Cheapest Car Insurance In Corvallis, OR 2024
At $47 per month on average, State Farm is the cheapest choice for minimum car insurance in Corvallis.
We’ve saved shoppers an average of $600 per year on their car insurance.
The hunt for affordable car insurance in Corvallis, OR, often uncovers significant variation in choices.
If you’re searching for affordable liability-only coverage, State Farm leads the pack. For full coverage, Travelers offers the best deals, and American Family is the go-to for young drivers.
Cheapest Car Insurance Companies In Corvallis, OR
Cheapest Liability-only Car Insurance In Corvallis: State Farm
For minimum coverage car insurance in Corvallis, State Farm is the cheapest provider, with an average monthly rate of $47.
Use the table below to review and compare pricing across multiple insurance providers.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $47 | $560 |
Progressive | $52 | $625 |
Nationwide | $57 | $688 |
Allstate | $107 | $1,280 |
Farmers | $64 | $762 |
Cheapest Full Coverage Insurance Rates In Corvallis: Travelers
Travelers stands out as the cheapest option for full coverage car insurance in Corvallis, with average monthly quotes of $81.
The table below highlights average car insurance rates from affordable companies in Corvallis.
Provider | Average Monthly Cost | Average Annual Cost |
Travelers | $81 | $971 |
Nationwide | $96 | $1,146 |
State Farm | $102 | $1,218 |
GEICO | $106 | $1,272 |
Allstate | $178 | $2,135 |
Cheapest Car Insurance Rates For Seniors: Travelers
Travelers offers the most affordable car insurance for seniors in Corvallis, with an average monthly cost of $82.
Below is a table highlighting average rates from the cheapest car insurance providers for seniors.
Provider | Average Monthly Cost | Average Annual Cost |
Travelers | $82 | $980 |
Nationwide | $88 | $1,059 |
State Farm | $95 | $1,135 |
Progressive | $96 | $1,146 |
Farmers | $125 | $1,505 |
Cheapest Rates In Corvallis For Teenagers: State Farm
State Farm offers the most affordable car insurance for teen drivers in Corvallis, with an average premium of $135 a month.
The table below lists the most affordable insurance providers for teenage drivers.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $135 | $1,615 |
Travelers | $176 | $2,110 |
Allstate | $151 | $1,816 |
Kemper | $165 | $1,984 |
Farmers | $228 | $2,730 |
Cheapest Auto Insurance For Young Adults in Corvallis: American Family
Young adults in Corvallis can find the lowest car insurance rates with American Family, averaging $89 a month.
The table below allows you to review and compare the cheapest car insurance options in Corvallis for young adults.
Provider | Average Monthly Cost | Average Annual Cost |
American Family | $89 | $1,073 |
Progressive | $114 | $1,370 |
Nationwide | $116 | $1,396 |
Allstate | $189 | $2,271 |
State Farm | $118 | $1,418 |
Cheapest Car Insurance In Corvallis For Good Drivers: State Farm
State Farm offers the most affordable car insurance for good drivers in Corvallis, with monthly premiums of about $47.
If you’re a safe driver, refer to the table below to find average quotes from the most cost-effective insurance companies.
Provider | Average Monthly Cost | AverageAnnual Cost |
State Farm | $47 | $560 |
Progressive | $52 | $625 |
Nationwide | $57 | $688 |
Allstate | $107 | $1,280 |
Farmers | $64 | $762 |
Find affordable Corvallis rates
Cheapest Car Insurance In Corvallis After A Speeding Ticket: CIG
CIG stands out as one of the cheapest providers in Corvallis, with rates averaging $102 a month for drivers who have a speeding violation.
Use the table below to compare average insurance rates for drivers with a speeding ticket.
Provider | Average Monthly Cost | Average Annual Cost |
CIG | $102 | $1,228 |
Progressive | $130 | $1,562 |
State Farm | $113 | $1,350 |
Allstate | $206 | $2,470 |
Farmers | $148 | $1,780 |
Cheapest For Drivers With After At-Fault Accident: American Family
American Family stands out as the most affordable option for drivers with an at-fault incident, offering rates of $100 per month on average.
Listed below are the insurers with the cheapest premiums for drivers who have an at-fault accident on their record.
