Cheapest Car Insurance In Ankeny, IA 2024

GEICO stands out as the most affordable insurer for minimum coverage in Ankeny, with rates averaging $37 a month.

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Updated: 23 November 2024
Written by Bob Phillips
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Scouring the market for car insurance in Ankeny, IA, reveals a significant range in pricing options.

GEICO stands out for its affordable liability-only coverage. For full coverage, Progressive offers the best rates, and young drivers can find the cheapest premiums with State Farm.

Cheapest Car Insurance Companies In Ankeny, IA 2024

Cheapest Car Insurance, Ankeny, 2024

Cheapest Liability-only Car Insurance In Ankeny: Cincinnati

The most affordable minimum coverage car insurance in Ankeny comes from GEICO, with a monthly average rate of $37.

See the table below for a breakdown of rates from different car insurance providers.

Provider Average Monthly Cost Average Annual Cost
Cincinnati Insurance $30 $360
Travelers $41 $490
Auto-Owners $37 $443
State Farm $50 $596
Nationwide $43 $520

Cheapest Full Coverage Insurance Rates In Ankeny: Auto-Owners

In Ankeny, Progressive provides the most cost-effective full coverage car insurance, averaging $92 monthly.

Use the table to compare average quotes from Ankeny’s most affordable car insurance companies.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners $73 $871
Cincinnati $80 $962
Nationwide $74 $884
Shelter $92 $1,107
Allstate $124 $1,490

Cheapest Car Insurance Rates For Seniors: Auto-Owners

State Farm’s average rate of $87 a month makes it the most economical car insurance choice for seniors in Ankeny.

The table shows average rates from the cheapest car insurance providers tailored for seniors.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners $68 $814
State Farm $86 $1,036
Allstate $133 $1,590
Shelter $95 $1,135
GEICO $112 $1,344

Cheapest Rates In Ankeny For Teenagers: Nationwide

In Ankeny, State Farm provides the lowest car insurance quotes for teens, with an average rate of $313 per month.

Use the table below to compare the lowest insurance rates available for teenage drivers.

Provider Average Monthly Cost Average Annual Cost
Nationwide $155 $1,865
State Farm $176 $2,109
Allstate $167 $2,007
Travelers $198 $2,370
Auto-Owners $243 $2,913

Cheapest Auto Insurance For Young Adults in Ankeny: Travelers

State Farm provides young adults in Ankeny with the most affordable car insurance, at an average of $238 a month.

Use the table below to explore the best deals on car insurance for young adults in Ankeny.

Provider Average Monthly Cost Average Annual Cost
Travelers $91 $1,092
State Farm $119 $1,422
Nationwide $99 $1,192
Auto-Owners $100 $1,197
Allstate $130 $1,560

Cheapest Car Insurance In Ankeny For Good Drivers: Cincinnati

The most affordable car insurance for good drivers in Ankeny comes from GEICO, at $37 a month on average.

If you have a clean driving record, refer to the table below for average quotes from the most affordable car insurance companies.

Provider Average Monthly Cost Average Annual Cost
Cincinnati Insurance $30 $360
Shelter $48 $576
Auto-Owners $37 $443
State Farm $50 $596
Nationwide $43 $520

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Cheapest Car Insurance In Ankeny After A Speeding Ticket: Auto-Owners

State Farm is a cost-effective choice for drivers with a speeding ticket in Ankeny, offering average premiums of $176 a month.

Use the table below to explore the average insurance rates for drivers with a speeding ticket.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners $80 $964
State Farm $107 $1,280
Cincinnati Insurance $95 $1,140
Allstate $148 $1,772
Progressive $136 $1,632

Cheapest For Drivers With After At-Fault Accident: Auto-Owners

If you’ve had an at-fault accident, State Farm offers the cheapest coverage in Ankeny, with rates averaging $193 per month.

