Volkswagen E-Golf Car Insurance Cost 2025
On average, insuring a Volkswagen E-Golf costs around $2,914 annually. However, your actual rate may differ depending on factors like your age, the model year of your vehicle, and other personal details. Check out our quote tables below to get a more tailored estimate.
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Insuring a Toyota Supra generally incurs higher costs compared to many other vehicles. The average annual premium for a Supra is approximately $2,914, translating to about $243 per month. This elevated cost is attributed to factors such as the car’s high market value, advanced technology, and expensive repair costs.
Insurance rates can vary significantly based on factors like the driver’s age, driving history, and location. For instance, premiums for the 2024 Supra model average around $3,163 annually. To obtain the most accurate rates, it’s advisable to compare quotes from multiple insurance providers.
How Much Does Volkswagen E-Golf Car Insurance Cost?
Volkswagen E-Golf owners usually pay around $2,914 per year for car insurance, on average.
It’s important to understand that car insurance rates can vary widely based on several key factors. These include where you live, your driving history, the year of your vehicle, and the type of coverage you choose. Drivers with a clean record often benefit from lower premiums, while those with past accidents or traffic violations may face higher costs.
Living in a densely populated urban area with heavy traffic can also lead to higher rates compared to rural areas with lighter traffic. Additionally, your choice of coverage plays a big role—full coverage, which includes both comprehensive and collision, tends to cost more than basic liability insurance.
As shown in the table below, insurance for a Volkswagen E-Golf typically costs more than the average for all Volkswagen models and is also above the average for all vehicle types.
To help you find the most competitive rates, Insuranceopedia offers tools to compare quotes from multiple insurance providers, making it easier to choose the best option for your budget and needs.
| Vehicle | Average Monthly Premium |
| Volkswagen E-Golf | $178 |
| All Volkswagens | $167 |
| All Cars | $175 |
Average Insurance Cost Of Volkswagen E-Golf Model Year
| Model Year | Average Premium |
| 2025 Volkswagen E-Golf | $1,492 |
| 2024 Volkswagen E-Golf | $2,601 |
| 2020 Volkswagen E-Golf | $2,420 |
| 2019 Volkswagen E-Golf | $1,448 |
| 2018 Volkswagen E-Golf | $1,670 |
| 2017 Volkswagen E-Golf | $1,470 |
| 2016 Volkswagen E-Golf | $1,448 |
| 2015 Volkswagen E-Golf | $1,128 |
2025 Volkswagen E-Golf Insurance Rates
The average annual insurance cost for a 2025 Volkswagen E-Golf is $1,492. However, USAA offers the cheapest rates, averaging $1,063 per year.
| Insurance Provider | Average Annual Cost |
|---|---|
| Progressive | $1,653 |
| Kemper | $1,999 |
| State Farm | $1,168 |
| Auto‑Owners | $1,191 |
| Farmers | $1,869 |
| Travelers | $1,394 |
| Allstate | $1,702 |
| Nationwide | $1,577 |
| GEICO | $1,307 |
| USAA | $1,063 |
2024 Volkswagen E-Golf Insurance Rates
The average annual insurance cost for a 2024 Volkswagen E-Golf is $2,601. However, State Farm offers the cheapest rates, averaging $605 per year.
| Insurance Provider | Average Annual Cost |
|---|---|
| State Farm | $605 |
| Nationwide | $1,005 |
| Mercury | $1,350 |
| Home State Ins Group | $2,055 |
| Safe Auto | $7,990 |
2020 Volkswagen E-Golf Insurance Rates
The average annual insurance cost for a 2020 Volkswagen E-Golf is $2,420. However, State Farm offers the cheapest rates, averaging $561 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,252 |
| Nationwide | $890 |
| Safe Auto | $7,452 |
| State Farm | $561 |
| Home State Ins Group | $1,945 |
2019 Volkswagen E-Golf Insurance Rates
The average annual insurance cost for a 2019 Volkswagen E-Golf is $1,448. However, Allied offers the cheapest rates, averaging $950 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $1,326 |
| Dairyland Auto | $1,644 |
| Mercury Insurance Company | $1,521 |
| Mercury | $1,466 |
| Allied | $950 |
| 21st Century | $1,470 |
| Travelers | $1,314 |
| Unitrin | $1,620 |
| USAA | $1,653 |
| Esurance | $1,517 |
2018 Volkswagen E-Golf Insurance Rates
The average annual insurance cost for a 2018 Volkswagen E-Golf is $1,670. However, USAA offers the cheapest rates, averaging $1,035 per year.
