Volkswagen Jetta Car Insurance Cost
Securing insurance for a Volkswagen Jetta Safeco amounts to approximately $1,420 annually through Safeco Insurance Company. However, the actual expenses vary based on factors such as age, the year of the car model, and additional considerations. Refer to our quote tables below for a precise estimate tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
Insuring a Volkswagen Jetta in 2025 costs drivers an average of around $1,420 per year for full coverage, or roughly $118 per month. This figure is slightly below the national average for car insurance, making the Jetta a relatively affordable vehicle to insure.
Rates can vary based on factors like your age, driving history, location, and the level of coverage you choose.
The Jetta’s solid safety ratings and moderate repair costs help keep premiums reasonable. Whether you’re a first-time buyer or trading in for something newer, it’s smart to compare quotes to ensure you’re getting the best deal possible.
How Much Does Volkswagen Jetta Car Insurance Cost?
Typically, Safeco Insurance Company provides the most competitive price, averaging $1,420 annually for full coverage insurance on a 2024 Volkswagen Jetta.
While Safeco Insurance Company’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can fluctuate significantly due to various factors. These factors encompass your geographical location, driving history, the age of your vehicle, and the specific coverage options you select. A spotless driving record Safeco results in lower premiums, whereas past accidents or traffic violations can elevate your expenses.
Moreover, residing in urban areas with heavy traffic tends to translate to higher insurance rates compared to rural locales with less congestion. Additionally, the type of coverage you opt for will affect your premium: comprehensive insurance, covering a wide range of incidents including collisions and theft, will be more costly than basic liability coverage.
Insuranceopedia aims to aid you in navigating the insurance landscape by facilitating comparisons among different insurance providers, ensuring you secure the most advantageous deal available.
Average Insurance Cost Of Volkswagen Jetta Sportwagen Model Year
| Model Year | Average Premium |
| 2025 Volkswagen Jetta | $1,412 |
| 2024 Volkswagen Jetta | $1,687 |
| 2023 Volkswagen Jetta | $977 |
| 2022 Volkswagen Jetta | $918 |
| 2021 Volkswagen Jetta | $1,000 |
| 2020 Volkswagen Jetta | $685 |
| 2019 Volkswagen Jetta | $547 |
| 2018 Volkswagen Jetta | $756 |
| 2017 Volkswagen Jetta | $715 |
| 2016 Volkswagen Jetta | $522 |
| 2015 Volkswagen Jetta | $641 |
| 2014 Volkswagen Jetta | $546 |
| 2013 Volkswagen Jetta | $525 |
| 2012 Volkswagen Jetta | $539 |
| 2011 Volkswagen Jetta | $466 |
| 2010 Volkswagen Jetta | $486 |
2025 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2025 Volkswagen Jetta Sportwagen is $1,412. However, USAA offers the cheapest rates, averaging $1,021 per year.
| Insurance Provider | Average Annual Cost |
| GEICO | $1,183 |
| USAA | $1,021 |
| State Farm | $1,124 |
| Progressive | $1,580 |
| Allstate | $1,459 |
| Nationwide | $1,537 |
| Travelers | $1,468 |
| Farmers | $1,726 |
| Liberty Mutual | $1,550 |
| American Family | $1,471 |
2024 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2024 Volkswagen Jetta Sportwagen is $1,687. However, Safeco offers the cheapest rates, averaging $377 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $1,017 |
| State Farm | $2,904 |
| Nationwide | $1,934 |
| Travelers | $1,470 |
| Safeco | $377 |
| Texas Farm Bureau Group | $1,207 |
| Mercury Insurance Company | $985 |
| New Jersey Manufacturers | $2,568 |
| USAA | $2,870 |
| Unitrin | $1,536 |
2023 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2023 Volkswagen Jetta Sportwagen is $977. However, Safeco offers the cheapest rates, averaging $107 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $993 |
| Farm Bureau Mutual (IA Group) | $1,139 |
| Direct Auto | $1,144 |
| North Carolina Farm Bureau | $1,033 |
| Safeco | $107 |
| Utica National Ins Group | $1,050 |
| Texas Farm Bureau Group | $834 |
| Clearcover | $1,159 |
| Oregon Mutual | $1,189 |
| Titan | $1,124 |
2022 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2022 Volkswagen Jetta is $918. However, Safeco offers the cheapest rates, averaging $226 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $613 |
| Norfolk and Dedham Group | $1,317 |
| North Carolina Farm Bureau | $1,259 |
| Texas Farm Bureau Group | $907 |
| Safeco | $226 |
| NatGen Value | $827 |
| Mercury Insurance | $248 |
| Plymouth Rock Assurance | $1,292 |
| Clearcover | $1,284 |
| Pekin Insurance | $1,210 |
2021 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2021 Volkswagen Jetta is $1,000. However, Safeco offers the cheapest rates, averaging $65 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $615 |
| Buckeye Insurance Group | $1,358 |
| Tennessee Farmers | $1,293 |
| SECURA Insurance | $1,164 |
| Safeco | $65 |
| American National P | $1,059 |
| Victoria | $598 |
| Pekin Insurance | $1,280 |
| Direct Auto | $1,349 |
| IMT Insurance Company | $1,215 |
2020 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2020 Volkswagen Jetta is $685. However, Kemper Personal Insurance offers the cheapest rates, averaging $226 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $327 |
