Cheapest Car Insurance In Cedar Rapids, IA 2024
GEICO provides the most affordable option for minimum car insurance coverage in Cedar Rapids, averaging $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for the cheapest car insurance in Cedar Rapids, IA, you’ll find that prices can differ significantly.
If you’re looking for budget-friendly liability-only car insurance, GEICO is the top pick. Progressive delivers the best value for full coverage, and State Farm is ideal for young drivers seeking affordable premiums.
Cheapest Car Insurance Companies In Cedar Rapids, IA 2024
Cheapest Liability-only Car Insurance In Cedar Rapids: Cincinnati
GEICO provides the cheapest option for minimum coverage car insurance in Cedar Rapids, with a monthly average of $37.
Check the table below for a comparison of rates from different insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Travelers | $41 | $490 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Full Coverage Insurance Rates In Cedar Rapids: Auto-Owners
In Cedar Rapids, Progressive provides the most affordable full coverage car insurance, with monthly premiums averaging $92.
Below is a table comparing the average auto insurance rates from affordable insurers in Cedar Rapids.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $871 |
| Cincinnati | $80 | $962 |
| Nationwide | $74 | $884 |
| Shelter | $92 | $1,107 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
In Cedar Rapids, seniors can find the most affordable car insurance rates with State Farm, averaging $87 a month.
Below is a table showing the average rates from the cheapest car insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $814 |
| State Farm | $86 | $1,036 |
| Allstate | $133 | $1,590 |
| Shelter | $95 | $1,135 |
| GEICO | $112 | $1,344 |
Cheapest Rates In Cedar Rapids For Teenagers: Nationwide
In Cedar Rapids, teenage drivers can get the lowest car insurance quotes from State Farm, averaging $313 per month.
Below is a table showing the insurers with the most affordable rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $155 | $1,865 |
| State Farm | $176 | $2,109 |
| Allstate | $167 | $2,007 |
| Travelers | $198 | $2,370 |
| Auto-Owners | $243 | $2,913 |
Cheapest Auto Insurance For Young Adults in Cedar Rapids: Travelers
In Cedar Rapids, young adults can find the most affordable car insurance from State Farm, averaging $238 per month.
Use the table below to check out the cheapest auto insurance options in Cedar Rapids for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $91 | $1,092 |
| State Farm | $119 | $1,422 |
| Nationwide | $99 | $1,192 |
| Auto-Owners | $100 | $1,197 |
| Allstate | $130 | $1,560 |
Cheapest Car Insurance In Cedar Rapids For Good Drivers: Cincinnati
For good drivers in Cedar Rapids, GEICO provides the lowest car insurance rates, averaging around $37 a month.
Good drivers can use the table below to compare average quotes from the most budget-friendly insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Shelter | $48 | $576 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Find affordable Cedar Rapids rates
Cheapest Car Insurance In Cedar Rapids After A Speeding Ticket: Auto-Owners
In Cedar Rapids, State Farm provides low-cost insurance, with average monthly premiums of $176 for drivers who have a speeding ticket.
Use the table below to see average insurance rates for drivers who have a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $964 |
| State Farm | $107 | $1,280 |
| Cincinnati Insurance | $95 | $1,140 |
| Allstate | $148 | $1,772 |
| Progressive | $136 | $1,632 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
Drivers with an at-fault incident can find the cheapest quotes from State Farm, with rates averaging $193 per month.
Here are the insurance providers with the most affordable rates for drivers who have an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $99 | $1,197 |
| Cincinnati Insurance | $167 | $2,004 |
| State Farm | $116 | $1,391 |
| GEICO | $217 | $2,600 |
| Progressive | $124 | $1,490 |
Cheapest Rates In Cedar Rapids For Drivers After A DUI: State Farm
In Cedar Rapids, State Farm offers the most affordable car insurance for drivers following a DUI, with rates averaging $188 per month.
Use the table below to compare the most affordable rates for Cedar Rapids drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,282 |
| Nationwide | $138 | $1,657 |
| Allstate | $166 | $1,992 |
| Auto-Owners | $171 | $2,051 |
| Cincinnati | $213 | $2,555 |
Best Car Insurance Companies In Cedar Rapids
For the cheapest car insurance in Cedar Rapids, AAA leads at $83 a month, with Progressive at $90 and GEICO at $93.
The following are the top 10 car insurance providers in Cedar Rapids, IA, ordered by their average monthly rates.
| Company | Monthly Premium |
| Cincinnati Insurance | $30 |
| Kentucky Farm Bureau | $39 |
| Travelers | $41 |
| Auto-Owners | $37 |
| State Farm | $50 |
| Nationwide | $43 |
| Allstate | $76 |
| GEICO | $53 |
| Shelter | $50 |
| Westfield | $62 |
| Grange Insurance | $89 |
Average Auto Insurance Rates In Cedar Rapids – By Age
Car insurance rates are heavily influenced by age, with younger drivers generally paying more due to their limited experience and higher accident risk. Teenagers usually pay an average of $7,599 per year.
Once drivers hit 25, their insurance rates generally begin to decrease, as long as they keep a clean driving record.
Car insurance companies tend to offer the most competitive rates to drivers in their 50s and early 60s, as they are considered lower risk due to their experience.
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $2,100 |
| 30s | $1,704 |
| 40s | $1,500 |
| 50s | $1,370 |
| 60s | $1,440 |
| 70s | $1,632 |
Average Rates In Cedar Rapids – By Vehicle
Car insurance costs are heavily influenced by the type of vehicle you drive, including factors like its make, model, age, and body style. Newer, luxury cars with advanced technology generally carry higher insurance rates.
Use the table below to compare the average rates for different vehicles in Cedar Rapids.
| Vehicle | Average Monthly Rate |
| 2009 Kia Sedona | $120 |
| 2001 Honda Accord | $87 |
| 2015 Toyota Camry | $70 |
| 2014 Ford Mustang | $118 |
| 2013 Ford Edge | $115 |
Average Cost Of Auto Insurance In Cedar Rapids – By Zip Code
Your zip code plays a role in determining your car insurance rates, as it helps insurers evaluate crime rates in your area, leading to different premiums.
Use the table below to compare average car insurance premiums for different zip codes in Cedar Rapids.
| Zip Code | Average Monthly Rate |
| 52405 | $102 |
| 52404 | $105 |
| 52403 | $103 |
| 52402 | $104 |
| 52401 | $100 |
How Much Is Car Insurance In Other Cities in Iowa?
Where you live plays a big role in determining your car insurance rates. Urban areas typically experience more accidents, thefts, and vandalism, which can result in higher premiums.
Drivers in Los Angeles can expect to pay approximately $243 monthly for car insurance, while those in San Diego pay an average of $176 each month.
| City | Average Monthly Rate |
| Cedar Rapids | $104 |
| Ames | $115 |
| Davenport | $120 |
| Boone | $100 |
| Des Moines | $112 |
| Clinton | $84 |
| Dubuque | $111 |
| Council Bluffs | $117 |
| Red Oak | $116 |
| Shenandoah | $121 |
Find affordable Cedar Rapids rates
Our Methodology
After thoroughly reviewing customer feedback, product options, pricing, and ratings from multiple online sources, I've compiled an extensive analysis of car insurance companies in Cedar Rapids, IA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Cedar Rapids?
In Cedar Rapids, GEICO has the cheapest rates for minimum coverage, and Progressive leads in providing the lowest prices for full coverage with comprehensive and collision options.
What is the average cost of car insurance in Cedar Rapids?
On average, car insurance in Cedar Rapids costs about $180 per month, but rates can fluctuate based on your zip code, vehicle age, model, and driving record.
