Volkswagen Golf Car Insurance Cost

Securing insurance for a Volkswagen Golf typically costs approximately $653 per year with American National P. However, the exact amount can differ based on factors like your age, the car’s model year, and other pertinent information. You can utilize the quote tables provided below to obtain a personalized estimate tailored to your individual circumstances.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Volkswagen Golf, it’s important to factor in the cost of insurance. Insurance plays a crucial role in car ownership, and it’s vital to grasp its implications before making a decision.

Selecting the right car insurance is essential to avoid unexpected and potentially expensive bills down the road. It’s crucial not to overlook this aspect, as insufficient coverage could result in substantial out-of-pocket costs in the event of an accident. Moreover, being responsible for an accident could lead to an increase in your insurance rates.

With over ten years of experience analyzing car insurance rates, I’ve observed significant fluctuations in costs. Factors such as age, driving history, and location can have a significant impact on your insurance premiums.

How Much Does Volkswagen Golf Car Insurance Cost?

Typically, American National P offers the most attractive rate, averaging $653 annually for full coverage insurance on a 2021 Volkswagen Golf.

While American National P’s pricing serves as a useful starting point, it’s crucial to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may lead to lower premiums, while a history of accidents or traffic violations could raise your costs.

Additionally, residing in urban areas with heavy traffic may result in higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, generally comes with a higher cost than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you find the most advantageous deal for your needs.

2021 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
American National P $653
Texas Farm Bureau Group $801
Safety Group $982
Virginia Farm Bureau $1,087
Norfolk and Dedham Group $1,100
Penn National $1,135
Country $1,154
ACE American Pool $1,256
Cincinnati Insurance $1,314
Allied $1,389

2020 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $964
Texas Farm Bureau Group $1,177
Atlantic States Insurance $1,211
Pekin Insurance $1,252
American Independent Ins Co $1,359
IMT Insurance Company $1,348
Safeco $1,391
Hastings Mutual Insurance Co $1,507
Farm Bureau Mutual (IA Group) $1,510
Safeway $1,557

2019 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Safeco $575
National General Value $882
Atlantic States Insurance $924
New Jersey Manufacturers $995
American National P $1,003
Clearcover $1,088
Safety Group $1,092
Texas Farm Bureau Group $1,177
Norfolk and Dedham Group $1,174
Plymouth Rock Assurance $1,288

2018 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $445
Safeco $559
Western Reserve $697
Celina Insurance Group $985
Mississippi Farm Bureau $1,020
Cincinnati Insurance $1,037
American National P $1,133
Ohio Mutual Ins Group $1,136
Texas Farm Bureau Group $1,153
Georgia Farm Bureau $1,168

2017 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $147
Pekin Insurance $519
American National P $721
PEMCO $781
Norfolk and Dedham Group $825
Direct Auto $892
North Carolina Farm Bureau $903
Safety Group $909
Rockford Mutual Insurance $941
Virginia Farm Bureau $976

2016 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Safeco $116
American National P $464
Jupiter Auto Insurance $593
New York Central Mutual Fire $703
PEMCO $817
National General Value $910
Clearcover $959
North Carolina Farm Bureau $1,181
Capital Insurance Group $1,205
Oregon Mutual $1,201

2015 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Concord Group $776
North Carolina Farm Bureau $900
Mercury Insurance $976
PEMCO $999
Clearcover $1,046
Utica National Ins Group $1,033
Commerce Group Inc $1,034
NatGen Custom 360 $1,072
Texas Farm Bureau Group $1,088
MO Farm Bureau Services $1,118

2014 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $241
Buckeye Insurance Group $400
Kemper Auto | Infinity $459
Rockford Mutual Insurance $589
West Bend Mutual $597
Pekin Insurance $629
Direct Auto $693
Bear River $700
Auto Club Group $725
Loya Insurance $785

2013 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $390
Plymouth Rock $446
SAFECO $516
Dairyland $574
Buckeye Insurance Group $710
West Bend Mutual $745
Farmers Mutual of Nebraska $802
Texas Farm Bureau Group $809
North Carolina Farm Bureau $845
Indiana Farmers Mutual Ins $918

2012 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $353
American National P $368
Countryway Insurance $691
IMT Insurance Company $730
Clearcover $769
North Carolina Farm Bureau $890
Jupiter Auto Insurance $885
Pekin Insurance $952
Virginia Farm Bureau $935
Buckeye Insurance Group $933