| Insurance Provider | Average Annual Cost |
| Colorado Farm Bureau Mutual | $1,342 |
| American Family | $2,192 |
| Nationwide | $1,888 |
| Metropolitan | $1,673 |
| USAA | $1,035 |
| Esurance | $1,537 |
| State Farm | $1,104 |
| Allstate | $2,039 |
| National Farmers Union P | $2,028 |
| Auto-Owners Insurance Co | $1,861 |
2017 Volkswagen E-Golf Insurance Rates
The average annual insurance cost for a 2017 Volkswagen E-Golf is $1,470. However, Esurance offers the cheapest rates, averaging $1,064 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,311 |
| California Capital | $1,748 |
| CSAA | $1,607 |
| Atlantic States Insurance | $1,463 |
| Esurance | $1,064 |
| 21st Century | $1,411 |
| USAA | $1,166 |
| Mercury | $1,605 |
| Hartford | $1,707 |
| Auto Club | $1,615 |
2016 Volkswagen E-Golf Insurance Rates
The average annual insurance cost for a 2016 Volkswagen E-Golf is $1,448. However, Dairyland Auto offers the cheapest rates, averaging $627 per year.
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $1,333 |
| Shelter | $1,740 |
| Mercury | $1,656 |
| Mississippi Farm Bureau | $1,592 |
| Dairyland Auto | $627 |
| 21st Century | $1,401 |
| New York Central Mutual Fire | $1,129 |
| Erie | $1,650 |
| USAA | $1,711 |
| Unitrin | $1,638 |
2015 Volkswagen E-Golf Insurance Rates
The average annual insurance cost for a 2015 Volkswagen E-Golf is $1,128. However, Dairyland Broadform offers the cheapest rates, averaging $828 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $866 |
| Esurance | $1,413 |
| Cincinnati Insurance | $1,325 |
| Mercury Insurance | $1,074 |
| Erie | $666 |
| Virginia Farm Bureau | $992 |
| Dairyland Broadform | $828 |
| NatGen PPA | $1,399 |
| Capital Insurance Group | $1,404 |
| Pekin Insurance | $1,309 |
Find Affordable Volkswagen E-Golf Car Insurance Rates
Is A Volkswagen E-Golf Car Insurance Expensive To Insure?
Insuring a Volkswagen E-Golf is generally more affordable compared to many other vehicles. The average annual premium for an E-Golf is approximately $2,914, which translates to about $243 per month. This cost is notably lower than the national average for all vehicles, making the E-Golf a budget-friendly option for electric vehicle enthusiasts. Factors such as the E-Golf’s safety features, lower repair costs, and the growing availability of electric vehicle insurance options contribute to its relatively low insurance premiums. However, individual rates can vary based on location, driving history, and other personal factors. It’s advisable to compare quotes from multiple insurers to find the most competitive rate for your specific situation.