| MMG Insurance Company | $1,035 |
| American National P | $914 |
| Concord Group | $675 |
| Kemper Personal Insurance | $226 |
| Mercury Insurance | $605 |
| NatGen Custom 360 | $279 |
| Dairyland FR Bond | $920 |
| Patriot Group | $998 |
| Countryway Insurance | $873 |
2019 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2019 Volkswagen Jetta is $547. However, Safeco offers the cheapest rates, averaging $163 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $179 |
| Titan | $1,144 |
| American National P | $835 |
| Kemper Auto Premier | $224 |
| Safeco | $163 |
| Dairyland Broadform | $258 |
| NatGen Custom 360 | $209 |
| Mercury Insurance | $805 |
| Utica National Ins Group | $1,111 |
| Kemper Personal Insurance | $546 |
2018 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2018 Volkswagen Jetta is $756. However, NatGen Custom 360 offers the cheapest rates, averaging $179 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $335 |
| Plymouth Rock Assurance | $1,186 |
| American National P | $968 |
| Kemper Auto Premier | $852 |
| NatGen Custom 360 | $179 |
| Mercury Insurance | $697 |
| AssuranceAmerica Mobile Max | $239 |
| Infinity Special | $1,120 |
| Indiana Farmers Mutual Ins | $1,146 |
| Dairyland Auto 1 Month | $836 |
2017 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2017 Volkswagen Jetta is $715. However, NatGen Custom 360 offers the cheapest rates, averaging $83 per year.
| Insurance Provider | Average Annual Cost |
| American National P&C | $425 |
| West Bend Mutual | $1,186 |
| NatGen Value | $1,129 |
| Mercury Insurance | $537 |
| NatGen Custom 360 | $83 |
| Kemper Personal Insurance | $429 |
| Safeco | $218 |
| Titan | $1,173 |
| SECURA Insurance | $1,158 |
| Utica National Ins Group | $811 |
Find Affordable Volkswagen Jetta Car Insurance
2016 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2016 Volkswagen Jetta is $522. However, Kemper Personal Insurance offers the cheapest rates, averaging $50 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $145 |
| SECURA Insurance | $1,207 |
| American National P&C | $616 |
| NatGen Custom 360 | $225 |
| Kemper Personal Insurance | $50 |
| AssuranceAmerica Mobile Max | $189 |
| Safeco | $126 |
| American National P | $1,098 |
| North Carolina Farm Bureau | $1,095 |
| Mercury Insurance | $512 |
2015 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2015 Volkswagen Jetta is $641. However, Safeco offers the cheapest rates, averaging $171 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $189 |
| SECURA Insurance | $1,005 |
| Utica National Ins Group | $804 |
| American National P | $758 |
| Safeco | $171 |
| Kemper Premium | $753 |
| AssuranceAmerica Mobile Max | $155 |
| NatGen Value | $850 |
| Mercury Insurance | $912 |
| Dairyland Broadform | $813 |
2014 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2014 Volkswagen Jetta is $546. However, Safeco offers the cheapest rates, averaging $120 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $213 |
| North Carolina Farm Bureau | $1,030 |
| Bear River | $770 |
| NatGen Custom 360 | $440 |
| Dairyland FR Bond | $120 |
| Mercury Insurance | $374 |
| Safeco | $114 |
| Dairyland Broadform | $825 |
| Utica National Ins Group | $887 |
| Union Mutual Fire Group | $685 |
2013 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2013 Volkswagen Jetta is $525. However, Kemper Personal Insurance offers the cheapest rates, averaging $168 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $214 |
| Mercury Insurance | $880 |
| Utica National Ins Group | $728 |
| NatGen Custom 360 | $421 |
| Safeco | $175 |
| AssuranceAmerica Mobile Max | $400 |
| Kemper Personal Insurance | $168 |
| American National P | $790 |
| Kemper Auto Premium | $844 |
| Dairyland Broadform | $627 |
2012 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2012 Volkswagen Jetta is $539. However, Safeco offers the cheapest rates, averaging $166 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $362 |
| Buckeye Insurance Group | $757 |
| Dairyland Broadform | $674 |
| NatGen Value | $611 |
| Safeco | $166 |
| NatGen Custom 360 | $450 |
| AssuranceAmerica Mobile Max | $195 |
| Kemper Auto Premier | $742 |
| Utica National Ins Group | $745 |
| NatGen Advantage | $691 |
2011 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2011 Volkswagen Jetta is $466. However, Safeco offers the cheapest rates, averaging $80 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $188 |
| MMG Insurance Company | $873 |
| SECURA Insurance | $672 |
| Kemper Personal Insurance | $315 |
| Safeco | $80 |
| Dairyland Broadform | $272 |
| AssuranceAmerica Mobile Max | $146 |
| Countryway Insurance | $802 |
| West Bend Mutual | $819 |
| Concord Group | $494 |
2010 Volkswagen Jetta Insurance Rates
The average annual insurance cost for a 2010 Volkswagen Jetta is $486. However, NatGen Value offers the cheapest rates, averaging $55 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $146 |
| North Carolina Farm Bureau | $803 |
| Kemper Auto Premier | $682 |
| Kemper Personal Insurance | $495 |
| NatGen Value | $55 |
| AssuranceAmerica Mobile Max | $302 |
| Safeco | $118 |
| Dairyland Broadform | $732 |
| Indiana Farmers Mutual Ins | $826 |
| American National P | $702 |
Find Affordable Volkswagen Jetta Car Insurance
Are Volkswagen Jettas Expensive To Insure?
