Volkswagen Passat Car Insurance Cost

To insure a Volkswagen Passat, the average cost is approximately $414 per year through Safeco. However, actual costs can vary depending on factors like age, the year of the car model, and other individual considerations. Check our quote tables below to get a personalized estimate of your insurance costs.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Volkswagen Passat, one essential factor to consider is the price of insurance. Insurance is a crucial aspect of owning a car, and it’s vital to understand its implications before making a purchase.

Choosing the right car insurance policy is important to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident can leave you with significant out-of-pocket costs. Additionally, if you’re found at fault, your premiums could increase.

With more than ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Your age, driving record, and even your location can all play a significant role in determining your insurance premiums.

How Much Does Volkswagen Passat Car Insurance Cost?

Typically, Safeco provides the most competitive pricing, averaging at $414 annually for comprehensive insurance coverage on a 2022 Volkswagen Passat.

While Safeco’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a record of accidents or traffic violations may lead to higher costs.

Furthermore, residing in urban areas with heavy traffic can often result in elevated insurance rates compared to rural locales with lighter traffic volumes. The type of coverage you opt for will also influence your premium – comprehensive coverage, which encompasses both comprehensive and collision protection, typically commands a higher cost than minimum liability coverage.

Insuranceopedia aims to assist you in exploring your options and comparing quotes from different insurance providers to ensure you secure the most favorable deal.

2022 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
Safeco $414
Victoria $571
Pekin Insurance $772
Mercury Insurance $866
Virginia Farm Bureau $890
Utica National Ins Group $1,022
Dairyland $1,068
Concord Group $1,128
Mississippi Farm Bureau $1,267
Nodak Mutual $1,270

2021 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
American National P $736
Safeco $824
Titan $832
SafeAuto $901
North Carolina Farm Bureau $977
Utica National Ins Group $1,002
SECURA Insurance $1,026
GMAC Insurance Group $1,245
Clearcover $1,258
Capital Insurance Group $1,278

2020 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
Safeco $262
Dairyland Broadform $619
Kemper Auto $711
Mercury Insurance $746
NatGen Value $934
Titan $1,021
PEMCO $1,024
Buckeye Insurance Group $1,022
Dairyland FR Bond $1,067
Utica National Ins Group $1,137

2019 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $403
NatGen Value $479
Jupiter Auto Insurance $668
Mercury Insurance $738
Safety Group $797
Norfolk and Dedham Group $853
Kemper Auto | Infinity $835
AssuranceAmerica Mobile Max $834
PEMCO $907
Virginia Farm Bureau $890

2018 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $299
SAFECO $368
NatGen Advantage $457
NatGen Custom 360 $634
American National P $674
Indiana Farmers Mutual Ins $951
NatGen Value $967
Countryway Insurance $1,048
Utica National Ins Group $1,120
PEMCO $1,190

2017 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $263
Kemper Personal Insurance $290
SAFECO $308
NatGen Custom 360 $332
Jupiter Auto Insurance $394
American National P $826
Countryway Insurance $823
MMG Insurance Company $844
Concord Group $1,002
North Carolina Farm Bureau $1,039

2016 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $352
American National P&C $632
Dairyland Broadform $632
Jupiter Auto Insurance $684
IMT Insurance Company $830
NatGen Value $972
Kentucky Farm Bureau $989
Countryway Insurance $957
NatGen Custom 360 $1,007
PEMCO $1,009

2015 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $213
Kemper Personal Insurance $311
SAFECO $341
Kemper Auto Premier $350
Kemper Auto Premium $376
Dairyland FR Bond $439
AssuranceAmerica Mobile Max $526
Countryway Insurance $768
Bear River $815
Concord Group $803

2014 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $150
Jupiter Auto Insurance $277
SAFECO $276
Kemper Auto Premium $379
Kemper Auto Premier $582
Mercury Insurance $695
Dairyland Broadform $886
Virginia Farm Bureau $915
American National P $929
Concord Group $974

2013 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $160
Jupiter Auto Insurance $198
Kemper Auto Premier $219
SAFECO $405
NatGen Custom 360 $435
American National P&C $642
Mercury Insurance $795
Dairyland Broadform $937
Kemper Auto Premium $1,013
North Carolina Farm Bureau $986

