Cheapest Car Insurance In Davenport, IA 2024
Auto-Owners offers the lowest car insurance rates in Davenport, averaging $18 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for affordable car insurance in Davenport, IA, the rates can vary widely, but Auto-Owners stands out with competitive pricing. On average, residents can get car insurance for about $118 per month, which is significantly higher than the state’s average of $94.
For those in need of the cheapest liability-only coverage, Auto-Owners is the top choice. Additionally, drivers seeking comprehensive coverage will find Auto-Owners’ full coverage policies to be the most affordable at $53 per month. For young drivers, however, State Farm provides the lowest rates, averaging $102 per month.
Cheapest Car Insurance Companies In Davenport, IA 2024
How Much Is Car Insurance In Davenport, IA?
Auto-Owners provides the cheapest car insurance in Davenport, IA, with coverage available for $118 a month.
| Area | Average Monthly Rate |
| National | $152 |
| Iowa | $94 |
| Davenport, IA | $118 |
Cheapest Car Insurance In Davenport For Young Adults: State Farm
State Farm provides the most affordable quotes for young adults in Davenport, with rates averaging around $102 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $102 | $1,224 |
| Farm Bureau Mutual (IA Group) | $136 | $1,632 |
| Nationwide ThreeSixZero | $115 | $1,380 |
| Hastings Mutual Insurance Co | $128 | $1,536 |
| IMT Insurance Company | $126 | $1,512 |
Cheapest Minimum Coverage Car Insurance In Davenport: Auto-Owners
Auto-Owners is the most affordable car insurance provider for minimum coverage in Davenport, with an average monthly cost of $18.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $18 | $216 |
| American Family | $37 | $444 |
| USAA | $30 | $360 |
| Allstate | $28 | $336 |
| GEICO | $36 | $432 |
Cheapest Auto Insurance Rates In Davenport For Teenagers: IMT Insurance Company
Teenage drivers in Davenport can get the cheapest quotes from IMT Insurance Company, with average monthly premiums of $144.
| Provider | Average Monthly Cost | Average Annual Cost |
| IMT Insurance Company | $144 | $1,728 |
| USAA | $190 | $2,280 |
| State Farm | $163 | $1,956 |
| Auto-Owners Insurance Co | $185 | $2,220 |
| Farm Bureau Mutual (IA Group) | $176 | $2,112 |
Cheapest Full Coverage Car Insurance In Davenport: Auto-Owners
Auto-Owners offers the lowest rates for full coverage car insurance in Davenport, with quotes averaging $53 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $53 | $636 |
| American Family | $67 | $804 |
| USAA | $60 | $720 |
| Allstate | $72 | $864 |
| GEICO | $63 | $756 |
Cheapest Car Insurance In Davenport For Seniors: Safeco
Safeco offers the cheapest car insurance rates for seniors in Davenport, with quotes averaging $25 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $25 | $300 |
| IMT Insurance Company | $76 | $912 |
| State Farm | $75 | $900 |
| Farm Bureau Mutual (IA Group) | $93 | $1,116 |
| Hastings Mutual Insurance Co | $76 | $912 |
Cheapest Car Insurance Companies In Davenport For Drivers With Prior Incidents
In Davenport, drivers with records of traffic violations, such as accidents, speeding, or DUIs, often encounter challenges in securing affordable car insurance. These driving infractions lead insurance companies to categorize them as high-risk, anticipating a higher likelihood of future insurance claims.
Cheapest Car Insurance In Davenport After A Speeding Ticket: Auto-Owners
Auto-Owners stands out for its affordability compared to other companies, offering average rates of $29 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $29 | $348 |
| American Family | $47 | $564 |
| USAA | $40 | $480 |
| Allstate | $50 | $600 |
| GEICO | $44 | $528 |
Cheapest Car Insurance In Davenport After At-Fault Accident: Auto-Owners
Auto-Owners provides the most affordable car insurance quotes for drivers with an at-fault incident, averaging $26 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $26 | $312 |
| American Family | $35 | $420 |
| USAA | $45 | $540 |
| Allstate | $50 | $600 |
| GEICO | $45 | $540 |
Cheapest Car Insurance In Davenport For Drivers After A DUI: Auto-Owners
Auto-Owners offers the most budget-friendly rates for drivers with a DUI in Davenport, with average monthly premiums of $50.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $50 | $600 |
| Allstate | $61 | $732 |
| USAA | $52 | $624 |
| American Family | $58 | $696 |
| GEICO | $55 | $660 |
Best Car Insurance Companies In Davenport
When selecting a car insurance company in Davenport, IA, finding affordable rates and securing reliable protection are equally important. Below are the top 10 car insurance companies in Davenport, IA, ranked by the average monthly rate they offer.
| Company | Monthly Premium |
| Nationwide ThreeSixZero | $98 |
| State Farm | $76 |
| American Family | $101 |
| Hastings Mutual Insurance Co | $95 |
| Pekin Insurance | $108 |
| Farm Bureau Mutual (IA Group) | $86 |
| Auto-Owners Insurance Co | $108 |
| IMT Insurance Company | $97 |
| USAA | $106 |
| Safeco | $101 |
Average Cost Of Car Insurance In Davenport – By Vehicle
| Vehicle | Average Monthly Rate |
| 2003 Buick Century | $36 |
| 2018 Toyota Rav4 | $190 |
| 2012 Jeep Liberty | $107 |
| 2006 Ford Five Hundred | $100 |
How Much Is Car Insurance In Other Cities in Iowa?
| City | Average Monthly Rate |
| Iowa City | $92 |
| Ames | $113 |
| Harlan | $98 |
| Boone | $99 |
| Dubuque | $114 |
| Cedar Rapids | $102 |
| Des Moines | $112 |
| Clinton | $83 |
| Davenport | $118 |
| Council Bluffs | $115 |
Where you live has a significant impact on your car insurance rates. Insurance companies evaluate various factors related to your location, such as the likelihood of accidents, vehicle theft, and vandalism rates. These risks are usually higher in urban areas, leading to increased premiums.
Average Cost Of Auto Insurance In Davenport – By Zip Code
| City | Average Monthly Rate |
| 52801 | $95 |
| 52804 | $122 |
| 52802 | $117 |
| 52806 | $105 |
| 52803 | $120 |
Average Cost Of Car Insurance In Davenport – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,360 |
| 20s | $1,692 |
| 30s | $1,200 |
| 40s | $1,068 |
| 50s | $1,164 |
| 60s | $1,140 |
| 70s | $924 |
Our Methodology
By conducting a thorough analysis that considers multiple aspects such as customer service ratings, product options, pricing, and a comprehensive evaluation of various online review sites and user experiences, I've developed a detailed understanding of the landscape of car insurance providers in Davenport, IA.
Years Of Industry Experience
Product Types Examined
Research Hours
Brands Reviewed
FAQs
Who has the lowest car insurance rates in Davenport?
Auto-Owners provides the lowest car insurance rates in Davenport for both the minimum coverage required by the State of Iowa and full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Davenport?
The average cost of car insurance in Davenport is approximately $118 per month. However, rates can vary based on factors such as your zip code, the year and model of your car, driving record, and other relevant details.