Cost of Volkswagen E-Golf Car Insurance By Age
Age is a major factor in calculating car insurance rates. Teen drivers usually face the highest premiums since they’re statistically more likely to be involved in accidents. As drivers get older and gain more experience on the road, their risk level decreases, often leading to lower insurance costs.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| 17 | $795.37 | $1,680.52 | $1,269.00 |
| 18 | $795.37 | $1,680.52 | $1,269.00 |
| 19 | $285.12 | $320.64 | $1,479.00 |
| 20 | $245.83 | $200.08 | $1,179.00 |
| 21 | $135.48 | $179.32 | $1,060.00 |
| 22 | $120.51 | $199.37 | $1,021.50 |
| 23 | $150.66 | $251.95 | $983.00 |
| 24 | $461.69 | $206.68 | $913.50 |
| 25 | $373.85 | $223.28 | $880.00 |
| 30 | $227.45 | $198.56 | $799.50 |
| 35 | $209.47 | $182.18 | $762.00 |
| 40 | $203.56 | $181.36 | $701.50 |
| 45 | $186.18 | $175.99 | $660.00 |
| 55 | $188.36 | $196.23 | $592.50 |
| 65 | $200.98 | $175.28 | $550.00 |
| 75 | $187.83 | $181.57 | $491.50 |
Volkswagen E-Golf Car Insurance Rates By State
Your location is a key factor in how insurance companies determine your premium. Since auto insurance is regulated at the state level, rates can vary significantly depending on where you live. For instance, drivers in Michigan often pay more due to the state’s requirement for higher coverage limits.
Climate conditions also influence rates—areas prone to severe weather events like hurricanes, floods, or snowstorms typically see higher premiums due to increased risk of damage. Additionally, local crime and accident statistics, such as rates of car theft, collisions, and vehicle-related fatalities, are all taken into account when calculating your specific insurance cost for a Volkswagen E-Golf.
| State | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| Alabama | $1,869 | $2,743 | $3,520 |
| Alaska | $1,577 | $2,158 | $2,118 |
| Arizona | $1,773 | $2,550 | $3,800 |
| Arkansas | $1,958 | $3,045 | $3,349 |
| California | $2,137 | $3,850 | $2,121 |
| Colorado | $2,013 | $2,815 | $3,570 |
| Connecticut | $2,558 | $3,989 | $5,062 |
| Delaware | $2,151 | $2,845 | $3,630 |
| Florida | $2,541 | $3,523 | $4,600 |
| Hawaii | $812 | $1,141 | $827 |
| Idaho | $1,419 | $1,894 | $2,331 |
| Illinois | $1,496 | $2,274 | $2,611 |
| Indiana | $1,529 | $2,368 | $2,651 |
| Iowa | $1,227 | $1,692 | $1,981 |
| Kansas | $1,637 | $2,392 | $2,771 |
| Kentucky | $2,338 | $3,466 | $4,118 |
| Louisiana | $3,025 | $4,571 | $4,978 |
| Maine | $1,141 | $1,582 | $2,332 |
| Maryland | $1,824 | $2,696 | $2,982 |
| Massachusetts | $1,468 | $2,578 | $1,481 |
| Michigan | $3,572 | $5,474 | $8,650 |
| Minnesota | $1,472 | $1,958 | $2,780 |
| Mississippi | $1,771 | $2,532 | $2,559 |
| Missouri | $1,653 | $2,416 | $3,138 |
| Montana | $1,686 | $2,366 | $2,764 |
| Nebraska | $1,434 | $2,138 | $2,351 |
| Nevada | $2,358 | $3,549 | $3,754 |
| New Hampshire | $1,645 | $2,620 | $3,297 |
| New Jersey | $1,829 | $2,844 | $3,783 |
| New Mexico | $1,848 | $2,798 | $2,886 |
| New York | $1,727 | $2,186 | $3,635 |
| North Carolina | $1,063 | $1,835 | $1,316 |
| North Dakota | $1,482 | $2,207 | $2,636 |
| Ohio | $1,299 | $1,999 | $2,086 |
| Oklahoma | $2,098 | $2,973 | $3,355 |
| Oregon | $1,872 | $2,522 | $3,020 |
| Pennsylvania | $1,579 | $2,336 | $2,764 |
| Rhode Island | $2,658 | $3,905 | $4,406 |
| South Carolina | $1,811 | $2,505 | $3,498 |
| South Dakota | $1,630 | $2,340 | $2,715 |
| Tennessee | $1,895 | $2,832 | $3,764 |
| Texas | $1,912 | $2,815 | $3,478 |
| Utah | $1,634 | $2,312 | $3,192 |
| Vermont | $1,240 | $1,923 | $2,072 |
| Virginia | $1,178 | $1,815 | $1,785 |
| Washington | $1,582 | $2,132 | $2,534 |
| West Virginia | $1,574 | $2,265 | $2,853 |
| Wisconsin | $1,583 | $2,469 | $2,817 |
| Wyoming | $1,459 | $2,066 | $2,185 |
| Georgia | $2,077 | $3,091 | $3,128 |
Find Affordable Volkswagen E-Golf Car Insurance Rates
Cheapest Car Insurance Companies For A Volkswagen E-Golf
Among the listed providers, Safeco offers the most affordable monthly premium at $43, making it the cheapest option. On the other hand, Geico has the highest monthly premium at $58, positioning it as the most expensive in this selection. Other insurers like USAA, The Hartford, and Farmers fall in between, providing moderate pricing options.
