Volkswagen Tiguan Car Insurance Cost 2025
Ensuring a Volkswagen Tiguan comes at an average cost of $1,295 annually through Texas Farm Bureau Group. However, expenses can vary based on factors like age, car model year, and more. Check our quote tables below to get a personalized estimate.
We’ve saved shoppers an average of $600 per year on their car insurance.
Insuring a Volkswagen Tiguan is generally affordable compared to other compact SUVs. The average annual premium for full coverage is approximately $1,295, translating to about $108 per month. However, premiums can vary significantly based on factors such as the driver’s age, driving history, and location. For instance, younger drivers or those with recent traffic violations may face higher rates.
Conversely, individuals with clean driving records and good credit scores may benefit from lower premiums. To secure the most favorable rates, it’s advisable to compare quotes from multiple insurance providers, taking into account available discounts and coverage options.
How Much Does Volkswagen Tiguan Car Insurance Cost?
Typically, the cost of a Volkswagen Tiguan car insurance is $1,295 annually for full coverage insurance.
Car insurance premiums can vary widely depending on several important factors. These include where you live, your driving history, the year and model of your vehicle, and the type of coverage you choose. If you maintain a clean driving record, you’re more likely to receive lower rates, while a history of accidents or violations can increase your premium.
Urban drivers often face higher insurance costs due to greater traffic congestion and accident risk, while rural drivers typically enjoy lower rates. Your choice of coverage also plays a role—full coverage, which includes both comprehensive and collision, usually costs more than basic liability insurance.
According to the table below, insuring a Volkswagen Tiguan tends to be more affordable than the average cost for all Volkswagen models—and it’s also below the average cost of insuring vehicles overall.
To make sure you’re getting the best rate, Insuranceopedia offers tools to help you compare quotes from multiple insurance providers, making it easier to find the right policy for your budget and coverage needs.
| Vehicle | Average Monthly Premium |
| Volkswagen Tiguan | $145 |
| All Volkswagens | $161 |
| All Cars | $175 |
Average Insurance Cost Of Volkswagen Tiguan Model Year
| Model Year | Average Premium |
| 2025 Volkswagen Tiguan | $1,354 |
| 2024 Volkswagen Tiguan | $1,273 |
| 2023 Volkswagen Tiguan | $889 |
| 2022 Volkswagen Tiguan | $570 |
| 2021 Volkswagen Tiguan | $569 |
| 2020 Volkswagen Tiguan | $698 |
| 2019 Volkswagen Tiguan | $539 |
| 2018 Volkswagen Tiguan | $630 |
| 2017 Volkswagen Tiguan | $594 |
| 2016 Volkswagen Tiguan | $585 |
| 2015 Volkswagen Tiguan | $600 |
2025 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2025 Volkswagen Tiguan is $1,354. However, Progressive offers the cheapest rates, averaging $998 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $1,456 |
| GEICO | $1,024 |
| Auto‑Owners | $1,253 |
| State Farm | $1,264 |
| Kemper | $1,979 |
| USAA | $1,060 |
| Nationwide | $1,273 |
| Progressive | $998 |
| Allstate | $1,381 |
| Farmers | $1,850 |
2024 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2024 Volkswagen Tiguan is $1,273. However, Texas Farm Bureau Group offers the cheapest rates, averaging $912 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,138 |
| Alliance United | $1,498 |
| Unitrin | $1,394 |
| Grange | $1,318 |
| Texas Farm Bureau Group | $912 |
| 21st Century | $1,239 |
| New York Central Mutual Fire | $1,027 |
| California Capital | $1,414 |
| Republic Indemnity | $1,468 |
| USAA | $1,320 |
2023 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2023 Volkswagen Tiguan is $889. However, Safeco offers the cheapest rates, averaging $117 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $877 |
| NatGen Value | $1,215 |
| Direct Auto | $994 |
| North Carolina Farm Bureau | $976 |
| Safeco | $117 |
| New York Central Mutual Fire | $876 |
| Kemper Auto | Infinity | $673 |
| Utica National Ins Group | $1,037 |
| Titan | $1,117 |
| Texas Farm Bureau Group | $1,012 |
2022 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2022 Volkswagen Tiguan is $570. However, NatGen Value offers the cheapest rates, averaging $313 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $442 |
| PEMCO | $868 |
| Safeco | $558 |
| Victoria | $560 |
| NatGen Value | $313 |
| NatGen PPA | $514 |
| American National P | $438 |
| Concord Group | $628 |
| Countryway Insurance | $788 |
| Mercury Insurance | $587 |
2021 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2021 Volkswagen Tiguan is $569. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $258 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $385 |
| Rural Mutual Insurance | $909 |
| Buckeye Insurance Group | $687 |
| American National P | $504 |
| AssuranceAmerica Mobile Max | $258 |
| Mercury Insurance | $478 |
| Kemper Personal Insurance | $379 |
| NatGen Value | $690 |
| Union Mutual Fire Group | $843 |
| Victoria | $553 |
2020 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2020 Volkswagen Tiguan is $698. However, Safeco offers the cheapest rates, averaging $173 per year.
