, averaging $1,694 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $1,694 |
Find Affordable Maserati GranTurismo Insurance Rates
Are Maserati Gran turismos Expensive To Insure?
Yes, insuring a Maserati GranTurismo is generally more expensive than insuring many other vehicles. This is due to several factors, including the car’s high market value, performance capabilities, and the cost of specialized repairs. For instance, the average annual insurance premium for a Maserati GranTurismo is approximately $5,310, which is significantly higher than the national average for car insurance . Additionally, the GranTurismo ranks among the most expensive cars to insure, with an average annual insurance rate of $3,735 . Factors such as the driver’s age, location, driving history, and credit score can also influence the insurance cost. Therefore, while the GranTurismo offers luxury and performance, prospective owners should be prepared for higher insurance expenses.
Cheapest Car Insurance Companies For A Maserati Gran turismo
The table above showcases five of the most affordable car insurance providers for a 2025 Maserati GranTurismo, with their estimated annual and monthly premiums. Among these, Nationwide offers one of the lowest average annual premiums at around $2,280, translating to approximately $190 per month. State Farm follows closely, with an annual cost of $2,509 or about $209 monthly. USAA, though typically offering competitive rates to military members and their families, has a slightly higher estimate here at $5,094 annually. Travelers and Allstate are on the more expensive end of this list, with Allstate’s average premium reaching $10,187 per year. These prices reflect a driver profile with a clean record and good credit, but actual rates may vary significantly depending on personal factors like age, location, driving history, and coverage levels. While this table provides a general guide, it’s always wise for drivers to get personalized quotes to find the best deal.
| Insurance Company | Average Monthly |
| Nationwide | $209 |
| State Farm | $190 |
| USAA | $425 |
| Travelers | $510 |
| Allstate | $849 |
Common Maserati GranTurismo Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider offers different discounts, some common ones you may be eligible for include:
- Multi-policy: Bundling your home and auto insurance policies with one provider can often lead to a discounted rate.
- Pay annually: Paying your premium all at once, rather than spreading it out monthly, can result in savings.
- Defensive driving: Taking a defensive driving course from a certified institution can make you eligible for a discount.
There may be other discounts you can apply for. Speak with your insurance agent to find out which ones you qualify for.
Compare Maserati Gran turismo To Other Maserati Models
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the figures provided in this guide may differ based on your individual circumstances and driver profile.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Maserati GranTurismo?
Yes, you will need to provide proof of insurance before you can drive your Maserati GranTurismo out of the dealership. The best approach is to purchase a policy in advance and inform your insurance company that you’re about to buy your car. This way, your coverage will be ready as soon as you drive the car off the lot, rather than relying on insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Maserati GranTurismo?
The best way to find the cheapest rates for your Maserati GranTurismo is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to easily compare quotes from multiple providers on our website, helping you find the most affordable options for your specific needs.
