Volkswagen Golf Car Insurance Cost
Securing insurance for a Volkswagen Golf typically costs approximately $653 per year with American National P. However, the exact amount can differ based on factors like your age, the car’s model year, and other pertinent information. You can utilize the quote tables provided below to obtain a personalized estimate tailored to your individual circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Volkswagen Golf, it’s important to factor in the cost of insurance. Insurance plays a crucial role in car ownership, and it’s vital to grasp its implications before making a decision.
Selecting the right car insurance is essential to avoid unexpected and potentially expensive bills down the road. It’s crucial not to overlook this aspect, as insufficient coverage could result in substantial out-of-pocket costs in the event of an accident. Moreover, being responsible for an accident could lead to an increase in your insurance rates.
With over ten years of experience analyzing car insurance rates, I’ve observed significant fluctuations in costs. Factors such as age, driving history, and location can have a significant impact on your insurance premiums.
How Much Does Volkswagen Golf Car Insurance Cost?
Typically, American National P offers the most attractive rate, averaging $653 annually for full coverage insurance on a 2021 Volkswagen Golf.
While American National P’s pricing serves as a useful starting point, it’s crucial to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may lead to lower premiums, while a history of accidents or traffic violations could raise your costs.
Additionally, residing in urban areas with heavy traffic may result in higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, generally comes with a higher cost than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you find the most advantageous deal for your needs.
2021 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $653 |
| Texas Farm Bureau Group | $801 |
| Safety Group | $982 |
| Virginia Farm Bureau | $1,087 |
| Norfolk and Dedham Group | $1,100 |
| Penn National | $1,135 |
| Country | $1,154 |
| ACE American Pool | $1,256 |
| Cincinnati Insurance | $1,314 |
| Allied | $1,389 |
2020 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $964 |
| Texas Farm Bureau Group | $1,177 |
| Atlantic States Insurance | $1,211 |
| Pekin Insurance | $1,252 |
| American Independent Ins Co | $1,359 |
| IMT Insurance Company | $1,348 |
| Safeco | $1,391 |
| Hastings Mutual Insurance Co | $1,507 |
| Farm Bureau Mutual (IA Group) | $1,510 |
| Safeway | $1,557 |
2019 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $575 |
| National General Value | $882 |
| Atlantic States Insurance | $924 |
| New Jersey Manufacturers | $995 |
| American National P | $1,003 |
| Clearcover | $1,088 |
| Safety Group | $1,092 |
| Texas Farm Bureau Group | $1,177 |
| Norfolk and Dedham Group | $1,174 |
| Plymouth Rock Assurance | $1,288 |
2018 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $445 |
| Safeco | $559 |
| Western Reserve | $697 |
| Celina Insurance Group | $985 |
| Mississippi Farm Bureau | $1,020 |
| Cincinnati Insurance | $1,037 |
| American National P | $1,133 |
| Ohio Mutual Ins Group | $1,136 |
| Texas Farm Bureau Group | $1,153 |
| Georgia Farm Bureau | $1,168 |
2017 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $147 |
| Pekin Insurance | $519 |
| American National P | $721 |
| PEMCO | $781 |
| Norfolk and Dedham Group | $825 |
| Direct Auto | $892 |
| North Carolina Farm Bureau | $903 |
| Safety Group | $909 |
| Rockford Mutual Insurance | $941 |
| Virginia Farm Bureau | $976 |
2016 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $116 |
| American National P | $464 |
| Jupiter Auto Insurance | $593 |
| New York Central Mutual Fire | $703 |
| PEMCO | $817 |
| National General Value | $910 |
| Clearcover | $959 |
| North Carolina Farm Bureau | $1,181 |
| Capital Insurance Group | $1,205 |
| Oregon Mutual | $1,201 |
2015 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $776 |
| North Carolina Farm Bureau | $900 |
| Mercury Insurance | $976 |
| PEMCO | $999 |
| Clearcover | $1,046 |
| Utica National Ins Group | $1,033 |
| Commerce Group Inc | $1,034 |
| NatGen Custom 360 | $1,072 |
| Texas Farm Bureau Group | $1,088 |
| MO Farm Bureau Services | $1,118 |
2014 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $241 |
| Buckeye Insurance Group | $400 |
| Kemper Auto | Infinity | $459 |
| Rockford Mutual Insurance | $589 |
| West Bend Mutual | $597 |
| Pekin Insurance | $629 |
| Direct Auto | $693 |
| Bear River | $700 |
| Auto Club Group | $725 |
| Loya Insurance | $785 |
2013 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $390 |
| Plymouth Rock | $446 |
| SAFECO | $516 |
| Dairyland | $574 |
