Volkswagen Golf Car Insurance Cost

Securing insurance for a Volkswagen Golf typically costs approximately $979 per year with GEICO. However, the exact amount can differ based on factors like your age, the car’s model year, and other pertinent information. You can utilize the quote tables provided below to obtain a personalized estimate tailored to your individual circumstances.

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Updated: 28 September 2024
Written by Bob Phillips
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If you’re thinking about buying a Volkswagen Golf, it’s important to factor in the cost of insurance. Insurance plays a crucial role in car ownership, and it’s vital to grasp its implications before making a decision.

Selecting the right car insurance is essential to avoid unexpected and potentially expensive bills down the road. It’s crucial not to overlook this aspect, as insufficient coverage could result in substantial out-of-pocket costs in the event of an accident. Moreover, being responsible for an accident could lead to an increase in your insurance rates.

With over ten years of experience analyzing car insurance rates, I’ve observed significant fluctuations in costs. Factors such as age, driving history, and location can have a significant impact on your insurance premiums.

How Much Does Volkswagen Golf Car Insurance Cost?

Typically, GEICO offers the most attractive rate, averaging $979 annually for full coverage insurance on a 2024 Volkswagen Golf.

While GEICO’s pricing serves as a useful starting point, it’s crucial to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may lead to lower premiums, while a history of accidents or traffic violations could raise your costs.

Additionally, residing in urban areas with heavy traffic may result in higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, generally comes with a higher cost than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you find the most advantageous deal for your needs.

2024 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
GEICO $979
USAA $984
Progressive $1,020
State Farm $1,148
Nationwide $1,305
Allied $1,508
Allstate $1,513

2021 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Safety Group $988
Cincinnati Insurance $1,292
Penn National $1,106
Virginia Farm Bureau $1,107
American National P $648
Farm Bureau Mutual (IA Group) $1,085
Texas Farm Bureau Group $775
Country $1,213
ACE American Pool $1,250
Norfolk and Dedham Group $1,141

2020 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $979
Grange $1,783
Auto Club $1,526
Safeco $1,395
American Family $812
National General $1,297
Texas Farm Bureau Group $942
Mercury $1,532
Auto Club Group $1,728
Republic Indemnity $1,447

2019 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
New Jersey Manufacturers $937
Permanent General $1,826
Auto-Owners Insurance Co $1,378
Country $1,232
Safeco $683
Texas Farm Bureau Group $1,130
Atlantic States Insurance $920
Republic Indemnity $1,425
American Independent Ins Co $1,842
National General $1,375

2018 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $1,028
Allied $1,707
Liberty Mutual $1,359
National Grange Mutual $1,260
American National P $481
New Jersey Manufacturers $1,111
Safeco $571
Direct Auto $1,626
Aspire Savings Triple Deductible $1,610
21st Century $1,394

2017 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $814
Auto-Owners Insurance Co $979
Grange Mutual $914
Virginia Farm Bureau $859
Pekin Insurance $390
North Carolina Farm Bureau $791
Texas Farm Bureau Group $763
Country $941
Dairyland Auto $993
SECURA Insurance $865

2016 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $811
Capital Insurance Group $1,201
New Jersey Manufacturers $1,048
PEMCO $966
Safeco $85
National General Value $920
American National P $521
Tennessee Farmers $1,112
Unigard $1,109
Atlantic States Insurance $1,017

2015 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $971
Unigard $1,176
SafeAuto $1,074
Capital Insurance Group $1,050
PEMCO $856
Mercury Insurance $971
New York Central Mutual Fire $968
NatGen Custom 360 $1,050
Atlantic States Insurance $1,136
SECURA Insurance $1,041

2014 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $470
Auto-Owners Insurance Co $1,139
New Jersey Manufacturers $994
Texas Farm Bureau Group $875
Mercury Insurance $267
SECURA Insurance $859
Buckeye Insurance Group $404
Erie $1,136
American Family $1,117
New York Central Mutual Fire $925

2013 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Safeco $443
Virginia Farm Bureau $938
Farmers Mutual of Nebraska $793
West Bend Mutual $747
Mercury Insurance $386
Buckeye Insurance Group $676
Plymouth Rock $428
Hastings Mutual Insurance Co $822
Indiana Farmers Mutual Ins $928
Pekin Insurance $713

