Cheapest Car Insurance In Bryan, TX 2025
In Bryan, Texas Farm Bureau offers the lowest price for minimum car insurance, averaging just $30 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Looking for the cheapest car insurance in Bryan, TX? Prices can differ a lot depending on where you look.
If you’re looking for the cheapest liability-only insurance, Texas Farm Bureau is the best option. Texas Farm Bureau offers the lowest rates for full coverage, and Direct Auto is the most affordable choice for young drivers.
Cheapest Car Insurance In Bryan, TX
Cheapest Liability-only Car Insurance In Bryan: Texas Farm Bureau
Texas Farm Bureau offers the lowest price for minimum coverage car insurance in Bryan, costing around $30 a month on average.
Check out the table below to see how rates differ between insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $30 | $360 |
| Mercury | $43 | $516 |
| AAA Texas | $57 | $684 |
| State Farm | $38 | $456 |
| Allstate | $66 | $792 |
Cheapest Full Coverage Insurance Rates In Bryan: Texas Farm Bureau
Texas Farm Bureau offers the lowest full coverage car insurance in Bryan, with average monthly rates of $65.
The table below shows average car insurance quotes from budget-friendly providers in Bryan.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $65 | $780 |
| AAA Texas | $118 | $1,416 |
| State Farm | $88 | $1,056 |
| GEICO | $124 | $1,488 |
| Allstate | $133 | $1,596 |
Cheapest Car Insurance Rates For Seniors: Mercury
Seniors in Bryan can get the cheapest car insurance from Mercury, with average rates around $64 per month.
The table below lists average quotes from the most affordable car insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $64 | $768 |
| Clearcover | $84 | $1, 008 |
| Texas Farm Bureau | $67 | $804 |
| SafeAuto | $92 | $1,104 |
| State Farm | $90 | $1,080 |
Cheapest Rates In Bryan For Teenagers: Texas Farm Bureau
In Bryan, teen drivers get the lowest rates from Texas Farm Bureau, with average monthly costs around $105.
The table below displays the insurance companies offering the lowest rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $105 | $1,260 |
| Direct Auto | $114 | $1,368 |
| State Farm | $141 | $1,692 |
| USAA | $165 | $1,980 |
| Safe Auto | $176 | $2,112 |
Cheapest Auto Insurance For Young Adults in Bryan: Direct Auto
Young adults in Bryan can get the best car insurance rates from Direct Auto, with an average monthly premium of $92.
Use the table below to compare the lowest auto insurance rates for young adults in Bryan.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $92 | $1,104 |
| State Farm | $110 | $1,320 |
| Texas Farm Bureau | $98 | $1,176 |
| Nationwide | $205 | $2,460 |
| USAA | $146 | $1,752 |
Cheapest Car Insurance In Bryan For Good Drivers: Texas Farm Bureau
Good drivers in Bryan can get the lowest car insurance rates from Texas Farm Bureau, with premiums averaging $30 a month.
If you’re a safe driver, the table below shows average quotes from the cheapest insurance companies
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $30 | $360 |
| Mercury | $43 | $516 |
| AAA Texas | $57 | $684 |
| State Farm | $38 | $456 |
| Allstate | $66 | $792 |
Find Affordable Bryan Rates
Cheapest Car Insurance In Bryan After A Speeding Ticket: State Farm
Compared to other insurers in Bryan, State Farm is quite affordable. They charge an average of $93 a month for drivers with a speeding ticket.
The table below shows average insurance rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $93 | $1,116 |
| Allstate | $130 | $1,560 |
| Nationwide | $207 | $2,484 |
| Progressive | $219 | $2,628 |
| USAA | $163 | $1,956 |
Cheapest For Drivers With After At-Fault Accident: State Farm
For drivers with an at-fault accident, State Farm offers the most affordable car insurance, averaging $97 a month.
Below are the car insurance providers offering the lowest rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $97 | $1,164 |
| Mile Auto | $157 | $1,884 |
| GEICO | $105 | $1,260 |
| Nationwide | $215 | $2,580 |
| Mercury | $230 | $2,760 |
Cheapest Rates In Bryan For Drivers After A DUI: State Farm
State Farm offers the lowest rates for drivers in Bryan after a DUI, with average monthly premiums of $116.