2012 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $148
SAFECO $322
NatGen Custom 360 $454
Kemper Personal Insurance $580
AssuranceAmerica Mobile Max $642
Union Mutual Fire Group $667
Bear River $684
Kentucky Farm Bureau $851
American National P&C $886
NatGen Value $862

2010 Volkswagen Passat Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $349
National General RAD $504
Dairyland $642
American National P $678
Dairyland Scored $682
United Farm Bureau of IN Group $693
Utica National Ins Group $693
North Carolina Farm Bureau $711
PEMCO $724
Farm Bureau Mutual (IA Group) $805

Cost of Volkswagen Passat Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $6,112 $8,980 $10,489
18 $5,675 $8,371 $9,762
19 $5,031 $7,389 $8,625
20 $4,372 $6,445 $7,528
21 $3,668 $5,421 $6,326
22 $3,565 $5,270 $6,163
23 $3,147 $4,620 $5,379
24 $2,994 $4,354 $5,133
25 $2,580 $3,766 $4,414
30 $2,005 $2,943 $3,453
35 $1,885 $2,740 $3,236
40 $1,815 $2,634 $3,087
45 $1,744 $2,596 $3,034
55 $1,619 $2,361 $2,755
65 $1,672 $2,464 $2,901
75 $2,101 $3,120 $3,656

Volkswagen Passat Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,899 $2,772 $3,547
Alaska $1,587 $2,172 $2,138
Arizona $1,803 $2,595 $3,825
Arkansas $1,978 $3,075 $3,369
California $2,167 $3,875 $2,161
Colorado $2,033 $2,830 $3,600
Connecticut $2,588 $4,021 $5,102
Delaware $2,171 $2,872 $3,679
Florida $2,561 $3,539 $4,633
Hawaii $832 $1,151 $847
Idaho $1,439 $1,914 $2,341
Illinois $1,516 $2,303 $2,624
Indiana $1,559 $2,374 $2,667
Iowa $1,247 $1,703 $1,991
Kansas $1,657 $2,397 $2,787
Kentucky $2,358 $3,478 $4,128
Louisiana $3,045 $4,598 $5,008
Maine $1,161 $1,580 $2,342
Maryland $1,854 $2,719 $3,001
Massachusetts $1,498 $2,597 $1,486
Michigan $3,592 $5,487 $8,672
Minnesota $1,492 $1,964 $2,791
Mississippi $1,801 $2,558 $2,573
Missouri $1,673 $2,431 $3,160
Montana $1,706 $2,381 $2,774
Nebraska $1,454 $2,144 $2,347
Nevada $2,378 $3,563 $3,776
New Hampshire $1,665 $2,635 $3,317
New Jersey $1,849 $2,862 $3,791
New Mexico $1,878 $2,806 $2,900
New York $1,747 $2,200 $3,656
North Carolina $1,083 $1,854 $1,322
North Dakota $1,492 $2,220 $2,653
Ohio $1,319 $2,015 $2,094
Oklahoma $2,118 $2,992 $3,373
Oregon $1,902 $2,552 $3,049
Pennsylvania $1,599 $2,363 $2,775
Rhode Island $2,676 $3,942 $4,426
South Carolina $1,831 $2,521 $3,504
South Dakota $1,640 $2,354 $2,711
Tennessee $1,915 $2,845 $3,781
Texas $1,932 $2,821 $3,486
Utah $1,644 $2,313 $3,198
Vermont $1,250 $1,939 $2,077
Virginia $1,188 $1,818 $1,792
Washington $1,592 $2,149 $2,548
West Virginia $1,594 $2,275 $2,861
Wisconsin $1,593 $2,481 $2,833
Wyoming $1,469 $2,063 $2,192
Georgia $2,107 $3,113 $3,135

FAQs

Who has the cheapest car insurance for a Volkswagen Passat?

Safeco offers the most affordable car insurance for the Volkswagen Passat from 2010 to 2022.

Which company offers the best car insurance for a Volkswagen Passat?

We think Safeco provides the best car insurance for a Volkswagen Passat because they offer low rates, comprehensive coverage, and excellent customer service.

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