Volkswagen Passat Car Insurance Cost
To insure a Volkswagen Passat, the average cost is approximately $414 per year through Safeco. However, actual costs can vary depending on factors like age, the year of the car model, and other individual considerations. Check our quote tables below to get a personalized estimate of your insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Volkswagen Passat, one essential factor to consider is the price of insurance. Insurance is a crucial aspect of owning a car, and it’s vital to understand its implications before making a purchase.
Choosing the right car insurance policy is important to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident can leave you with significant out-of-pocket costs. Additionally, if you’re found at fault, your premiums could increase.
With more than ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Your age, driving record, and even your location can all play a significant role in determining your insurance premiums.
How Much Does Volkswagen Passat Car Insurance Cost?
Typically, Safeco provides the most competitive pricing, averaging at $414 annually for comprehensive insurance coverage on a 2022 Volkswagen Passat.
While Safeco’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a record of accidents or traffic violations may lead to higher costs.
Furthermore, residing in urban areas with heavy traffic can often result in elevated insurance rates compared to rural locales with lighter traffic volumes. The type of coverage you opt for will also influence your premium – comprehensive coverage, which encompasses both comprehensive and collision protection, typically commands a higher cost than minimum liability coverage.
Insuranceopedia aims to assist you in exploring your options and comparing quotes from different insurance providers to ensure you secure the most favorable deal.
2022 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $414 |
| Victoria | $571 |
| Pekin Insurance | $772 |
| Mercury Insurance | $866 |
| Virginia Farm Bureau | $890 |
| Utica National Ins Group | $1,022 |
| Dairyland | $1,068 |
| Concord Group | $1,128 |
| Mississippi Farm Bureau | $1,267 |
| Nodak Mutual | $1,270 |
2021 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $736 |
| Safeco | $824 |
| Titan | $832 |
| SafeAuto | $901 |
| North Carolina Farm Bureau | $977 |
| Utica National Ins Group | $1,002 |
| SECURA Insurance | $1,026 |
| GMAC Insurance Group | $1,245 |
| Clearcover | $1,258 |
| Capital Insurance Group | $1,278 |
2020 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $262 |
| Dairyland Broadform | $619 |
| Kemper Auto | $711 |
| Mercury Insurance | $746 |
| NatGen Value | $934 |
| Titan | $1,021 |
| PEMCO | $1,024 |
| Buckeye Insurance Group | $1,022 |
| Dairyland FR Bond | $1,067 |
| Utica National Ins Group | $1,137 |
2019 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $403 |
| NatGen Value | $479 |
| Jupiter Auto Insurance | $668 |
| Mercury Insurance | $738 |
| Safety Group | $797 |
| Norfolk and Dedham Group | $853 |
| Kemper Auto | Infinity | $835 |
| AssuranceAmerica Mobile Max | $834 |
| PEMCO | $907 |
| Virginia Farm Bureau | $890 |
2018 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $299 |
| SAFECO | $368 |
| NatGen Advantage | $457 |
| NatGen Custom 360 | $634 |
| American National P | $674 |
| Indiana Farmers Mutual Ins | $951 |
| NatGen Value | $967 |
| Countryway Insurance | $1,048 |
| Utica National Ins Group | $1,120 |
| PEMCO | $1,190 |
2017 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $263 |
| Kemper Personal Insurance | $290 |
| SAFECO | $308 |
| NatGen Custom 360 | $332 |
| Jupiter Auto Insurance | $394 |
| American National P | $826 |
| Countryway Insurance | $823 |
| MMG Insurance Company | $844 |
| Concord Group | $1,002 |
| North Carolina Farm Bureau | $1,039 |
2016 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $352 |
| American National P&C | $632 |
| Dairyland Broadform | $632 |
| Jupiter Auto Insurance | $684 |
| IMT Insurance Company | $830 |
| NatGen Value | $972 |
| Kentucky Farm Bureau | $989 |
| Countryway Insurance | $957 |
| NatGen Custom 360 | $1,007 |
| PEMCO | $1,009 |
2015 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $213 |
| Kemper Personal Insurance | $311 |
| SAFECO | $341 |
| Kemper Auto Premier | $350 |
| Kemper Auto Premium | $376 |
| Dairyland FR Bond | $439 |
| AssuranceAmerica Mobile Max | $526 |
| Countryway Insurance | $768 |
| Bear River | $815 |
| Concord Group | $803 |
2014 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $150 |