2011 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $736
American National P $812
SafeAuto $904
Utica National Ins Group $935
New Jersey Manufacturers $998
Virginia Farm Bureau $1,030
Mississippi Farm Bureau $1,089
New York Central Mutual Fire $1,089
West Bend Mutual $1,153
PEMCO $1,165

2010 Volkswagen Golf Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $142
AssuranceAmerica $400
Texas Farm Bureau Group $687
North Carolina Farm Bureau $689
Utica National Ins Group $808
New Jersey Manufacturers $937
National General Value $977
Colorado Farm Bureau Mutual $1,049
Georgia Farm Bureau $1,257
Titan $1,242

Cost of Volkswagen Golf Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $4,973 $7,307 $8,525
18 $4,632 $6,816 $7,966
19 $4,079 $5,990 $7,021
20 $3,552 $5,221 $6,125
21 $2,995 $4,399 $5,158
22 $2,897 $4,282 $4,992
23 $2,565 $3,754 $4,397
24 $2,434 $3,541 $4,168
25 $2,077 $3,069 $3,609
30 $1,634 $2,384 $2,783
35 $1,524 $2,224 $2,615
40 $1,484 $2,172 $2,522
45 $1,416 $2,099 $2,438
55 $1,316 $1,917 $2,247
65 $1,378 $2,001 $2,340
75 $1,704 $2,511 $2,963

Volkswagen Golf Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,564 $2,277 $2,861
Alaska $1,297 $1,783 $1,719
Arizona $1,445 $2,114 $3,084
Arkansas $1,608 $2,486 $2,772
California $1,775 $3,126 $1,756
Colorado $1,649 $2,305 $2,939
Connecticut $2,107 $3,287 $4,179
Delaware $1,754 $2,328 $2,988
Florida $2,088 $2,878 $3,779
Hawaii $700 $942 $660
Idaho $1,182 $1,584 $1,907
Illinois $1,241 $1,879 $2,131
Indiana $1,283 $1,959 $2,169
Iowa $1,005 $1,376 $1,602
Kansas $1,338 $1,938 $2,293
Kentucky $1,934 $2,846 $3,362
Louisiana $2,481 $3,759 $4,075
Maine $957 $1,316 $1,920
Maryland $1,506 $2,221 $2,450
Massachusetts $1,209 $2,109 $1,202
Michigan $2,919 $4,461 $7,056
Minnesota $1,212 $1,623 $2,267
Mississippi $1,461 $2,087 $2,087
Missouri $1,362 $1,967 $2,579
Montana $1,393 $1,931 $2,277
Nebraska $1,174 $1,754 $1,889
Nevada $1,940 $2,881 $3,075
New Hampshire $1,376 $2,146 $2,691
New Jersey $1,479 $2,328 $3,087
New Mexico $1,507 $2,266 $2,349
New York $1,404 $1,800 $2,963
North Carolina $886 $1,492 $1,088
North Dakota $1,182 $1,839 $2,166
Ohio $1,090 $1,665 $1,684
Oklahoma $1,726 $2,439 $2,732
Oregon $1,545 $2,069 $2,477
Pennsylvania $1,329 $1,919 $2,241
Rhode Island $2,170 $3,211 $3,589
South Carolina $1,475 $2,071 $2,847
South Dakota $1,334 $1,919 $2,234
Tennessee $1,555 $2,296 $3,075
Texas $1,569 $2,289 $2,834
Utah $1,336 $1,894 $2,585
Vermont $1,030 $1,604 $1,664
Virginia $977 $1,502 $1,473
Washington $1,279 $1,759 $2,084
West Virginia $1,309 $1,860 $2,336
Wisconsin $1,308 $2,018 $2,308
Wyoming $1,216 $1,693 $1,787
Georgia $1,682 $2,528 $2,574

FAQs

Who has the cheapest car insurance for a Volkswagen Golf?

American National P offers the most affordable car insurance for Volkswagen Golf vehicles manufactured between 2010 and 2021.

Which company offers the best car insurance for a Volkswagen Golf?

Considering their competitive pricing, extensive coverage options, and excellent customer service, we suggest American National P as the top choice for Volkswagen Golf insurance.

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