Cheapest Car Insurance In Davenport, IA 2024
For minimum coverage auto insurance in Davenport, GEICO is the most affordable, with rates averaging $37 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
The search for affordable car insurance in Davenport, IA, can lead to a wide variety of price points.
GEICO is the most affordable choice for liability-only insurance, Progressive provides great full coverage rates, and State Farm offers the lowest prices for younger drivers.
Cheapest Car Insurance Companies In Davenport, IA 2024
Cheapest Liability-only Car Insurance In Davenport: Cincinnati
Davenport drivers seeking low-cost minimum coverage can find the best rates with GEICO, averaging $37 per month.
The chart below provides a side-by-side comparison of rates across multiple insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Travelers | $41 | $490 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Full Coverage Insurance Rates In Davenport: Auto-Owners
Progressive stands out for its affordable full coverage car insurance in Davenport, with average monthly premiums of $92.
The table below provides average quotes from affordable auto insurance companies in Davenport
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $871 |
| Cincinnati | $80 | $962 |
| Nationwide | $74 | $884 |
| Shelter | $92 | $1,107 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
With an average monthly rate of $87, State Farm is the most affordable car insurance option for seniors in Davenport.
Below is a table that shows average rates from the cheapest auto insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $814 |
| State Farm | $86 | $1,036 |
| Allstate | $133 | $1,590 |
| Shelter | $95 | $1,135 |
| GEICO | $112 | $1,344 |
Cheapest Rates In Davenport For Teenagers: Nationwide
For teenage drivers in Davenport, State Farm offers the most budget-friendly car insurance, averaging $313 per month.
The table provides a comparison of the most affordable insurance companies for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $155 | $1,865 |
| State Farm | $176 | $2,109 |
| Allstate | $167 | $2,007 |
| Travelers | $198 | $2,370 |
| Auto-Owners | $243 | $2,913 |
Cheapest Auto Insurance For Young Adults in Davenport: Travelers
At $238 per month on average, State Farm offers the cheapest quotes for young adults in Davenport.
Check out the table below to see how the lowest car insurance rates for young adults in Davenport stack up.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $91 | $1,092 |
| State Farm | $119 | $1,422 |
| Nationwide | $99 | $1,192 |
| Auto-Owners | $100 | $1,197 |
| Allstate | $130 | $1,560 |
Cheapest Car Insurance In Davenport For Good Drivers: Cincinnati
With average premiums of $37 a month, GEICO is the best option for affordable car insurance for good drivers in Davenport.
Use the table below to explore average quotes from the most affordable car insurance providers for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Shelter | $48 | $576 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Find affordable Davenport rates
Cheapest Car Insurance In Davenport After A Speeding Ticket: Auto-Owners
At $176 per month on average, State Farm is a budget-friendly choice for drivers in Davenport who have a speeding ticket.
Check the table below for average rates for drivers who’ve had a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $964 |
| State Farm | $107 | $1,280 |
| Cincinnati Insurance | $95 | $1,140 |
| Allstate | $148 | $1,772 |
| Progressive | $136 | $1,632 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
At $193 per month on average, State Farm offers the cheapest car insurance for drivers with an at-fault incident.
Here are the car insurance providers offering the most budget-friendly rates for drivers with an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $99 | $1,197 |
| Cincinnati Insurance | $167 | $2,004 |
| State Farm | $116 | $1,391 |
| GEICO | $217 | $2,600 |
| Progressive | $124 | $1,490 |
Cheapest Rates In Davenport For Drivers After A DUI: State Farm
State Farm offers the most competitive rates for Davenport drivers with a DUI, averaging $188 a month.
The table below provides the cheapest car insurance quotes for Davenport drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,282 |
| Nationwide | $138 | $1,657 |
| Allstate | $166 | $1,992 |
| Auto-Owners | $171 | $2,051 |
| Cincinnati | $213 | $2,555 |
Best Car Insurance Companies In Davenport
Drivers in Davenport can get the cheapest insurance with AAA California for $83 a month. Progressive and GEICO follow with monthly rates of $90 and $93, respectively.
Below, you’ll find the top 10 car insurance providers in Davenport, IA, listed by their average monthly rate.
| Company | Monthly Premium |
| Cincinnati Insurance | $30 |
| Kentucky Farm Bureau | $39 |
| Travelers | $41 |
| Auto-Owners | $37 |
| State Farm | $50 |
| Nationwide | $43 |
| Allstate | $76 |
| GEICO | $53 |
| Shelter | $50 |
| Westfield | $62 |
| Grange Insurance | $89 |
Average Rates In Davenport – By Vehicle
The car you drive, including its make, model, year, and body type, influences your insurance rates. Generally, newer and luxury vehicles with advanced technology and costly replacement parts lead to higher premiums.
Check the table below to find the average rates in Davenport for different car models.
| Vehicle | Average Monthly Rate |
| 2003 Buick Century | $36 |
| 2018 Toyota Rav4 | $190 |
| 2012 Jeep Liberty | $107 |
| 2006 Ford Five Hundred | $100 |
How Much Is Car Insurance In Other Cities in Iowa?
Your city’s characteristics significantly influence your insurance rates. Factors like accident statistics, theft rates, and vandalism are typically higher in urban areas, which leads to higher premiums.
For instance, Los Angeles drivers typically pay $243 a month for car insurance, while in San Diego, the average rate is $176 per month.
| City | Average Monthly Rate |
| Iowa City | $92 |
| Ames | $113 |
| Harlan | $98 |
| Boone | $99 |
| Dubuque | $114 |
| Cedar Rapids | $102 |
| Des Moines | $112 |
| Clinton | $83 |
| Davenport | $118 |
| Council Bluffs | $115 |
Average Cost Of Auto Insurance In Davenport – By Zip Code
Crime rates in your area, which are often determined by zip code, influence the cost of car insurance in that area.
The table below provides the average car insurance rates for different Davenport zip codes.
| City | Average Monthly Rate |
| 52801 | $95 |
| 52804 | $122 |
| 52802 | $117 |
| 52806 | $105 |
| 52803 | $120 |
Average Auto Insurance Rates In Davenport – By Age
Age plays a critical role in the cost of car insurance. Teens typically pay higher premiums because of their inexperience behind the wheel and a higher chance of accidents or violations. On average, teenagers pay about $7,599 annually for coverage.
Insurance premiums typically start to decrease once drivers reach 25, assuming they maintain a clean driving record.
The most attractive car insurance rates are often given to drivers in their 50s and early 60s, as insurers rely on age to assess driving experience and risk, which influences the cost of coverage.
| Age | Average Yearly Rate |
| Teenagers | $3,360 |
| 20s | $1,692 |
| 30s | $1,200 |
| 40s | $1,068 |
| 50s | $1,164 |
| 60s | $1,140 |
| 70s | $924 |
Find affordable Davenport rates
Our Methodology
I’ve developed a comprehensive overview of car insurance companies in Davenport, IA, based on a deep dive into customer feedback, pricing, product selection, and online reviews.
Years Of Industry Experience
Product Types Examined
Research Hours
Brands Reviewed
FAQs
Who has the lowest car insurance rates in Davenport?
When it comes to minimum coverage, GEICO has the lowest rates in Davenport, while Progressive offers the best deals for full coverage that includes comprehensive and collision insurance.
What is the average cost of car insurance in Davenport?
In Davenport, car insurance averages $180 per month, but your rates will depend on variables like your zip code, car model, and driving record.
