Cheapest Car Insurance In Buckhannon, WV 2024
In Buckhannon, GEICO offers the lowest-cost minimum coverage car insurance, with an average monthly rate of $37.
We’ve saved shoppers an average of $600 per year on their car insurance.
Searching for the most affordable car insurance in Buckhannon, WV, can reveal a wide range of options.
GEICO stands out as the top choice for those searching for the lowest liability-only coverage rates. Progressive, on the other hand, provides the best deals on full coverage policies, while State Farm offers the most affordable rates for young drivers.
Cheapest Car Insurance Companies In Buckhannon, WV 2024
Cheapest Liability-only Car Insurance In Buckhannon: Cincinnati
In Buckhannon, GEICO offers the most affordable minimum coverage car insurance, costing an average of $37 per month.
Refer to the table below to compare the rates offered by various insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Travelers | $41 | $490 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Full Coverage Insurance Rates In Buckhannon: Auto-Owners
Progressive offers the lowest full coverage car insurance rates in Buckhannon, with an average quote of $92 per month.
The table below shows a comparison of average auto insurance quotes from budget-friendly providers in Buckhannon.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $871 |
| Cincinnati | $80 | $962 |
| Nationwide | $74 | $884 |
| Shelter | $92 | $1,107 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
State Farm offers the lowest car insurance rates for seniors in Buckhannon, with an average cost of $87 per month.
The table below displays average quotes from the most affordable auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $814 |
| State Farm | $86 | $1,036 |
| Allstate | $133 | $1,590 |
| Shelter | $95 | $1,135 |
| GEICO | $112 | $1,344 |
Cheapest Rates In Buckhannon For Teenagers: Nationwide
State Farm offers the most affordable car insurance for teenage drivers in Buckhannon, with average monthly rates of $313.
The table below lists the companies offering the lowest insurance rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $155 | $1,865 |
| State Farm | $176 | $2,109 |
| Allstate | $167 | $2,007 |
| Travelers | $198 | $2,370 |
| Auto-Owners | $243 | $2,913 |
Cheapest Auto Insurance For Young Adults in Buckhannon: Travelers
State Farm provides the lowest car insurance quotes for young adults in Buckhannon, with an average monthly rate of $238.
The table below allows you to compare the lowest auto insurance rates in Buckhannon for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $91 | $1,092 |
| State Farm | $119 | $1,422 |
| Nationwide | $99 | $1,192 |
| Auto-Owners | $100 | $1,197 |
| Allstate | $130 | $1,560 |
Cheapest Car Insurance In Buckhannon For Good Drivers: Cincinnati
GEICO offers the most affordable car insurance for good drivers in Buckhannon, with rates averaging $37 per month.
If you’re a good driver, the table below can help you find average quotes from the cheapest insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Shelter | $48 | $576 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Find affordable Buckhannon rates
Cheapest Car Insurance In Buckhannon After A Speeding Ticket: Auto-Owners
State Farm stands out as one of the most affordable options in Buckhannon, offering average rates of $176 per month for drivers with a speeding ticket.
The table below provides average rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $964 |
| State Farm | $107 | $1,280 |
| Cincinnati Insurance | $95 | $1,140 |
| Allstate | $148 | $1,772 |
| Progressive | $136 | $1,632 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
State Farm provides the lowest car insurance rates for drivers with an at-fault accident, averaging $193 a month.
Below is a list of car insurance companies offering the cheapest rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $99 | $1,197 |
| Cincinnati Insurance | $167 | $2,004 |
| State Farm | $116 | $1,391 |
| GEICO | $217 | $2,600 |
| Progressive | $124 | $1,490 |
Cheapest Rates In Buckhannon For Drivers After A DUI: State Farm
State Farm provides the lowest car insurance rates for drivers after a DUI, with average monthly premiums of $188 for Buckhannon residents.
The table below shows the cheapest car insurance rates for drivers in Buckhannon with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,282 |
| Nationwide | $138 | $1,657 |
| Allstate | $166 | $1,992 |
| Auto-Owners | $171 | $2,051 |
| Cincinnati | $213 | $2,555 |
Best Car Insurance Companies In Buckhannon
In Buckhannon, AAA offers the most affordable car insurance at $83 per month. Progressive is also a good option at $90, while GEICO follows with rates starting at $93 a month.
Below is a list of the top 10 car insurance companies in Buckhannon, WV, ranked by their average monthly premiums.
| Company | Monthly Premium |
| Cincinnati Insurance | $30 |
| Kentucky Farm Bureau | $39 |
| Travelers | $41 |
| Auto-Owners | $37 |
| State Farm | $50 |
| Nationwide | $43 |
| Allstate | $76 |
| GEICO | $53 |
| Shelter | $50 |
| Westfield | $62 |
| Grange Insurance | $89 |
Average Auto Insurance Rates In Buckhannon – By Age
Age plays a significant role in determining car insurance rates. Younger drivers often face higher premiums because of their inexperience and higher risk of accidents or violations. Teen drivers typically pay around $7,599 annually for insurance.
Car insurance rates typically start to drop when drivers turn 25, provided they have a clean driving history.
Drivers in their 50s and early 60s often receive the best insurance rates, as insurers view this age group as more experienced and less risky.
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $2,100 |
| 30s | $1,704 |
| 40s | $1,500 |
| 50s | $1,370 |
| 60s | $1,440 |
| 70s | $1,632 |
Average Rates In Buckhannon – By Vehicle
Your car’s make, model, year, and body type greatly affect your insurance rates. Newer vehicles, especially luxury cars with advanced features and higher replacement costs, typically come with higher premiums.
The table below shows the average insurance rates for various vehicles in Buckhannon.
| Vehicle | Average Monthly Rate |
| Hyundai Sonata | $970 |
| Audi A3 | $129 |
| Toyota Prius | $192 |
| Chevrolet Equinox | $360 |
| Kia Optima | $460 |
Average Cost Of Auto Insurance In Buckhannon – By Zip Code
Insurance companies use zip codes to assess local crime rates, which in turn affects car insurance premiums. As a result, rates can vary depending on your zip code.
The table below shows the average insurance rates for various zip codes in Buckhannon.
| Zip Code | Average Monthly Rate |
| 40509 | $153 |
| 40511 | $130 |
| 40516 | $105 |
| 40504 | $124 |
| 40515 | $165 |
How Much Is Car Insurance In Other Cities in West Virginia?
Your city of residence has a significant impact on your car insurance premiums. Factors like accident rates, vehicle theft, and vandalism, which tend to be higher in urban areas, can lead to higher insurance costs.
For instance, car insurance rates in Los Angeles average $243 per month, whereas in San Diego, residents typically pay $176 per month.
| City | Average Monthly Rate |
| Nitro | $215 |
| Dunbar | $170 |
| South Charleston | $192 |
| Bluefield | $180 |
| Beckley | $196 |
| Huntington | $180 |
| Logan | $173 |
| Clarksburg | $180 |
| Keyser | $190 |
| Hurricane | $180 |
Find affordable Buckhannon rates
Our Methodology
Based on a detailed analysis covering aspects like customer service, product offerings, pricing, and reviews from various online platforms, I’ve developed a comprehensive overview of car insurance providers in Buckhannon, WV.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Buckhannon?
GEICO offers the lowest car insurance rates in Buckhannon for minimum coverage, while Progressive provides the most affordable full coverage, including comprehensive and collision.
What is the average cost of car insurance in Buckhannon?
The typical cost of car insurance in Buckhannon is around $180 per month, though rates can differ depending on factors such as zip code, car model and year, and driving history.