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $651 |
| Norfolk and Dedham Group | $908 |
| Kemper Auto | $821 |
| Mercury Insurance | $801 |
| Safeco | $173 |
| Buckeye Insurance Group | $771 |
| NatGen Custom 360 | $353 |
| Countryway Insurance | $828 |
| Concord Group | $848 |
| American National P | $830 |
2019 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2019 Volkswagen Tiguan is $539. However, NatGen Custom 360 offers the cheapest rates, averaging $300 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $300 |
| Commerce Group Inc | $803 |
| PEMCO | $689 |
| MMG Insurance Company | $608 |
| American National P | $240 |
| Safeco | $398 |
| NatGen Value | $319 |
| AssuranceAmerica Mobile Max | $718 |
| Kemper Auto | Infinity | $704 |
| Mercury Insurance | $608 |
2018 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2018 Volkswagen Tiguan is $630. However, Safeco offers the cheapest rates, averaging $188 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $381 |
| Nationwide ThreeSixZero | $921 |
| Buckeye Insurance Group | $798 |
| NatGen Custom 360 | $601 |
| Safeco | $188 |
| Mercury Insurance | $545 |
| Kemper Personal Insurance | $311 |
| MMG Insurance Company | $870 |
| Safety Group | $904 |
| American National P | $781 |
2017 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2017 Volkswagen Tiguan is $594. However, Mercury Insurance offers the cheapest rates, averaging $131 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $186 |
| Buckeye Insurance Group | $979 |
| Patriot Group | $801 |
| Concord Group | $613 |
| Mercury Insurance | $131 |
| American National P | $527 |
| Safeco | $173 |
| Countryway Insurance | $846 |
| Clearcover | $935 |
| MMG Insurance Company | $751 |
2016 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2016 Volkswagen Tiguan is $585. However, Safeco offers the cheapest rates, averaging $106 per year.
| Insurance Provider | Average Annual Cost |
| American National P&C | $385 |
| North Carolina Farm Bureau | $893 |
| Kemper Premium | $753 |
| Dairyland FR Bond | $546 |
| Safeco | $106 |
| Buckeye Insurance Group | $555 |
| American National P | $418 |
| PEMCO | $811 |
| Mercury Insurance | $850 |
| NatGen PPA | $537 |
2015 Volkswagen Tiguan Insurance Rates
The average annual insurance cost for a 2015 Volkswagen Tiguan is $600. However, Mercury Insurance offers the cheapest rates, averaging $138 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $366 |
| Tennessee Farmers | $992 |
| AssuranceAmerica | $680 |
| Buckeye Insurance Group | $671 |
| Mercury Insurance | $138 |
| Pekin Insurance | $551 |
| Kemper Auto | Infinity | $292 |
| SECURA Insurance | $786 |
| First Chicago Insurance | $854 |
| Rockford Mutual Insurance | $673 |
Find Affordable Volkswagen Tiguan Car Insurance
Are Volkswagen Tiguans Expensive To Insure?
