Cheapest Car Insurance In Ankeny, IA 2025

State Farm stands out as the most affordable insurer for minimum coverage in Ankeny, with rates averaging $21 a month.

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Updated: 30 January 2025
Written by Bob Phillips
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Scouring the market for car insurance in Ankeny, IA, reveals a significant range in pricing options.

State Farm stands out for its affordable liability-only coverage. For full coverage, American Family offers the best rates, and young drivers can also find the cheapest premiums with State Farm.

Cheapest Car Insurance Companies In Ankeny, IA 2025

Cheapest Car Insurance, Ankeny, 2025

Cheapest Liability-only Car Insurance In Ankeny: State Farm

The most affordable minimum coverage car insurance in Ankeny comes from State Farm, with a monthly average rate of $21.

See the table below for a breakdown of rates from different car insurance providers.

Provider Average Monthly Cost Average Annual Cost
State Farm $21 $252
Allstate $25 $300
Travelers $28 $336
American Family $32 $384
GEICO $35 $420

Cheapest Full Coverage Insurance Rates In Ankeny: American Family

In Ankeny, American Family provides the most cost-effective full coverage car insurance, averaging $64 monthly.

Use the table to compare average quotes from Ankeny’s most affordable car insurance companies..

Provider Average Monthly Cost Average Annual Cost
American Family $64 $768
GEICO $71 $852
State Farm $75 $900
Auto-Owners $77 $924
Progressive $79 $948

Cheapest Car Insurance Rates For Seniors: Progressive

Progressive’s average rate of $22 a month makes it the most economical car insurance choice for seniors in Ankeny.

The table shows average rates from the cheapest car insurance providers tailored for seniors.

Provider Average Monthly Cost Average Annual Cost
Progressive $22 $264
Iowa Farm Bureau $25 $300
State Farm $23 $276
American Family $27 $324
Travelers $29 $348

Cheapest Rates In Ankeny For Teenagers: Auto-Owners

In Ankeny, Auto-Owners provides the lowest car insurance quotes for teens, with an average rate of $43 per month.

Use the table below to compare the lowest insurance rates available for teenage drivers.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners $43 $516
GEICO $46 $552
Allstate $55 $660
Nationwide $83 $996
Progressive $98 $1,176

Cheapest Auto Insurance For Young Adults in Ankeny: State Farm

State Farm provides young adults in Ankeny with the most affordable car insurance, at an average of $26 a month.

Use the table below to explore the best deals on car insurance for young adults in Ankeny.

Provider Average Monthly Cost Average Annual Cost
State Farm $26 $312
Grange Insurance $28 $336
Iowa Farm Bureau $30 $360
American Family $31 $372
GEICO $35 $420

Cheapest Car Insurance In Ankeny For Good Drivers: State Farm

The most affordable car insurance for good drivers in Ankeny comes from State Farm, at $21 a month on average.

If you have a clean driving record, refer to the table below for average quotes from the most affordable car insurance companies.

Provider Average Monthly Cost Average Annual Cost
State Farm $21 $252
Grange Insurance $24 $288
Iowa Farm Bureau $27 $324
American Family $29 $348
GEICO $30 $360

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Cheapest Car Insurance In Ankeny After A Speeding Ticket: American Family

American Family is a cost-effective choice for drivers with a speeding ticket in Ankeny, offering average premiums of $30 a month.

Use the table below to explore the average insurance rates for drivers with a speeding ticket.

Provider Average Monthly Cost Average Annual Cost
American Family $30 $360
GEICO $33 $396
Travelers $34 $408
Iowa Farm Bureau $31 $372
Western National $35 $420

Cheapest For Drivers With After At-Fault Accident: Progressive

If you’ve had an at-fault accident, Progressive offers the cheapest coverage in Ankeny, with rates averaging $32 per month.

Here’s a comparison of the car insurance companies offering the best rates for drivers with an at-fault accident.

Provider Average Monthly Cost Average Annual Cost
Progressive $32 $384
Travelers $35 $420
West Bend $36 $432
Auto-Owners $37 $444
American Family $33 $396

Cheapest Rates In Ankeny For Drivers After A DUI: State Farm

Ankeny drivers with a DUI can find the most affordable car insurance through State Farm, with an average monthly cost of $25.

The table below shows the most affordable car insurance rates for drivers with a DUI in Ankeny.

Provider Average Monthly Cost Average Annual Cost
State Farm $25 $300
American Family $30 $360
West Bend $40 $480
Grange $41 $492
Travelers $43 $516

Best Car Insurance Companies In Ankeny

For Ankeny drivers, State Farm offers the most affordable coverage at $21 per month. You may also find good deals with Grange Insurance at $24 and Iowa Farm Bureau at $27 monthly.

Below is a ranking of the top car insurance companies in Ankeny, IA, based on the average monthly rate they offer.

Company Monthly Premium
State Farm $21
Grange Insurance $24
Iowa Farm Bureau $27
American Family $29
GEICO $30
Travelers $43
West Bend $42
Auto-Owners $51
Westfield $52

Average Cost Of Auto Insurance In Ankeny – By Zip Code

The zip code you live in affects your car insurance rates because it helps insurers assess local crime rates.

The following table shows the average car insurance premiums for different zip codes in Ankeny.

Zip Code Average Monthly Rate
50023 $106
50021 $94

Average Auto Insurance Rates In Ankeny – By Age

One of the key factors that determines car insurance rates is age. Young drivers, including teenagers, often have to pay more because of their inexperience and greater risk of accidents and traffic violations. The typical cost for teens is around $1,930 per year.

At 25, drivers typically start paying lower insurance premiums, assuming they’ve kept their driving record clean.

The best car insurance rates are typically found among drivers in their 50s and early 60s, as age is a major factor in assessing both experience and risk, affecting the price of premiums.

Age Average Yearly Rate
Teenagers $1,930
20s $1,752
30s $1,155
40s $1,035
50s $980
60s $930
70s $860

Average Rates In Ankeny – By Vehicle

The car you drive, including its make, model, year, and body type, has a big impact on your insurance rates. Generally, luxury cars or newer models with advanced technology and expensive replacement costs come with higher premiums.

Find average car insurance premiums for different vehicles in Ankeny in the table below.

Vehicle Average Monthly Rate
Ford Mustang $117
Toyota Avalon $40
Jeep Renegade $70
Toyota Corolla $165
Nissan Rogue Sport $68

How Much Is Car Insurance In Other Cities in Iowa?

The city you live in can directly impact your car insurance costs. With higher risks of accidents, vehicle theft, and vandalism in cities, premiums are often higher.

For example, while car insurance in Council Bluffs costs around $177 a month, residents of Iowa City typically pay $134 monthly.

City Average Monthly Rate
Iowa City $134
Sioux City $163
Harlan $161
Cedar Rapids $147
Davenport $152
Des Moines $153
Urbandale $142
Council Bluffs $177
Waterloo $152
Dubuque $149

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Our Methodology

Using an in-depth analysis of various factors, including pricing, customer service ratings, product choices, and online user feedback, I’ve compiled a comprehensive overview of the car insurance options in Ankeny, IA.

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Quotes Analyzed

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Brands Reviewed

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Years Of Experience

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FAQs

Who has the lowest car insurance rates in Ankeny?

In Ankeny, State Farm offers the most affordable minimum coverage, while American Family leads the way for full coverage, which includes both comprehensive and collision protection.

What is the average cost of car insurance in Ankeny?

The typical cost of car insurance in Ankeny is about $100 per month, but this rate can change based on your zip code, car type, and driving history.

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