The table below shows the lowest insurance rates for Bryan drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $116 | $1,392 |
| USAA | $205 | $2,460 |
| Nationwide | $257 | $3,084 |
| Mile Auto | $186 | $2,232 |
| GEICO | $125 | $1,500 |
Best Car Insurance Companies In Bryan
In Bryan, Texas Farm Bureau offers the lowest insurance rates at $30 a month. You may also want to consider State Farm at $38 a month or Mercury at $43 per month.
Below are the top 10 car insurance providers in Bryan, TX, listed by their average monthly premiums.
| Company | Monthly Premium |
| Texas Farm Bureau | $30 |
| Mercury | $43 |
| AAA Texas | $57 |
| State Farm | $38 |
| Allstate | $66 |
| Progressive | $52 |
| National General | $63 |
| GEICO | $69 |
| Nationwide | $152 |
| Safe Auto | $117 |
Average Auto Insurance Rates In Bryan- By Age
Age plays a major role in determining car insurance rates. Younger drivers usually face higher premiums because they have less experience and are statistically more likely to be involved in accidents or violations. Teen drivers can expect to pay about $3,573 annually for car insurance.
Once drivers turn 25, their insurance premiums typically start to drop, provided they have a clean driving history.
Drivers in their 50s and early 60s often get the best insurance rates. Insurance companies use age to gauge driving experience and risk, which affects premium costs.
| Age | Average Yearly Rate |
| Teenagers | $3,573 |
| 20s | $2,275 |
| 30s | $1,466 |
| 40s | $1,477 |
| 50s | $1,465 |
| 60s | $1,213 |
| 70s | $1,141 |
Average Rates In Bryan- By Vehicle
The vehicle you drive greatly impacts your car insurance premiums. Insurers consider factors like the make, model, year, and body style of your car. Generally, newer vehicles, especially luxury ones with advanced features and higher replacement costs, have higher insurance rates.
The table below shows the average insurance rates in Bryan for various types of vehicles.
| Vehicle | Average Monthly Rate |
| Volkswagen Tiguan | $195 |
| Buick Lesabre | $188 |
| Nissan Rogue | $105 |
| Chevrolet Silverado | $113 |
| Mazda Cx-30 | $342 |
How Much Is Car Insurance In Other Cities in Texas?
The city where you live has a major impact on your car insurance rates. Insurers consider factors like accident likelihood, vehicle theft, and vandalism rates, which tend to be higher in cities, leading to higher premiums.
For instance, car insurance in Houston costs about $190 per month, while in El Paso, drivers pay an average of $153 per month.
| City | Average Monthly Rate |
| Dallas | $180 |
| Fort Worth | $165 |
| El Paso | $153 |
| Houston | $190 |
| Corpus Christi | $165 |
| Irving | $175 |
| Arlington | $170 |
| Lubbock | $155 |
| Beaumont | $162 |
| San Antonio | $159 |
Average Cost Of Auto Insurance In Bryan – By Zip Code
Zip codes play a role in helping insurers assess crime rates in your area, which is why car insurance rates can vary by zip code.
The table below shows the average insurance rates for various zip codes in Bryan.
| City | Average Monthly Rate |
| 77801 | $143 |
| 77802 | $139 |
| 77803 | $136 |
| 77807 | $128 |
| 77808 | $161 |
Find Affordable Bryan Rates
Our Methodology
After thoroughly analyzing factors like customer service, product options, pricing, and feedback from online reviews, I've put together a detailed overview of car insurance providers in Bryan, TX.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Bryan?
In Bryan, Texas Farm Bureau has the cheapest rates for minimum coverage, while Texas Farm Bureau offers the most affordable full coverage, which includes comprehensive and collision.
What is the average cost of car insurance in Bryan?
The typical cost of car insurance in Bryan is around $140 per month, but rates can differ depending on your zip code, car’s make and model, driving history, and other factors.