Insuring a Volkswagen Tiguan is generally affordable compared to other compact SUVs. The average annual premium for full coverage is approximately $1,295, translating to about $108 per month. For minimum coverage, the average cost is around $597 per year. These rates are influenced by factors such as the vehicle’s safety features, repair costs, and overall reliability. However, individual premiums can vary based on factors like the driver’s age, driving history, and location. For instance, younger drivers or those with recent traffic violations may face higher rates. Conversely, individuals with clean driving records and good credit scores may benefit from lower premiums. To secure the most favorable rates, it’s advisable to compare quotes from multiple insurance providers, taking into account available discounts and coverage options.
Cost of Volkswagen Tiguan Car Insurance By Age
Age is a key factor in determining how much you’ll pay for car insurance. Younger drivers, especially teenagers, usually face the highest rates because they’re statistically more likely to be involved in accidents. As drivers gain experience and grow older, their risk level drops, which typically leads to lower insurance premiums.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,531 | $9,574 | $11,187 |
| 18 | $6,071 | $8,914 | $10,436 |
| 19 | $5,380 | $7,913 | $9,235 |
| 20 | $4,656 | $6,865 | $8,071 |
| 21 | $3,894 | $5,752 | $6,746 |
| 22 | $3,815 | $5,623 | $6,580 |
| 23 | $3,329 | $4,928 | $5,775 |
| 24 | $3,191 | $4,649 | $5,440 |
| 25 | $2,745 | $4,029 | $4,710 |
| 30 | $2,173 | $3,138 | $3,682 |
| 35 | $2,023 | $2,965 | $3,462 |
| 40 | $1,929 | $2,852 | $3,311 |
| 45 | $1,883 | $2,726 | $3,217 |
| 55 | $1,745 | $2,534 | $2,932 |
| 65 | $1,788 | $2,615 | $3,067 |
| 75 | $2,242 | $3,300 | $3,875 |
Volkswagen Tiguan Car Insurance Rates By State
Your location has a major influence on how much you’ll pay for Volkswagen Tiguan insurance. Since each state sets its own rules for auto insurance, premiums can differ widely. For instance, drivers in Michigan often face higher rates due to the state’s requirement for more extensive coverage.
Climate also plays a role—areas prone to extreme weather like hurricanes, floods, or snowstorms may see higher insurance costs. Additionally, local statistics on crime, accidents, vehicle thefts, and fatal crashes are factored in. Insurance companies use all of this data to determine your specific insurance rate based on where you live.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,033 | $2,963 | $3,761 |
| Alaska | $1,698 | $2,343 | $2,247 |
| Arizona | $1,925 | $2,747 | $4,020 |
| Arkansas | $2,072 | $3,288 | $3,631 |
| California | $2,337 | $4,118 | $2,352 |
| Colorado | $2,207 | $3,017 | $3,866 |
| Connecticut | $2,794 | $4,294 | $5,427 |
| Delaware | $2,294 | $3,052 | $3,974 |
| Florida | $2,705 | $3,774 | $4,971 |
| Georgia | $2,227 | $3,327 | $3,347 |
| Hawaii | $899 | $1,213 | $873 |
| Idaho | $1,546 | $2,076 | $2,475 |
| Illinois | $1,659 | $2,468 | $2,755 |
| Indiana | $1,666 | $2,535 | $2,849 |
| Iowa | $1,295 | $1,782 | $2,131 |
| Kansas | $1,757 | $2,565 | $3,027 |
| Kentucky | $2,556 | $3,746 | $4,397 |
| Louisiana | $3,261 | $4,932 | $5,357 |
| Maine | $1,224 | $1,715 | $2,507 |
| Maryland | $1,989 | $2,932 | $3,220 |
| Massachusetts | $1,599 | $2,785 | $1,596 |
| Michigan | $3,870 | $5,856 | $9,252 |
| Minnesota | $1,599 | $2,107 | $2,956 |
| Mississippi | $1,951 | $2,751 | $2,769 |
| Missouri | $1,808 | $2,556 | $3,387 |
| Montana | $1,819 | $2,553 | $3,009 |
| Nebraska | $1,550 | $2,260 | $2,494 |
| Nevada | $2,545 | $3,787 | $4,008 |