The 2025 Volkswagen Jetta is generally affordable to insure compared to other compact sedans. For a 40-year-old driver with a clean record, full coverage averages around $1,421 per year . This rate is about 10% higher than the national average for all vehicles but remains lower than many competitors in its class. Factors contributing to its reasonable insurance costs include its solid safety features, moderate repair expenses, and average performance metrics. However, premiums can vary based on individual circumstances such as age, location, and driving history. Overall, the Jetta offers a balanced blend of affordability and reliability, making it a cost-effective choice for many drivers.
Cost of Volkswagen Jetta Car Insurance By Age
Insurance premiums for the Volkswagen Jetta, like most vehicles, vary significantly with age. Teen drivers tend to face the steepest costs due to their higher likelihood of accidents and limited driving experience. In contrast, drivers in their 30s, 40s, and 50s usually enjoy much lower rates, thanks to a proven history of safe driving and lower risk profiles. As drivers age into their senior years, rates may begin to rise again slightly. Insurers use age as a key risk indicator, which is why younger drivers pay more—regardless of the vehicle model.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,369 | $12,278 | $14,351 |
| 18 | $7,783 | $11,431 | $13,352 |
| 19 | $6,872 | $10,093 | $11,835 |
| 20 | $6,011 | $8,799 | $10,268 |
| 21 | $5,038 | $7,416 | $8,650 |
| 22 | $4,880 | $7,165 | $8,464 |
| 23 | $4,302 | $6,290 | $7,367 |
| 24 | $4,078 | $5,991 | $6,995 |
| 25 | $3,495 | $5,171 | $6,048 |
| 30 | $2,713 | $4,019 | $4,665 |
| 35 | $2,570 | $3,789 | $4,426 |
| 40 | $2,450 | $3,644 | $4,220 |
| 45 | $2,381 | $3,534 | $4,111 |
| 55 | $2,240 | $3,226 | $3,799 |
| 65 | $2,329 | $3,395 | $3,934 |
| 75 | $2,921 | $4,285 | $5,003 |
Volkswagen Jetta Car Insurance Rates By State
Where you live has a major impact on how much you’ll pay to insure a Volkswagen Jetta. Insurance laws differ from state to state—some, like Michigan, require more extensive coverage, which drives up costs. Local weather patterns also play a role, with areas prone to floods, hail, or hurricanes typically facing higher premiums. Crime rates, especially auto theft and vandalism, along with accident frequency and fatality statistics, all influence risk levels in a given area. Insurers analyze these regional factors to determine your specific rate, making ZIP code an important piece of the pricing puzzle.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,614 | $3,796 | $4,833 |
| Alaska | $2,164 | $3,019 | $2,882 |
| Arizona | $2,456 | $3,531 | $5,205 |
| Arkansas | $2,669 | $4,253 | $4,637 |
| California | $2,998 | $5,244 | $2,961 |
| Colorado | $2,759 | $3,893 | $4,928 |
| Connecticut | $3,550 | $5,521 | $7,008 |
| Delaware | $2,937 | $3,939 | $5,070 |
| Florida | $3,485 | $4,867 | $6,342 |
| Georgia | $2,833 | $4,230 | $4,279 |
| Hawaii | $1,133 | $1,575 | $1,123 |
| Idaho | $1,990 | $2,649 | $3,186 |
| Illinois | $2,103 | $3,118 | $3,583 |
| Indiana | $2,110 | $3,285 | $3,707 |
| Iowa | $1,682 | $2,323 | $2,771 |
| Kansas | $2,233 | $3,258 | $3,836 |
| Kentucky | $3,260 | $4,772 | $5,647 |
| Louisiana | $4,132 | $6,324 | $6,850 |
| Maine | $1,595 | $2,187 | $3,234 |
| Maryland | $2,552 | $3,697 | $4,134 |
| Massachusetts | $2,013 | $3,535 | $2,051 |
| Michigan | $4,908 | $7,532 | $11,856 |
| Minnesota | $2,052 | $2,706 | $3,794 |
| Mississippi | $2,446 | $3,487 | $3,482 |
| Missouri | $2,296 | $3,331 | $4,338 |
| Montana | $2,368 | $3,258 | $3,848 |
| Nebraska | $1,977 | $2,928 | $3,158 |
| Nevada | $3,261 | $4,874 | $5,164 |
| New Hampshire | $2,308 | $3,557 | $4,562 |