Here’s a comparison of the car insurance companies offering the best rates for drivers with an at-fault accident.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners $99 $1,197
Cincinnati Insurance $167 $2,004
State Farm $116 $1,391
GEICO $217 $2,600
Progressive $124 $1,490

Cheapest Rates In Ankeny For Drivers After A DUI: State Farm

Ankeny drivers with a DUI can find the most affordable car insurance through State Farm, with an average monthly cost of $188.

The table below shows the most affordable car insurance rates for drivers with a DUI in Ankeny.

Provider Average Monthly Cost Average Annual Cost
State Farm $107 $1,282
Nationwide $138 $1,657
Allstate $166 $1,992
Auto-Owners $171 $2,051
Cincinnati $213 $2,555

Best Car Insurance Companies In Ankeny

For Ankeny drivers, AAA offers the most affordable coverage at $83 per month. You may also find good deals with Progressive at $90 and GEICO at $93 monthly.

Below is a ranking of the top 10 car insurance companies in Ankeny, IA, based on the average monthly rate they offer.

Company Monthly Premium
Cincinnati Insurance $30
Kentucky Farm Bureau $39
Travelers $41
Auto-Owners $37
State Farm $50
Nationwide $43
Allstate $76
GEICO $53
Shelter $50
Westfield $62
Grange Insurance $89

Average Cost Of Auto Insurance In Ankeny – By Zip Code

The zip code you live in affects your car insurance rates because it helps insurers assess local crime rates.

The following table shows the average car insurance premiums for different zip codes in Ankeny.

Zip Code Average Monthly Rate
40509 $153
40511 $130
40516 $105
40504 $124
40515 $165

Average Auto Insurance Rates In Ankeny – By Age

One of the key factors that determines car insurance rates is age. Young drivers, including teenagers, often have to pay more because of their inexperience and greater risk of accidents and traffic violations. The typical cost for teens is around $7,599 per year.

At 25, drivers typically start paying lower insurance premiums, assuming they’ve kept their driving record clean.

The best car insurance rates are typically found among drivers in their 50s and early 60s, as age is a major factor in assessing both experience and risk, affecting the price of premiums.

Age Average Yearly Rate
Teenagers $1,920
20s $1,776
30s $1,200
40s $1,056
50s $1,020
60s $948
70s $924

Average Rates In Ankeny – By Vehicle

The car you drive, including its make, model, year, and body type, has a big impact on your insurance rates. Generally, luxury cars or newer models with advanced technology and expensive replacement costs come with higher premiums.

Find average car insurance premiums for different vehicles in Ankeny in the table below.

Vehicle Average Monthly Rate
2015 Ford Mustang $117
1997 Toyota Avalon $40
2019 Jeep Renegade $70
2022 Toyota Corolla $165
2021 Nissan Rogue Sport $68

How Much Is Car Insurance In Other Cities in Iowa?

The city you live in can directly impact your car insurance costs. With higher risks of accidents, vehicle theft, and vandalism in cities, premiums are often higher.

For example, while car insurance in Los Angeles costs around $243 a month, residents of San Diego typically pay $176 monthly.

City Average Monthly Rate
Boone $99
Ankeny $100
Cedar Rapids $105
Ames $110
Clinton $85
Davenport $120
Urbandale $106
Sioux City $104
Council Bluffs $115
Des Moines $108

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Our Methodology

Using an in-depth analysis of various factors, including pricing, customer service ratings, product choices, and online user feedback, I’ve compiled a comprehensive overview of the car insurance options in Ankeny, IA.

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Quotes Analyzed

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Brands Reviewed

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Years Of Experience

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FAQs

Who has the lowest car insurance rates in Ankeny?

In Ankeny, GEICO offers the most affordable minimum coverage, while Progressive leads the way for full coverage, which includes both comprehensive and collision protection.

What is the average cost of car insurance in Ankeny?

The typical cost of car insurance in Ankeny is about $180 per month, but this rate can change based on your zip code, car type, and driving history.

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