| New Hampshire | $1,785 | $2,807 | $3,531 |
| New Jersey | $1,953 | $3,064 | $4,026 |
| New Mexico | $1,994 | $2,985 | $3,092 |
| New York | $1,848 | $2,336 | $3,907 |
| North Carolina | $1,128 | $1,989 | $1,429 |
| North Dakota | $1,603 | $2,411 | $2,778 |
| Ohio | $1,426 | $2,149 | $2,208 |
| Oklahoma | $2,240 | $3,210 | $3,644 |
| Oregon | $2,038 | $2,753 | $3,273 |
| Pennsylvania | $1,691 | $2,541 | $2,922 |
| Rhode Island | $2,862 | $4,220 | $4,739 |
| South Carolina | $1,982 | $2,690 | $3,717 |
| South Dakota | $1,729 | $2,510 | $2,889 |
| Tennessee | $2,073 | $3,017 | $4,038 |
| Texas | $2,082 | $3,008 | $3,706 |
| Utah | $1,762 | $2,462 | $3,350 |
| Vermont | $1,372 | $2,102 | $2,217 |
| Virginia | $1,245 | $1,956 | $1,925 |
| Washington | $1,717 | $2,308 | $2,731 |
| West Virginia | $1,692 | $2,463 | $3,034 |
| Wisconsin | $1,715 | $2,649 | $3,044 |
| Wyoming | $1,562 | $2,254 | $2,352 |
Cheapest Car Insurance Companies For A Volkswagen Tiguan
State Farm offers the lowest monthly rate at $103, making it the cheapest option on the list. On the other end, Allstate charges the highest monthly premium at $229. Nationwide and Geico are tied in the middle at $137 per month, providing solid mid-range options. Progressive comes in slightly higher with a monthly cost of $146, still offering competitive pricing. These rates are averages and may differ depending on your location, driving history, and coverage needs, so it’s a good idea to compare quotes from each provider.
| Insurance Company | Average Monthly Rate |
|---|---|
| State Farm | $103 |
| Nationwide | $137 |
| Geico | $137 |
| Progressive | $146 |
| Allstate | $229 |
Common Volkswagen Tiguan Insurance Discounts
Taking advantage of discounts is an effective way to reduce your car insurance expenses. While each insurance company has its own offers, there are several common types you might qualify for.
For example, combining your auto insurance with another policy like homeowners insurance under the same provider can earn you a multi-policy discount. Paying your premium in full for the year instead of monthly installments may also lower your rate. Additionally, completing a certified defensive driving course could make you eligible for further savings.
There are also other discount opportunities you might qualify for, so it’s a good idea to speak with your insurance agent to explore all available options.
Compare Volkswagen Tiguan To Other Volkswagen Models
Looking for other Volkswagen model insurance costs?
- Volkswagen Arteon Car Insurance
- Volkswagen Atlas Car Insurance
- Volkswagen Golf Car Insurance
- Volkswagen Jetta Car Insurance
- Volkswagen Passat Car Insurance
- Volkswagen E-Golf Car Insurance
- Volkswagen Golf R Car Insurance
- Volkswagen Golf Sportwagen Car Insurance
- Volkswagen GTI Car Insurance
- Volkswagen Atlas Cross Sport Car Insurance
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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FAQs
Do You Need Insurance Before You Can Purchase A Volkswagen Tiguan?
Yes, you must show proof of insurance before taking your Volkswagen Tiguan off the dealership lot. The smartest approach is to purchase a policy in advance and inform your insurance provider about the upcoming vehicle purchase, rather than relying on the dealership to arrange coverage.
How Can You Get The Cheapest Insurance For Your Volkswagen Tiguan?
To get the lowest insurance rates for your Volkswagen Tiguan, it’s essential to compare quotes from various providers. Thankfully, Insuranceopedia makes this easy by offering tools that let you view and compare multiple insurance options all in one place.