These premiums are influenced by various factors, including the insurer’s assessment of risk associated with electric vehicles like the Volkswagen e-Golf. It’s advisable to obtain personalized quotes, as premiums can vary based on individual circumstances such as driving history, location, and coverage preferences.
| Insurance Company | Average Monthly Rate |
|---|---|
| Safeco | $67 |
| SafeAuto | $52 |
| Esurance | $64 |
| Hugo | $40 |
| Apparent | $60 |
Common Volkswagen E-Golf Insurance Discounts
Taking advantage of discounts is an effective way to reduce your car insurance premiums. While each insurance company offers its own set of discounts, there are several common ones worth exploring:
- Multi-policy discount: Bundling your auto insurance with other policies, like homeowners or renters insurance, can lead to savings.
- Pay-in-full discount: Paying your entire premium upfront instead of in monthly installments may qualify you for a lower rate.
- Defensive driving course: Completing an approved defensive driving course can make you eligible for a discount, as it shows you’re committed to safe driving.
Additional discounts may also be available depending on your insurer and personal circumstances. It’s a good idea to speak with your insurance agent, who can help identify all the discounts you qualify for and ensure you’re getting the best deal possible.
Ways To Save On Volkswagen E-Golf Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your insurance costs for a Volkswagen E-Golf. Traffic violations like speeding tickets or being involved in accidents can significantly increase your premiums. For example, drivers with a ticket may pay about \$181 per month, while those with multiple accidents might see rates around \$98 per month.
Driving less can also help you save. Insurance companies often offer lower rates to drivers with lower annual mileage, since spending less time on the road reduces the risk of accidents. Volkswagen E-Golf owners who drive between 5,000 and 7,500 miles annually typically pay around \$44 per month, whereas those logging over 10,000 miles may pay closer to \$85 monthly.
Compare Volkswagen E-Golf To Other Volkswagen Models
Looking for other Volkswagen model insurance costs?
- Volkswagen Golf R Car Insurance
- Volkswagen Golf Sportwagen Car Insurance
- Volkswagen GTI Car Insurance
- Volkswagen Arteon Car Insurance
- Volkswagen Atlas Car Insurance
- Volkswagen Golf Car Insurance
- Volkswagen Jetta Car Insurance
- Volkswagen Passat Car Insurance
- Volkswagen Tiguan Car Insurance
- Volkswagen Atlas Cross Sport Car Insurance
Our Methodology
To determine average car insurance rates, Insuranceopedia analyzed thousands of quotes from top auto insurance companies. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: \$100,000 for property damage liability, \$100,000 for bodily injury liability, and a \$1,000 deductible. Keep in mind that the rates shown in this guide are based on this sample and may vary from what you personally receive, depending on your unique circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Volkswagen E-Golf?
Yes, you’ll need to show proof of insurance before driving your Volkswagen E-Golf off the dealership lot. The best approach is to purchase a policy ahead of time and inform your insurance provider about your upcoming vehicle purchase. This is often a better option than arranging insurance through the dealership, as it gives you more control over your coverage and rates.
How Can You Get The Cheapest Insurance For Your Volkswagen E-Golf?
The best way to find the cheapest rates for your Volkswagen E-Golf is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