Provider | Average Monthly Cost | Average Annual Cost |
American Family | $100 | $1,205 |
Travelers | $117 | $1,399 |
Nationwide | $121 | $1,455 |
Farmers | $168 | $2,016 |
State Farm | $131 | $1,570 |
Cheapest Rates In Corvallis For Drivers After A DUI: State Farm
For Corvallis drivers with a DUI, State Farm provides the lowest car insurance premiums at $113 per month on average.
If you have a DUI, check the table below for the cheapest car insurance rates in Corvallis.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $113 | $1,352 |
Travelers | $130 | $1,561 |
Kemper | $147 | $1,760 |
Farmers | $162 | $1,945 |
Allstate | $228 | $2,733 |
Best Car Insurance Companies In Corvallis
State Farm provides the cheapest insurance in Corvallis at $47 a month, with Progressive at $52 and Kemper at $43 as other good options.
Below is a ranking of the top 10 car insurance companies in Corvallis, OR, based on average monthly premiums.
Company | Monthly Premium |
State Farm | $47 |
Progressive | $52 |
Nationwide | $57 |
Allstate | $107 |
Farmers | $64 |
GEICO | $54 |
CIG | $50 |
Country Financial | $55 |
Kemper | $43 |
American Family | $59 |
Average Auto Insurance Rates In Corvallis – By Age
Car insurance rates are heavily influenced by age, and younger drivers, particularly teenagers, face higher costs due to their inexperience and increased likelihood of accidents. On average, teens pay $3,216 per year.
At age 25, drivers typically see lower insurance premiums if they’ve maintained a good driving record.
Insurance rates tend to be lowest for drivers in their 50s and early 60s, as age is a factor insurers use to determine experience and risk.
Age | Average Yearly Rate |
Teenagers | $3,216 |
20s | $2,376 |
30s | $1,788 |
40s | $1,608 |
50s | $1,359 |
60s | $1,224 |
70s | $1,272 |
Average Cost Of Auto Insurance In Corvallis – By Zip Code
Your zip code plays a role in determining your car insurance rates, as it helps insurers evaluate the crime rate in your area.
Use the table below to find average insurance premiums for different Corvallis zip codes.
Zip Code | Average Monthly Rate |
97330 | $92 |
97331 | $81 |
97333 | $160 |
Average Rates In Corvallis – By Vehicle
Car insurance costs are significantly affected by the type of vehicle you own. Insurers evaluate details like make, model, year, and body type, with newer luxury cars often leading to higher premiums due to advanced technology and expensive replacements.
You can refer to the table below to see average insurance premiums for different vehicles in Corvallis.
Vehicle | Average Monthly Rate |
Chevrolet Hhr | $68 |
Hyundai Sonata | $265 |
Mercedes-Benz Cl | $146 |
Toyota Corolla | $215 |
Hyundai Elantra | $90 |
How Much Is Car Insurance In Other Cities In Oregon?
Car insurance rates are heavily influenced by where you live. Urban areas, with higher rates of accidents, theft, and vandalism, typically come with higher premiums due to the increased risk.
As an example, drivers in Portland typically pay $160 per month for car insurance, whereas those in Grants Pass can expect an average premium of $96 per month.
City | Average Monthly Rate |
Hillsboro | $140 |
Klamath Falls | $104 |
Lake Oswego | $131 |
Medford | $107 |
Albany | $85 |
Beaverton | $99 |
Bend | $118 |
Portland | $160 |
Eugene | $109 |
Grants Pass | $96 |
Find affordable Corvallis rates
Our Methodology
Using a thorough analysis that includes customer service feedback, available coverage options, pricing, and reviews from multiple online platforms, I’ve created a comprehensive guide to car insurance companies in Corvallis, OR. This perspective is informed by over 15 years of active engagement in the industry as a licensed insurance agent. It's enriched by countless interactions with representatives from diverse companies and insights acquired through firsthand experience.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Corvallis?
In Corvallis, State Farm offers the lowest premiums for minimum coverage, while Travelers offers the most competitive rates for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Corvallis?
On average, car insurance in Corvallis costs about $110 per month, though your rate can vary based on factors such as your zip code, car make and model, and driving record.