| New Jersey | $2,537 | $3,937 | $5,174 |
| New Mexico | $2,559 | $3,828 | $3,966 |
| New York | $2,352 | $3,023 | $5,008 |
| North Carolina | $1,489 | $2,510 | $1,801 |
| North Dakota | $2,022 | $3,057 | $3,632 |
| Ohio | $1,813 | $2,802 | $2,836 |
| Oklahoma | $2,874 | $4,082 | $4,621 |
| Oregon | $2,600 | $3,526 | $4,158 |
| Pennsylvania | $2,213 | $3,203 | $3,817 |
| Rhode Island | $3,684 | $5,410 | $6,051 |
| South Carolina | $2,525 | $3,439 | $4,781 |
| South Dakota | $2,222 | $3,249 | $3,713 |
| Tennessee | $2,609 | $3,884 | $5,161 |
| Texas | $2,657 | $3,793 | $4,764 |
| Utah | $2,246 | $3,176 | $4,349 |
| Vermont | $1,745 | $2,679 | $2,831 |
| Virginia | $1,646 | $2,483 | $2,421 |
| Washington | $2,164 | $2,970 | $3,500 |
| West Virginia | $2,177 | $3,079 | $3,905 |
| Wisconsin | $2,196 | $3,374 | $3,872 |
| Wyoming | $2,003 | $2,813 | $3,041 |
Find Affordable Volkswagen Jetta Car Insurance
Cheapest Car Insurance Companies For A Volkswagen Jetta
Among these companies, USAA offers the lowest average annual rate at around $1,021, which works out to about $85 per month—making it the most budget-friendly option for eligible drivers. GEICO and State Farm also provide competitive rates, with annual premiums of approximately $1,183 and $1,124, respectively. While Progressive and Allstate come in slightly higher, they still rank among the most cost-effective choices. These estimates highlight that the Jetta is generally inexpensive to insure compared to many other vehicles, especially when coverage is purchased from one of these top providers.
| Insurance Company | Average Monthly |
|---|---|
| GEICO | $99 |
| USAA | $85 |
| State Farm | $94 |
| Progressive | $132 |
| Allstate | $122 |
Common Volkswagen Jetta Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones which you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution you can become eligible for discounted prices.
There are other discounts that you can apply for. You should speak to your insurance agent, as they can help you find ones that you are eligible for.
Compare Volkswagen Jetta To Other Volkswagen Models
Looking for other Volkswagen model insurance costs?
- Volkswagen Arteon Car Insurance
- Volkswagen Atlas Car Insurance
- Volkswagen Golf Car Insurance
- Volkswagen Passat Car Insurance
- Volkswagen Tiguan Car Insurance
- Volkswagen E-Golf Car Insurance
- Volkswagen Golf R Car Insurance
- Volkswagen Golf Sportwagen Car Insurance
- Volkswagen GTI Car Insurance
- Volkswagen Atlas Cross Sport Car Insurance
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Volkswagen Jetta?
Before you can drive your new Volkswagen Jetta off the dealership lot, you’ll need to show proof of insurance. The smartest move is to arrange your coverage ahead of time—purchase a policy and inform your insurer of your intent to buy the vehicle. This way, you’re covered as soon as you take ownership. While some dealerships offer to set up insurance for you, it’s usually better to go directly through a provider you trust. That ensures you get the best rates, the right coverage, and avoid any unnecessary upsells or delays.
How Can You Get The Cheapest Insurance For Your Volkswagen Jetta?
The most effective way to lock in the lowest insurance rates for your Volkswagen Jetta is by comparing quotes from a variety of insurers. Rates can vary widely between providers, so taking the time to shop around can save you hundreds of dollars a year. Thankfully, Insuranceopedia makes this process easy. With our quote comparison tool, you can view offers from multiple trusted insurance companies—all in one place. This helps you find the best coverage at the most competitive price, without the hassle of visiting each provider individually.