2012 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $757
Farm Bureau Mutual (IA Group) $972
Celina Insurance Group $871
Capital Insurance Group $835
Safeco $53
Western Reserve $762
Buckeye Insurance Group $411
North Carolina Farm Bureau $885
Texas Farm Bureau Group $948
PEMCO $880

2011 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $949
Southern Farm Bureau $1,386
Hastings Mutual Insurance Co $1,279
New Jersey Manufacturers $973
SafeAuto $888
Pekin Insurance $997
American National P $926
PEMCO $1,287
MO Farm Bureau Services $1,330
Grange Mutual $1,145

2010 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $718
Auto-Owners Insurance Co $1,721
Kemper Auto | Infinity $1,599
National General Value $980
Mercury Insurance $146
New Jersey Manufacturers $886
AssuranceAmerica $417
Country $1,687
Republic Indemnity $1,710
PEMCO $1,535

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Cost of Volkswagen Golf Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $6,604 $9,741 $11,341
18 $6,166 $9,045 $10,558
19 $5,468 $7,985 $9,352
20 $4,749 $6,950 $8,140
21 $3,971 $5,827 $6,820
22 $3,861 $5,678 $6,653
23 $3,385 $4,965 $5,837
24 $3,205 $4,722 $5,564
25 $2,765 $4,085 $4,789
30 $2,159 $3,149 $3,713
35 $2,011 $2,978 $3,472
40 $1,964 $2,886 $3,303
45 $1,887 $2,765 $3,300
55 $1,740 $2,557 $2,997
65 $1,810 $2,666 $3,098
75 $2,292 $3,362 $3,949

Volkswagen Golf Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,070 $3,001 $3,832
Alaska $1,692 $2,347 $2,317
Arizona $1,923 $2,798 $4,146
Arkansas $2,116 $3,341 $3,676
California $2,399 $4,187 $2,387
Colorado $2,210 $3,071 $3,923
Connecticut $2,807 $4,369 $5,550
Delaware $2,298 $3,072 $3,979
Florida $2,776 $3,873 $4,993
Hawaii $911 $1,275 $893
Idaho $1,594 $2,086 $2,504
Illinois $1,639 $2,505 $2,866
Indiana $1,674 $2,554 $2,863
Iowa $1,306 $1,829 $2,165
Kansas $1,784 $2,584 $3,041
Kentucky $2,543 $3,762 $4,475
Louisiana $3,304 $4,970 $5,385
Maine $1,229 $1,736 $2,517
Maryland $2,018 $2,937 $3,257
Massachusetts $1,625 $2,828 $1,601
Michigan $3,942 $5,948 $9,348
Minnesota $1,625 $2,182 $3,067
Mississippi $1,945 $2,769 $2,784
Missouri $1,832 $2,609 $3,424
Montana $1,838 $2,589 $3,008
Nebraska $1,566 $2,352 $2,564
Nevada $2,609 $3,835 $4,049
New Hampshire $1,779 $2,884 $3,599
New Jersey $2,028 $3,077 $4,124
New Mexico $2,041 $3,023 $3,144
New York $1,873 $2,384 $3,946
North Carolina $1,179 $1,982 $1,437
North Dakota $1,625 $2,421 $2,897
Ohio $1,400 $2,188 $2,260
Oklahoma $2,266 $3,253 $3,626
Oregon $2,020 $2,759 $3,322
Pennsylvania $1,737 $2,537 $2,970
Rhode Island $2,917 $4,258 $4,815
South Carolina $1,998 $2,726 $3,752
South Dakota $1,728 $2,515 $2,929
Tennessee $2,064 $3,040 $4,080
Texas $2,105 $2,993 $3,769
Utah $1,794 $2,503 $3,470
Vermont $1,390 $2,115 $2,241
Virginia $1,313 $1,980 $1,930
Washington $1,686 $2,345 $2,758
West Virginia $1,738 $2,482 $3,105
Wisconsin $1,719 $2,682 $3,069
Wyoming $1,567 $2,221 $2,405
Georgia $2,264 $3,369 $3,385

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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