| Jupiter Auto Insurance | $277 |
| SAFECO | $276 |
| Kemper Auto Premium | $379 |
| Kemper Auto Premier | $582 |
| Mercury Insurance | $695 |
| Dairyland Broadform | $886 |
| Virginia Farm Bureau | $915 |
| American National P | $929 |
| Concord Group | $974 |
2013 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $160 |
| Jupiter Auto Insurance | $198 |
| Kemper Auto Premier | $219 |
| SAFECO | $405 |
| NatGen Custom 360 | $435 |
| American National P&C | $642 |
| Mercury Insurance | $795 |
| Dairyland Broadform | $937 |
| Kemper Auto Premium | $1,013 |
| North Carolina Farm Bureau | $986 |
2012 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $148 |
| SAFECO | $322 |
| NatGen Custom 360 | $454 |
| Kemper Personal Insurance | $580 |
| AssuranceAmerica Mobile Max | $642 |
| Union Mutual Fire Group | $667 |
| Bear River | $684 |
| Kentucky Farm Bureau | $851 |
| American National P&C | $886 |
| NatGen Value | $862 |
2010 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $349 |
| National General RAD | $504 |
| Dairyland | $642 |
| American National P | $678 |
| Dairyland Scored | $682 |
| United Farm Bureau of IN Group | $693 |
| Utica National Ins Group | $693 |
| North Carolina Farm Bureau | $711 |
| PEMCO | $724 |
| Farm Bureau Mutual (IA Group) | $805 |
Cost of Volkswagen Passat Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,112 | $8,980 | $10,489 |
| 18 | $5,675 | $8,371 | $9,762 |
| 19 | $5,031 | $7,389 | $8,625 |
| 20 | $4,372 | $6,445 | $7,528 |
| 21 | $3,668 | $5,421 | $6,326 |
| 22 | $3,565 | $5,270 | $6,163 |
| 23 | $3,147 | $4,620 | $5,379 |
| 24 | $2,994 | $4,354 | $5,133 |
| 25 | $2,580 | $3,766 | $4,414 |
| 30 | $2,005 | $2,943 | $3,453 |
| 35 | $1,885 | $2,740 | $3,236 |
| 40 | $1,815 | $2,634 | $3,087 |
| 45 | $1,744 | $2,596 | $3,034 |
| 55 | $1,619 | $2,361 | $2,755 |
| 65 | $1,672 | $2,464 | $2,901 |
| 75 | $2,101 | $3,120 | $3,656 |
Volkswagen Passat Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,899 | $2,772 | $3,547 |
| Alaska | $1,587 | $2,172 | $2,138 |
| Arizona | $1,803 | $2,595 | $3,825 |
| Arkansas | $1,978 | $3,075 | $3,369 |
| California | $2,167 | $3,875 | $2,161 |
| Colorado | $2,033 | $2,830 | $3,600 |
| Connecticut | $2,588 | $4,021 | $5,102 |
| Delaware | $2,171 | $2,872 | $3,679 |
| Florida | $2,561 | $3,539 | $4,633 |
| Hawaii | $832 | $1,151 | $847 |
| Idaho | $1,439 | $1,914 | $2,341 |
| Illinois | $1,516 | $2,303 | $2,624 |
| Indiana | $1,559 | $2,374 | $2,667 |
| Iowa | $1,247 | $1,703 | $1,991 |
| Kansas | $1,657 | $2,397 | $2,787 |
| Kentucky | $2,358 | $3,478 | $4,128 |
| Louisiana | $3,045 | $4,598 | $5,008 |
| Maine | $1,161 | $1,580 | $2,342 |
| Maryland | $1,854 | $2,719 | $3,001 |
| Massachusetts | $1,498 | $2,597 | $1,486 |
| Michigan | $3,592 | $5,487 | $8,672 |
| Minnesota | $1,492 | $1,964 | $2,791 |
| Mississippi | $1,801 | $2,558 | $2,573 |
| Missouri | $1,673 | $2,431 | $3,160 |
| Montana | $1,706 | $2,381 | $2,774 |
| Nebraska | $1,454 | $2,144 | $2,347 |
| Nevada | $2,378 | $3,563 | $3,776 |
| New Hampshire | $1,665 | $2,635 | $3,317 |
| New Jersey | $1,849 | $2,862 | $3,791 |
| New Mexico | $1,878 | $2,806 | $2,900 |
| New York | $1,747 | $2,200 | $3,656 |
| North Carolina | $1,083 | $1,854 | $1,322 |
| North Dakota | $1,492 | $2,220 | $2,653 |
| Ohio | $1,319 | $2,015 | $2,094 |
| Oklahoma | $2,118 | $2,992 | $3,373 |
| Oregon | $1,902 | $2,552 | $3,049 |
| Pennsylvania | $1,599 | $2,363 | $2,775 |
| Rhode Island | $2,676 | $3,942 | $4,426 |
| South Carolina | $1,831 | $2,521 | $3,504 |
| South Dakota | $1,640 | $2,354 | $2,711 |
| Tennessee | $1,915 | $2,845 | $3,781 |
| Texas | $1,932 | $2,821 | $3,486 |
| Utah | $1,644 | $2,313 | $3,198 |
| Vermont | $1,250 | $1,939 | $2,077 |
| Virginia | $1,188 | $1,818 | $1,792 |
| Washington | $1,592 | $2,149 | $2,548 |
| West Virginia | $1,594 | $2,275 | $2,861 |
| Wisconsin | $1,593 | $2,481 | $2,833 |
| Wyoming | $1,469 | $2,063 | $2,192 |
| Georgia | $2,107 | $3,113 | $3,135 |
Compare Volkswagen Passat To Other Volkswagen Models
- Volkswagen Arteon Car Insurance
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- Volkswagen Golf Sportwagen Car Insurance
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FAQs
Who has the cheapest car insurance for a Volkswagen Passat?
Safeco offers the most affordable car insurance for the Volkswagen Passat from 2010 to 2022.
Which company offers the best car insurance for a Volkswagen Passat?
We think Safeco provides the best car insurance for a Volkswagen Passat because they offer low rates, comprehensive coverage, and excellent customer service.