| Buckeye Insurance Group | $710 |
| West Bend Mutual | $745 |
| Farmers Mutual of Nebraska | $802 |
| Texas Farm Bureau Group | $809 |
| North Carolina Farm Bureau | $845 |
| Indiana Farmers Mutual Ins | $918 |
2012 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $353 |
| American National P | $368 |
| Countryway Insurance | $691 |
| IMT Insurance Company | $730 |
| Clearcover | $769 |
| North Carolina Farm Bureau | $890 |
| Jupiter Auto Insurance | $885 |
| Pekin Insurance | $952 |
| Virginia Farm Bureau | $935 |
| Buckeye Insurance Group | $933 |
2011 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $736 |
| American National P | $812 |
| SafeAuto | $904 |
| Utica National Ins Group | $935 |
| New Jersey Manufacturers | $998 |
| Virginia Farm Bureau | $1,030 |
| Mississippi Farm Bureau | $1,089 |
| New York Central Mutual Fire | $1,089 |
| West Bend Mutual | $1,153 |
| PEMCO | $1,165 |
2010 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $142 |
| AssuranceAmerica | $400 |
| Texas Farm Bureau Group | $687 |
| North Carolina Farm Bureau | $689 |
| Utica National Ins Group | $808 |
| New Jersey Manufacturers | $937 |
| National General Value | $977 |
| Colorado Farm Bureau Mutual | $1,049 |
| Georgia Farm Bureau | $1,257 |
| Titan | $1,242 |
Cost of Volkswagen Golf Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,973 | $7,307 | $8,525 |
| 18 | $4,632 | $6,816 | $7,966 |
| 19 | $4,079 | $5,990 | $7,021 |
| 20 | $3,552 | $5,221 | $6,125 |
| 21 | $2,995 | $4,399 | $5,158 |
| 22 | $2,897 | $4,282 | $4,992 |
| 23 | $2,565 | $3,754 | $4,397 |
| 24 | $2,434 | $3,541 | $4,168 |
| 25 | $2,077 | $3,069 | $3,609 |
| 30 | $1,634 | $2,384 | $2,783 |
| 35 | $1,524 | $2,224 | $2,615 |
| 40 | $1,484 | $2,172 | $2,522 |
| 45 | $1,416 | $2,099 | $2,438 |
| 55 | $1,316 | $1,917 | $2,247 |
| 65 | $1,378 | $2,001 | $2,340 |
| 75 | $1,704 | $2,511 | $2,963 |
Volkswagen Golf Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,564 | $2,277 | $2,861 |
| Alaska | $1,297 | $1,783 | $1,719 |
| Arizona | $1,445 | $2,114 | $3,084 |
| Arkansas | $1,608 | $2,486 | $2,772 |
| California | $1,775 | $3,126 | $1,756 |
| Colorado | $1,649 | $2,305 | $2,939 |
| Connecticut | $2,107 | $3,287 | $4,179 |
| Delaware | $1,754 | $2,328 | $2,988 |
| Florida | $2,088 | $2,878 | $3,779 |
| Hawaii | $700 | $942 | $660 |
| Idaho | $1,182 | $1,584 | $1,907 |
| Illinois | $1,241 | $1,879 | $2,131 |
| Indiana | $1,283 | $1,959 | $2,169 |
| Iowa | $1,005 | $1,376 | $1,602 |
| Kansas | $1,338 | $1,938 | $2,293 |
| Kentucky | $1,934 | $2,846 | $3,362 |
| Louisiana | $2,481 | $3,759 | $4,075 |
| Maine | $957 | $1,316 | $1,920 |
| Maryland | $1,506 | $2,221 | $2,450 |
| Massachusetts | $1,209 | $2,109 | $1,202 |
| Michigan | $2,919 | $4,461 | $7,056 |
| Minnesota | $1,212 | $1,623 | $2,267 |
| Mississippi | $1,461 | $2,087 | $2,087 |
| Missouri | $1,362 | $1,967 | $2,579 |
| Montana | $1,393 | $1,931 | $2,277 |
| Nebraska | $1,174 | $1,754 | $1,889 |
| Nevada | $1,940 | $2,881 | $3,075 |
| New Hampshire | $1,376 | $2,146 | $2,691 |
| New Jersey | $1,479 | $2,328 | $3,087 |
| New Mexico | $1,507 | $2,266 | $2,349 |
| New York | $1,404 | $1,800 | $2,963 |
| North Carolina | $886 | $1,492 | $1,088 |
| North Dakota | $1,182 | $1,839 | $2,166 |
| Ohio | $1,090 | $1,665 | $1,684 |
| Oklahoma | $1,726 | $2,439 | $2,732 |
| Oregon | $1,545 | $2,069 | $2,477 |
| Pennsylvania | $1,329 | $1,919 | $2,241 |
| Rhode Island | $2,170 | $3,211 | $3,589 |
| South Carolina | $1,475 | $2,071 | $2,847 |
| South Dakota | $1,334 | $1,919 | $2,234 |
| Tennessee | $1,555 | $2,296 | $3,075 |
| Texas | $1,569 | $2,289 | $2,834 |
| Utah | $1,336 | $1,894 | $2,585 |
| Vermont | $1,030 | $1,604 | $1,664 |
| Virginia | $977 | $1,502 | $1,473 |
| Washington | $1,279 | $1,759 | $2,084 |
| West Virginia | $1,309 | $1,860 | $2,336 |
| Wisconsin | $1,308 | $2,018 | $2,308 |
| Wyoming | $1,216 | $1,693 | $1,787 |
| Georgia | $1,682 | $2,528 | $2,574 |
Compare Volkswagen Golf To Other Volkswagen Models
- Volkswagen Arteon Car Insurance
- Volkswagen Atlas Car Insurance
- Volkswagen Jetta Car Insurance
- Volkswagen Passat Car Insurance
- Volkswagen Tiguan Car Insurance
- Volkswagen E-Golf Car Insurance
- Volkswagen Golf R Car Insurance
- Volkswagen Golf Sportwagen Car Insurance
- Volkswagen GTI Car Insurance
- Volkswagen Atlas Cross Sport Car Insurance
FAQs
Who has the cheapest car insurance for a Volkswagen Golf?
American National P offers the most affordable car insurance for Volkswagen Golf vehicles manufactured between 2010 and 2021.
Which company offers the best car insurance for a Volkswagen Golf?
Considering their competitive pricing, extensive coverage options, and excellent customer service, we suggest American National P as the top choice for Volkswagen Golf insurance.
